Baroda BNP Paribas ELSS Tax Saver Fund is an ELSS fund run by Baroda BNP Paribas Mutual Fund. On 30-09-2026, it managed ₹857 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 13.9% a year and its Regular plan returned 12.5% a year. Its benchmark, Nifty 500 TRI, returned 10.2% a year over the same 3 years.
NAV (Direct plan)
₹106.60
▼ 0.63% · 30-10-2026
NAV (Regular plan)
₹93.12
▼ 0.63% · 30-10-2026
Expense ratio
1.27%Direct2.46%Regular
1.27%
A year
Riskometer
Not available
Set by the fund house
3 year return
13.9%Direct12.5%Regular
13.9%
A year
Baroda BNP Paribas ELSS Tax Saver Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹106.60 (down 0.63% that day); Regular Plan Growth ₹93.12 (down 0.63% that day).
This fund (Direct plan)
₹106.5953
Baroda BNP Paribas ELSS Tax Saver Fund Returns vs Nifty 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.91%
−6.58%
−2.51%
−4.26%
+13.88%
--
--
This fund (Regular)
−2.01%
−6.86%
−3.10%
−5.42%
+12.52%
--
--
Nifty 500 TRI
−0.75%
−6.05%
−2.83%
−7.34%
+10.22%
+8.81%
+12.51%
ELSS average
−2.34%
−5.61%
−1.63%
−5.75%
+10.92%
--
--
Best in ELSS
+1.27%
−1.66%
+5.11%
+2.97%
+19.52%
--
--
Worst in ELSS
−8.36%
−10.02%
−7.36%
−11.32%
+2.93%
--
--
Rank in ELSS
25/50
36/50
30/50
13/50
8/49
--
--
Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.
Baroda BNP Paribas ELSS Tax Saver Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty 500 TRI
2026to date
−5.68%
−6.62%
−7.51%
2025
+6.11%
+4.83%
+7.76%
2024
+25.08%
+23.58%
+16.24%
2023
+32.84%
+31.27%
+26.91%
Baroda BNP Paribas ELSS Tax Saver Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 400 periods, one for each trading day from 17-03-2025 to 30-10-2026.
0%5%10%15%20%25%
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Nifty 500 TRI
May 2022 to May 2025Aug 2022 to Aug 2025Nov 2022 to Nov 2025Mar 2023 to Mar 2026Jun 2023 to Jun 2026Sept 2023 to Sept 2026
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)Nifty 500 TRI
0%
0%
Below 0%
0%
0%
0-5%
0%
5%
5-10%
9%
33%
10-15%
56%
55%
15-20%
36%
7%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
892
13.0%
−5.0%
51.7%
6%
10.2%
88%
2 years
647
22.3%
−1.0%
35.0%
2%
18.4%
100%
3 years
400
19.4%
13.1%
24.4%
0%
15.6%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
44
14.3%
−15.8%
51.2%
14%
11.9%
91%
2 years
32
13.9%
−2.7%
41.1%
3%
10.9%
100%
3 years
20
15.5%
5.0%
21.4%
0%
11.8%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty 500 TRI over the same days. Past returns do not promise future returns.
Baroda BNP Paribas ELSS Tax Saver Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
−4.26%
−7.34%
Standard deviation
14.43%
14.48%
Sharpe ratio
-0.66
-0.87
Sortino ratio
-0.87
-1.16
Maximum drawdown
−13.2%
(31-03-2026)
−14.7%
(30-03-2026)
Beta
0.98
1.00
Alpha
+2.79%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+13.88%
+10.22%
Standard deviation
14.64%
14.30%
Sharpe ratio
0.54
0.29
Sortino ratio
0.72
0.40
Maximum drawdown
−17.3%
(28-02-2025)
−18.6%
(28-02-2025)
Beta
0.99
1.00
Alpha
+3.71%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)This fund
Nifty 500 TRI
Return (CAGR)
+12.67%
+10.62%
Standard deviation
13.79%
13.77%
Sharpe ratio
0.48
0.34
Sortino ratio
0.66
0.46
Maximum drawdown
−17.3%
(28-02-2025)
−18.6%
(28-02-2025)
Beta
0.97
1.00
Alpha
+2.19%
0.00%
From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−20%−15%−10%−5%0%
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Nifty 500 TRI
2023202420252026
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)Nifty 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
−17.3%
23-09-2024
28-02-2025
27-10-2025
8 months
−9.5%
Nifty 500 TRI
−18.6%
26-09-2024
28-02-2025
Not yet
--
−8.8%
From the Direct plan's daily NAV since 14-03-2022, adjusted for unit splits, and Nifty 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Baroda BNP Paribas ELSS Tax Saver Fund vs Other ELSS Funds
The five ELSS funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Baroda BNP Paribas ELSS Tax Saver Fund Expense Ratio and Costs
What each plan charges a year, in force from 22-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
ELSS median
Cost rank (1 = cheapest)
Direct
0.93%
0.06%
0.00%
0.28%
1.27%
1.11%
38/49
Regular
1.95%
0.06%
0.00%
0.45%
2.46%
1.96%
35/50
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−5.42%
−4.26%
1.16%
₹94,580
₹95,740
3 years
12.52%
13.88%
1.36% a year
₹1,42,459
₹1,47,687
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Baroda BNP Paribas ELSS Tax Saver Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 14-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planBaroda BNP Paribas ELSS Tax Saver Fund (Direct)
₹5,60,000
₹7,11,056
₹1,51,056
10.2%
Regular planBaroda BNP Paribas ELSS Tax Saver Fund (Regular)
₹5,60,000
₹6,88,559
₹1,28,559
8.8%
Nifty 500 TRI
₹5,60,000
₹6,62,913
₹1,02,913
7.2%
Category averageCategory average, 49 ELSS funds
₹5,60,000
₹6,87,182
₹1,27,182
8.7%
₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L
Direct planBaroda BNP Paribas ELSS Tax Saver Fund (Direct)
Regular planBaroda BNP Paribas ELSS Tax Saver Fund (Regular)
Nifty 500 TRI
Category averageCategory average, 49 ELSS funds
Amount invested
2023202420252026
Direct planBaroda BNP Paribas ELSS Tax Saver Fund (Direct)Regular planBaroda BNP Paribas ELSS Tax Saver Fund (Regular)Nifty 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas ELSS Tax Saver Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
97.3%Equity
Asset
Fund
Category
Equity
97.3%
96.3%
Cash and others
2.7%
3.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
62.8%
47.5%
Mid Cap
23.0%
18.4%
Small Cap
10.6%
29.4%
Not on AMFI's list
0.8%
1.2%
Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Baroda BNP Paribas ELSS Tax Saver Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks18.4%
Automobiles9.0%
Chemicals & Petrochemicals6.1%
Pharmaceuticals & Biotechnology5.4%
Electrical Equipment5.2%
Finance4.4%
Petroleum Products4.2%
IT - Services3.3%
IT - Software3.0%
Beverages3.0%
The ten largest of 30 sectors. The other 20 add up to 35.3%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
19.2%
18.0%
18.4%
−0.8%
Automobiles
9.6%
9.1%
9.0%
−0.6%
Chemicals & Petrochemicals
6.4%
6.3%
6.1%
−0.3%
Pharmaceuticals & Biotechnology
5.2%
5.3%
5.4%
+0.2%
Electrical Equipment
4.8%
4.9%
5.2%
+0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Baroda BNP Paribas ELSS Tax Saver Fund Portfolio Holdings
As on 30-09-2026 · 56 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
ICICI Bank Limited
Banks
3.86%
0.0%
State Bank of India
Banks
3.56%
0.0%
Radico Khaitan Limited
Beverages
3.01%
0.0%
Reliance Industries Limited
Petroleum Products
2.95%
0.0%
Titan Company Limited
Consumer Durables
2.94%
0.0%
TVS Motor Company Limited
Automobiles
2.90%
0.0%
Bharat Heavy Electricals Limited
Electrical Equipment
2.81%
0.0%
HDFC Bank Limited
Banks
2.77%
0.0%
Larsen & Toubro Limited
Construction
2.63%
0.0%
Eicher Motors Limited
Automobiles
2.50%
0.0%
Bharti Airtel Limited
Telecom - Services
2.46%
0.0%
Hitachi Energy India Limited
Electrical Equipment
2.36%
+10.0%
Navin Fluorine International Limited
Chemicals & Petrochemicals
2.31%
−11.1%
Divi's Laboratories Limited
Pharmaceuticals & Biotechnology
2.17%
0.0%
One 97 Communications Limited
Financial Technology (Fintech)
2.15%
0.0%
Linde India Limited
Chemicals & Petrochemicals
2.08%
0.0%
Mahindra & Mahindra Limited
Automobiles
2.07%
0.0%
Tech Mahindra Limited
IT - Software
2.06%
0.0%
Nippon Life India Asset Management Limited
Capital Markets
2.00%
0.0%
Ujjivan Small Finance Bank Limited
Banks
1.97%
0.0%
Cummins India Limited
Industrial Products
1.94%
0.0%
NTPC Limited
Power
1.88%
0.0%
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
1.84%
0.0%
Axis Bank Limited
Banks
1.76%
0.0%
Sagility Limited
IT - Services
1.75%
0.0%
The Federal Bank Limited
Banks
1.74%
0.0%
Pidilite Industries Limited
Chemicals & Petrochemicals
1.71%
0.0%
Bharat Electronics Limited
Aerospace & Defense
1.66%
0.0%
Kotak Mahindra Bank Limited
Banks
1.65%
+7.9%
Hindalco Industries Limited
Non - Ferrous Metals
1.65%
0.0%
Tata Motors Ltd
Agricultural, Commercial & Construction Vehicles
1.62%
0.0%
Maruti Suzuki India Limited
Automobiles
1.54%
0.0%
Tata Capital Limited
Finance
1.53%
0.0%
Amagi Media Labs Limited
IT - Services
1.50%
0.0%
Aditya Birla Capital Limited
Finance
1.45%
0.0%
Cholamandalam Investment and Finance Company Ltd
Finance
1.42%
0.0%
Britannia Industries Limited
Food Products
1.41%
0.0%
Glenmark Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
1.36%
0.0%
Max Financial Services Limited
Insurance
1.35%
0.0%
Travel Food Services Limited
Leisure Services
1.34%
0.0%
Hindustan Petroleum Corporation Limited
Petroleum Products
1.28%
0.0%
UltraTech Cement Limited
Cement & Cement Products
1.21%
0.0%
Vishal Mega Mart Limited
Retailing
1.21%
0.0%
AU Small Finance Bank Limited
Banks
1.11%
0.0%
Lenskart Solutions Limited
Retailing
1.10%
0.0%
KEI Industries Limited
Industrial Products
1.04%
−21.7%
NHPC Limited
Power
1.02%
0.0%
Infosys Limited
IT - Software
0.99%
0.0%
SBI Life Insurance Company Limited
Insurance
0.99%
0.0%
Computer Age Management Services Limited
Capital Markets
0.98%
0.0%
Shiprocket Limited
Transport Services
0.82%
+58.4%
Tenneco Clean Air India Limited
Auto Components
0.71%
0.0%
PB Fintech Limited
Financial Technology (Fintech)
0.62%
0.0%
Prestige Estates Projects Limited
Realty
0.52%
0.0%
TRANSTREAM INDIA COM LTD
Miscellaneous
0.00%
0.0%
DSQ SOFTWARE
Software
0.00%
0.0%
Baroda BNP Paribas ELSS Tax Saver Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Navin Fluorine International Limited
↓Reduced
−11.1%
2.31%
Hitachi Energy India Limited
↑Added
+10.0%
2.36%
Kotak Mahindra Bank Limited
↑Added
+7.9%
1.65%
KEI Industries Limited
↓Reduced
−21.7%
1.04%
Shiprocket Limited
↑Added
+58.4%
0.82%
Symbiotec Pharmalab Limited
↓Sold out
−100%
was 0.02%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Baroda BNP Paribas ELSS Tax Saver Fund Overview
Fund facts from the scheme summary document
Expense ratio (Direct)
1.27%
Expense ratio (Regular)
2.46%
Category
ELSS
Risk
Not available
Benchmark
Not available
Launch date
Not available
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹857.05 Cr (30-09-2026)
Lock in
Not available
Scheme code (Direct)
150159
ISIN (Direct)
INF251K01HF3
Scheme code (Regular)
150156
ISIN (Regular)
INF251K01985
NAV history
From 14-03-2022, 4.6 years
Exit load
Not available
Tax on Baroda BNP Paribas ELSS Tax Saver Fund returns
Baroda BNP Paribas ELSS Tax Saver Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹106.5953
30-10-2026
direct
IDCW
₹26.3761
30-10-2026
regular
Growth
₹93.117
30-10-2026
regular
IDCW
₹20.4672
30-10-2026
About Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas ELSS Tax Saver Fund is a mutual fund from Baroda BNP Paribas Mutual Fund. Its category is ELSS. At the end of September 2026 it held 56 securities.
Frequently Asked Questions for Baroda BNP Paribas ELSS Tax Saver Fund
What is the current NAV of Baroda BNP Paribas ELSS Tax Saver Fund?
The Direct plan NAV is ₹106.5953. The Regular plan NAV is ₹93.117, as on 30-10-2026.
What are the returns of Baroda BNP Paribas ELSS Tax Saver Fund?
The Direct plan returned −4.26% in 1 year, +13.88% a year over 3 years. The Regular plan returned −5.42% in 1 year, +12.52% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of Baroda BNP Paribas ELSS Tax Saver Fund?
The Direct plan charges 1.27% a year. The Regular plan charges 2.46% a year. This is the figure the fund house reported to AMFI, in force from 22-10-2026.
What is the AUM of Baroda BNP Paribas ELSS Tax Saver Fund?
Baroda BNP Paribas ELSS Tax Saver Fund managed ₹857.05 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Baroda BNP Paribas ELSS Tax Saver Fund?
At the end of September 2026 the largest holdings were ICICIBANK (3.86%), SBIN (3.56%), RADICO (3.01%), RELIANCE (2.95%), TITAN (2.94%). The fund held 56 securities in all.
What did Baroda BNP Paribas ELSS Tax Saver Fund buy and sell in September 2026?
It sold out of 1: Symbiotec Pharmalab Limited. It added shares in 3. It reduced 2.
How do I invest in Baroda BNP Paribas ELSS Tax Saver Fund?
Through Baroda BNP Paribas Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
How has Baroda BNP Paribas ELSS Tax Saver Fund performed against its benchmark?
Its benchmark is Nifty 500 TRI. The Direct plan returned +13.88% a year over 3 years. The benchmark returned +10.22% a year over 3 years.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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