Bank of India Small Cap Fund vs Helios Small Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Small Cap Fund and Helios Small Cap Fund are both Small Cap funds. Bank of India Small Cap Fund charges 0.81% a year and Helios Small Cap Fund 0.89% (Direct plans). Their portfolios overlap 10.6%: they hold 13 of the same securities.
Which is better, Bank of India Small Cap or Helios Small Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bank of India Small Cap costs less: 0.81% a year against 0.89% (Direct plans).
- Bank of India Small Cap fell less in its worst fall since 28-11-2025: −12.8% against −16.9%.
- Bank of India Small Cap is the larger fund: ₹3,671 Cr against ₹1,885 Cr.
- Their portfolios overlap 10.6%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Small Cap Fund | Helios Small Cap Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Helios Mutual Fund |
| Category | Small Cap | Small Cap |
| AUM | ₹3,671 Cr (30-09-2026) | ₹1,885 Cr (30-09-2026) |
| NAV | ₹61.83 (Direct) | ₹10.87 (Direct) |
| Expense ratio (Direct) | 0.81% | 0.89% |
| Expense ratio (Regular) | 2.22% | 2.40% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Smallcap 250 TRI | Nifty Smallcap 250 TRI |
| Launch date | 19-12-2018 | 27-11-2025 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Alok Singh | Alok Bahl, Pratik Singh |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Exit load of 1%, if redeemed within 3 months. |
Bank of India Small Cap vs Helios Small Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Small Cap Fund (Direct) | −7.05% | −0.35% | +12.58% | +16.64% | +18.62% | +18.46% | -- |
| Helios Small Cap Fund (Direct) | −5.23% | −1.18% | +10.36% | -- | -- | -- | -- |
| Small Cap average | −5.86% | −3.28% | +5.03% | -- | -- | -- | -- |
Category average: the average of the 36 Small Cap funds, same plan type.
Bank of India Small Cap vs Helios Small Cap: Year-wise Returns
| Year | Bank of IndiaBank of India Small Cap | HeliosHelios Small Cap | Nifty Smallcap 250 TRI |
|---|---|---|---|
| 2026to date | +22.80% | +10.58% | +1.00% |
| 2025 | −7.19% | -- | −5.48% |
| 2024 | +31.96% | -- | +27.21% |
| 2023 | +42.84% | -- | +49.09% |
| 2022 | +0.10% | -- | −2.64% |
| 2021 | +73.72% | -- | +63.34% |
Bank of India Small Cap vs Helios Small Cap: Rolling Returns
Every holding period of both funds, against Nifty Smallcap 250 TRI, the benchmark of both
Bank of India Small Cap vs Helios Small Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bank of India Small Cap Fund (Direct) | Helios Small Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +26.14% | +9.02% |
| Standard deviation | 17.87% | 18.12% |
| Sharpe ratio | 1.17 | 0.21 |
| Sortino ratio | 1.58 | 0.29 |
| Maximum drawdown | −32.4% (23-03-2020) | −16.9% (23-03-2026) |
| Beta | 0.86 | 0.94 |
| Alpha | +10.74% | +7.96% |
From daily NAVs, 27-12-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bank of India Small Cap Fund (Direct)
Helios Small Cap Fund (Direct)
Nifty Smallcap 250 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bank of India Small Cap Fund (Direct) | −12.8% | 01-12-2025 | 23-03-2026 | 15-04-2026 | 23 days | −9.2% |
| Helios Small Cap Fund (Direct) | −16.9% | 01-12-2025 | 23-03-2026 | 06-05-2026 | 44 days | −8.0% |
| Nifty Smallcap 250 TRI | −15.4% | 05-01-2026 | 23-03-2026 | 04-05-2026 | 42 days | −9.4% |
From daily values since 28-11-2025, the first day every fund has.
Bank of India Small Cap vs Helios Small Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Small Cap Fund, September 2026; Helios Small Cap Fund, September 2026
Holdings in common
- Overlap
- 10.6%
- Held by both
- 13
- Only in Bank of India Small Cap
- 86
- Only in Helios Small Cap
- 83
| Security | % of Bank of India Small Cap | % of Helios Small Cap |
|---|---|---|
| TD Power Systems Limited | 1.55% | 1.45% |
| Acutaas Chemicals Limited | 1.31% | 1.19% |
| City Union Bank Limited | 2.72% | 1.15% |
| Lumax Auto Technologies Limited | 1.10% | 1.26% |
| Multi Commodity Exchange of India Limited | 1.02% | 1.91% |
| Apar Industries Limited | 0.95% | 1.20% |
| NRB Bearing Limited | 0.87% | 0.94% |
| Leela Palaces Hotels & Resorts Limited | 0.81% | 1.17% |
| Computer Age Management Services Limited | 1.92% | 0.76% |
| ZF Commercial Vehicle Control Systems India Limited | 0.92% | 0.59% |
| ETHOS LTD. | 0.38% | 0.39% |
| Syrma SGS Technology Limited | 0.29% | 1.51% |
| Allied Blenders And Distillers Limited | 0.01% | 0.70% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.6% means 10.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Small Cap Fund
| Security | % of fund |
|---|---|
| Hero Motors Ltd | 2.82% |
| Sky Gold And Diamonds Limited | 2.72% |
| Sterlite Technologies Limited | 2.53% |
| Raymond Limited | 2.51% |
| Quality Power Electrical Eqp Ltd | 2.51% |
Largest holdings only in Helios Small Cap Fund
| Security | % of fund |
|---|---|
| Shadowfax Technologies Ltd. | 2.22% |
| Ather Energy Ltd. | 1.77% |
| CarTrade Tech Ltd. | 1.72% |
| Swiggy Ltd. | 1.65% |
| Redington Ltd. | 1.64% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Small Cap | Helios Small Cap |
|---|---|---|
| Equity | 85.7% | 98.0% |
| Debt | 5.6% | 0.0% |
| Cash and others | 8.7% | 2.0% |
Market cap of stocks
| Market cap | Bank of India Small Cap | Helios Small Cap |
|---|---|---|
| Large Cap | 1.9% | 2.1% |
| Mid Cap | 5.1% | 17.6% |
| Small Cap | 71.1% | 70.7% |
| Not on AMFI's list | 7.6% | 7.6% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Small Cap | Helios Small Cap |
|---|---|---|
| Auto Components | 8.1% | 10.7% |
| Capital Markets | 5.0% | 7.7% |
| Pharmaceuticals & Biotechnology | 6.0% | 7.5% |
| Electrical Equipment | 7.0% | 4.7% |
| Healthcare Services | 1.6% | 6.8% |
| Consumer Durables | 5.6% | 2.2% |
| Banks | 5.4% | 1.8% |
| Industrial Manufacturing | 5.4% | 2.8% |
| Commercial Services & Supplies | 1.1% | 4.8% |
| Transport Services | 1.8% | 4.7% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Small Cap vs Helios Small Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Small Cap Fund | Helios Small Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.81% | 0.89% |
| Base expense ratio (Direct) | 0.44% | 0.47% |
| Total expense ratio (Regular) | 2.22% | 2.40% |
| Base expense ratio (Regular) | 1.64% | 1.77% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Small Cap with
Bank of India Small Cap Fund vs Helios Small Cap Fund: Frequently Asked Questions
What is the difference between Bank of India Small Cap Fund and Helios Small Cap Fund?
Both are Small Cap funds, run by Bank of India Mutual Fund and Helios Mutual Fund. Their portfolios overlap 10.6%. Bank of India Small Cap Fund charges 0.81% a year and Helios Small Cap Fund 0.89%.
Which has the lower expense ratio, Bank of India Small Cap Fund or Helios Small Cap Fund?
Bank of India Small Cap Fund charges less: 0.81% a year against 0.89%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Small Cap Fund and Helios Small Cap Fund overlap?
10.6%. They hold 13 of the same securities, the largest shared ones being TDPOWERSYS, ACUTAAS, CUB. From each fund's latest monthly portfolio.
Which is riskier, Bank of India Small Cap Fund or Helios Small Cap Fund?
On SEBI's riskometer, Bank of India Small Cap Fund is rated Very High and Helios Small Cap Fund Very High. Over their common history, the standard deviation of daily returns was 17.87% and 18.12% a year.
Can I invest in both Bank of India Small Cap Fund and Helios Small Cap Fund?
Yes. 10.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bank of India Small Cap Fund and Helios Small Cap Fund?
Bank of India Small Cap Fund: Alok Singh. Helios Small Cap Fund: Alok Bahl, Pratik Singh.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.