Bank of India Small Cap Fund is a Small Cap fund run by Bank of India Mutual Fund. On 30-09-2026, it managed ₹3,671 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 18.6% a year and its Regular plan returned 16.9% a year. Its benchmark, Nifty Smallcap 250 TRI, returned 12.3% a year over the same 3 years.
NAV (Direct plan)
₹61.83
▼ 2.26% · 30-10-2026
NAV (Regular plan)
₹54.43
▼ 2.26% · 30-10-2026
Expense ratio
0.81%Direct2.22%Regular
0.81%
A year
Riskometer
Very High
Set by the fund house
3 year return
18.6%Direct16.9%Regular
18.6%
A year
Bank of India Small Cap Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹61.83 (down 2.26% that day); Regular Plan Growth ₹54.43 (down 2.26% that day).
This fund (Direct plan)
₹61.83
Bank of India Small Cap Fund Returns vs Nifty Smallcap 250 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−7.05%
−0.35%
+12.58%
+16.64%
+18.62%
+18.46%
--
This fund (Regular)
−7.16%
−0.69%
+11.79%
+14.98%
+16.90%
+16.67%
--
Nifty Smallcap 250 TRI
−5.78%
−5.87%
+0.62%
−3.15%
+12.35%
+13.11%
+13.34%
Small Cap average
−5.86%
−3.28%
+5.03%
+3.00%
+14.03%
+14.51%
--
Best in Small Cap
−2.98%
+10.76%
+19.23%
+19.98%
+22.07%
+18.46%
--
Worst in Small Cap
−11.16%
−7.95%
−4.62%
−10.42%
+8.13%
+10.69%
--
Rank in Small Cap
32/36
4/36
3/36
2/31
4/24
1/21
--
Category rows compare the Direct plans of 36 Small Cap funds. Rank 1 is the highest return.
Bank of India Small Cap Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty Smallcap 250 TRI
2026to date
+22.80%
+21.33%
+1.00%
2025
−7.19%
−8.49%
−5.48%
2024
+31.96%
+29.96%
+27.21%
2023
+42.84%
+40.80%
+49.09%
2022
+0.10%
−1.62%
−2.64%
2021
+73.72%
+70.83%
+63.34%
Bank of India Small Cap Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,193 periods, one for each trading day from 27-12-2021 to 30-10-2026.
0%10%20%30%40%50%
Bank of India Small Cap Fund (Direct)
Nifty Smallcap 250 TRI
May 2019 to May 2022Mar 2020 to Mar 2023Jan 2021 to Jan 2024Nov 2021 to Nov 2024Aug 2022 to Aug 2025Jun 2023 to Jun 2026
Bank of India Small Cap Fund (Direct)Nifty Smallcap 250 TRI
0%
0%
Below 0%
0%
0%
0-5%
0%
0%
5-10%
0%
3%
10-15%
9%
18%
15-20%
25%
30%
20-25%
66%
49%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
1,688
25.4%
−20.0%
126.4%
13%
10.4%
72%
2 years
1,439
29.1%
4.5%
80.5%
0%
25.9%
69%
3 years
1,193
29.3%
15.2%
48.2%
0%
24.7%
82%
5 years
700
32.2%
17.9%
42.0%
0%
26.4%
100%
7 years
206
27.3%
22.9%
31.9%
0%
19.8%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
83
27.2%
−28.4%
112.7%
14%
15.3%
71%
2 years
71
28.0%
−5.6%
84.1%
4%
23.1%
79%
3 years
59
28.7%
4.7%
59.2%
0%
26.6%
71%
5 years
35
25.5%
12.4%
40.6%
0%
23.8%
97%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Smallcap 250 TRI over the same days. Past returns do not promise future returns.
Bank of India Small Cap Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Bank of India Small Cap Fund (Direct)This fund
Nifty Smallcap 250 TRI
Return (CAGR)
+16.64%
−3.15%
Standard deviation
17.69%
17.96%
Sharpe ratio
0.64
-0.47
Sortino ratio
0.91
-0.63
Maximum drawdown
−15.6%
(23-03-2026)
−18.2%
(23-03-2026)
Beta
0.93
1.00
Alpha
+19.17%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Small Cap Fund (Direct)This fund
Nifty Smallcap 250 TRI
Return (CAGR)
+18.62%
+12.35%
Standard deviation
18.86%
19.08%
Sharpe ratio
0.67
0.33
Sortino ratio
0.90
0.44
Maximum drawdown
−27.1%
(03-03-2025)
−26.0%
(03-03-2025)
Beta
0.94
1.00
Alpha
+6.63%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Small Cap Fund (Direct)This fund
Nifty Smallcap 250 TRI
Return (CAGR)
+18.46%
+13.11%
Standard deviation
17.42%
18.50%
Sharpe ratio
0.73
0.40
Sortino ratio
0.98
0.51
Maximum drawdown
−27.1%
(03-03-2025)
−26.6%
(20-06-2022)
Beta
0.89
1.00
Alpha
+6.12%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Small Cap Fund (Direct)This fund
Nifty Smallcap 250 TRI
Return (CAGR)
+26.14%
+17.04%
Standard deviation
17.87%
19.48%
Sharpe ratio
1.17
0.61
Sortino ratio
1.58
0.79
Maximum drawdown
−32.4%
(23-03-2020)
−45.5%
(24-03-2020)
Beta
0.86
1.00
Alpha
+10.74%
0.00%
From daily NAVs, 27-12-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−50%−40%−30%−20%−10%0%
Bank of India Small Cap Fund (Direct)
Nifty Smallcap 250 TRI
20192020202120222023202420252026
Bank of India Small Cap Fund (Direct)Nifty Smallcap 250 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Bank of India Small Cap Fund (Direct)
−32.4%
20-02-2020
23-03-2020
07-08-2020
5 months
−9.2%
Nifty Smallcap 250 TRI
−45.5%
16-04-2019
24-03-2020
23-11-2020
8 months
−9.4%
From the Direct plan's daily NAV since 27-12-2018, adjusted for unit splits, and Nifty Smallcap 250 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Bank of India Small Cap Fund vs Other Small Cap Funds
The five Small Cap funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Bank of India Small Cap Fund Expense Ratio and Costs
What each plan charges a year, in force from 22-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Small Cap median
Cost rank (1 = cheapest)
Direct
0.44%
0.09%
0.01%
0.27%
0.81%
0.91%
12/36
Regular
1.64%
0.09%
0.01%
0.48%
2.22%
2.06%
24/36
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Small Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
14.98%
16.64%
1.66%
₹1,14,980
₹1,16,640
3 years
16.90%
18.62%
1.72% a year
₹1,59,751
₹1,66,907
5 years
16.67%
18.46%
1.79% a year
₹2,16,170
₹2,33,270
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Bank of India Small Cap Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 27-12-2018 to 30-10-2026: 95 instalments, ₹9,50,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planBank of India Small Cap Fund (Direct)
₹9,50,000
₹26,78,045
₹17,28,045
25.5%
Regular planBank of India Small Cap Fund (Regular)
₹9,50,000
₹24,64,781
₹15,14,781
23.4%
Nifty Smallcap 250 TRI
₹9,50,000
₹19,82,873
₹10,32,873
18.1%
Category averageCategory average, 36 Small Cap funds
₹9,50,000
₹22,16,643
₹12,66,643
20.8%
₹0₹10.0 L₹20.0 L₹30.0 L
Direct planBank of India Small Cap Fund (Direct)
Regular planBank of India Small Cap Fund (Regular)
Nifty Smallcap 250 TRI
Category averageCategory average, 36 Small Cap funds
Amount invested
20192020202120222023202420252026
Direct planBank of India Small Cap Fund (Direct)Regular planBank of India Small Cap Fund (Regular)Nifty Smallcap 250 TRICategory averageCategory average, 36 Small Cap fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bank of India Small Cap Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
85.7%Equity
Asset
Fund
Category
Equity
85.7%
93.6%
Cash and others
8.7%
5.8%
Debt
5.6%
0.6%
Market cap of stocks
Market cap
Fund
Category
Large Cap
1.9%
4.8%
Mid Cap
5.1%
10.9%
Small Cap
71.1%
73.6%
Not on AMFI's list
7.6%
4.2%
Share of the whole fund. Category: the average of the Small Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Bank of India Small Cap Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Auto Components8.1%
Electrical Equipment7.0%
Pharmaceuticals & Biotechnology6.0%
Consumer Durables5.6%
Banks5.4%
Industrial Manufacturing5.4%
Capital Markets5.0%
Industrial Products5.0%
Telecom - Equipment & Accessories4.7%
Aerospace & Defense4.0%
The ten largest of 33 sectors. The other 23 add up to 29.5%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Auto Components
7.2%
7.0%
8.1%
+0.9%
Electrical Equipment
6.5%
6.8%
7.0%
+0.5%
Pharmaceuticals & Biotechnology
6.6%
6.5%
6.0%
−0.6%
Consumer Durables
7.0%
6.8%
5.6%
−1.4%
Banks
5.2%
4.8%
5.4%
+0.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Bank of India Small Cap Fund Portfolio Holdings
As on 30-09-2026 · 100 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Hero Motors Ltd
Auto Components
2.82%
New
City Union Bank Limited
Banks
2.72%
+29.2%
Sky Gold And Diamonds Limited
Consumer Durables
2.72%
0.0%
Sterlite Technologies Limited
Telecom - Equipment & Accessories
2.53%
+1.6%
Raymond Limited
Industrial Manufacturing
2.51%
New
Quality Power Electrical Eqp Ltd
Electrical Equipment
2.51%
+2.8%
Optiemus Infracom Ltd
Telecom - Equipment & Accessories
2.18%
New
Sigma Advanced Systems Limited
Aerospace & Defense
2.15%
+13.1%
Anand Rathi Wealth Limited
Capital Markets
2.08%
+71.4%
Wockhardt Limited
Pharmaceuticals & Biotechnology
2.02%
0.0%
Computer Age Management Services Limited
Capital Markets
1.92%
+23.4%
Balrampur Chini Mills Limited
Agricultural Food & other Products
1.87%
0.0%
Knowledge Marine & Engineering Works Limited
Engineering Services
1.76%
+54.5%
Arvind Limited
Textiles & Apparels
1.62%
0.0%
EID Parry India Limited
Food Products
1.62%
0.0%
TBO Tek Limited
Leisure Services
1.58%
0.0%
TD Power Systems Limited
Electrical Equipment
1.55%
+55.1%
Ujjivan Small Finance Bank Limited
Banks
1.55%
+70.4%
Acutaas Chemicals Limited
Pharmaceuticals & Biotechnology
1.31%
0.0%
GNA Axles Limited
Auto Components
1.29%
+6.2%
Mrs. Bectors Food Specialities Limited
Food Products
1.27%
0.0%
Atlanta Electricals Ltd
Electrical Equipment
1.27%
+31.4%
Onemi Technology Solutions Limited
Finance
1.23%
+286.0%
Canara HSBC Life Insurance company Ltd
Insurance
1.21%
0.0%
PG Electroplast Limited
Consumer Durables
1.20%
0.0%
Indian Bank
Banks
1.16%
0.0%
Meesho Ltd
Retailing
1.15%
0.0%
Aequs Limited
Aerospace & Defense
1.14%
0.0%
Tata Technologies Limited
IT - Services
1.12%
0.0%
Lumax Auto Technologies Limited
Auto Components
1.10%
0.0%
Eris Lifesciences Limited
Pharmaceuticals & Biotechnology
1.09%
0.0%
Entero Healthcare Solutions Ltd
Retailing
1.08%
+12.8%
Swan Defence And Heavy Industries Ltd
Industrial Manufacturing
1.06%
0.0%
Multi Commodity Exchange of India Limited
Capital Markets
1.02%
0.0%
Shreeji Shipping Global Limited
Transport Services
1.01%
0.0%
Stylam Industries Limited
Consumer Durables
0.99%
0.0%
Apar Industries Limited
Electrical Equipment
0.95%
0.0%
Vijaya Diagnostic Centre Limited
Healthcare Services
0.94%
0.0%
Titagarh Rail Systems Limited
Industrial Manufacturing
0.94%
+35.5%
ZF Commercial Vehicle Control Systems India Limited
Auto Components
0.92%
0.0%
Gujarat Themis Biosyn Limited
Pharmaceuticals & Biotechnology
0.89%
0.0%
Sanathan Textiles Limited
Textiles & Apparels
0.88%
0.0%
Steelcast Ltd
Industrial Products
0.87%
0.0%
NRB Bearing Limited
Auto Components
0.87%
+139.4%
Wework India Management Limited
Commercial Services & Supplies
0.86%
0.0%
TVS Srichakra Limited
Auto Components
0.86%
0.0%
Goodluck India Limited
Industrial Products
0.83%
0.0%
Knack Packaging Limited
Industrial Products
0.81%
0.0%
Leela Palaces Hotels & Resorts Limited
Leisure Services
0.81%
0.0%
Bharat Petroleum Corporation Limited (11/12/2026) · Commercial paper
CRISIL A1+
0.81%
Laser Power And Infra Limited
Industrial Products
0.77%
+7.2%
Hindustan Copper Limited
Non - Ferrous Metals
0.75%
0.0%
Hitachi Energy India Limited
Electrical Equipment
0.75%
0.0%
CreditAccess Grameen Limited
Finance
0.73%
+6.9%
Union Bank of India (12/10/2026) · Certificate of deposit
ICRA A1+
0.68%
Thyrocare Technologies Limited
Healthcare Services
0.67%
0.0%
Gufic Biosciences Limited
Pharmaceuticals & Biotechnology
0.67%
0.0%
Ardee Industries Limited
Diversified Metals
0.65%
0.0%
Cemindia Projects Ltd
Construction
0.65%
0.0%
Tinna Rubber and Infrastructure Limited
Industrial Products
0.63%
0.0%
Jash Engineering Limited
Industrial Manufacturing
0.59%
0.0%
Radico Khaitan Limited
Beverages
0.58%
0.0%
Skyways Air Services Ltd
Transport Services
0.58%
0.0%
Vardhman Textiles Limited
Textiles & Apparels
0.58%
0.0%
Ganesha Ecosphere Limited
Textiles & Apparels
0.53%
0.0%
Lloyds Metals And Energy Limited
Minerals & Mining
0.52%
0.0%
Turtlemint Fintech Solutions Limited
Financial Technology (Fintech)
0.50%
+8.9%
Orkla India Limited
Food Products
0.46%
+188.3%
Xpro India Limited
Industrial Products
0.45%
0.0%
Godavari Biorefineries Limited
Diversified FMCG
0.41%
0.0%
Union Bank of India (12/03/2027) · Certificate of deposit
ICRA A1+
0.40%
Kotak Mahindra Bank Limited (08/01/2027)
CRISIL A1+
0.40%
HDFC Bank Limited (15/01/2027) · Certificate of deposit
ICRA A1+
0.40%
ETHOS LTD.
Consumer Durables
0.38%
+5.1%
HEG Graphite Ltd
Miscellaneous
0.38%
New
Vidya Wires Limited
Industrial Products
0.37%
0.0%
Rossell Techsys Limited
Aerospace & Defense
0.35%
New
Bank of Baroda (11/12/2026) · Certificate of deposit
FITCH A1+
0.34%
HDFC Bank Limited (19/11/2026) · Certificate of deposit
CARE A1+
0.34%
National Bank For Agriculture and Rural Development (10/11/2026) · Certificate of deposit
FITCH A1+
0.34%
National Bank For Agriculture and Rural Development (18/03/2027) · Certificate of deposit
CRISIL A1+
0.33%
HDFC Bank Limited (24/02/2027) · Certificate of deposit
CARE A1+
0.33%
HDFC Bank Limited (09/03/2027) · Certificate of deposit
CARE A1+
0.33%
Zaggle Prepaid Ocean Services Limited
IT - Services
0.33%
0.0%
Canara Bank (29/06/2027) · Certificate of deposit
CRISIL A1+
0.32%
Mishra Dhatu Nigam Limited
Aerospace & Defense
0.32%
New
Greenply Industries Limited
Consumer Durables
0.30%
0.0%
Syrma SGS Technology Limited
Industrial Manufacturing
0.29%
0.0%
Firstsource Solutions Limited
Commercial Services & Supplies
0.29%
0.0%
Small Industries Dev Bank of India (20/08/2027) · Certificate of deposit
CRISIL A1+
0.26%
KSB Limited
Industrial Products
0.26%
0.0%
Shipping Corporation Of India Limited
Transport Services
0.25%
0.0%
FIEM Industries Limited
Auto Components
0.25%
−66.3%
Laxmi Dental Limited
Healthcare Equipment & Supplies
0.24%
0.0%
Clean Science and Technology Limited
Chemicals & Petrochemicals
0.19%
0.0%
364 Days Tbill (MD 07/01/2027) · Treasury bill
SOVEREIGN
0.18%
Steel Authority of India Limited
Ferrous Metals
0.15%
0.0%
National Bank For Agriculture and Rural Development (17/03/2027) · Certificate of deposit
CRISIL A1+
0.13%
Allied Blenders And Distillers Limited
Beverages
0.01%
0.0%
Aye Finance Limited
Finance
0.00%
0.0%
Bank of India Small Cap Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Hero Motors Ltd
↑New
New
2.82%
City Union Bank Limited
↑Added
+29.2%
2.72%
Sterlite Technologies Limited
↑Added
+1.6%
2.53%
Quality Power Electrical Eqp Ltd
↑Added
+2.8%
2.51%
Raymond Limited
↑New
New
2.51%
Optiemus Infracom Ltd
↑New
New
2.18%
Sigma Advanced Systems Limited
↑Added
+13.1%
2.15%
Anand Rathi Wealth Limited
↑Added
+71.4%
2.08%
Computer Age Management Services Limited
↑Added
+23.4%
1.92%
Knowledge Marine & Engineering Works Limited
↑Added
+54.5%
1.76%
TD Power Systems Limited
↑Added
+55.1%
1.55%
Ujjivan Small Finance Bank Limited
↑Added
+70.4%
1.55%
Krishna Institute Of Medical Sciences Limited
↓Sold out
−100%
was 1.54%
GNA Axles Limited
↑Added
+6.2%
1.29%
Atlanta Electricals Ltd
↑Added
+31.4%
1.27%
Onemi Technology Solutions Limited
↑Added
+286.0%
1.23%
Entero Healthcare Solutions Ltd
↑Added
+12.8%
1.08%
Carraro India Limited
↓Sold out
−100%
was 1.07%
Nuvama Wealth Management Limited
↓Sold out
−100%
was 1.00%
Turtlemint Fintech Solutions Limited
↑Added
+8.9%
0.50%
Laser Power And Infra Limited
↑Added
+7.2%
0.77%
Titagarh Rail Systems Limited
↑Added
+35.5%
0.94%
FIEM Industries Limited
↓Reduced
−66.3%
0.25%
NRB Bearing Limited
↑Added
+139.4%
0.87%
Housing & Urban Development Corporation Limited
↓Sold out
−100%
was 0.83%
CreditAccess Grameen Limited
↑Added
+6.9%
0.73%
HEG Limited
↓Sold out
−100%
was 0.66%
JK Cement Limited
↓Sold out
−100%
was 0.62%
ETHOS LTD.
↑Added
+5.1%
0.38%
Orkla India Limited
↑Added
+188.3%
0.46%
HEG Graphite Ltd
↑New
New
0.38%
Rossell Techsys Limited
↑New
New
0.35%
Senco Gold Limited
↓Sold out
−100%
was 0.33%
Mishra Dhatu Nigam Limited
↑New
New
0.32%
KSH International Limited
↓Sold out
−100%
was 0.11%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Bank of India Small Cap Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.81%
Expense ratio (Regular)
2.22%
Category
Small Cap
Risk
Very High
Benchmark
Nifty Smallcap 250 TRI
Launch date
19-12-2018
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹3,670.75 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
145678
ISIN (Direct)
INF761K01EP7
Scheme code (Regular)
145677
ISIN (Regular)
INF761K01ER3
NAV history
From 27-12-2018, 7.8 years
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Tax on Bank of India Small Cap Fund returns
Bank of India Small Cap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹61.83
30-10-2026
direct
IDCW
₹46.30
30-10-2026
regular
Growth
₹54.43
30-10-2026
regular
IDCW
₹39.68
30-10-2026
About Bank of India Small Cap Fund
Bank of India Small Cap Fund is a mutual fund from Bank of India Mutual Fund. Its category is Small Cap. It was launched on 19-12-2018. Its benchmark is Nifty Smallcap 250 TRI. At the end of September 2026 it held 100 securities.
Fund Manager
Alok Singh
Fund manager of Bank of India Small Cap Fund, since 27-04-2022
Frequently Asked Questions for Bank of India Small Cap Fund
What is the current NAV of Bank of India Small Cap Fund?
The Direct plan NAV is ₹61.83. The Regular plan NAV is ₹54.43, as on 30-10-2026.
What are the returns of Bank of India Small Cap Fund?
The Direct plan returned +16.64% in 1 year, +18.62% a year over 3 years, +18.46% a year over 5 years. The Regular plan returned +14.98% in 1 year, +16.90% a year over 3 years, +16.67% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Bank of India Small Cap Fund?
The Direct plan charges 0.81% a year. The Regular plan charges 2.22% a year. This is the figure the fund house reported to AMFI, in force from 22-10-2026.
What is the AUM of Bank of India Small Cap Fund?
Bank of India Small Cap Fund managed ₹3,670.75 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Bank of India Small Cap Fund?
At the end of September 2026 the largest holdings were Hero Motors Ltd (2.82%), CUB (2.72%), SKYGOLD (2.72%), STLTECH (2.53%), RAYMOND (2.51%). The fund held 100 securities in all.
What did Bank of India Small Cap Fund buy and sell in September 2026?
It bought 6 new stocks: Hero Motors Ltd, Mishra Dhatu Nigam Limited, Rossell Techsys Limited, HEG Graphite Ltd, Raymond Limited. It sold out of 8: Housing & Urban Development Corporation Limited, Carraro India Limited, Nuvama Wealth Management Limited, HEG Limited, Senco Gold Limited. It added shares in 20. It reduced 1.
How do I invest in Bank of India Small Cap Fund?
Through Bank of India Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of Bank of India Small Cap Fund?
Alok Singh (since 27-04-2022).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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