Bank of India Aggressive Hybrid Fund vs Bank of India Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Aggressive Hybrid Fund is an Aggressive Hybrid fund and Bank of India Mid Cap Fund is a Mid Cap fund. In the year to 30-10-2026, Bank of India Aggressive Hybrid Fund (Direct) returned 6.6% and Bank of India Mid Cap Fund (Direct) returned −2.0%. Bank of India Aggressive Hybrid Fund charges 0.86% a year and Bank of India Mid Cap Fund 1.38% (Direct plans). Their portfolios overlap 38.5%: they hold 35 of the same securities.
Bank of India Aggressive Hybrid Fund
Aggressive Hybrid
- 1 year return
- 6.6%
- Expense ratio
- 0.86%
- NAV
- ₹44.94
Bank of India Mid Cap Fund
Mid Cap
- 1 year return
- −2.0%
- Expense ratio
- 1.38%
- NAV
- ₹9.95
Which is better, Bank of India Aggressive Hybrid or Bank of India Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bank of India Aggressive Hybrid returned more over 1 year: 6.6% against −2.0%.
- Bank of India Aggressive Hybrid costs less: 0.86% a year against 1.38% (Direct plans).
- Bank of India Aggressive Hybrid fell less in its worst fall since 25-08-2025: −9.0% against −12.5%.
- Bank of India Aggressive Hybrid is the larger fund: ₹2,196 Cr against ₹729 Cr.
- Their portfolios overlap 38.5%: 35 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Aggressive Hybrid Fund | Bank of India Mid Cap Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Bank of India Mutual Fund |
| Category | Aggressive Hybrid | Mid Cap |
| AUM | ₹2,196 Cr (30-09-2026) | ₹729 Cr (30-09-2026) |
| NAV | ₹44.94 (Direct) | ₹9.95 (Direct) |
| Expense ratio (Direct) | 0.86% | 1.38% |
| Expense ratio (Regular) | 2.24% | 2.55% |
| Riskometer | Very High | Very High |
| Benchmark | 70% Nifty MidSmall cap 400 TRI Index & 30% CRISIL Short Term Bond Index | Nifty Midcap 150 TRI |
| Launch date | 20-07-2016 | 22-08-2025 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Alok Singh | and for Direct Plan |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. |
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | −4.69% | −2.35% | +1.95% | +6.64% | +15.44% | +13.65% | +15.39% |
| Bank of India Mid Cap Fund (Direct) | −3.96% | −3.68% | −1.19% | −1.97% | -- | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
| Mid Cap average | −3.36% | −6.03% | −0.14% | −2.17% | -- | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 34 Mid Cap funds, same plan type.
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Year-wise Returns
| Year | Aggressive HybridBank of India Aggressive Hybrid | Mid CapBank of India Mid Cap |
|---|---|---|
| 2026to date | +6.14% | +1.12% |
| 2025 | +0.40% | -- |
| 2024 | +27.36% | -- |
| 2023 | +34.92% | -- |
| 2022 | −3.76% | -- |
| 2021 | +55.77% | -- |
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Rolling Returns
Every holding period of both funds, against Nifty Midcap 150 TRI, the benchmark of Bank of India Mid Cap Fund
Rolling returns
Every 1-year holding period, 44 of them, one for each trading day from 25-08-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bank of India Aggressive Hybrid Fund (Direct)
Bank of India Mid Cap Fund (Direct)
Nifty Midcap 150 TRI
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid | 0.0 | 0.0 | 13.6 | 47.7 | 38.6 | 0.0 | 0.0 | 13.8% | 14.3% | 6.3% | 18.2% | 100% |
| Bank of India Mid Cap | 13.6 | 40.9 | 45.5 | 0.0 | 0.0 | 0.0 | 0.0 | 4.1% | 4.8% | −3.9% | 9.8% | 55% |
| Nifty Midcap 150 TRI | 20.5 | 34.1 | 29.5 | 15.9 | 0.0 | 0.0 | 0.0 | 4.3% | 4.6% | −5.5% | 14.1% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Midcap 150 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 25-08-2025. Past returns do not promise future returns.
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bank of India Aggressive HybridBank of India Aggressive Hybrid Fund (Direct) | ₹1,50,000 | ₹1,56,518 | ₹6,518 | 6.6% |
| Bank of India Mid CapBank of India Mid Cap Fund (Direct) | ₹1,50,000 | ₹1,49,526 | −₹474 | −0.5% |
Bank of India Aggressive HybridBank of India Aggressive Hybrid Fund (Direct)
Bank of India Mid CapBank of India Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bank of India Aggressive Hybrid Fund (Direct) | Bank of India Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.64% | −1.97% |
| Standard deviation | 13.59% | 15.54% |
| Sharpe ratio | 0.10 | -0.46 |
| Sortino ratio | 0.14 | -0.63 |
| Maximum drawdown | −9.0% (23-03-2026) | −12.5% (23-03-2026) |
| Beta | -- | 0.89 |
| Alpha | -- | +1.30% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bank of India Aggressive Hybrid Fund (Direct) | Bank of India Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.63% | −0.25% |
| Standard deviation | 14.19% | 14.66% |
| Sharpe ratio | 0.72 | -0.38 |
| Sortino ratio | 0.96 | -0.51 |
| Maximum drawdown | −36.6% (23-03-2020) | −12.5% (23-03-2026) |
| Beta | -- | 0.87 |
| Alpha | -- | −0.14% |
From daily NAVs, 27-07-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bank of India Aggressive Hybrid Fund (Direct)
Bank of India Mid Cap Fund (Direct)
Nifty Midcap 150 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | −9.0% | 07-01-2026 | 23-03-2026 | 16-04-2026 | 24 days | −7.1% |
| Bank of India Mid Cap Fund (Direct) | −12.5% | 03-11-2025 | 23-03-2026 | 29-04-2026 | 37 days | −8.0% |
| Nifty Midcap 150 TRI | −13.9% | 07-01-2026 | 30-03-2026 | 07-05-2026 | 38 days | −10.5% |
From daily values since 25-08-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bank of India Aggressive Hybrid Fund (Direct)
Bank of India Mid Cap Fund (Direct)
Nifty Midcap 150 TRI
Against Nifty Midcap 150 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bank of India Aggressive Hybrid Fund (Direct) | 85% | 54% | 8.06% |
| Bank of India Mid Cap Fund (Direct) | 77% | 80% | 6.65% |
From month-end values since 25-08-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Aggressive Hybrid Fund, September 2026; Bank of India Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 38.5%
- Held by both
- 35
- Only in Bank of India Aggressive Hybrid
- 75
- Only in Bank of India Mid Cap
- 21
| Security | % of Bank of India Aggressive Hybrid | % of Bank of India Mid Cap |
|---|---|---|
| Bank of Maharashtra | 3.28% | 2.72% |
| The Federal Bank Limited | 2.46% | 2.05% |
| Quality Power Electrical Eqp Ltd | 1.96% | 3.17% |
| Abbott India Limited | 1.85% | 4.84% |
| Aurobindo Pharma Limited | 1.83% | 5.73% |
| Mankind Pharma Limited | 1.82% | 2.92% |
| UNO Minda Limited | 1.76% | 2.79% |
| One 97 Communications Limited | 1.64% | 3.48% |
| Nippon Life India Asset Management Limited | 1.46% | 2.76% |
| JK Cement Limited | 1.32% | 2.72% |
| Powerica Limited | 1.27% | 1.75% |
| Bharat Dynamics Limited | 1.22% | 2.13% |
| Max Financial Services Limited | 1.20% | 2.43% |
| Multi Commodity Exchange of India Limited | 1.20% | 4.98% |
| Eris Lifesciences Limited | 1.10% | 1.71% |
| KRN Heat Exchanger And Refrigeration Limited | 1.06% | 1.49% |
| Petronet LNG Limited | 1.04% | 2.61% |
| United Spirits Limited | 1.02% | 1.30% |
| Jindal Stainless Limited | 0.95% | 1.44% |
| Housing & Urban Development Corporation Limited | 0.93% | 1.20% |
| Lloyds Metals And Energy Limited | 0.93% | 1.43% |
| Schaeffler India Limited | 0.85% | 1.47% |
| Dixon Technologies (India) Limited | 0.84% | 1.44% |
| Sterlite Technologies Limited | 2.46% | 0.73% |
| Sundaram Finance Limited | 0.79% | 0.72% |
| HDB Financial Services Limited | 0.77% | 0.71% |
| Steel Authority of India Limited | 1.16% | 0.67% |
| GE Vernova T&D India Limited | 0.67% | 1.09% |
| Aditya Infotech Limited | 0.61% | 0.80% |
| PB Fintech Limited | 0.54% | 1.17% |
| Radico Khaitan Limited | 0.50% | 1.09% |
| Hindustan Copper Limited | 1.04% | 0.49% |
| ICICI Lombard General Insurance Company Limited | 0.43% | 1.29% |
| Bharti Hexacom Limited | 0.29% | 3.44% |
| 364 Days Tbill (MD 07/01/2027) | 0.13% | 0.34% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 38.5% means 38.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Balrampur Chini Mills Limited | 2.02% |
| Optiemus Infracom Ltd | 1.96% |
| 7.6% Power Finance Corporation Limited (13/04/2029) | 1.91% |
| Knowledge Marine & Engineering Works Limited | 1.62% |
| Glenmark Pharmaceuticals Limited | 1.60% |
Largest holdings only in Bank of India Mid Cap Fund
| Security | % of fund |
|---|---|
| Meesho Ltd | 2.53% |
| Oil India Limited | 2.28% |
| LG Electronics India Ltd | 2.27% |
| K.P.R. Mill Limited | 2.03% |
| Hitachi Energy India Limited | 1.89% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Aggressive Hybrid | Bank of India Mid Cap |
|---|---|---|
| Equity | 70.0% | 97.5% |
| Debt | 23.9% | 0.3% |
| Cash and others | 6.1% | 2.2% |
Market cap of stocks
| Market cap | Bank of India Aggressive Hybrid | Bank of India Mid Cap |
|---|---|---|
| Large Cap | 0.0% | 5.8% |
| Mid Cap | 39.6% | 69.5% |
| Small Cap | 26.9% | 18.9% |
| Not on AMFI's list | 3.5% | 3.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Aggressive Hybrid | Bank of India Mid Cap |
|---|---|---|
| Pharmaceuticals & Biotechnology | 9.6% | 16.0% |
| Capital Markets | 2.7% | 8.9% |
| Electrical Equipment | 6.1% | 7.9% |
| Industrial Products | 1.9% | 6.8% |
| Banks | 5.7% | 6.5% |
| Auto Components | 3.8% | 6.1% |
| Telecom - Equipment & Accessories | 4.4% | 0.7% |
| Industrial Manufacturing | 3.8% | 0.8% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Aggressive Hybrid vs Bank of India Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Aggressive Hybrid Fund | Bank of India Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.86% | 1.38% |
| Base expense ratio (Direct) | 0.56% | 1.03% |
| Total expense ratio (Regular) | 2.24% | 2.55% |
| Base expense ratio (Regular) | 1.73% | 2.02% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Aggressive Hybrid with
Bank of India Aggressive Hybrid Fund vs Bank of India Mid Cap Fund: Frequently Asked Questions
What is the difference between Bank of India Aggressive Hybrid Fund and Bank of India Mid Cap Fund?
Bank of India Aggressive Hybrid Fund is an Aggressive Hybrid fund, Bank of India Mid Cap Fund is a Mid Cap fund, run by Bank of India Mutual Fund. Their portfolios overlap 38.5%. Bank of India Aggressive Hybrid Fund charges 0.86% a year and Bank of India Mid Cap Fund 1.38%.
Which has given higher returns, Bank of India Aggressive Hybrid Fund or Bank of India Mid Cap Fund?
Over 1 year: Bank of India Aggressive Hybrid Fund +6.64%, Bank of India Mid Cap Fund −1.97%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bank of India Aggressive Hybrid Fund or Bank of India Mid Cap Fund?
Bank of India Aggressive Hybrid Fund charges less: 0.86% a year against 1.38%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Aggressive Hybrid Fund and Bank of India Mid Cap Fund overlap?
38.5%. They hold 35 of the same securities, the largest shared ones being MAHABANK, FEDERALBNK, QPOWER. From each fund's latest monthly portfolio.
Which is riskier, Bank of India Aggressive Hybrid Fund or Bank of India Mid Cap Fund?
On SEBI's riskometer, Bank of India Aggressive Hybrid Fund is rated Very High and Bank of India Mid Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 13.59% and 15.54% a year.
Can I invest in both Bank of India Aggressive Hybrid Fund and Bank of India Mid Cap Fund?
Yes. 38.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bank of India Aggressive Hybrid Fund and Bank of India Mid Cap Fund?
Bank of India Aggressive Hybrid Fund: Alok Singh. Bank of India Mid Cap Fund: and for Direct Plan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.