Bank of India Mid Cap Fund

Mid CapDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bank of India Mid Cap Fund is a Mid Cap fund run by Bank of India Mutual Fund. On 30-09-2026, it managed ₹729 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −2.0% and its Regular plan returned −3.2%. Its benchmark, Nifty Midcap 150 TRI, returned −4.4% over the same year.

NAV (Direct plan): ₹9.95; ▼ 1.19%30-10-2026
NAV (Regular plan): ₹9.81; ▼ 1.31%30-10-2026
Expense ratio: 1.38%Direct2.55%Regular; 1.38%; A year
Riskometer: Very High; Set by the fund house
1 year return: −2.0%Direct−3.2%Regular; −2.0%; Total

Bank of India Mid Cap Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.95 (down 1.19% that day); Regular Plan Growth ₹9.81 (down 1.31% that day).

This fund (Direct plan)

₹9.95

Bank of India Mid Cap Fund Returns vs Nifty Midcap 150 TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−3.96%	−3.68%	−1.19%	−1.97%	--	--	--
This fund (Regular)	−4.20%	−4.01%	−1.80%	−3.16%	--	--	--
Nifty Midcap 150 TRI	−3.69%	−8.46%	−3.95%	−4.37%	+13.82%	+13.84%	+15.65%
Mid Cap average	−3.36%	−6.03%	−0.14%	−2.17%	--	--	--
Best in Mid Cap	−0.88%	−2.09%	+6.81%	+9.56%	--	--	--
Worst in Mid Cap	−5.08%	−10.11%	−5.44%	−14.14%	--	--	--
Rank in Mid Cap	24/34	9/33	17/33	13/31	--	--	--

Category rows compare the Direct plans of 34 Mid Cap funds. Rank 1 is the highest return.

Bank of India Mid Cap Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty Midcap 150 TRI
2026to date	+1.12%	+0.10%	−4.97%

Bank of India Mid Cap Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 44 periods, one for each trading day from 25-08-2026 to 30-10-2026.

−10%−5%0%5%10%15%

Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026

Bank of India Mid Cap Fund (Direct)Nifty Midcap 150 TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	44	4.8%	−3.9%	9.8%	14%	4.6%	55%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Midcap 150 TRI over the same days. Past returns do not promise future returns.

Bank of India Mid Cap Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bank of India Mid Cap Fund (Direct)This fund	Nifty Midcap 150 TRI
Return (CAGR)	−1.97%	−4.37%
Standard deviation	15.54%	16.59%
Sharpe ratio	-0.46	-0.58
Sortino ratio	-0.63	-0.78
Maximum drawdown	−12.5% (23-03-2026)	−13.9% (30-03-2026)
Beta	0.89	1.00
Alpha	+1.30%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Bank of India Mid Cap Fund (Direct)This fund	Nifty Midcap 150 TRI
Return (CAGR)	−0.25%	−0.93%
Standard deviation	14.66%	15.87%
Sharpe ratio	-0.38	-0.39
Sortino ratio	-0.51	-0.53
Maximum drawdown	−12.5% (23-03-2026)	−13.9% (30-03-2026)
Beta	0.87	1.00
Alpha	−0.14%	0.00%

From daily NAVs, 25-08-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−15%−10%−5%0%

2026

Bank of India Mid Cap Fund (Direct)Nifty Midcap 150 TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bank of India Mid Cap Fund (Direct)	−12.5%	03-11-2025	23-03-2026	29-04-2026	37 days	−8.0%
Nifty Midcap 150 TRI	−13.9%	07-01-2026	30-03-2026	07-05-2026	38 days	−10.5%

From the Direct plan's daily NAV since 25-08-2025, adjusted for unit splits, and Nifty Midcap 150 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Bank of India Mid Cap Fund vs Other Mid Cap Funds

The five Mid Cap funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Invesco India Mid cap Fund	1/29	15,749	0.77%	−0.48%	+21.77%	+8.73%	0.93	0.92	1.29	Compare
HSBC Midcap Fund	2/29	16,800	1.11%	+9.56%	+21.64%	+7.52%	1.04	0.83	1.12	Compare
WhiteOak Capital Mid Cap Fund	3/29	7,540	0.93%	+3.63%	+20.42%	+7.68%	0.90	0.91	1.24	Compare
ICICI Prudential Mid Cap Fund	4/29	7,961	1.10%	+0.90%	+19.38%	+5.47%	1.01	0.75	1.01	Compare
Edelweiss Mid Cap Fund	5/29	19,230	0.68%	−1.99%	+18.99%	+5.58%	0.95	0.78	1.06	Compare
Bank of India Mid Cap Fund	13/31	729	1.38%	−1.97%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bank of India Mid Cap Fund Expense Ratio and Costs

What each plan charges a year, in force from 22-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Mid Cap median	Cost rank (1 = cheapest)
Direct	1.03%	0.06%	0.00%	0.29%	1.38%	0.95%	29/34
Regular	2.02%	0.06%	0.00%	0.47%	2.55%	2.02%	29/34

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Mid Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−3.16%	−1.97%	1.19%	₹96,840	₹98,030

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bank of India Mid Cap Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 25-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBank of India Mid Cap Fund (Direct)	₹1,50,000	₹1,49,526	−₹474	−0.5%
Regular planBank of India Mid Cap Fund (Regular)	₹1,50,000	₹1,48,307	−₹1,693	−1.7%
Nifty Midcap 150 TRI	₹1,50,000	₹1,44,978	−₹5,022	−5.1%
Category averageCategory average, 34 Mid Cap funds	₹1,50,000	₹1,48,924	−₹1,076	−1.1%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L

2026

Direct planBank of India Mid Cap Fund (Direct)Regular planBank of India Mid Cap Fund (Regular)Nifty Midcap 150 TRICategory averageCategory average, 34 Mid Cap fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bank of India Mid Cap Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

97.5%Equity

Asset	Fund	Category
Equity	97.5%	95.4%
Cash and others	2.2%	4.0%
Debt	0.3%	0.6%

Market cap of stocks

Market cap	Fund	Category
Large Cap	5.8%	11.8%
Mid Cap	69.5%	66.9%
Small Cap	18.9%	15.1%
Not on AMFI's list	3.2%	1.7%

Share of the whole fund. Category: the average of the Mid Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Bank of India Mid Cap Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Pharmaceuticals & Biotechnology16.0%
Capital Markets8.9%
Electrical Equipment7.9%
Industrial Products6.8%
Banks6.5%
Auto Components6.1%
Consumer Durables5.7%
Financial Technology (Fintech)4.7%
Retailing3.8%
Insurance3.7%

The ten largest of 26 sectors. The other 16 add up to 27.4%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Pharmaceuticals & Biotechnology	15.8%	15.1%	16.0%	+0.1%
Capital Markets	9.0%	9.6%	8.9%	−0.1%
Electrical Equipment	7.5%	7.7%	7.9%	+0.4%
Industrial Products	6.1%	6.4%	6.8%	+0.8%
Banks	6.4%	6.8%	6.5%	+0.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Bank of India Mid Cap Fund Portfolio Holdings

As on 30-09-2026 · 56 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
Aurobindo Pharma Limited	Pharmaceuticals & Biotechnology	5.73%	0.0%
Multi Commodity Exchange of India Limited	Capital Markets	4.98%	0.0%
Abbott India Limited	Pharmaceuticals & Biotechnology	4.84%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	3.48%	0.0%
Bharti Hexacom Limited	Telecom - Services	3.44%	−12.4%
Quality Power Electrical Eqp Ltd	Electrical Equipment	3.17%	−12.9%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	2.92%	0.0%
UNO Minda Limited	Auto Components	2.79%	0.0%
Nippon Life India Asset Management Limited	Capital Markets	2.76%	0.0%
Bank of Maharashtra	Banks	2.72%	0.0%
JK Cement Limited	Cement & Cement Products	2.72%	0.0%
Petronet LNG Limited	Gas	2.61%	0.0%
Meesho Ltd	Retailing	2.53%	0.0%
Max Financial Services Limited	Insurance	2.43%	0.0%
Oil India Limited	Oil	2.28%	0.0%
LG Electronics India Ltd	Consumer Durables	2.27%	0.0%
Bharat Dynamics Limited	Aerospace & Defense	2.13%	0.0%
The Federal Bank Limited	Banks	2.05%	0.0%
K.P.R. Mill Limited	Textiles & Apparels	2.03%	0.0%
Hitachi Energy India Limited	Electrical Equipment	1.89%	0.0%
Gabriel India Limited	Auto Components	1.84%	0.0%
Indian Bank	Banks	1.77%	0.0%
Powerica Limited	Electrical Equipment	1.75%	0.0%
Eris Lifesciences Limited	Pharmaceuticals & Biotechnology	1.71%	0.0%
KRN Heat Exchanger And Refrigeration Limited	Industrial Products	1.49%	0.0%
Schaeffler India Limited	Auto Components	1.47%	0.0%
Jindal Stainless Limited	Ferrous Metals	1.44%	0.0%
Dixon Technologies (India) Limited	Consumer Durables	1.44%	0.0%
Lloyds Metals And Energy Limited	Minerals & Mining	1.43%	0.0%
Laser Power And Infra Limited	Industrial Products	1.35%	0.0%
United Spirits Limited	Beverages	1.30%	0.0%
ICICI Lombard General Insurance Company Limited	Insurance	1.29%	0.0%
FSN E-Commerce Ventures Limited	Retailing	1.23%	0.0%
ICICI Prudential Asset Management Company Limited	Capital Markets	1.20%	0.0%
Housing & Urban Development Corporation Limited	Finance	1.20%	0.0%
PB Fintech Limited	Financial Technology (Fintech)	1.17%	0.0%
CMR Green Technologies Limited	Industrial Products	1.13%	0.0%
Radico Khaitan Limited	Beverages	1.09%	0.0%
Century Plyboards (India) Limited	Consumer Durables	1.09%	0.0%
GE Vernova T&D India Limited	Electrical Equipment	1.09%	0.0%
Lumino Industries Limited	Industrial Products	1.02%	0.0%
Polycab India Limited	Industrial Products	0.99%	−18.2%
PG Electroplast Limited	Consumer Durables	0.87%	0.0%
Knack Packaging Limited	Industrial Products	0.87%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	0.80%	New
Acutaas Chemicals Limited	Pharmaceuticals & Biotechnology	0.78%	0.0%
Sterlite Technologies Limited	Telecom - Equipment & Accessories	0.73%	−14.5%
Sundaram Finance Limited	Finance	0.72%	0.0%
HDB Financial Services Limited	Finance	0.71%	+9.5%
Steel Authority of India Limited	Ferrous Metals	0.67%	+58.8%
Firstsource Solutions Limited	Commercial Services & Supplies	0.61%	0.0%
Delhivery Limited	Transport Services	0.51%	0.0%
Hindustan Copper Limited	Non - Ferrous Metals	0.49%	+114.3%
Clean Science and Technology Limited	Chemicals & Petrochemicals	0.35%	0.0%
364 Days Tbill (MD 07/01/2027) · Treasury bill	SOVEREIGN	0.34%
National Aluminium Company Limited	Non - Ferrous Metals	0.12%	0.0%

Bank of India Mid Cap Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Bharti Hexacom Limited	Reduced	−12.4%	3.44%
Quality Power Electrical Eqp Ltd	Reduced	−12.9%	3.17%
Polycab India Limited	Reduced	−18.2%	0.99%
MRF Limited	Sold out	−100%	was 0.90%
Aditya Infotech Limited	New	New	0.80%
Sterlite Technologies Limited	Reduced	−14.5%	0.73%
HDB Financial Services Limited	Added	+9.5%	0.71%
BSE Limited	Sold out	−100%	was 0.68%
Steel Authority of India Limited	Added	+58.8%	0.67%
Hindustan Copper Limited	Added	+114.3%	0.49%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Bank of India Mid Cap Fund bought and sold

Bank of India Mid Cap Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Bank Of India Mid Cap Tax Fund Series 1ELSS · Bank of India	45.1%	30	Compare
BANK OF INDIA MID CAP TAX FUND Series 2ELSS · Bank of India	43.9%	27	Compare
Bank of India Aggressive Hybrid FundAggressive Hybrid · Bank of India	38.5%	35	Compare
PGIM India Midcap FundMid Cap · PGIM India	30.0%	25	Compare
Tata Mid Cap FundMid Cap · Tata	29.3%	15	Compare
Motilal Oswal BSE Midcap 150 Momentum 30 Index FundIndex · Motilal Oswal	27.0%	14	Compare
Baroda BNP Paribas Mid Cap FundMid Cap · Baroda BNP Paribas	26.9%	22	Compare
Mirae Asset BSE Midcap 150 Momentum 30 ETFETF · Mirae Asset	26.9%	14	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bank of India Mid Cap Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.38%
Expense ratio (Regular): 2.55%
Category: Mid Cap
Risk: Very High
Benchmark: Nifty Midcap 150 TRI
Launch date: 22-08-2025
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹729.06 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153728
ISIN (Direct): INF761K01GY4
Scheme code (Regular): 153726
ISIN (Regular): INF761K01HB0
NAV history: From 25-08-2025, 1.2 years

Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.

Tax on Bank of India Mid Cap Fund returns

Bank of India Mid Cap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.95	30-10-2026
direct	IDCW	₹9.94	30-10-2026
regular	Growth	₹9.81	30-10-2026
regular	IDCW	₹9.81	30-10-2026

About Bank of India Mid Cap Fund

Bank of India Mid Cap Fund is a mutual fund from Bank of India Mutual Fund. Its category is Mid Cap. It was launched on 22-08-2025. Its benchmark is Nifty Midcap 150 TRI. At the end of September 2026 it held 56 securities.

Fund Manager

and for Direct Plan
Fund manager of Bank of India Mid Cap Fund, since 22-08-2025

See all funds of Bank of India Mutual Fund

AUM change

September 2026: ₹729.06 Cr; −4.90% from August 2026
August 2026: ₹766.60 Cr; +4.64% from July 2026
July 2026: ₹732.64 Cr; +1.04% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bank of India Mid Cap Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Bank of India Mid Cap vs Invesco India Mid capMid Cap
Bank of India Mid Cap vs HSBC MidcapMid Cap
Bank of India Mid Cap vs WhiteOak Capital Mid CapMid Cap
Bank of India Mid Cap vs ICICI Prudential Mid CapMid Cap
Bank of India Mid Cap vs Edelweiss Mid CapMid Cap
Bank of India Mid Cap vs Bank Of India Mid Cap Tax Fund Series 145.1% overlap
Bank of India Mid Cap vs BANK OF INDIA MID CAP TAX FUND Series 243.9% overlap
Bank of India Mid Cap vs Bank of India Aggressive Hybrid38.5% overlap

Compare with any other fund

Frequently Asked Questions for Bank of India Mid Cap Fund

What is the current NAV of Bank of India Mid Cap Fund?

The Direct plan NAV is ₹9.95. The Regular plan NAV is ₹9.81, as on 30-10-2026.

What are the returns of Bank of India Mid Cap Fund?

The Direct plan returned −1.97% in 1 year. The Regular plan returned −3.16% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Bank of India Mid Cap Fund?

The Direct plan charges 1.38% a year. The Regular plan charges 2.55% a year. This is the figure the fund house reported to AMFI, in force from 22-10-2026.

What is the AUM of Bank of India Mid Cap Fund?

Bank of India Mid Cap Fund managed ₹729.06 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bank of India Mid Cap Fund?

At the end of September 2026 the largest holdings were AUROPHARMA (5.73%), MCX (4.98%), ABBOTINDIA (4.84%), PAYTM (3.48%), BHARTIHEXA (3.44%). The fund held 56 securities in all.

What did Bank of India Mid Cap Fund buy and sell in September 2026?

It bought 1 new stock: Aditya Infotech Limited. It sold out of 2: BSE Limited, MRF Limited. It added shares in 3. It reduced 4.

How do I invest in Bank of India Mid Cap Fund?

Through Bank of India Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of Bank of India Mid Cap Fund?

and for Direct Plan (since 22-08-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.