Bandhan Focused Fund vs Motilal Oswal Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Focused Fund is a Focused fund and Motilal Oswal Large Cap Fund is a Large Cap fund. In the year to 30-10-2026, Bandhan Focused Fund (Direct) returned −5.5% and Motilal Oswal Large Cap Fund (Direct) returned −7.1%. Bandhan Focused Fund charges 1.02% a year and Motilal Oswal Large Cap Fund 0.99% (Direct plans). Their portfolios overlap 33.3%: they hold 13 of the same securities.
Motilal Oswal Large Cap Fund
Large Cap
- 1 year return
- −7.1%
- Expense ratio
- 0.99%
- NAV
- ₹13.59
Which is better, Bandhan Focused or Motilal Oswal Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Focused returned more over 1 year: −5.5% against −7.1%.
- Motilal Oswal Large Cap costs less: 0.99% a year against 1.02% (Direct plans).
- Motilal Oswal Large Cap fell less in its worst fall since 12-02-2024: −15.8% against −17.8%.
- Motilal Oswal Large Cap holds more in large companies: 79.8% of the fund in large caps against 37.7%.
- Motilal Oswal Large Cap is the larger fund: ₹2,925 Cr against ₹2,094 Cr.
- Their portfolios overlap 33.3%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Focused Fund | Motilal Oswal Large Cap Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Motilal Oswal Mutual Fund |
| Category | Focused | Large Cap |
| AUM | ₹2,094 Cr (31-08-2026) | ₹2,925 Cr (30-09-2026) |
| NAV | ₹101.26 (Direct) | ₹13.59 (Direct) |
| Expense ratio (Direct) | 1.02% | 0.99% |
| Expense ratio (Regular) | 2.28% | 2.08% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | Nifty 100 TRI |
| Launch date | 16-03-2006 | 06-02-2023 |
| Minimum investment | ₹1,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Manish Gunwani, Kirthi Jain, Rahul Agarwal, Ritika Behera, Gaurav Satra | Atul Mehra, Santosh Singh, Ajay Khandelwal, Rakesh Shetty, Swapnil Mayekar |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. | 1% - If redeemed on or before 15 days from the date of allotment. Nil - If redeemed after 15 days from the date of allotment. |
Bandhan Focused vs Motilal Oswal Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Focused Fund (Direct) | −4.52% | −3.55% | −2.57% | −5.46% | +14.34% | +10.58% | +13.21% |
| Motilal Oswal Large Cap Fund (Direct) | +0.61% | −3.95% | −0.82% | −7.08% | -- | -- | -- |
| Focused average | −1.00% | −4.12% | +1.39% | −3.09% | +12.30% | +10.21% | +13.15% |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | -- | -- | -- |
Category average: the average of the 28 Focused funds and the 35 Large Cap funds, same plan type.
Bandhan Focused vs Motilal Oswal Large Cap: Year-wise Returns
| Year | Bandhan FocusedBandhan Focused | Motilal Oswal Large CapMotilal Oswal Large Cap |
|---|---|---|
| 2026to date | −2.69% | −6.97% |
| 2025 | −0.37% | +9.89% |
| 2024 | +32.01% | -- |
| 2023 | +33.00% | -- |
| 2022 | −3.73% | -- |
| 2021 | +26.28% | -- |
Bandhan Focused vs Motilal Oswal Large Cap: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Bandhan Focused Fund
Rolling returns
Every 1-year holding period, 427 of them, one for each trading day from 12-02-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Focused Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 500 TRI
to
Apr 2025Jul 2024
to
Jul 2025Nov 2024
to
Nov 2025Feb 2025
to
Feb 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Focused | 10.8 | 35.6 | 21.5 | 23.7 | 8.0 | 0.5 | 0.0 | 6.6% | 5.6% | −5.5% | 22.9% | 75% |
| Motilal Oswal Large Cap | 23.3 | 12.1 | 17.1 | 16.9 | 11.6 | 9.0 | 10.0 | 9.9% | 9.4% | −8.6% | 31.1% | 59% |
| BSE 500 TRI | 29.0 | 33.3 | 30.7 | 5.9 | 1.2 | 0.0 | 0.0 | 3.2% | 3.0% | −9.2% | 17.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 12-02-2024. Past returns do not promise future returns.
Bandhan Focused vs Motilal Oswal Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-02-2024 to 30-10-2026: 33 instalments, ₹3,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan FocusedBandhan Focused Fund (Direct) | ₹3,30,000 | ₹3,42,624 | ₹12,624 | 2.7% |
| Motilal Oswal Large CapMotilal Oswal Large Cap Fund (Direct) | ₹3,30,000 | ₹3,46,794 | ₹16,794 | 3.6% |
Bandhan FocusedBandhan Focused Fund (Direct)
Motilal Oswal Large CapMotilal Oswal Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Focused vs Motilal Oswal Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Focused Fund (Direct) | Motilal Oswal Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.46% | −7.08% |
| Standard deviation | 16.00% | 13.83% |
| Sharpe ratio | -0.67 | -0.89 |
| Sortino ratio | -0.92 | -1.19 |
| Maximum drawdown | −14.7% (31-03-2026) | −15.8% (30-03-2026) |
| Beta | 1.04 | 0.98 |
| Alpha | +2.76% | +1.31% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Focused Fund (Direct) | Motilal Oswal Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.42% | +12.36% |
| Standard deviation | 16.08% | 13.58% |
| Sharpe ratio | 0.40 | 0.47 |
| Sortino ratio | 0.54 | 0.66 |
| Maximum drawdown | −37.5% (23-03-2020) | −15.8% (30-03-2026) |
| Beta | 0.96 | 0.95 |
| Alpha | −0.16% | +7.96% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Focused Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Focused Fund (Direct) | −17.8% | 11-12-2024 | 07-04-2025 | 29-10-2025 | 7 months | −8.5% |
| Motilal Oswal Large Cap Fund (Direct) | −15.8% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.1% |
| BSE 500 TRI | −18.7% | 26-09-2024 | 28-02-2025 | Not yet | -- | −9.4% |
From daily values since 12-02-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Focused Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bandhan Focused Fund (Direct) | 112% | 89% | 8.35% |
| Motilal Oswal Large Cap Fund (Direct) | 115% | 78% | 4.39% |
From month-end values since 12-02-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bandhan Focused vs Motilal Oswal Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Focused Fund, August 2026; Motilal Oswal Large Cap Fund, September 2026
Holdings in common
- Overlap
- 33.3%
- Held by both
- 13
- Only in Bandhan Focused
- 16
- Only in Motilal Oswal Large Cap
- 44
| Security | % of Bandhan Focused | % of Motilal Oswal Large Cap |
|---|---|---|
| HDFC Bank Limited | 6.22% | 9.45% |
| ICICI Bank Limited | 4.93% | 7.59% |
| State Bank of India | 3.23% | 3.28% |
| Reliance Industries Limited | 3.11% | 6.49% |
| Larsen & Toubro Limited | 2.58% | 3.60% |
| Kotak Mahindra Bank Limited | 3.27% | 2.49% |
| Tata Consultancy Services Limited | 2.18% | 2.17% |
| NTPC Limited | 1.94% | 1.88% |
| Infosys Limited | 1.88% | 3.06% |
| Eternal Limited | 3.05% | 1.75% |
| Cholamandalam Financial Holdings Limited | 5.80% | 1.42% |
| Varun Beverages Limited | 1.67% | 1.18% |
| Shiprocket Limited | 1.70% | 0.46% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 33.3% means 33.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Focused Fund
| Security | % of fund |
|---|---|
| LT Foods Limited | 9.04% |
| Prestige Estates Projects Limited | 6.71% |
| Glenmark Pharmaceuticals Limited | 5.60% |
| Jubilant Pharmova Limited | 5.09% |
| Tilaknagar Industries Limited | 3.94% |
Largest holdings only in Motilal Oswal Large Cap Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 4.46% |
| Axis Bank Limited | 2.72% |
| Mahindra & Mahindra Limited | 2.17% |
| Bajaj Finance Ltd | 2.13% |
| Indiqube Spaces Limited | 2.01% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Focused | Motilal Oswal Large Cap |
|---|---|---|
| Equity | 97.6% | 99.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.4% | 0.4% |
Market cap of stocks
| Market cap | Bandhan Focused | Motilal Oswal Large Cap |
|---|---|---|
| Large Cap | 37.7% | 79.8% |
| Mid Cap | 13.6% | 0.0% |
| Small Cap | 43.3% | 14.4% |
| Not on AMFI's list | 3.0% | 5.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Focused | Motilal Oswal Large Cap |
|---|---|---|
| Banks | 19.9% | 25.5% |
| Pharmaceuticals & Biotechnology | 11.9% | 2.8% |
| Finance | 9.4% | 6.4% |
| Agricultural Food & other Products | 9.0% | 0.0% |
| Realty | 9.0% | 1.5% |
| IT - Software | 4.1% | 7.3% |
| Petroleum Products | 3.1% | 6.5% |
| Retailing | 6.3% | 2.4% |
| Telecom - Services | 0.0% | 5.9% |
| Consumer Durables | 0.0% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Focused vs Motilal Oswal Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Focused Fund | Motilal Oswal Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.02% | 0.99% |
| Base expense ratio (Direct) | 0.68% | 0.69% |
| Total expense ratio (Regular) | 2.28% | 2.08% |
| Base expense ratio (Regular) | 1.76% | 1.68% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Focused with
Bandhan Focused Fund vs Motilal Oswal Large Cap Fund: Frequently Asked Questions
What is the difference between Bandhan Focused Fund and Motilal Oswal Large Cap Fund?
Bandhan Focused Fund is a Focused fund, Motilal Oswal Large Cap Fund is a Large Cap fund, run by Bandhan Mutual Fund and Motilal Oswal Mutual Fund. Their portfolios overlap 33.3%. Bandhan Focused Fund charges 1.02% a year and Motilal Oswal Large Cap Fund 0.99%.
Which has given higher returns, Bandhan Focused Fund or Motilal Oswal Large Cap Fund?
Over 1 year: Bandhan Focused Fund −5.46%, Motilal Oswal Large Cap Fund −7.08%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Focused Fund or Motilal Oswal Large Cap Fund?
Motilal Oswal Large Cap Fund charges less: 0.99% a year against 1.02%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Focused Fund and Motilal Oswal Large Cap Fund overlap?
33.3%. They hold 13 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, SBIN. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Focused Fund or Motilal Oswal Large Cap Fund?
On SEBI's riskometer, Bandhan Focused Fund is rated Very High and Motilal Oswal Large Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 16.00% and 13.83% a year.
Can I invest in both Bandhan Focused Fund and Motilal Oswal Large Cap Fund?
Yes. 33.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bandhan Focused Fund and Motilal Oswal Large Cap Fund?
Bandhan Focused Fund: Manish Gunwani, Kirthi Jain, Rahul Agarwal, Ritika Behera, Gaurav Satra. Motilal Oswal Large Cap Fund: Atul Mehra, Santosh Singh, Ajay Khandelwal, Rakesh Shetty, Swapnil Mayekar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.