Bandhan Large Cap Fund vs Motilal Oswal Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Large Cap Fund and Motilal Oswal Large Cap Fund are both Large Cap funds. In the year to 30-10-2026, Bandhan Large Cap Fund (Direct) returned −5.3% and Motilal Oswal Large Cap Fund (Direct) returned −7.1%. Bandhan Large Cap Fund charges 1.08% a year and Motilal Oswal Large Cap Fund 0.99% (Direct plans). Their portfolios overlap 54.2%: they hold 24 of the same securities.
Bandhan Large Cap Fund
Large Cap
- 1 year return
- −5.3%
- Expense ratio
- 1.08%
- NAV
- ₹87.69
Motilal Oswal Large Cap Fund
Large Cap
- 1 year return
- −7.1%
- Expense ratio
- 0.99%
- NAV
- ₹13.59
Which is better, Bandhan Large Cap or Motilal Oswal Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Large Cap returned more over 1 year: −5.3% against −7.1%.
- Motilal Oswal Large Cap costs less: 0.99% a year against 1.08% (Direct plans).
- Motilal Oswal Large Cap fell less in its worst fall since 12-02-2024: −15.8% against −17.9%.
- Motilal Oswal Large Cap is the larger fund: ₹2,925 Cr against ₹2,180 Cr.
- Their portfolios overlap 54.2%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Large Cap Fund | Motilal Oswal Large Cap Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Motilal Oswal Mutual Fund |
| Category | Large Cap | Large Cap |
| AUM | ₹2,180 Cr (31-08-2026) | ₹2,925 Cr (30-09-2026) |
| NAV | ₹87.69 (Direct) | ₹13.59 (Direct) |
| Expense ratio (Direct) | 1.08% | 0.99% |
| Expense ratio (Regular) | 2.21% | 2.08% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 100 TRI | Nifty 100 TRI |
| Launch date | 09-06-2006 | 06-02-2023 |
| Minimum investment | ₹1,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Manish Gunwani, Prateek Poddar, Ritika Behera, Gaurav Satra | Atul Mehra, Santosh Singh, Ajay Khandelwal, Rakesh Shetty, Swapnil Mayekar |
| Exit load | Entry Load: Nil. Exit Load (w.e.f 25-Jun-2021) If redeemed / Switched Out within 365 days from the date of allotment - Up to 10% of Investment Nil & For remaining Investment: 1.00%. If redeemed / switched out after 365 days from the date of allotment: Nil. | 1% - If redeemed on or before 15 days from the date of allotment. Nil - If redeemed after 15 days from the date of allotment. |
Bandhan Large Cap vs Motilal Oswal Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Large Cap Fund (Direct) | +0.98% | −3.88% | +0.23% | −5.34% | +13.03% | +9.52% | +12.74% |
| Motilal Oswal Large Cap Fund (Direct) | +0.61% | −3.95% | −0.82% | −7.08% | -- | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | -- | -- | -- |
Category average: the average of the 35 Large Cap funds, same plan type.
Bandhan Large Cap vs Motilal Oswal Large Cap: Year-wise Returns
| Year | BandhanBandhan Large Cap | Motilal OswalMotilal Oswal Large Cap |
|---|---|---|
| 2026to date | −5.47% | −6.97% |
| 2025 | +9.47% | +9.89% |
| 2024 | +20.11% | -- |
| 2023 | +28.32% | -- |
| 2022 | −1.07% | -- |
| 2021 | +28.30% | -- |
Bandhan Large Cap vs Motilal Oswal Large Cap: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of Bandhan Large Cap Fund
Rolling returns
Every 1-year holding period, 427 of them, one for each trading day from 12-02-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Large Cap Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 100 TRI
to
Apr 2025Jul 2024
to
Jul 2025Nov 2024
to
Nov 2025Feb 2025
to
Feb 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Large Cap | 13.8 | 36.3 | 28.8 | 17.1 | 4.0 | 0.0 | 0.0 | 5.4% | 5.0% | −7.2% | 19.3% | 94% |
| Motilal Oswal Large Cap | 23.3 | 12.1 | 17.1 | 16.9 | 11.6 | 9.0 | 10.0 | 9.9% | 9.4% | −8.6% | 31.1% | 77% |
| BSE 100 TRI | 30.2 | 28.1 | 27.4 | 13.6 | 0.7 | 0.0 | 0.0 | 3.5% | 2.9% | −10.3% | 16.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 12-02-2024. Past returns do not promise future returns.
Bandhan Large Cap vs Motilal Oswal Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-02-2024 to 30-10-2026: 33 instalments, ₹3,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan Large CapBandhan Large Cap Fund (Direct) | ₹3,30,000 | ₹3,40,670 | ₹10,670 | 2.3% |
| Motilal Oswal Large CapMotilal Oswal Large Cap Fund (Direct) | ₹3,30,000 | ₹3,46,794 | ₹16,794 | 3.6% |
Bandhan Large CapBandhan Large Cap Fund (Direct)
Motilal Oswal Large CapMotilal Oswal Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Large Cap vs Motilal Oswal Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Large Cap Fund (Direct) | Motilal Oswal Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.34% | −7.08% |
| Standard deviation | 14.14% | 13.83% |
| Sharpe ratio | -0.75 | -0.89 |
| Sortino ratio | -1.01 | -1.19 |
| Maximum drawdown | −14.3% (31-03-2026) | −15.8% (30-03-2026) |
| Beta | 1.01 | 0.98 |
| Alpha | +3.69% | +1.31% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Large Cap Fund (Direct) | Motilal Oswal Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.45% | +12.36% |
| Standard deviation | 15.40% | 13.58% |
| Sharpe ratio | 0.42 | 0.47 |
| Sortino ratio | 0.57 | 0.66 |
| Maximum drawdown | −35.1% (23-03-2020) | −15.8% (30-03-2026) |
| Beta | 0.95 | 0.95 |
| Alpha | +0.66% | +7.96% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Large Cap Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Large Cap Fund (Direct) | −17.9% | 26-09-2024 | 28-02-2025 | 27-10-2025 | 8 months | −6.5% |
| Motilal Oswal Large Cap Fund (Direct) | −15.8% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.1% |
| BSE 100 TRI | −16.7% | 26-09-2024 | 28-02-2025 | 20-11-2025 | 9 months | −10.4% |
From daily values since 12-02-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Large Cap Fund (Direct)
Motilal Oswal Large Cap Fund (Direct)
BSE 100 TRI
Against BSE 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bandhan Large Cap Fund (Direct) | 108% | 92% | 2.96% |
| Motilal Oswal Large Cap Fund (Direct) | 120% | 81% | 4.39% |
From month-end values since 12-02-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bandhan Large Cap vs Motilal Oswal Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Large Cap Fund, August 2026; Motilal Oswal Large Cap Fund, September 2026
Holdings in common
- Overlap
- 54.2%
- Held by both
- 24
- Only in Bandhan Large Cap
- 45
- Only in Motilal Oswal Large Cap
- 33
| Security | % of Bandhan Large Cap | % of Motilal Oswal Large Cap |
|---|---|---|
| ICICI Bank Limited | 8.85% | 7.59% |
| HDFC Bank Limited | 6.96% | 9.45% |
| Reliance Industries Limited | 5.81% | 6.49% |
| State Bank of India | 3.99% | 3.28% |
| Larsen & Toubro Limited | 3.28% | 3.60% |
| Infosys Limited | 3.93% | 3.06% |
| Bharti Airtel Limited | 2.79% | 4.46% |
| Axis Bank Limited | 2.75% | 2.72% |
| Mahindra & Mahindra Limited | 3.35% | 2.17% |
| NTPC Limited | 3.35% | 1.88% |
| Eternal Limited | 2.47% | 1.75% |
| Sun Pharmaceutical Industries Limited | 2.97% | 1.55% |
| Titan Company Limited | 1.55% | 1.57% |
| Grasim Industries Limited | 1.41% | 1.47% |
| ITC Limited | 1.34% | 1.95% |
| Kotak Mahindra Bank Limited | 1.29% | 2.49% |
| SBI Life Insurance Company Limited | 1.18% | 1.28% |
| Varun Beverages Limited | 1.08% | 1.18% |
| Tech Mahindra Limited | 0.84% | 1.20% |
| Tata Consultancy Services Limited | 0.72% | 2.17% |
| Trent Limited | 0.79% | 0.67% |
| Torrent Pharmaceuticals Limited | 0.56% | 1.26% |
| Dhoot Transmission Ltd | 0.40% | 0.35% |
| KFin Technologies Limited | 0.34% | 1.55% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 54.2% means 54.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Large Cap Fund
| Security | % of fund |
|---|---|
| Bajaj Finserv Limited | 2.92% |
| JSW Steel Limited | 1.96% |
| One 97 Communications Limited | 1.71% |
| Bharat Electronics Limited | 1.47% |
| Shriram Finance Limited | 1.27% |
Largest holdings only in Motilal Oswal Large Cap Fund
| Security | % of fund |
|---|---|
| Bajaj Finance Ltd | 2.13% |
| Indiqube Spaces Limited | 2.01% |
| Bajaj Holdings & Investment Limited | 1.84% |
| Sambhv Steel Tubes Ltd | 1.63% |
| ICICI Prudential Asset Management Company Limited | 1.61% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Large Cap | Motilal Oswal Large Cap |
|---|---|---|
| Equity | 99.9% | 99.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.1% | 0.4% |
Market cap of stocks
| Market cap | Bandhan Large Cap | Motilal Oswal Large Cap |
|---|---|---|
| Large Cap | 80.4% | 79.8% |
| Mid Cap | 11.2% | 0.0% |
| Small Cap | 7.8% | 14.4% |
| Not on AMFI's list | 0.6% | 5.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Large Cap | Motilal Oswal Large Cap |
|---|---|---|
| Banks | 24.6% | 25.5% |
| IT - Software | 6.7% | 7.3% |
| Automobiles | 6.5% | 3.7% |
| Petroleum Products | 5.8% | 6.5% |
| Finance | 5.8% | 6.4% |
| Pharmaceuticals & Biotechnology | 5.9% | 2.8% |
| Telecom - Services | 2.8% | 5.9% |
| Consumer Durables | 2.8% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Large Cap vs Motilal Oswal Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Large Cap Fund | Motilal Oswal Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.08% | 0.99% |
| Base expense ratio (Direct) | 0.77% | 0.69% |
| Total expense ratio (Regular) | 2.21% | 2.08% |
| Base expense ratio (Regular) | 1.75% | 1.68% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Large Cap with
Bandhan Large Cap Fund vs Motilal Oswal Large Cap Fund: Frequently Asked Questions
What is the difference between Bandhan Large Cap Fund and Motilal Oswal Large Cap Fund?
Both are Large Cap funds, run by Bandhan Mutual Fund and Motilal Oswal Mutual Fund. Their portfolios overlap 54.2%. Bandhan Large Cap Fund charges 1.08% a year and Motilal Oswal Large Cap Fund 0.99%.
Which has given higher returns, Bandhan Large Cap Fund or Motilal Oswal Large Cap Fund?
Over 1 year: Bandhan Large Cap Fund −5.34%, Motilal Oswal Large Cap Fund −7.08%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Large Cap Fund or Motilal Oswal Large Cap Fund?
Motilal Oswal Large Cap Fund charges less: 0.99% a year against 1.08%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Large Cap Fund and Motilal Oswal Large Cap Fund overlap?
54.2%. They hold 24 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Large Cap Fund or Motilal Oswal Large Cap Fund?
On SEBI's riskometer, Bandhan Large Cap Fund is rated Very High and Motilal Oswal Large Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 14.14% and 13.83% a year.
Can I invest in both Bandhan Large Cap Fund and Motilal Oswal Large Cap Fund?
Yes. 54.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Bandhan Large Cap Fund and Motilal Oswal Large Cap Fund?
Bandhan Large Cap Fund: Manish Gunwani, Prateek Poddar, Ritika Behera, Gaurav Satra. Motilal Oswal Large Cap Fund: Atul Mehra, Santosh Singh, Ajay Khandelwal, Rakesh Shetty, Swapnil Mayekar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.