Bajaj Finserv Balanced Advantage Fund vs Bajaj Finserv Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bajaj Finserv Balanced Advantage Fund is a Balanced Advantage fund and Bajaj Finserv Large Cap Fund is a Large Cap fund. In the year to 30-10-2026, Bajaj Finserv Balanced Advantage Fund (Direct) returned −1.8% and Bajaj Finserv Large Cap Fund (Direct) returned −4.5%. Bajaj Finserv Balanced Advantage Fund charges 1.05% a year and Bajaj Finserv Large Cap Fund 1.19% (Direct plans). Their portfolios overlap 53.5%: they hold 24 of the same securities.
Bajaj Finserv Balanced Advantage Fund
Balanced Advantage
- 1 year return
- −1.8%
- Expense ratio
- 1.05%
- NAV
- ₹11.78
Bajaj Finserv Large Cap Fund
Large Cap
- 1 year return
- −4.5%
- Expense ratio
- 1.19%
- NAV
- ₹10.00
Which is better, Bajaj Finserv Balanced Advantage or Bajaj Finserv Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bajaj Finserv Balanced Advantage returned more over 1 year: −1.8% against −4.5%.
- Bajaj Finserv Balanced Advantage costs less: 1.05% a year against 1.19% (Direct plans).
- Bajaj Finserv Balanced Advantage fell less in its worst fall since 23-08-2024: −12.5% against −16.9%.
- Bajaj Finserv Large Cap holds more in large companies: 89.8% of the fund in large caps against 68.5%.
- Bajaj Finserv Large Cap is the larger fund: ₹1,560 Cr against ₹1,207 Cr.
- Their portfolios overlap 53.5%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bajaj Finserv Balanced Advantage Fund | Bajaj Finserv Large Cap Fund |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | Bajaj Finserv Mutual Fund |
| Category | Balanced Advantage | Large Cap |
| AUM | ₹1,207 Cr (30-09-2026) | ₹1,560 Cr (30-09-2026) |
| NAV | ₹11.78 (Direct) | ₹10.00 (Direct) |
| Expense ratio (Direct) | 1.05% | 1.19% |
| Expense ratio (Regular) | 2.64% | 2.72% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | Nifty 100 TRI |
| Launch date | 15-12-2023 | 20-08-2024 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary | Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary |
| Exit load | Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months. | Exit load of 1%, if redeemed within 6 months. |
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund (Direct) | −0.52% | −3.60% | +0.90% | −1.78% | -- | -- | -- |
| Bajaj Finserv Large Cap Fund (Direct) | +0.40% | −4.41% | −0.80% | −4.47% | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | -- | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 35 Large Cap funds, same plan type.
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Year-wise Returns
| Year | Balanced AdvantageBajaj Finserv Balanced Advantage | Large CapBajaj Finserv Large Cap |
|---|---|---|
| 2026to date | −2.88% | −5.59% |
| 2025 | +10.06% | +10.11% |
| 2024 | +8.82% | -- |
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of Bajaj Finserv Large Cap Fund
Rolling returns
Every 1-year holding period, 290 of them, one for each trading day from 25-08-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bajaj Finserv Balanced Advantage Fund (Direct)
Bajaj Finserv Large Cap Fund (Direct)
Nifty 100 TRI
to
Sept 2025Dec 2024
to
Dec 2025Feb 2025
to
Feb 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage | 10.7 | 38.6 | 36.6 | 14.1 | 0.0 | 0.0 | 0.0 | 5.2% | 5.3% | −3.6% | 14.9% | 86% |
| Bajaj Finserv Large Cap | 24.8 | 29.3 | 26.9 | 13.8 | 5.2 | 0.0 | 0.0 | 4.6% | 4.4% | −6.1% | 18.8% | 85% |
| Nifty 100 TRI | 44.5 | 21.0 | 19.7 | 14.1 | 0.7 | 0.0 | 0.0 | 2.3% | 0.9% | −10.5% | 15.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 23-08-2024. Past returns do not promise future returns.
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-08-2024 to 30-10-2026: 27 instalments, ₹2,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bajaj Finserv Balanced AdvantageBajaj Finserv Balanced Advantage Fund (Direct) | ₹2,70,000 | ₹2,75,578 | ₹5,578 | 1.8% |
| Bajaj Finserv Large CapBajaj Finserv Large Cap Fund (Direct) | ₹2,70,000 | ₹2,70,249 | ₹249 | 0.1% |
Bajaj Finserv Balanced AdvantageBajaj Finserv Balanced Advantage Fund (Direct)
Bajaj Finserv Large CapBajaj Finserv Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bajaj Finserv Balanced Advantage Fund (Direct) | Bajaj Finserv Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −1.78% | −4.47% |
| Standard deviation | 10.94% | 13.34% |
| Sharpe ratio | -0.64 | -0.73 |
| Sortino ratio | -0.86 | -0.97 |
| Maximum drawdown | −10.5% (30-03-2026) | −12.4% (30-03-2026) |
| Beta | -- | 0.93 |
| Alpha | -- | +3.31% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bajaj Finserv Balanced Advantage Fund (Direct) | Bajaj Finserv Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.82% | −0.32% |
| Standard deviation | 9.79% | 12.68% |
| Sharpe ratio | -0.02 | -0.48 |
| Sortino ratio | -0.02 | -0.65 |
| Maximum drawdown | −12.5% (04-03-2025) | −16.9% (28-02-2025) |
| Beta | -- | 0.93 |
| Alpha | -- | +1.54% |
From daily NAVs, 18-12-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bajaj Finserv Balanced Advantage Fund (Direct)
Bajaj Finserv Large Cap Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund (Direct) | −12.5% | 27-09-2024 | 04-03-2025 | 16-10-2025 | 7 months | −5.5% |
| Bajaj Finserv Large Cap Fund (Direct) | −16.9% | 26-09-2024 | 28-02-2025 | 14-11-2025 | 9 months | −6.9% |
| Nifty 100 TRI | −17.2% | 26-09-2024 | 28-02-2025 | 02-01-2026 | 10 months | −10.1% |
From daily values since 23-08-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bajaj Finserv Balanced Advantage Fund (Direct)
Bajaj Finserv Large Cap Fund (Direct)
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund (Direct) | 90% | 73% | 3.86% |
| Bajaj Finserv Large Cap Fund (Direct) | 110% | 97% | 2.40% |
From month-end values since 23-08-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bajaj Finserv Balanced Advantage Fund, September 2026; Bajaj Finserv Large Cap Fund, September 2026
Holdings in common
- Overlap
- 53.5%
- Held by both
- 24
- Only in Bajaj Finserv Balanced Advantage
- 33
- Only in Bajaj Finserv Large Cap
- 8
| Security | % of Bajaj Finserv Balanced Advantage | % of Bajaj Finserv Large Cap |
|---|---|---|
| HDFC Bank Limited | 9.11% | 9.11% |
| ICICI Bank Limited | 5.83% | 8.43% |
| Reliance Industries Limited | 5.26% | 5.66% |
| Bharti Airtel Limited | 4.77% | 3.98% |
| Divi's Laboratories Limited | 3.07% | 5.43% |
| Bajaj Finance Limited | 3.51% | 3.02% |
| Tata Steel Limited | 2.62% | 3.63% |
| State Bank of India | 2.45% | 3.44% |
| Larsen & Toubro Limited | 2.22% | 2.87% |
| Bajaj Auto Limited | 1.93% | 2.44% |
| DLF Limited | 1.91% | 3.68% |
| Eternal Limited | 1.46% | 2.00% |
| Infosys Limited | 1.44% | 1.93% |
| Jio Financial Services Limited | 1.36% | 2.30% |
| Titan Company Limited | 1.25% | 2.12% |
| United Spirits Limited | 1.12% | 1.97% |
| Sun Pharmaceutical Industries Limited | 1.96% | 0.97% |
| Vedanta Aluminium Metal Limited | 0.97% | 3.33% |
| SBI Life Insurance Company Limited | 0.80% | 3.46% |
| Trent Limited | 0.70% | 2.09% |
| Grasim Industries Limited | 0.64% | 4.13% |
| Asian Paints Limited | 0.56% | 2.44% |
| Canara Bank | 0.49% | 2.47% |
| Shriram Finance Limited | 1.74% | 0.35% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.5% means 53.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bajaj Finserv Balanced Advantage Fund
| Security | % of fund |
|---|---|
| GlaxoSmithKline Pharmaceuticals Limited | 2.64% |
| Axis Bank Limited | 2.04% |
| 6.85% National Bank For Agriculture and Rural Development (19/01/2029) | 2.03% |
| 6.66% Small Industries Dev Bank of India (25/10/2028) | 2.03% |
| Hindustan Unilever Limited | 1.90% |
Largest holdings only in Bajaj Finserv Large Cap Fund
| Security | % of fund |
|---|---|
| LG Electronics India Ltd | 3.78% |
| Apollo Hospitals Enterprise Limited | 2.81% |
| Samvardhana Motherson International Limited | 2.39% |
| Tech Mahindra Limited | 2.20% |
| TVS Motor Company Limited | 2.05% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bajaj Finserv Balanced Advantage | Bajaj Finserv Large Cap |
|---|---|---|
| Equity | 82.8% | 97.3% |
| Debt | 5.7% | 0.0% |
| Cash and others | 11.5% | 2.7% |
Market cap of stocks
| Market cap | Bajaj Finserv Balanced Advantage | Bajaj Finserv Large Cap |
|---|---|---|
| Large Cap | 68.5% | 89.8% |
| Mid Cap | 8.3% | 7.5% |
| Small Cap | 4.5% | 0.0% |
| Not on AMFI's list | 1.5% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bajaj Finserv Balanced Advantage | Bajaj Finserv Large Cap |
|---|---|---|
| Banks | 22.2% | 23.4% |
| Pharmaceuticals & Biotechnology | 8.9% | 6.7% |
| Consumer Durables | 2.0% | 8.3% |
| Finance | 6.6% | 5.7% |
| Petroleum Products | 5.3% | 5.7% |
| Telecom - Services | 4.8% | 4.0% |
| Ferrous Metals | 4.7% | 3.6% |
| Automobiles | 2.2% | 4.5% |
The six largest sectors of each fund's stocks, % of the fund.
Bajaj Finserv Balanced Advantage vs Bajaj Finserv Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bajaj Finserv Balanced Advantage Fund | Bajaj Finserv Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.05% | 1.19% |
| Base expense ratio (Direct) | 0.52% | 0.52% |
| Total expense ratio (Regular) | 2.64% | 2.72% |
| Base expense ratio (Regular) | 1.87% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Bajaj Finserv Balanced Advantage Fund vs Bajaj Finserv Large Cap Fund: Frequently Asked Questions
What is the difference between Bajaj Finserv Balanced Advantage Fund and Bajaj Finserv Large Cap Fund?
Bajaj Finserv Balanced Advantage Fund is a Balanced Advantage fund, Bajaj Finserv Large Cap Fund is a Large Cap fund, run by Bajaj Finserv Mutual Fund. Their portfolios overlap 53.5%. Bajaj Finserv Balanced Advantage Fund charges 1.05% a year and Bajaj Finserv Large Cap Fund 1.19%.
Which has given higher returns, Bajaj Finserv Balanced Advantage Fund or Bajaj Finserv Large Cap Fund?
Over 1 year: Bajaj Finserv Balanced Advantage Fund −1.78%, Bajaj Finserv Large Cap Fund −4.47%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bajaj Finserv Balanced Advantage Fund or Bajaj Finserv Large Cap Fund?
Bajaj Finserv Balanced Advantage Fund charges less: 1.05% a year against 1.19%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bajaj Finserv Balanced Advantage Fund and Bajaj Finserv Large Cap Fund overlap?
53.5%. They hold 24 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Bajaj Finserv Balanced Advantage Fund or Bajaj Finserv Large Cap Fund?
On SEBI's riskometer, Bajaj Finserv Balanced Advantage Fund is rated Very High and Bajaj Finserv Large Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 10.94% and 13.34% a year.
Can I invest in both Bajaj Finserv Balanced Advantage Fund and Bajaj Finserv Large Cap Fund?
Yes. 53.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Bajaj Finserv Balanced Advantage Fund and Bajaj Finserv Large Cap Fund?
Bajaj Finserv Balanced Advantage Fund: Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary. Bajaj Finserv Large Cap Fund: Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.