AlphaGrep Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
AlphaGrep Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset funds. AlphaGrep Multi Asset Allocation Fund charges 1.38% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 11.9%: they hold 27 of the same securities.
AlphaGrep Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 1.38%
- NAV
- ₹10.13
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, AlphaGrep Multi Asset Allocation or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 1.38% (Direct plans).
- AlphaGrep Multi Asset Allocation fell less in its worst fall since 27-07-2026: −4.0% against −4.6%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹116 Cr.
- Their portfolios overlap 11.9%: 27 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | AlphaGrep Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | AlphaGrep Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Asset | Multi Asset |
| AUM | ₹116 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹10.13 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 1.38% | 0.65% |
| Expense ratio (Regular) | 3.19% | 1.67% |
| Riskometer | High | High |
| Benchmark | 45% NIFTY Composite Debt Index + 35% NIFTY 200 TRI + 20% MCX iCOMDEX Composite Index | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 24-07-2026 | 19-05-2023 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ravneet Singh, Ashish Jain | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | Exit load of 1%, if redeemed within 15 days. | Nil |
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| AlphaGrep Multi Asset Allocation Fund (Direct) | −0.93% | +0.89% | -- | -- | -- | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | AlphaGrepAlphaGrep Multi Asset Allocation | WhiteOak CapitalWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | -- | +4.15% |
| 2025 | -- | +18.39% |
| 2024 | -- | +18.99% |
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | AlphaGrep Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.50% | +15.15% |
| Standard deviation | 6.79% | 5.49% |
| Sharpe ratio | -0.11 | 1.64 |
| Sortino ratio | -0.15 | 2.34 |
| Maximum drawdown | −4.0% (23-10-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 27-07-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
AlphaGrep Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| AlphaGrep Multi Asset Allocation Fund (Direct) | −4.0% | 25-08-2026 | 23-10-2026 | Not yet | -- | −2.8% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −4.6% | 25-08-2026 | 23-10-2026 | Not yet | -- | −3.8% |
From daily values since 27-07-2026, the first day every fund has.
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: AlphaGrep Multi Asset Allocation Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 11.9%
- Held by both
- 27
- Only in AlphaGrep Multi Asset Allocation
- 68
- Only in WhiteOak Capital Multi Asset Allocation
- 173
| Security | % of AlphaGrep Multi Asset Allocation | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Knowledge Realty Trust | 1.97% | 2.18% |
| DSP Mutual Fund - DSP Gold ETF | 4.79% | 1.75% |
| Embassy Office Parks Reit | 1.33% | 2.88% |
| Brookfield India Real Estate Trust | 1.26% | 1.59% |
| Nexus Select Trust | 0.94% | 3.64% |
| Bharti Airtel Ltd. | 0.78% | 1.41% |
| Bagmane Prime Office Reit | 0.45% | 0.76% |
| Mahindra & Mahindra Ltd. | 0.45% | 0.79% |
| Bharat Electronics Ltd. | 0.35% | 0.48% |
| Larsen & Toubro Ltd. | 0.50% | 0.28% |
| Cipla Ltd. | 0.22% | 0.23% |
| Bharat Heavy Electricals Ltd. | 0.46% | 0.20% |
| Sun Pharmaceutical Industries Ltd. | 0.39% | 0.17% |
| Info Edge (India) Ltd. | 0.32% | 0.17% |
| Torrent Pharmaceuticals Ltd. | 0.17% | 0.60% |
| NTPC Ltd. | 0.81% | 0.16% |
| Pidilite Industries Ltd. | 0.34% | 0.16% |
| Asian Paints Ltd. | 0.19% | 0.16% |
| Cholamandalam Investment & Finance Co. Ltd. | 0.32% | 0.15% |
| National Aluminium Company Ltd. | 0.89% | 0.14% |
| Oil & Natural Gas Corporation Ltd. | 0.15% | 0.12% |
| CG Power and Industrial Solutions Ltd. | 0.12% | 0.12% |
| 360 ONE WAM Ltd. | 0.53% | 0.11% |
| PB Fintech Ltd. | 0.22% | 0.09% |
| PNB Housing Finance Ltd. | 0.10% | 0.09% |
| Computer Age Management Services Ltd. | 0.13% | 0.07% |
| JSW Steel Ltd. | 0.68% | 0.05% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.9% means 11.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in AlphaGrep Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| 182 DAY T-BILL 28.01.27 | 8.44% |
| 9.22% Nuvama Wealth Finance Ltd. (20/11/2028) | 3.44% |
| 9.15% 360 One Prime Ltd. (19/06/2029) | 3.43% |
| 91 DAY T-BILL 24.12.26 | 2.97% |
| 182 DAY T-BILL 14.01.27 | 0.85% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 2.89% |
| ICICI Prudential Gold ETF | 2.82% |
| Cube Highways Trust-InvIT Fund | 2.53% |
| 6.94% Government of India (11/05/2036) | 2.16% |
| Citius Transnet Investment Trust | 1.64% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | AlphaGrep Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 33.0% | 28.2% |
| Debt | 19.1% | 31.0% |
| Cash and others | 47.9% | 40.8% |
Market cap of stocks
| Market cap | AlphaGrep Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 11.5% | 19.9% |
| Mid Cap | 18.3% | 3.1% |
| Small Cap | 2.6% | 3.5% |
| Foreign stocks | 0.6% | 0.4% |
| Not on AMFI's list | 0.0% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | AlphaGrep Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 2.4% | 6.2% |
| Finance | 3.5% | 1.7% |
| Pharmaceuticals & Biotechnology | 3.2% | 1.9% |
| Capital Markets | 2.2% | 1.0% |
| IT - Software | 0.2% | 2.0% |
| Electrical Equipment | 1.9% | 0.6% |
| Consumer Durables | 1.8% | 1.0% |
| Telecom - Services | 0.9% | 1.4% |
| Food Products | 0.2% | 1.4% |
The six largest sectors of each fund's stocks, % of the fund.
AlphaGrep Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | AlphaGrep Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.38% | 0.65% |
| Base expense ratio (Direct) | 0.31% | 0.38% |
| Total expense ratio (Regular) | 3.19% | 1.67% |
| Base expense ratio (Regular) | 1.84% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare AlphaGrep Multi Asset Allocation with
Compare WhiteOak Capital Multi Asset Allocation with
AlphaGrep Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between AlphaGrep Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Both are Multi Asset funds, run by AlphaGrep Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 11.9%. AlphaGrep Multi Asset Allocation Fund charges 1.38% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has the lower expense ratio, AlphaGrep Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 1.38%. These are the Direct plans' total expense ratios reported to AMFI.
How much do AlphaGrep Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
11.9%. They hold 27 of the same securities, the largest shared ones being KRT, GOLDADD, EMBASSY-RR. From each fund's latest monthly portfolio.
Which is riskier, AlphaGrep Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, AlphaGrep Multi Asset Allocation Fund is rated High and WhiteOak Capital Multi Asset Allocation Fund High. Over their common history, the standard deviation of daily returns was 6.79% and 5.49% a year.
Can I invest in both AlphaGrep Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 11.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages AlphaGrep Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
AlphaGrep Multi Asset Allocation Fund: Ravneet Singh, Ashish Jain. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.