Aditya Birla Sun Life International Equity Fund vs Bajaj Finserv Banking and Financial Services Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life International Equity Fund is a Thematic fund and Bajaj Finserv Banking and Financial Services Fund is a Thematic fund. Aditya Birla Sun Life International Equity Fund charges 2.00% a year and Bajaj Finserv Banking and Financial Services Fund 1.12% (Direct plans). Their portfolios overlap 0.0%: they hold 0 of the same securities.
Aditya Birla Sun Life International Equity Fund
Thematic
- Expense ratio
- 2.00%
- NAV
- ₹56.75
Bajaj Finserv Banking and Financial Services Fund
Thematic
- Expense ratio
- 1.12%
- NAV
- ₹9.28
Which is better, Aditya Birla Sun Life International Equity or Bajaj Finserv Banking and Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bajaj Finserv Banking and Financial Services costs less: 1.12% a year against 2.00% (Direct plans).
- Aditya Birla Sun Life International Equity fell less in its worst fall since 03-12-2025: −8.3% against −15.6%.
- Aditya Birla Sun Life International Equity holds 93.5% of the fund in foreign stocks; Bajaj Finserv Banking and Financial Services 0.0%.
- Bajaj Finserv Banking and Financial Services holds more in large companies: 59.8% of the fund in large caps against 0.0%.
- Bajaj Finserv Banking and Financial Services is the larger fund: ₹469 Cr against ₹352 Cr.
- Their portfolios overlap 0.0%: 0 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life International Equity Fund | Bajaj Finserv Banking and Financial Services Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Bajaj Finserv Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹352 Cr (30-09-2026) | ₹469 Cr (30-09-2026) |
| NAV | ₹56.75 (Direct) | ₹9.28 (Direct) |
| Expense ratio (Direct) | 2.00% | 1.12% |
| Expense ratio (Regular) | 2.55% | 2.81% |
| Riskometer | Very High | Very High |
| Benchmark | S&P Global 1200 TRI | Nifty Financial Services TRI |
| Launch date | 31-10-2007 | 01-12-2025 |
| Minimum investment | ₹1,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Dhaval Joshi | Kishore Agarwal, Sayan Das Sharma, Siddharth Chaudhary |
| Exit load | Exit load of 1%, if redeemed within 30 days. | Exit load of 1%, if redeemed within 3 months. |
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life International Equity Fund (Direct) | −1.59% | +3.00% | +4.05% | +13.97% | +24.46% | +11.86% | +13.70% |
| Bajaj Finserv Banking and Financial Services Fund (Direct) | −1.80% | −7.21% | −2.54% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Year-wise Returns
| Year | Aditya Birla Sun Life International EquityAditya Birla Sun Life International Equity | Bajaj Finserv Banking and Financial ServicesBajaj Finserv Banking and Financial Services |
|---|---|---|
| 2026to date | +12.49% | −7.80% |
| 2025 | +35.28% | -- |
| 2024 | +8.06% | -- |
| 2023 | +9.37% | -- |
| 2022 | −1.36% | -- |
| 2021 | +14.47% | -- |
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Rolling Returns
Every holding period of both funds, against Nifty Financial Services TRI, the benchmark of Bajaj Finserv Banking and Financial Services Fund
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life International Equity Fund (Direct) | Bajaj Finserv Banking and Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.96% | −7.65% |
| Standard deviation | 14.26% | 16.55% |
| Sharpe ratio | 0.41 | -0.78 |
| Sortino ratio | 0.58 | -1.06 |
| Maximum drawdown | −27.5% (24-03-2020) | −15.6% (31-03-2026) |
| Beta | -- | 0.89 |
| Alpha | -- | +1.26% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life International Equity Fund (Direct)
Bajaj Finserv Banking and Financial Services Fund (Direct)
Nifty Financial Services TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life International Equity Fund (Direct) | −8.3% | 28-01-2026 | 30-03-2026 | 15-04-2026 | 16 days | −3.4% |
| Bajaj Finserv Banking and Financial Services Fund (Direct) | −15.6% | 18-02-2026 | 31-03-2026 | Not yet | -- | −9.9% |
| Nifty Financial Services TRI | −17.3% | 18-02-2026 | 30-03-2026 | Not yet | -- | −12.4% |
From daily values since 03-12-2025, the first day every fund has.
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life International Equity Fund, September 2026; Bajaj Finserv Banking and Financial Services Fund, September 2026
Holdings in common
- Overlap
- 0.0%
- Held by both
- 0
- Only in Aditya Birla Sun Life International Equity
- 0
- Only in Bajaj Finserv Banking and Financial Services
- 37
Overlap: for each holding both funds own, the smaller of its two weights, added up. 0.0% means 0.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life International Equity Fund
Every holding of this fund is also held by the other.
Largest holdings only in Bajaj Finserv Banking and Financial Services Fund
| Security | % of fund |
|---|---|
| HDFC Bank Limited | 15.23% |
| ICICI Bank Limited | 12.61% |
| State Bank of India | 8.21% |
| Bajaj Finance Limited | 5.49% |
| Kotak Mahindra Bank Limited | 5.05% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life International Equity | Bajaj Finserv Banking and Financial Services |
|---|---|---|
| Equity | 93.5% | 95.7% |
| Debt | 0.0% | 0.0% |
| Cash and others | 6.5% | 4.3% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life International Equity | Bajaj Finserv Banking and Financial Services |
|---|---|---|
| Large Cap | 0.0% | 59.8% |
| Mid Cap | 0.0% | 10.4% |
| Small Cap | 0.0% | 20.6% |
| Foreign stocks | 93.5% | 0.0% |
| Not on AMFI's list | 0.0% | 4.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life International Equity | Bajaj Finserv Banking and Financial Services |
|---|---|---|
| Banks | 5.5% | 53.5% |
| Finance | 0.5% | 19.9% |
| IT - Software | 15.0% | 0.0% |
| Capital Markets | 1.8% | 10.9% |
| Insurance | 4.9% | 9.4% |
| Pharmaceuticals & Biotechnology | 8.3% | 0.0% |
| IT - Hardware | 7.7% | 0.0% |
| Retailing | 6.6% | 0.0% |
| Industrial Manufacturing | 5.2% | 0.0% |
| Financial Technology (Fintech) | 3.7% | 1.5% |
| Commercial Services & Supplies | 0.0% | 0.5% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life International Equity vs Bajaj Finserv Banking and Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life International Equity Fund | Bajaj Finserv Banking and Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.00% | 1.12% |
| Base expense ratio (Direct) | 1.60% | 0.66% |
| Total expense ratio (Regular) | 2.55% | 2.81% |
| Base expense ratio (Regular) | 2.08% | 2.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life International Equity with
Compare Bajaj Finserv Banking and Financial Services with
Aditya Birla Sun Life International Equity Fund vs Bajaj Finserv Banking and Financial Services Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life International Equity Fund and Bajaj Finserv Banking and Financial Services Fund?
Aditya Birla Sun Life International Equity Fund is a Thematic fund, Bajaj Finserv Banking and Financial Services Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Bajaj Finserv Mutual Fund. Their portfolios overlap 0.0%. Aditya Birla Sun Life International Equity Fund charges 2.00% a year and Bajaj Finserv Banking and Financial Services Fund 1.12%.
Which has the lower expense ratio, Aditya Birla Sun Life International Equity Fund or Bajaj Finserv Banking and Financial Services Fund?
Bajaj Finserv Banking and Financial Services Fund charges less: 1.12% a year against 2.00%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life International Equity Fund and Bajaj Finserv Banking and Financial Services Fund overlap?
0.0%. They hold 0 of the same securities. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life International Equity Fund or Bajaj Finserv Banking and Financial Services Fund?
On SEBI's riskometer, Aditya Birla Sun Life International Equity Fund is rated Very High and Bajaj Finserv Banking and Financial Services Fund Very High. Over their common history, the standard deviation of daily returns was 14.26% and 16.55% a year.
Can I invest in both Aditya Birla Sun Life International Equity Fund and Bajaj Finserv Banking and Financial Services Fund?
Yes. 0.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Aditya Birla Sun Life International Equity Fund and Bajaj Finserv Banking and Financial Services Fund?
Aditya Birla Sun Life International Equity Fund: Dhaval Joshi. Bajaj Finserv Banking and Financial Services Fund: Kishore Agarwal, Sayan Das Sharma, Siddharth Chaudhary.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.