Bajaj Finserv Banking and Financial Services Fund

ThematicDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bajaj Finserv Banking and Financial Services Fund is a Thematic fund run by Bajaj Finserv Mutual Fund. On 30-09-2026, it managed ₹469 Cr of investors' money.

NAV (Direct plan): ₹9.28; ▼ 0.43%30-10-2026
NAV (Regular plan): ₹9.15; ▼ 0.42%30-10-2026
Expense ratio: 1.12%Direct2.81%Regular; 1.12%; A year
Riskometer: Very High; Set by the fund house
6 month return: −2.5%Direct−3.4%Regular; −2.5%; Total

Bajaj Finserv Banking and Financial Services Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.28 (down 0.43% that day); Regular Plan Growth ₹9.15 (down 0.42% that day).

This fund (Direct plan)

₹9.284

Bajaj Finserv Banking and Financial Services Fund Returns vs Nifty Financial Services TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.80%	−7.21%	−2.54%	--	--	--	--
This fund (Regular)	−1.93%	−7.59%	−3.35%	--	--	--	--
Nifty Financial Services TRI	+0.30%	−5.63%	−2.88%	−8.88%	+9.77%	+6.64%	+12.73%
Thematic average	−2.09%	−4.52%	+0.86%	--	--	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	--	--	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	--	--	--	--
Rank in Thematic	103/235	183/232	148/232	--	--	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

Bajaj Finserv Banking and Financial Services Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty Financial Services TRI
2026to date	−7.80%	−9.05%	−9.69%

Bajaj Finserv Banking and Financial Services Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
Bajaj Finserv Banking and Financial Services Fund	--	469	1.12%	--	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bajaj Finserv Banking and Financial Services Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.66%	0.11%	0.01%	0.34%	1.12%	1.18%	100/235
Regular	2.09%	0.11%	0.01%	0.60%	2.81%	2.41%	200/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Bajaj Finserv Banking and Financial Services Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

95.7%Equity

Asset	Fund	Category
Equity	95.7%	94.5%
Cash and others	4.3%	4.0%

Market cap of stocks

Market cap	Fund	Category
Large Cap	59.8%	45.7%
Mid Cap	10.4%	19.6%
Small Cap	20.6%	24.1%
Not on AMFI's list	4.9%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Bajaj Finserv Banking and Financial Services Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks53.5%
Finance19.9%
Capital Markets10.9%
Insurance9.4%
Financial Technology (Fintech)1.5%
Commercial Services & Supplies0.5%

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	51.8%	50.9%	53.5%	+1.7%
Finance	26.2%	23.6%	19.9%	−6.3%
Capital Markets	10.7%	11.7%	10.9%	+0.2%
Insurance	7.5%	8.2%	9.4%	+1.9%
Financial Technology (Fintech)	0.8%	2.1%	1.5%	+0.7%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Bajaj Finserv Banking and Financial Services Fund Portfolio Holdings

As on 30-09-2026 · 37 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
HDFC Bank Limited	Banks	15.23%	+11.6%
ICICI Bank Limited	Banks	12.61%	0.0%
State Bank of India	Banks	8.21%	+6.4%
Bajaj Finance Limited	Finance	5.49%	+8.7%
Kotak Mahindra Bank Limited	Banks	5.05%	0.0%
Axis Bank Limited	Banks	5.00%	+6.0%
RBL Bank Limited	Banks	3.00%	0.0%
SBI Funds Management Limited	Capital Markets	2.91%	0.0%
SBI Life Insurance Company Limited	Insurance	2.88%	+55.0%
Sundaram Finance Limited	Finance	2.59%	0.0%
The Federal Bank Limited	Banks	2.50%	−15.2%
Niva Bupa Health Insurance Company Limited	Insurance	2.47%	+7.7%
Prudent Corporate Advisory Services Limited	Capital Markets	2.32%	−8.3%
Go Digit General Insurance Limited	Insurance	2.32%	0.0%
Housing & Urban Development Corporation Limited	Finance	2.14%	+5.1%
Repco Home Finance Limited	Finance	2.11%	+4.4%
Bajaj Finserv Limited	Finance	1.84%	0.0%
CRISIL Limited	Finance	1.81%	0.0%
Five Star Business Finance Limited	Finance	1.51%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	1.47%	+19.2%
National Stock Exchange Of India Ltd	Capital Markets	1.47%	New
Cholamandalam Investment and Finance Company Ltd	Finance	1.42%	New
Max Financial Services Limited	Insurance	1.23%	0.0%
Bajaj Finserv Money Market Fund-Direct Plan-Growth		1.12%
Ujjivan Small Finance Bank Limited	Banks	1.04%	0.0%
BSE Limited	Capital Markets	1.03%	−30.6%
Jio Financial Services Limited	Finance	1.00%	−51.9%
ICRA Limited	Capital Markets	0.89%	0.0%
DCB Bank Limited	Banks	0.81%	0.0%
Medi Assist Healthcare Services Limited	Insurance	0.54%	0.0%
IIFL Capital Services Limited	Capital Markets	0.52%	0.0%
Rentomojo Limited	Commercial Services & Supplies	0.52%	New
Angel One Limited	Capital Markets	0.50%	−58.7%
Multi Commodity Exchange of India Limited	Capital Markets	0.50%	New
KFin Technologies Limited	Capital Markets	0.25%	0.0%
Nuvama Wealth Management Limited	Capital Markets	0.24%	−67.8%
Central Depository Services (India) Limited	Capital Markets	0.24%	0.0%

Bajaj Finserv Banking and Financial Services Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

HDFC Bank Limited	Added	+11.6%	15.23%
State Bank of India	Added	+6.4%	8.21%
Bajaj Finance Limited	Added	+8.7%	5.49%
Axis Bank Limited	Added	+6.0%	5.00%
Shriram Finance Limited	Sold out	−100%	was 3.60%
The Federal Bank Limited	Reduced	−15.2%	2.50%
SBI Life Insurance Company Limited	Added	+55.0%	2.88%
Prudent Corporate Advisory Services Limited	Reduced	−8.3%	2.32%
Niva Bupa Health Insurance Company Limited	Added	+7.7%	2.47%
Jio Financial Services Limited	Reduced	−51.9%	1.00%
Housing & Urban Development Corporation Limited	Added	+5.1%	2.14%
Repco Home Finance Limited	Added	+4.4%	2.11%
BSE Limited	Reduced	−30.6%	1.03%
National Stock Exchange Of India Ltd	New	New	1.47%
One 97 Communications Limited	Added	+19.2%	1.47%
Cholamandalam Investment and Finance Company Ltd	New	New	1.42%
Angel One Limited	Reduced	−58.7%	0.50%
Turtlemint Fintech Solutions Limited	Sold out	−100%	was 0.94%
Nuvama Wealth Management Limited	Reduced	−67.8%	0.24%
CreditAccess Grameen Limited	Sold out	−100%	was 0.62%
Rentomojo Limited	New	New	0.52%
360 One WAM Limited	Sold out	−100%	was 0.52%
Multi Commodity Exchange of India Limited	New	New	0.50%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Bajaj Finserv Banking and Financial Services Fund bought and sold

Bajaj Finserv Banking and Financial Services Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Mirae Asset Nifty Financial Services ETFETF · Mirae Asset	60.6%	12	Compare
Tata NIFTY Financial Services Index FundIndex · Tata	60.6%	12	Compare
UTI - Banking and Financial Services FundThematic · UTI	60.3%	17	Compare
Kotak Banking And Financial Services FundThematic · Kotak Mahindra	60.2%	19	Compare
Tata Banking & Financial Services FundThematic · Tata	59.1%	18	Compare
Mirae Asset Banking and Financial Services FundThematic · Mirae Asset	58.7%	15	Compare
Canara Robeco Banking and Financial Services FundSectoral · Canara Robeco	57.0%	15	Compare
ICICI Prudential Banking & Financial Services FundThematic · ICICI Prudential	55.9%	18	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bajaj Finserv Banking and Financial Services Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.12%
Expense ratio (Regular): 2.81%
Category: Thematic
Risk: Very High
Benchmark: Nifty Financial Services TRI
Launch date: 01-12-2025
Minimum investment: ₹500
Minimum additional investment: ₹100
AUM: ₹468.89 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153937
ISIN (Direct): INF0QA701BZ6
Scheme code (Regular): 153935
ISIN (Regular): INF0QA701BW3
NAV history: From 03-12-2025, 0.9 years

Exit load: Exit load of 1%, if redeemed within 3 months.

Tax on Bajaj Finserv Banking and Financial Services Fund returns

Bajaj Finserv Banking and Financial Services Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.284	30-10-2026
direct	IDCW	₹9.284	30-10-2026
regular	Growth	₹9.145	30-10-2026
regular	IDCW	₹9.145	30-10-2026

About Bajaj Finserv Banking and Financial Services Fund

Bajaj Finserv Banking and Financial Services Fund is a mutual fund from Bajaj Finserv Mutual Fund. Its category is Thematic. It was launched on 01-12-2025. Its benchmark is Nifty Financial Services TRI. At the end of September 2026 it held 37 securities.

Fund Manager

Kishore Agarwal
Fund manager of Bajaj Finserv Banking and Financial Services Fund, since 19-05-2026
Sayan Das Sharma
Fund manager of Bajaj Finserv Banking and Financial Services Fund, since 19-05-2026
Siddharth Chaudhary
Fund manager of Bajaj Finserv Banking and Financial Services Fund, since 01-12-2025

See all funds of Bajaj Finserv Mutual Fund

AUM change

September 2026: ₹468.89 Cr; −6.11% from August 2026
August 2026: ₹499.43 Cr; −0.71% from July 2026
July 2026: ₹503.00 Cr; +8.43% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bajaj Finserv Banking and Financial Services Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Bajaj Finserv Banking and Financial Services Fund

What is the current NAV of Bajaj Finserv Banking and Financial Services Fund?

The Direct plan NAV is ₹9.284. The Regular plan NAV is ₹9.145, as on 30-10-2026.

What is the expense ratio of Bajaj Finserv Banking and Financial Services Fund?

The Direct plan charges 1.12% a year. The Regular plan charges 2.81% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Bajaj Finserv Banking and Financial Services Fund?

Bajaj Finserv Banking and Financial Services Fund managed ₹468.89 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bajaj Finserv Banking and Financial Services Fund?

At the end of September 2026 the largest holdings were HDFCBANK (15.23%), ICICIBANK (12.61%), SBIN (8.21%), BAJFINANCE (5.49%), KOTAKBANK (5.05%). The fund held 37 securities in all.

What did Bajaj Finserv Banking and Financial Services Fund buy and sell in September 2026?

It bought 4 new stocks: Rentomojo Limited, Cholamandalam Investment and Finance Company Ltd, National Stock Exchange Of India Ltd, Multi Commodity Exchange of India Limited. It sold out of 4: Turtlemint Fintech Solutions Limited, 360 One WAM Limited, Shriram Finance Limited, CreditAccess Grameen Limited. It added shares in 9. It reduced 6.

How do I invest in Bajaj Finserv Banking and Financial Services Fund?

Through Bajaj Finserv Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Bajaj Finserv Banking and Financial Services Fund?

Kishore Agarwal (since 19-05-2026), Sayan Das Sharma (since 19-05-2026), Siddharth Chaudhary (since 01-12-2025).

What is the exit load of Bajaj Finserv Banking and Financial Services Fund?

Exit load of 1%, if redeemed within 3 months.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.