Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)
Direct Plan, Growth option · Data as on 09-07-2026
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) is a mutual fund and Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) is a Debt fund. In the 3 years to 27-07-2026, Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) returned 7.3% a year and Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) returned 7.3% a year. Their portfolios overlap 12.1%: they hold 1 of the same security.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) is closed. It has not published a NAV since 09-07-2026. Its figures stop there.
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) is closed. It has not published a NAV since 27-07-2026. Its figures stop there.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)
- 3 year return
- 7.3%
- NAV
- ₹13.57
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)
Debt
- 3 year return
- 7.3%
- Expense ratio
- 0.04%
- NAV
- ₹13.64
Which is better, Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) or Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) returned more over 5 years: 6.4% a year against 6.3%.
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) returned more over 3 years: 7.3% a year against 7.3%.
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) swung less over 3 years: a standard deviation of 0.5% a year against 0.6%.
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) fell less in its worst fall since 20-07-2021: −3.3% against −3.4%.
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) is the larger fund: ₹337 Cr against ₹28 Cr.
- Their portfolios overlap 12.1%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Aditya Birla Sun Life Mutual Fund |
| Category | Not available | Debt |
| AUM | ₹337 Cr (30-06-2026) | ₹28 Cr (30-06-2026) |
| NAV | ₹13.57 (Direct) | ₹13.64 (Direct) |
| Expense ratio (Direct) | 0.00% | 0.04% |
| Expense ratio (Regular) | 0.00% | 0.15% |
| Riskometer | Not available | Low |
| Benchmark | Not available | CRISIL Medium To Long Term Debt Index |
| Launch date | Not available | 16-07-2021 |
| Minimum investment | Not available | ₹1,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Mohit Sharma |
| Exit load | Not available | Nil |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Returns Comparison
Returns as on 27-07-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | +0.42% | +1.33% | +2.74% | +5.69% | +7.25% | +6.35% | -- |
| Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) | +0.45% | +1.32% | +2.79% | +5.77% | +7.29% | +6.41% | -- |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Year-wise Returns
| Year | TI (1837Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | TJ (1838Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) |
|---|---|---|
| 2026to date | +2.88% | +3.21% |
| 2025 | +7.44% | +7.63% |
| 2024 | +8.07% | +8.15% |
| 2023 | +7.26% | +7.25% |
| 2022 | +2.50% | +2.62% |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 478 of them, one for each trading day from 22-07-2024 to 09-07-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)
to
Sept 2024Jan 2022
to
Jan 2025May 2022
to
May 2025Sept 2022
to
Sept 2025Jan 2023
to
Jan 2026May 2023
to
May 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.3% | 5.6% | 8.2% |
| Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.3% | 5.7% | 8.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 20-07-2021. Past returns do not promise future returns.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-07-2021 to 09-07-2026: 61 instalments, ₹6,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | ₹6,10,000 | ₹7,23,496 | ₹1,13,496 | 6.8% |
| Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) | ₹6,10,000 | ₹7,27,093 | ₹1,17,093 | 6.9% |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) |
|---|---|---|
| Return (CAGR) | +5.69% | +5.77% |
| Standard deviation | 0.25% | 0.30% |
| Sharpe ratio | 1.45 | 1.39 |
| Sortino ratio | 2.77 | 2.46 |
| Maximum drawdown | −0.0% (06-08-2025) | −0.0% (13-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 09-07-2025 to 09-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) |
|---|---|---|
| Return (CAGR) | +7.25% | +7.29% |
| Standard deviation | 0.54% | 0.58% |
| Sharpe ratio | 1.93 | 1.95 |
| Sortino ratio | 3.39 | 3.38 |
| Maximum drawdown | −0.1% (06-10-2023) | −0.2% (06-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 07-07-2023 to 09-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) |
|---|---|---|
| Return (CAGR) | +6.35% | +6.41% |
| Standard deviation | 1.30% | 1.36% |
| Sharpe ratio | 0.52 | 0.53 |
| Sortino ratio | 0.65 | 0.69 |
| Maximum drawdown | −3.3% (07-06-2022) | −3.4% (07-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 09-07-2021 to 09-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) |
|---|---|---|
| Return (CAGR) | +6.31% | +6.35% |
| Standard deviation | 1.31% | 1.38% |
| Sharpe ratio | 0.49 | 0.48 |
| Sortino ratio | 0.62 | 0.62 |
| Maximum drawdown | −3.3% (07-06-2022) | −3.4% (07-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 01-07-2021 to 09-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct) | −3.3% | 05-04-2022 | 07-06-2022 | 01-09-2022 | 3 months | 0.0% |
| Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct) | −3.4% | 05-04-2022 | 07-06-2022 | 05-09-2022 | 3 months | 0.0% |
From daily values since 20-07-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days), June 2026; Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days), June 2026
Holdings in common
- Overlap
- 12.1%
- Held by both
- 1
- Only in Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)
- 1
- Only in Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)
- 3
| Security | % of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | % of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) |
|---|---|---|
| Government of India (09/07/2026) | 37.67% | 12.12% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 12.1% means 12.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)
| Security | % of fund |
|---|---|
| State Government Securities (07/07/2026) | 0.74% |
Largest holdings only in Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)
| Security | % of fund |
|---|---|
| State Government Securities (20/07/2026) | 73.02% |
| State Government Securities (13/07/2026) | 2.53% |
| State Government Securities (13/07/2026) | 1.98% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 38.4% | 89.7% |
| Cash and others | 61.6% | 10.3% |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) | Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) |
|---|---|---|
| Total expense ratio (Direct) | 0.00% | 0.04% |
| Base expense ratio (Direct) | 0.00% | 0.04% |
| Total expense ratio (Regular) | 0.00% | 0.15% |
| Base expense ratio (Regular) | 0.00% | 0.13% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days): Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) and Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) is a mutual fund, Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) is a Debt fund, run by Aditya Birla Sun Life Mutual Fund. Their portfolios overlap 12.1%.
Which has given higher returns, Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) or Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?
Over 1 year: Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) +5.69%, Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) +5.77%. Over 3 years: Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) +7.25% a year, Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) +7.29% a year. Over 5 years: Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) +6.35% a year, Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) +6.41% a year. As on 27-07-2026. Past returns do not promise future returns.
How much do Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) and Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) overlap?
12.1%. They hold 1 of the same securities, the largest shared ones being Government of India (09/07/2026). From each fund's latest monthly portfolio.
Which is better for SIP, Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) or Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-07-2021 to 09-07-2026 grew to ₹7,23,496 in Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) (XIRR 6.8% a year) and ₹7,27,093 in Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (XIRR 6.9% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days) and Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?
Yes. 12.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.