Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)

DebtDirect and Regular plans

Data as on 27-07-2026

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) is a mutual fund run by Aditya Birla Sun Life Mutual Fund. On 30-06-2026, it managed ₹28 Cr of investors' money. In the 3 years to 27-07-2026, its Direct plan returned 7.3% a year and its Regular plan returned 7.2% a year.

This fund is closed. It has not published a NAV since 27-07-2026. The page shows its last portfolio.

NAV (Direct plan): ₹13.64; 27-07-2026
NAV (Regular plan): ₹13.57; 27-07-2026
Expense ratio: 0.04%Direct0.15%Regular; 0.04%; A year
Riskometer: Low; Set by the fund house
3 year return: 7.3%Direct7.2%Regular; 7.3%; A year

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) NAV Today

NAV on 27-07-2026: Direct Plan ₹13.64; Regular Plan ₹13.57.

This fund (Direct plan)

₹13.6352

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Returns

Returns as on 27-07-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.45%	+1.32%	+2.79%	+5.77%	+7.29%	+6.41%	--
This fund (Regular)	+0.45%	+1.30%	+2.76%	+5.68%	+7.20%	+6.31%	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL Medium To Long Term Debt Index. Returns of that index are not available to us.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+3.21%	+3.16%
2025	+7.63%	+7.53%
2024	+8.15%	+8.04%
2023	+7.25%	+7.16%
2022	+2.62%	+2.52%

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 490 periods, one for each trading day from 22-07-2024 to 27-07-2026.

0%2%4%6%8%10%

Sept 2021
to
Sept 2024Jan 2022
to
Jan 2025May 2022
to
May 2025Sept 2022
to
Sept 2025Jan 2023
to
Jan 2026May 2023
to
May 2026

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	973	7.5%	1.1%	9.1%	0%
2 years	730	7.7%	4.3%	8.3%	0%
3 years	490	7.3%	5.7%	8.3%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	49	7.3%	−0.5%	9.1%	2%
2 years	37	7.6%	5.6%	8.6%	0%
3 years	25	7.5%	6.7%	8.3%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)This fund
Return (CAGR)	+5.77%
Standard deviation	0.30%
Sharpe ratio	1.39
Sortino ratio	2.46
Maximum drawdown	−0.03% (13-08-2025)

From daily NAVs, 25-07-2025 to 27-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)This fund
Return (CAGR)	+7.29%
Standard deviation	0.58%
Sharpe ratio	1.95
Sortino ratio	3.38
Maximum drawdown	−0.16% (06-10-2023)

From daily NAVs, 27-07-2023 to 27-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)This fund
Return (CAGR)	+6.41%
Standard deviation	1.36%
Sharpe ratio	0.53
Sortino ratio	0.69
Maximum drawdown	−3.4% (07-06-2022)

From daily NAVs, 27-07-2021 to 27-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)This fund
Return (CAGR)	+6.35%
Standard deviation	1.38%
Sharpe ratio	0.48
Sortino ratio	0.62
Maximum drawdown	−3.4% (07-06-2022)

From daily NAVs, 20-07-2021 to 27-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−4%−3%−2%−1%0%

20222023202420252026

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)	−3.4%	05-04-2022	07-06-2022	05-09-2022	3 months	0.0%

From the Direct plan's daily NAV since 20-07-2021, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Expense Ratio and Costs

What each plan charges a year, in force from 01-07-2026

Plan	Base expense ratio	Total expense ratio
Direct	0.04%	0.04%
Regular	0.13%	0.15%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.68%	5.77%	0.09%	₹1,05,680	₹1,05,770
3 years	7.20%	7.29%	0.09% a year	₹1,23,193	₹1,23,503
5 years	6.31%	6.41%	0.10% a year	₹1,35,791	₹1,36,431

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 20-07-2021 to 27-07-2026: 61 instalments, ₹6,10,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planAditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)	₹6,10,000	₹7,27,093	₹1,17,093	6.9%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L

20222023202420252026

Direct planAditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) (Direct)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Asset Allocation

Asset allocation as on 30-06-2026

What the fund holds

89.7%Debt

Asset	Fund
Debt	89.7%
Cash and others	10.3%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	89.7%

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Portfolio Holdings

As on 30-06-2026 · 4 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
State Government Securities (20/07/2026) · State government security	Sovereign	73.02%
Government of India (09/07/2026) · Government security	Sovereign	12.12%
State Government Securities (13/07/2026) · State government security	Sovereign	2.53%
State Government Securities (13/07/2026) · State government security	Sovereign	1.98%

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)Debt · Aditya Birla Sun Life	12.1%	1	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.04%
Expense ratio (Regular): 0.15%
Category: Debt
Risk: Low
Benchmark: CRISIL Medium To Long Term Debt Index
Launch date: 16-07-2021
Minimum investment: ₹1,000
Minimum additional investment: Not available
AUM: ₹27.74 Cr (30-06-2026)
Lock in: None
Scheme code (Direct): 149062
ISIN (Direct): INF209KB16A3
Scheme code (Regular): 149064
ISIN (Regular): INF209KB14A8
NAV history: From 20-07-2021, 5.0 years

Exit load: Nil

Tax on Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	NAV	As on
direct	₹13.6352	27-07-2026
direct	₹13.6371	27-07-2026
regular	₹13.572	27-07-2026
regular	₹13.572	27-07-2026

About Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Debt. It was launched on 16-07-2021. Its benchmark is CRISIL Medium To Long Term Debt Index. At the end of June 2026 it held 4 securities.

Fund Manager

Mohit Sharma
Fund manager of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days), since 16-07-2021

See all funds of Aditya Birla Sun Life Mutual Fund

AUM change

June 2026: ₹27.74 Cr; +0.47% from May 2026
May 2026: ₹27.61 Cr; +0.44% from April 2026
April 2026: ₹27.49 Cr; +0.51% from March 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) with Other Funds

Returns, risk, costs and the stocks they share, side by side

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) vs Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 days)12.1% overlap

Compare with any other fund

Frequently Asked Questions for Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)

What is the current NAV of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

The Direct plan NAV is ₹13.6352. The Regular plan NAV is ₹13.572, as on 27-07-2026.

What are the returns of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

The Direct plan returned +5.77% in 1 year, +7.29% a year over 3 years, +6.41% a year over 5 years. The Regular plan returned +5.68% in 1 year, +7.20% a year over 3 years, +6.31% a year over 5 years. These figures are as on 27-07-2026.

What is the expense ratio of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

The Direct plan charges 0.04% a year. The Regular plan charges 0.15% a year. This is the figure the fund house reported to AMFI, in force from 01-07-2026.

What is the AUM of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) managed ₹27.74 Cr on 30-06-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

At the end of June 2026 the largest holdings were State Government Securities (20/07/2026) (73.02%), Government of India (09/07/2026) (12.12%), State Government Securities (13/07/2026) (2.53%), State Government Securities (13/07/2026) (1.98%). The fund held 4 securities in all.

How do I invest in Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

Mohit Sharma (since 16-07-2021).

What is the exit load of Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days)?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.