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    Aditya Birla Sun Life Corporate Bond Fund vs Aditya Birla Sun Life Floating Interest Rates Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    Aditya Birla Sun Life Corporate Bond Fund is a Corporate Bond fund and Aditya Birla Sun Life Floating Interest Rates Fund is a Floater fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Corporate Bond Fund (Direct) returned 6.8% a year and Aditya Birla Sun Life Floating Interest Rates Fund (Direct) returned 7.3% a year. Aditya Birla Sun Life Corporate Bond Fund charges 0.34% a year and Aditya Birla Sun Life Floating Interest Rates Fund 0.25% (Direct plans). Their portfolios overlap 25.4%: they hold 47 of the same securities.

    Aditya Birla Sun Life Corporate Bond Fund

    Corporate Bond

    3 year return
    6.8%
    Expense ratio
    0.34%
    NAV
    ₹120.97
    See Aditya Birla Sun Life Corporate Bond Fund

    Aditya Birla Sun Life Floating Interest Rates Fund

    Floater

    3 year return
    7.3%
    Expense ratio
    0.25%
    NAV
    ₹386.52
    See Aditya Birla Sun Life Floating Interest Rates Fund

    Which is better, Aditya Birla Sun Life Corporate Bond or Aditya Birla Sun Life Floating Interest Rates? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • Aditya Birla Sun Life Floating Interest Rates returned more over 5 years: 6.8% a year against 6.2%.
    • Aditya Birla Sun Life Floating Interest Rates returned more over 3 years: 7.3% a year against 6.8%.
    • Aditya Birla Sun Life Floating Interest Rates costs less: 0.25% a year against 0.34% (Direct plans).
    • Aditya Birla Sun Life Floating Interest Rates swung less over 3 years: a standard deviation of 0.6% a year against 1.4%.
    • Aditya Birla Sun Life Floating Interest Rates fell less in its worst fall since 29-05-2013: −1.8% against −2.4%.
    • Aditya Birla Sun Life Corporate Bond is the larger fund: ₹22,722 Cr against ₹12,971 Cr.
    • Their portfolios overlap 25.4%: 47 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactAditya Birla Sun Life Corporate Bond FundAditya Birla Sun Life Floating Interest Rates Fund
    Fund houseAditya Birla Sun Life Mutual FundAditya Birla Sun Life Mutual Fund
    CategoryCorporate BondFloater
    AUM₹22,722 Cr (30-09-2026)₹12,971 Cr (30-09-2026)
    NAV₹120.97 (Direct)₹386.52 (Direct)
    Expense ratio (Direct)0.34%0.25%
    Expense ratio (Regular)0.52%0.43%
    RiskometerModerateLow to Moderate
    BenchmarkNIFTY Corporate Bond Index A-IINIFTY Low Duration Debt Index A-I
    Launch date03-03-199705-06-2003
    Minimum investment₹100₹1,000
    Lock inNoneNone
    Fund managersKaustubh GuptaKaustubh Gupta, Harshil Suvarnkar
    Exit loadNilNil

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    Aditya Birla Sun Life Corporate Bond Fund (Direct)−0.43%−0.56%+1.94%+3.27%+6.75%+6.20%+7.14%
    Aditya Birla Sun Life Floating Interest Rates Fund (Direct)+0.14%+0.99%+2.81%+5.60%+7.28%+6.77%+7.11%
    Corporate Bond average−0.24%+0.05%+2.31%+4.00%+7.02%+6.20%+6.98%
    Floater average−0.01%+0.56%+2.76%+5.43%+7.47%+6.73%+7.16%

    Category average: the average of the 21 Corporate Bond funds and the 12 Floater funds, same plan type.

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Year-wise Returns

    YearCorporate BondAditya Birla Sun Life Corporate BondFloating Interest RatesAditya Birla Sun Life Floating Interest Rates
    2026to date+2.44%+4.55%
    2025+7.57%+7.88%
    2024+8.73%+8.18%
    2023+7.48%+7.69%
    2022+4.25%+5.05%
    2021+4.20%+3.81%

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Rolling Returns

    Every holding period of both funds

    Rolling returns

    Every 3-year holding period, 2,525 of them, one for each trading day from 30-05-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

    0%2%4%6%8%10%12%
    Mar 2014
    to
    Mar 2017
    Jan 2016
    to
    Jan 2019
    Oct 2017
    to
    Oct 2020
    Jul 2019
    to
    Jul 2022
    Apr 2021
    to
    Apr 2024
    Dec 2022
    to
    Dec 2025
    Aditya Birla Sun Life Corporate Bond Fund (Direct)Aditya Birla Sun Life Floating Interest Rates Fund (Direct)

    How the periods spread

    FundBelow 0%0-5%5-10%10-15%15-20%20-25%Above 25%MeanMedianLowestHighest
    Aditya Birla Sun Life Corporate Bond0.00.094.15.90.00.00.08.0%8.0%5.1%10.7%
    Aditya Birla Sun Life Floating Interest Rates0.00.0100.00.00.00.00.07.7%7.9%5.3%10.0%

    The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 29-05-2013. Past returns do not promise future returns.

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 02-05-2013 to 30-10-2026: 162 instalments, ₹16,20,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Aditya Birla Sun Life Corporate BondAditya Birla Sun Life Corporate Bond Fund (Direct) ₹16,20,000 ₹26,96,222 ₹10,76,222 7.2%
    Aditya Birla Sun Life Floating Interest RatesAditya Birla Sun Life Floating Interest Rates Fund (Direct) ₹16,20,000 ₹27,01,396 ₹10,81,396 7.2%
    ₹0₹10.0 L₹20.0 L₹30.0 L
    2014201620182020202220242026
    Aditya Birla Sun Life Corporate BondAditya Birla Sun Life Corporate Bond Fund (Direct)Aditya Birla Sun Life Floating Interest RatesAditya Birla Sun Life Floating Interest Rates Fund (Direct)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureAditya Birla Sun Life Corporate Bond Fund (Direct)Aditya Birla Sun Life Floating Interest Rates Fund (Direct)
    Return (CAGR)+6.75%+7.28%
    Standard deviation1.37%0.56%
    Sharpe ratio0.532.25
    Sortino ratio0.753.72
    Maximum drawdown−1.3% (23-10-2026)−0.2% (23-10-2026)
    Beta----
    Alpha----

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −2.5%−2%−1.5%−1%−0.5%0%
    2014201620182020202220242026
    Aditya Birla Sun Life Corporate Bond Fund (Direct)Aditya Birla Sun Life Floating Interest Rates Fund (Direct)
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    Aditya Birla Sun Life Corporate Bond Fund (Direct)−2.4%09-03-202024-03-202017-04-202024 days−1.1%
    Aditya Birla Sun Life Floating Interest Rates Fund (Direct)−1.8%05-03-202024-03-202027-03-20203 days−0.0%

    From daily values since 29-05-2013, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%0.5%1%1.5%2%
    20172019202120232025
    Aditya Birla Sun Life Corporate Bond Fund (Direct)Aditya Birla Sun Life Floating Interest Rates Fund (Direct)

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Portfolio Overlap

    From each fund's latest monthly portfolio: Aditya Birla Sun Life Corporate Bond Fund, September 2026; Aditya Birla Sun Life Floating Interest Rates Fund, September 2026

    Holdings in common

    Overlap
    25.4%
    Held by both
    47
    Only in Aditya Birla Sun Life Corporate Bond
    128
    Only in Aditya Birla Sun Life Floating Interest Rates
    144
    Security% of Aditya Birla Sun Life Corporate Bond% of Aditya Birla Sun Life Floating Interest Rates
    7.48% National Bank for Agriculture and Rural Development (15/09/2028)4.77%3.45%
    7.30% Bharti Telecom Ltd. (01/12/2027)2.94%2.02%
    6.66% National Bank for Agriculture and Rural Development (12/10/2028)2.14%1.36%
    7.55% Poonawalla Fincorp Ltd. (25/03/2027)1.32%1.15%
    7.35% Bharti Telecom Ltd. (15/10/2027)1.81%1.15%
    7.32% Axis Finance Ltd. (11/01/2029) (FRN)1.31%1.14%
    7.96% Embassy Office Parks Reit (27/09/2027)1.12%1.31%
    7.21% Embassy Office Parks Reit (17/03/2028)0.99%1.73%
    7.44% National Bank for Agriculture and Rural Development (17/07/2029)2.81%0.95%
    7.73% Axis Finance Ltd. (12/06/2028)0.87%1.15%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 25.4% means 25.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in Aditya Birla Sun Life Corporate Bond Fund

    Security% of fund
    Government of India (11/05/2036)5.99%
    Government of India (27/07/2041)2.49%
    7.43% Jamnagar Utilities & Power Pvt. Ltd. (24/10/2034)2.30%
    7.80% Bajaj Housing Finance Ltd. (09/02/2034)2.13%
    7.62% Summit Digitel Infrastructure Pvt. Ltd. (22/11/2030)1.74%

    Largest holdings only in Aditya Birla Sun Life Floating Interest Rates Fund

    Security% of fund
    Government of India (22/09/2033) (FRB)7.46%
    7.00% Small Industries Development Bank of India (04/06/2029) (FRN)2.70%
    7.20% Knowledge Realty Trust (26/09/2028)2.29%
    HDFC Bank Ltd. (15/01/2027)2.27%
    Union Bank of India (16/03/2027)1.87%

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetAditya Birla Sun Life Corporate BondAditya Birla Sun Life Floating Interest Rates
    Equity0.0%0.0%
    Debt97.1%96.8%
    Cash and others2.9%3.2%

    Aditya Birla Sun Life Corporate Bond vs Aditya Birla Sun Life Floating Interest Rates: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeAditya Birla Sun Life Corporate Bond FundAditya Birla Sun Life Floating Interest Rates Fund
    Total expense ratio (Direct)0.34%0.25%
    Base expense ratio (Direct)0.28%0.21%
    Total expense ratio (Regular)0.52%0.43%
    Base expense ratio (Regular)0.44%0.36%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    More comparisons

    Each fund against the others of its category

    Aditya Birla Sun Life Corporate Bond Fund vs Aditya Birla Sun Life Floating Interest Rates Fund: Frequently Asked Questions

    What is the difference between Aditya Birla Sun Life Corporate Bond Fund and Aditya Birla Sun Life Floating Interest Rates Fund?

    Aditya Birla Sun Life Corporate Bond Fund is a Corporate Bond fund, Aditya Birla Sun Life Floating Interest Rates Fund is a Floater fund, run by Aditya Birla Sun Life Mutual Fund. Their portfolios overlap 25.4%. Aditya Birla Sun Life Corporate Bond Fund charges 0.34% a year and Aditya Birla Sun Life Floating Interest Rates Fund 0.25%.

    Which has given higher returns, Aditya Birla Sun Life Corporate Bond Fund or Aditya Birla Sun Life Floating Interest Rates Fund?

    Over 1 year: Aditya Birla Sun Life Corporate Bond Fund +3.27%, Aditya Birla Sun Life Floating Interest Rates Fund +5.60%. Over 3 years: Aditya Birla Sun Life Corporate Bond Fund +6.75% a year, Aditya Birla Sun Life Floating Interest Rates Fund +7.28% a year. Over 5 years: Aditya Birla Sun Life Corporate Bond Fund +6.20% a year, Aditya Birla Sun Life Floating Interest Rates Fund +6.77% a year. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, Aditya Birla Sun Life Corporate Bond Fund or Aditya Birla Sun Life Floating Interest Rates Fund?

    Aditya Birla Sun Life Floating Interest Rates Fund charges less: 0.25% a year against 0.34%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do Aditya Birla Sun Life Corporate Bond Fund and Aditya Birla Sun Life Floating Interest Rates Fund overlap?

    25.4%. They hold 47 of the same securities, the largest shared ones being 7.48% National Bank for Agriculture and Rural Development (15/09/2028), 7.30% Bharti Telecom Ltd. (01/12/2027), 6.66% National Bank for Agriculture and Rural Development (12/10/2028). From each fund's latest monthly portfolio.

    Which is riskier, Aditya Birla Sun Life Corporate Bond Fund or Aditya Birla Sun Life Floating Interest Rates Fund?

    On SEBI's riskometer, Aditya Birla Sun Life Corporate Bond Fund is rated Moderate and Aditya Birla Sun Life Floating Interest Rates Fund Low to Moderate. Over 3 years, the standard deviation of daily returns was 1.37% and 0.56% a year.

    Which is better for SIP, Aditya Birla Sun Life Corporate Bond Fund or Aditya Birla Sun Life Floating Interest Rates Fund?

    Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,15,058 in Aditya Birla Sun Life Corporate Bond Fund (XIRR 6.2% a year) and ₹7,30,059 in Aditya Birla Sun Life Floating Interest Rates Fund (XIRR 7.0% a year). Both received 61 instalments. Past returns do not promise future returns.

    Can I invest in both Aditya Birla Sun Life Corporate Bond Fund and Aditya Birla Sun Life Floating Interest Rates Fund?

    Yes. 25.4% of each fund's money sits in the same holdings, so some of the two investments would move together.

    Who manages Aditya Birla Sun Life Corporate Bond Fund and Aditya Birla Sun Life Floating Interest Rates Fund?

    Aditya Birla Sun Life Corporate Bond Fund: Kaustubh Gupta. Aditya Birla Sun Life Floating Interest Rates Fund: Kaustubh Gupta, Harshil Suvarnkar.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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