Aditya Birla Sun Life Floating Interest Rates Fund

FloaterDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Aditya Birla Sun Life Floating Interest Rates Fund is a Floater fund run by Aditya Birla Sun Life Mutual Fund. On 30-09-2026, it managed ₹12,971 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.3% a year and its Regular plan returned 7.1% a year. Its benchmark, NIFTY Low Duration Debt Index A-I, returned 7.1% a year over the same 3 years.

NAV (Direct plan): ₹386.52; ▲ 0.04%30-10-2026
NAV (Regular plan): ₹375.12; ▲ 0.04%30-10-2026
Expense ratio: 0.25%Direct0.43%Regular; 0.25%; A year
Riskometer: Low to Moderate; Set by the fund house
3 year return: 7.3%Direct7.1%Regular; 7.3%; A year

Aditya Birla Sun Life Floating Interest Rates Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹386.52 (up 0.04% that day); Regular Plan Growth ₹375.12 (up 0.04% that day).

This fund (Direct plan)

₹386.5183

Aditya Birla Sun Life Floating Interest Rates Fund Returns vs NIFTY Low Duration Debt Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.14%	+0.99%	+2.81%	+5.60%	+7.28%	+6.77%	+7.11%
This fund (Regular)	+0.13%	+0.94%	+2.72%	+5.40%	+7.06%	+6.54%	+6.88%
NIFTY Low Duration Debt Index A-I	+0.51%	+1.58%	+3.53%	+6.31%	+7.10%	+6.35%	--
Floater average	−0.01%	+0.56%	+2.76%	+5.43%	+7.47%	+6.73%	+7.16%
Best in Floater	+0.19%	+0.99%	+3.44%	+6.14%	+8.24%	+7.15%	+7.52%
Worst in Floater	−0.41%	−0.05%	+2.46%	+4.41%	+6.95%	+6.31%	+6.90%
Rank in Floater	3/12	1/12	4/12	5/12	9/12	5/12	4/5

Category rows compare the Direct plans of 12 Floater funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Aditya Birla Sun Life Floating Interest Rates Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.55%	+4.39%
2025	+7.88%	+7.66%
2024	+8.18%	+7.94%
2023	+7.69%	+7.45%
2022	+5.05%	+4.81%
2021	+3.81%	+3.63%

Aditya Birla Sun Life Floating Interest Rates Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,525 periods, one for each trading day from 30-05-2016 to 30-10-2026.

0%2%4%6%8%10%

Mar 2014
to
Mar 2017Jan 2016
to
Jan 2019Oct 2017
to
Oct 2020Jul 2019
to
Jul 2022Apr 2021
to
Apr 2024Dec 2022
to
Dec 2025

Aditya Birla Sun Life Floating Interest Rates Fund (Direct)Category average, 12 Floater funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,003	8.1%	3.6%	10.8%	0%	8.2%	64%
2 years	2,766	7.9%	4.3%	10.1%	0%	7.9%	61%
3 years	2,525	7.9%	5.3%	10.0%	0%	7.8%	56%
5 years	2,041	7.0%	6.5%	9.0%	0%	7.0%	61%
7 years	1,561	7.3%	6.7%	9.1%	0%	7.2%	67%
10 years	831	7.6%	7.1%	8.0%	0%	7.5%	93%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	150	8.0%	3.5%	11.4%	0%	7.9%	66%
2 years	138	7.9%	4.0%	10.4%	0%	7.9%	64%
3 years	126	7.7%	5.0%	10.1%	0%	7.7%	60%
5 years	102	7.3%	6.1%	8.7%	0%	7.5%	47%
7 years	78	7.0%	6.5%	8.8%	0%	7.1%	55%
10 years	42	7.2%	7.0%	7.3%	0%	7.2%	39%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 12 Floater funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Aditya Birla Sun Life Floating Interest Rates Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Aditya Birla Sun Life Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+5.60%	+5.43%
Standard deviation	0.69%	0.90%
Sharpe ratio	0.51	0.20
Sortino ratio	0.74	0.29
Maximum drawdown	−0.23% (23-10-2026)	−0.32% (21-05-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.28%	+7.47%
Standard deviation	0.56%	0.76%
Sharpe ratio	2.25	1.92
Sortino ratio	3.72	3.05
Maximum drawdown	−0.23% (23-10-2026)	−0.32% (21-05-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+6.77%	+6.73%
Standard deviation	0.55%	0.71%
Sharpe ratio	1.79	1.32
Sortino ratio	2.76	1.99
Maximum drawdown	−0.44% (06-05-2022)	−0.51% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.11%	+7.10%
Standard deviation	0.88%	0.92%
Sharpe ratio	1.94	1.84
Sortino ratio	3.59	3.27
Maximum drawdown	−1.8% (24-03-2020)	−1.8% (24-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.75%	+7.59%
Standard deviation	0.83%	0.85%
Sharpe ratio	2.12	1.87
Sortino ratio	3.76	3.22
Maximum drawdown	−1.8% (24-03-2020)	−1.8% (24-03-2020)

From daily NAVs, 29-05-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−2%−1.5%−1%−0.5%0%

2014201620182020202220242026

Aditya Birla Sun Life Floating Interest Rates Fund (Direct)Category average, 12 Floater funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Aditya Birla Sun Life Floating Interest Rates Fund (Direct)	−1.8%	05-03-2020	24-03-2020	27-03-2020	3 days	−0.04%
Category average	−1.8%	06-03-2020	24-03-2020	31-03-2020	7 days	−0.09%

From the Direct plan's daily NAV since 29-05-2013, adjusted for unit splits, and the average of the 12 Floater funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Aditya Birla Sun Life Floating Interest Rates Fund vs Other Floater Funds

The five Floater funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Axis Floating Interest Rates Fund	1/12	149	0.22%	+6.06%	+8.24%	--	--	1.07	1.58	Compare
Franklin India Floating Interest Rates Fund	2/12	256	0.38%	+5.89%	+7.92%	--	--	2.37	4.00	Compare
Bandhan Floating Interest Rates Fund	3/12	224	0.14%	+5.91%	+7.65%	--	--	1.66	2.57	Compare
ICICI Prudential Floating Interest Rates Fund	4/12	8,658	0.29%	+5.56%	+7.53%	--	--	1.95	3.11	Compare
Kotak Floating Interest Rates Fund	5/12	3,240	0.24%	+5.05%	+7.49%	--	--	1.91	2.98	Compare
Aditya Birla Sun Life Floating Interest Rates Fund	9/12	12,971	0.25%	+5.60%	+7.28%	--	--	2.25	3.72

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Aditya Birla Sun Life Floating Interest Rates Fund Expense Ratio and Costs

What each plan charges a year, in force from 09-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Floater median	Cost rank (1 = cheapest)
Direct	0.21%	0.01%	0.00%	0.03%	0.25%	0.28%	4/12
Regular	0.36%	0.01%	0.00%	0.06%	0.43%	0.64%	2/12

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Floater funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.40%	5.60%	0.20%	₹1,05,400	₹1,05,600
3 years	7.06%	7.28%	0.22% a year	₹1,22,710	₹1,23,469
5 years	6.54%	6.77%	0.23% a year	₹1,37,266	₹1,38,754
10 years	6.88%	7.11%	0.23% a year	₹1,94,520	₹1,98,747

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Aditya Birla Sun Life Floating Interest Rates Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 29-05-2013 to 30-10-2026: 162 instalments, ₹16,20,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planAditya Birla Sun Life Floating Interest Rates Fund (Direct)	₹16,20,000	₹27,01,396	₹10,81,396	7.2%
Regular planAditya Birla Sun Life Floating Interest Rates Fund (Regular)	₹16,20,000	₹26,55,962	₹10,35,962	7.0%
Category averageCategory average, 12 Floater funds	₹16,20,000	₹26,95,268	₹10,75,268	7.2%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planAditya Birla Sun Life Floating Interest Rates Fund (Direct)Regular planAditya Birla Sun Life Floating Interest Rates Fund (Regular)Category averageCategory average, 12 Floater fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Aditya Birla Sun Life Floating Interest Rates Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

96.8%Debt

Asset	Fund	Category
Debt	96.8%	93.1%
Cash and others	3.2%	6.9%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 12 Floater funds.

Rating	Fund	Category
Sovereign	11.9%	20.1%
AAA and A1+	84.9%	63.2%

Aditya Birla Sun Life Floating Interest Rates Fund Portfolio Holdings

As on 30-09-2026 · 209 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Government of India (22/09/2033) (FRB) · Government security	Sovereign	7.46%
7.48% National Bank for Agriculture and Rural Development (15/09/2028) · Bond	CRISIL AAA	3.45%
7.00% Small Industries Development Bank of India (04/06/2029) (FRN) · Bond	CARE AAA	2.70%
7.20% Knowledge Realty Trust (26/09/2028) · Bond	CRISIL AAA	2.29%
HDFC Bank Ltd. (15/01/2027) · Certificate of deposit	CARE A1+	2.27%
7.30% Bharti Telecom Ltd. (01/12/2027) · Bond	CRISIL AAA	2.02%
Union Bank of India (16/03/2027) · Certificate of deposit	ICRA A1+	1.87%
7.21% Embassy Office Parks Reit (17/03/2028) · Bond	CRISIL AAA	1.73%
ICICI Bank Ltd. (25/03/2027)	ICRA A1+	1.68%
Small Industries Development Bank of India (03/09/2027) · Certificate of deposit	CRISIL A1+	1.44%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) · Bond	ICRA AAA	1.36%
8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) · Bond	CARE AAA	1.35%
7.34% TATA Capital Ltd. (21/02/2029) (FRN) · Bond	ICRA AAA	1.34%
7.31% Aditya Birla Housing Finance Ltd. (22/05/2028) · Bond	ICRA AAA	1.33%
7.96% Embassy Office Parks Reit (27/09/2027) · Bond	CRISIL AAA	1.31%
Punjab National Bank (12/03/2027) · Certificate of deposit	ICRA A1+	1.31%
Indian Bank (24/06/2027) · Certificate of deposit	CRISIL A1+	1.28%
6.60% REC Ltd. (30/06/2027) · Bond	ICRA AAA	1.26%
7.55% Poonawalla Fincorp Ltd. (25/03/2027) · Bond	CRISIL AAA	1.15%
7.73% Axis Finance Ltd. (12/06/2028) · Bond	CRISIL AAA	1.15%
6.40% NHPC Ltd. (12/08/2027) · Bond	CARE AAA	1.15%
7.35% Bharti Telecom Ltd. (15/10/2027) · Bond	CRISIL AAA	1.15%
7.32% Axis Finance Ltd. (11/01/2029) (FRN) · Bond	CRISIL AAA	1.14%
HDFC Bank Ltd. (24/02/2027) · Certificate of deposit	ICRA A1+	1.13%
Export-Import Bank of India (01/03/2027) · Certificate of deposit	ICRA A1+	1.12%
Small Industries Development Bank of India (11/08/2027) · Certificate of deposit	CRISIL A1+	1.09%
Radhakrishna Securitisation Trust (28/09/2028)	CRISIL AAA(SO)	1.04%
7.45% Export-Import Bank of India (12/04/2028) · Bond	CRISIL AAA	0.96%
7.60% Poonawalla Fincorp Ltd. (28/05/2027) · Bond	CRISIL AAA	0.96%
7.44% National Bank for Agriculture and Rural Development (17/07/2029) · Bond	ICRA AAA	0.95%
7.37% Axis Finance Ltd. (23/08/2028) · Bond	CRISIL AAA	0.95%
Small Industries Development Bank of India (04/02/2027) · Certificate of deposit	CRISIL A1+	0.94%
Punjab National Bank (04/03/2027) · Certificate of deposit	ICRA A1+	0.94%
7.09% ICICI Home Finance Co. Ltd. (12/11/2027) (FRN) · Bond	ICRA AAA	0.92%
6.85% National Bank for Agriculture and Rural Development (19/01/2029) · Bond	ICRA AAA	0.87%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) · Bond	ICRA AAA	0.86%
7.69% Nexus Select Trust (28/05/2027) · Bond	ICRA AAA	0.77%
7.51% Small Industries Development Bank of India (12/06/2028) · Bond	CRISIL AAA	0.77%
7.02% Bajaj Housing Finance Ltd. (26/05/2028) · Bond	CRISIL AAA	0.76%
Canara Bank (10/02/2027) · Certificate of deposit	CRISIL A1+	0.75%
Kotak Mahindra Bank Ltd. (12/02/2027)	CRISIL A1+	0.75%
Small Industries Development Bank of India (18/02/2027) · Certificate of deposit	CRISIL A1+	0.75%
National Bank for Financing Infrastructure and Development (04/03/2027) · Certificate of deposit	IND A1+	0.75%
ICICI Bank Ltd. (08/03/2027)	ICRA A1+	0.75%
REC Ltd. (19/03/2027) · Commercial paper	CRISIL A1+	0.75%
8.10% ICICI Home Finance Co. Ltd. (05/03/2027) · Bond	CRISIL AAA	0.73%
Government of India (30/10/2034) (FRB) · Government security	Sovereign	0.67%
7.59% REC Ltd. (31/05/2027) · Bond	ICRA AAA	0.65%
7.34% REC Ltd. (30/04/2030) · Bond	ICRA AAA	0.61%
HDFC Bank Ltd. (09/03/2027) · Certificate of deposit	ICRA A1+	0.60%
India Universal Trust AL2 (21/11/2030)	IND AAA(SO)	0.58%
7.46% REC Ltd. (30/06/2028) · Bond	ICRA AAA	0.58%
8.10% Bajaj Housing Finance Ltd. (08/07/2027) · Bond	CRISIL AAA	0.57%
7.19% Kotak Mahindra Investments Ltd. (11/02/2028) · Bond	ICRA AAA	0.57%
6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) · Bond	ICRA AAA	0.57%
7.10% Bajaj Housing Finance Ltd. (16/10/2028) · Bond	CRISIL AAA	0.57%
Kotak Mahindra Bank Ltd. (04/02/2027)	CRISIL A1+	0.57%
Punjab National Bank (04/02/2027) · Certificate of deposit	ICRA A1+	0.56%
7.38% REC Ltd. (28/02/2029) · Bond	ICRA AAA	0.55%
Canara Bank (29/06/2027) · Certificate of deposit	ICRA A1+	0.55%
7.56% REC Ltd. (31/08/2027) · Bond	ICRA AAA	0.53%
India Universal Trust AL1 (20/09/2030)	IND AAA(SO)	0.53%
7.71% Tata Capital Housing Finance Ltd. (14/01/2028) · Bond	ICRA AAA	0.50%
7.40% Bajaj Finance Ltd. (12/03/2029) · Bond	CRISIL AAA	0.49%
7.95% TATA Capital Ltd. (08/02/2028) · Bond	ICRA AAA	0.46%
State Government Securities (02/01/2029) · State government security	Sovereign	0.43%
7.83% Bajaj Housing Finance Ltd. (18/05/2029) · Bond	CRISIL AAA	0.43%
7.75% Small Industries Development Bank of India (10/06/2027) · Bond	CRISIL AAA	0.41%
7.25% RJ Corp Ltd. (08/12/2028) · Bond	CRISIL AAA	0.40%
7.28% REC Ltd. (31/08/2029) · Bond	CRISIL AAA	0.40%
8.30% REC Ltd. (23/03/2029) · Bond	CRISIL AAA	0.39%
7.90% Jamnagar Utilities & Power Pvt. Ltd. (10/08/2028) · Bond	CRISIL AAA	0.39%
7.80% LIC Housing Finance Ltd. (22/12/2027) · Bond	CRISIL AAA	0.39%
8.05% Aditya Birla Housing Finance Ltd. (03/12/2027) · Bond	ICRA AAA	0.38%
7.80% Reliance Life Sciences Pvt. Ltd. (05/11/2027) · Bond	CARE AAA	0.38%
7.97% TATA Capital Ltd. (19/07/2028) · Bond	ICRA AAA	0.38%
7.34% Small Industries Development Bank of India (26/02/2029) · Bond	CRISIL AAA	0.38%
91 DAY T-BILL 24.12.26 · Treasury bill	Sovereign	0.38%
7.23% Housing and Urban Development Corporation Ltd. (18/07/2029) · Bond	CARE AAA	0.38%
7.41% HDB Financial Services Ltd. (05/06/2028) · Bond	CRISIL AAA	0.38%
Axis Bank Ltd. (17/12/2026)	ICRA A1+	0.38%
Small Industries Development Bank of India (18/12/2026) · Certificate of deposit	CRISIL A1+	0.38%
Indian Bank (12/01/2027) · Certificate of deposit	CRISIL A1+	0.38%
Axis Bank Ltd. (13/01/2027)	ICRA A1+	0.38%
7.07% Bajaj Finance Ltd. (21/09/2028) · Bond	CRISIL AAA	0.38%
Canara Bank (28/01/2027) · Certificate of deposit	ICRA A1+	0.38%
Small Industries Development Bank of India (28/01/2027) · Certificate of deposit	CRISIL A1+	0.38%
Small Industries Development Bank of India (05/02/2027) · Certificate of deposit	CRISIL A1+	0.38%
Bank of Baroda (12/02/2027) · Certificate of deposit	CARE A1+	0.38%
Axis Bank Ltd. (26/02/2027)	CRISIL A1+	0.38%
Canara Bank (25/03/2027) · Certificate of deposit	ICRA A1+	0.37%
6.65% Rajgarh Transmission Ltd. (05/06/2030) · Bond	IND AAA	0.37%
Small Industries Development Bank of India (11/06/2027) · Certificate of deposit	CRISIL A1+	0.37%
8.22% Aditya Birla Housing Finance Ltd. (05/06/2029) · Bond	ICRA AAA	0.35%
Canara Bank (04/03/2027) · Certificate of deposit	ICRA A1+	0.34%
India Universal Trust AL2 (21/09/2027)	IND AAA(SO)	0.33%
Corporate Debt Mkt Devp. Fund-A2		0.31%
8.00% Bajaj Finance Ltd. (17/10/2028) · Bond	CRISIL AAA	0.31%
State Government Securities (23/12/2030) · State government security	Sovereign	0.30%
Union Bank of India (15/03/2027) · Certificate of deposit	ICRA A1+	0.26%
6.87% REC Ltd. (31/05/2030) · Bond	ICRA AAA	0.26%
6.90% LIC Housing Finance Ltd. (17/09/2027) · Bond	CRISIL AAA	0.24%
7.70% Bajaj Housing Finance Ltd. (21/05/2027) · Bond	CRISIL AAA	0.20%
7.89% Power Grid Corporation of India Ltd. (09/03/2027) · Bond	CRISIL AAA	0.19%
7.68% Indian Railway Finance Corporation Ltd. (24/11/2026) · Bond	ICRA AAA	0.19%
7.83% National Bank for Agriculture and Rural Development (30/12/2026) · Bond	ICRA AAA	0.19%
7.69% LIC Housing Finance Ltd. (11/12/2026) · Bond	CRISIL AAA	0.19%
8.35% SMFG India Home Finance Co. Ltd. (15/01/2027) · Bond	CRISIL AAA	0.19%
State Government Securities (28/06/2029) · State government security	Sovereign	0.19%
7.45% Power Finance Corporation Ltd. (15/07/2028) · Bond	ICRA AAA	0.19%
7.70% Small Industries Development Bank of India (10/10/2029) · Bond	CRISIL AAA	0.19%
7.00% Mindspace Business Parks Reit (14/09/2027) · Bond	CRISIL AAA	0.19%
State Government Securities (25/03/2031) · State government security	Sovereign	0.19%
7.19% ICICI Home Finance Co. Ltd. (22/08/2028) · Bond	CRISIL AAA	0.19%
State Government Securities (18/03/2030) · State government security	Sovereign	0.19%
Canara Bank (08/01/2027) · Certificate of deposit	ICRA A1+	0.19%
7.16% National Bank for Agriculture and Rural Development (14/12/2029) · Bond	ICRA AAA	0.19%
Small Industries Development Bank of India (14/01/2027) · Certificate of deposit	CRISIL A1+	0.19%
Bank of Baroda (25/01/2027) · Certificate of deposit	CARE A1+	0.19%
National Bank for Agriculture and Rural Development (22/01/2027) · Certificate of deposit	ICRA A1+	0.19%
Punjab National Bank (05/02/2027) · Certificate of deposit	ICRA A1+	0.19%
Indian Bank (09/02/2027) · Certificate of deposit	CRISIL A1+	0.19%
HDFC Bank Ltd. (15/02/2027) · Certificate of deposit	ICRA A1+	0.19%
Canara Bank (02/03/2027) · Certificate of deposit	CRISIL A1+	0.19%
Kotak Mahindra Bank Ltd. (09/03/2027)	CRISIL A1+	0.19%
HDFC Bank Ltd. (12/03/2027) · Certificate of deposit	ICRA A1+	0.19%
6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) · Bond	ICRA AAA	0.19%
Small Industries Development Bank of India (25/03/2027) · Certificate of deposit	CRISIL A1+	0.19%
7.08% Bajaj Housing Finance Ltd. (12/06/2030) · Bond	CRISIL AAA	0.19%
Siddhivinayak Securitisation Trust (28/09/2030)	CRISIL AAA(SO)	0.18%
State Government Securities (03/10/2027) · State government security	Sovereign	0.15%
8.12% Kotak Mahindra Prime Ltd. (21/06/2027)	CRISIL AAA	0.15%
8.12% L&T Finance Ltd. (29/06/2029) · Bond	CRISIL AAA	0.15%
7.12% Tata Capital Housing Finance Ltd. (21/07/2027) · Bond	ICRA AAA	0.15%
7.22% Small Industries Development Bank of India (10/04/2029) · Bond	CRISIL AAA	0.15%
7.53% Bajaj Housing Finance Ltd. (28/09/2029) · Bond	CRISIL AAA	0.15%
Small Industries Development Bank of India (26/02/2027) · Certificate of deposit	CRISIL A1+	0.15%
7.22% Embassy Office Parks Reit (16/05/2028) · Bond	CRISIL AAA	0.14%
0% GOI - (12/06/2031) STRIPS · Government security	Sovereign	0.14%
0% GOI - (12/12/2031) STRIPS · Government security	Sovereign	0.13%
0% GOI - (12/06/2032) STRIPS · Government security	Sovereign	0.13%
0% GOI - (12/12/2032) STRIPS · Government security	Sovereign	0.12%
7.48% Mahindra Rural Housing Finance Ltd. (22/05/2029) (FRN) · Bond	CRISIL AAA	0.12%
0% GOI - (06/05/2030) STRIPS · Government security	Sovereign	0.12%
India Universal Trust AL1 (20/03/2027)	IND AAA(SO)	0.12%
7.80% Tata Capital Housing Finance Ltd. (05/08/2027) · Bond	ICRA AAA	0.12%
State Government Securities (14/08/2028) · State government security	Sovereign	0.12%
State Government Securities (29/07/2027) · State government security	Sovereign	0.12%
National Bank for Agriculture and Rural Development (14/01/2027) · Certificate of deposit	ICRA A1+	0.11%
Government of India (27/05/2027) · Government security	Sovereign	0.10%
8.34% Vertis Infrastructure Trust (18/01/2027) · Bond	CRISIL AAA	0.10%
0% GOI - (25/05/2030) STRIPS · Government security	Sovereign	0.09%
0% GOI - (15/04/2030) STRIPS · Government security	Sovereign	0.09%
0% GOI - (19/09/2027) STRIPS · Government security	Sovereign	0.09%
0% GOI - (15/10/2030) STRIPS · Government security	Sovereign	0.09%
7.75% Tata Capital Housing Finance Ltd. (18/05/2027) · Bond	ICRA AAA	0.08%
7.84% LIC Housing Finance Ltd. (11/05/2027) · Bond	CRISIL AAA	0.08%
0% GOI - (12/06/2027) STRIPS · Government security	Sovereign	0.07%
0% GOI - (12/12/2027) STRIPS · Government security	Sovereign	0.07%
State Government Securities (26/07/2027) · State government security	Sovereign	0.06%
0% GOI - (19/06/2027) STRIPS · Government security	Sovereign	0.06%
91 DAY T-BILL 10.12.26 · Treasury bill	Sovereign	0.06%
8.33% Aditya Birla Capital Ltd. (19/05/2027) · Bond	ICRA AAA	0.05%
8.70% REC Ltd. (28/09/2028) · Bond	CRISIL AAA	0.04%
0% GOI - (15/12/2026) STRIPS · Government security	Sovereign	0.04%
7.79% Small Industries Development Bank of India (19/04/2027) · Bond	CRISIL AAA	0.04%
HDFC Bank Ltd. (13/11/2026) · Certificate of deposit	ICRA A1+	0.04%
HDFC Bank Ltd. (19/11/2026) · Certificate of deposit	ICRA A1+	0.04%
7.68% Small Industries Development Bank of India (10/08/2027) · Bond	CRISIL AAA	0.04%
0% GOI - (12/03/2028) STRIPS · Government security	Sovereign	0.04%
State Government Securities (04/10/2026) · State government security	Sovereign	0.03%
Government of India (20/06/2027) · Government security	Sovereign	0.02%
State Government Securities (04/10/2026) · State government security	Sovereign	0.02%
7.52% REC Ltd. (07/11/2026) · Bond	ICRA AAA	0.02%
Government of India (13/11/2030) · Government security	Sovereign	0.02%
State Government Securities (14/12/2026) · State government security	Sovereign	0.02%
7.96% Pipeline Infrastructure Pvt Ltd. (11/03/2027) · Bond	CRISIL AAA	0.02%
Government of India (03/06/2029) · Government security	Sovereign	0.01%
State Government Securities (04/07/2028) · State government security	Sovereign	0.01%
8.38% Kotak Mahindra Investments Ltd. (21/06/2027) · Bond	ICRA AAA	0.01%
7.97% Kotak Mahindra Prime Ltd. (24/08/2029)	CRISIL AAA	0.01%
State Government Securities (03/09/2028) · State government security	Sovereign	0.01%
Government of India (02/08/2027) · Government security	Sovereign	0.01%
State Government Securities (10/04/2029) · State government security	Sovereign	0.01%
8.04% Tata Capital Housing Finance Ltd. (19/03/2027) · Bond	CRISIL AAA	0.01%
8.12% Sundaram Finance Ltd. (21/06/2027) · Bond	ICRA AAA	0.01%
7.90% Mahindra & Mahindra Financial Services Ltd. (30/08/2027) · Bond	CARE AAA	0.01%
State Government Securities (22/04/2027) · State government security	Sovereign	0.01%
State Government Securities (29/03/2027) · State government security	Sovereign	0.01%
State Government Securities (14/03/2028) · State government security	Sovereign	0.01%
State Government Securities (15/03/2027) · State government security	Sovereign	0.01%
State Government Securities (09/08/2027) · State government security	Sovereign	0.00%
State Government Securities (13/12/2027) · State government security	Sovereign	0.00%
State Government Securities (01/11/2027) · State government security	Sovereign	0.00%
State Government Securities (25/10/2027) · State government security	Sovereign	0.00%
State Government Securities (26/12/2028) · State government security	Sovereign	0.00%
State Government Securities (01/08/2028) · State government security	Sovereign	0.00%
State Government Securities (23/10/2029) · State government security	Sovereign	0.00%
State Government Securities (18/10/2027) · State government security	Sovereign	0.00%
State Government Securities (06/11/2028) · State government security	Sovereign	0.00%
State Government Securities (05/12/2028) · State government security	Sovereign	0.00%
State Government Securities (15/02/2027) · State government security	Sovereign	0.00%
State Government Securities (28/02/2028) · State government security	Sovereign	0.00%
State Government Securities (04/10/2027) · State government security	Sovereign	0.00%
State Government Securities (29/03/2027) · State government security	Sovereign	0.00%
State Government Securities (07/03/2028) · State government security	Sovereign	0.00%
State Government Securities (27/03/2028) · State government security	Sovereign	0.00%
State Government Securities (13/03/2027) · State government security	Sovereign	0.00%
7.25% Cube Highways Trust (25/04/2028) · Bond	ICRA AAA	0.00%

Aditya Birla Sun Life Floating Interest Rates Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Aditya Birla Sun Life Banking & PSU Debt FundBanking & PSU · Aditya Birla Sun Life	29.3%	64	Compare
Aditya Birla Sun Life Corporate Bond FundCorporate Bond · Aditya Birla Sun Life	25.4%	49	Compare
Aditya Birla Sun Life Ultra Short to Short Term FundLow Duration · Aditya Birla Sun Life	23.0%	34	Compare
HSBC Short Term FundShort Duration · HSBC	20.6%	32	Compare
Aditya Birla Sun Life Short Term FundShort Duration · Aditya Birla Sun Life	17.7%	25	Compare
DSP Ultra Short to Short Term FundLow Duration · DSP	16.1%	27	Compare
HSBC Banking and PSU Debt FundBanking & PSU · HSBC	15.9%	22	Compare
Axis Banking and PSU Debt FundBanking & PSU · Axis	15.2%	35	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Aditya Birla Sun Life Floating Interest Rates Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.25%
Expense ratio (Regular): 0.43%
Category: Floater
Risk: Low to Moderate
Benchmark: NIFTY Low Duration Debt Index A-I
Launch date: 05-06-2003
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹12,971.49 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 122646
ISIN (Direct): INF209K01UX7
Scheme code (Regular): 122644
ISIN (Regular): INF209K01MG9
NAV history: From 29-05-2013, 13.4 years

Exit load: Nil

Tax on Aditya Birla Sun Life Floating Interest Rates Fund returns

Aditya Birla Sun Life Floating Interest Rates Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹386.5183	30-10-2026
direct	Daily IDCW	₹99.945	30-10-2026
direct	Weekly IDCW Payout	₹100.695	30-10-2026
regular	Growth	₹375.1158	30-10-2026
regular	Daily IDCW	₹99.9497	30-10-2026
regular	Weekly IDCW Payout	₹100.6016	30-10-2026

About Aditya Birla Sun Life Floating Interest Rates Fund

Aditya Birla Sun Life Floating Interest Rates Fund is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Floater. It was launched on 05-06-2003. Its benchmark is NIFTY Low Duration Debt Index A-I. At the end of September 2026 it held 209 securities.

Fund Manager

Kaustubh Gupta
Fund manager of Aditya Birla Sun Life Floating Interest Rates Fund, since 20-06-2014
Harshil Suvarnkar
Fund manager of Aditya Birla Sun Life Floating Interest Rates Fund, since 22-03-2021

See all funds of Aditya Birla Sun Life Mutual Fund

AUM change

September 2026: ₹12,971.49 Cr; −1.82% from August 2026
August 2026: ₹13,211.45 Cr; −0.03% from July 2026
July 2026: ₹13,215.47 Cr; −2.25% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Aditya Birla Sun Life Floating Interest Rates Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Aditya Birla Sun Life Floating Interest Rates Fund

What is the current NAV of Aditya Birla Sun Life Floating Interest Rates Fund?

The Direct plan NAV is ₹386.5183. The Regular plan NAV is ₹375.1158, as on 30-10-2026.

What are the returns of Aditya Birla Sun Life Floating Interest Rates Fund?

The Direct plan returned +5.60% in 1 year, +7.28% a year over 3 years, +6.77% a year over 5 years. The Regular plan returned +5.40% in 1 year, +7.06% a year over 3 years, +6.54% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Aditya Birla Sun Life Floating Interest Rates Fund?

The Direct plan charges 0.25% a year. The Regular plan charges 0.43% a year. This is the figure the fund house reported to AMFI, in force from 09-09-2026.

What is the AUM of Aditya Birla Sun Life Floating Interest Rates Fund?

Aditya Birla Sun Life Floating Interest Rates Fund managed ₹12,971.49 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Aditya Birla Sun Life Floating Interest Rates Fund?

At the end of September 2026 the largest holdings were Government of India (22/09/2033) (FRB) (7.46%), 7.48% National Bank for Agriculture and Rural Development (15/09/2028) (3.45%), 7.00% Small Industries Development Bank of India (04/06/2029) (FRN) (2.70%), 7.20% Knowledge Realty Trust (26/09/2028) (2.29%), HDFC Bank Ltd. (15/01/2027) (2.27%). The fund held 209 securities in all.

How do I invest in Aditya Birla Sun Life Floating Interest Rates Fund?

Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of Aditya Birla Sun Life Floating Interest Rates Fund?

Kaustubh Gupta (since 20-06-2014), Harshil Suvarnkar (since 22-03-2021).

What is the exit load of Aditya Birla Sun Life Floating Interest Rates Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.