Aditya Birla Sun Life Banking and Financial Services Fund vs Edelweiss Financial Services Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Banking and Financial Services Fund is a Thematic fund and Edelweiss Financial Services Fund is a Thematic fund. Aditya Birla Sun Life Banking and Financial Services Fund charges 1.14% a year and Edelweiss Financial Services Fund 0.96% (Direct plans). Their portfolios overlap 61.1%: they hold 18 of the same securities.
Aditya Birla Sun Life Banking and Financial Services Fund
Thematic
- Expense ratio
- 1.14%
- NAV
- ₹65.69
Edelweiss Financial Services Fund
Thematic
- Expense ratio
- 0.96%
- NAV
- ₹8.91
Which is better, Aditya Birla Sun Life Banking and Financial Services or Edelweiss Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Financial Services costs less: 0.96% a year against 1.14% (Direct plans).
- Edelweiss Financial Services fell less in its worst fall since 18-02-2026: −15.8% against −16.4%.
- Aditya Birla Sun Life Banking and Financial Services is the larger fund: ₹3,406 Cr against ₹274 Cr.
- Their portfolios overlap 61.1%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Banking and Financial Services Fund | Edelweiss Financial Services Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Edelweiss Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,406 Cr (30-09-2026) | ₹274 Cr (30-09-2026) |
| NAV | ₹65.69 (Direct) | ₹8.91 (Direct) |
| Expense ratio (Direct) | 1.14% | 0.96% |
| Expense ratio (Regular) | 2.02% | 2.57% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Financial Services TRI | Nifty Financial Services TRI |
| Launch date | 14-12-2013 | 16-02-2026 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Dhaval Gala | Trideep Bhattacharya, Ashwani Agarwalla, Ashish Sood, Amit Vora |
| Exit load | Exit load of 1% if redeemed within 30 days. | Exit load of 1%, if redeemed within 90 days. |
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking and Financial Services Fund (Direct) | −2.51% | −7.50% | −4.77% | −7.36% | +8.97% | +8.60% | +11.20% |
| Edelweiss Financial Services Fund (Direct) | −1.24% | −6.54% | −4.24% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Year-wise Returns
| Year | Aditya Birla Sun Life Banking andAditya Birla Sun Life Banking and Financial Services | EdelweissEdelweiss Financial Services | Nifty Financial Services TRI |
|---|---|---|---|
| 2026to date | −9.48% | -- | −9.69% |
| 2025 | +18.58% | -- | +18.60% |
| 2024 | +9.76% | -- | +10.52% |
| 2023 | +22.93% | -- | +14.31% |
| 2022 | +12.56% | -- | +10.47% |
| 2021 | +17.97% | -- | +14.55% |
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Rolling Returns
Every holding period of both funds, against Nifty Financial Services TRI, the benchmark of both
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Banking and Financial Services Fund (Direct) | Edelweiss Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.86% | −15.82% |
| Standard deviation | 20.43% | 19.04% |
| Sharpe ratio | 0.49 | -1.11 |
| Sortino ratio | 0.67 | -1.50 |
| Maximum drawdown | −47.5% (23-03-2020) | −15.8% (30-03-2026) |
| Beta | 0.94 | 0.96 |
| Alpha | +1.72% | +0.54% |
From daily NAVs, 18-12-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Banking and Financial Services Fund (Direct)
Edelweiss Financial Services Fund (Direct)
Nifty Financial Services TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking and Financial Services Fund (Direct) | −16.4% | 18-02-2026 | 30-03-2026 | Not yet | -- | −11.0% |
| Edelweiss Financial Services Fund (Direct) | −15.8% | 26-02-2026 | 30-03-2026 | Not yet | -- | −11.5% |
| Nifty Financial Services TRI | −17.3% | 18-02-2026 | 30-03-2026 | Not yet | -- | −12.4% |
From daily values since 18-02-2026, the first day every fund has.
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Banking and Financial Services Fund, September 2026; Edelweiss Financial Services Fund, September 2026
Holdings in common
- Overlap
- 61.1%
- Held by both
- 18
- Only in Aditya Birla Sun Life Banking and Financial Services
- 23
- Only in Edelweiss Financial Services
- 16
| Security | % of Aditya Birla Sun Life Banking and Financial Services | % of Edelweiss Financial Services |
|---|---|---|
| ICICI Bank Ltd. | 13.86% | 10.86% |
| HDFC Bank Ltd. | 10.53% | 11.55% |
| Axis Bank Ltd. | 8.05% | 7.51% |
| Shriram Finance Ltd. | 5.44% | 5.64% |
| State Bank of India | 5.05% | 8.33% |
| Kotak Mahindra Bank Ltd. | 3.62% | 5.21% |
| SBI Life Insurance Co. Ltd. | 2.66% | 3.22% |
| Bajaj Finance Ltd. | 6.73% | 2.62% |
| PNB Housing Finance Ltd. | 3.02% | 2.50% |
| City Union Bank Ltd. | 2.16% | 3.19% |
| AU Small Finance Bank Ltd. | 2.91% | 2.00% |
| Ujjivan Small Finance Bank Ltd. | 1.65% | 1.47% |
| Home First Finance Company India Ltd. | 1.72% | 1.33% |
| Billionbrains Garage Ventures Ltd. | 2.34% | 0.99% |
| ICICI Prudential Asset Management Company Ltd. | 1.23% | 0.76% |
| Karur Vysya Bank Ltd. | 0.71% | 2.34% |
| PB Fintech Ltd. | 1.76% | 0.67% |
| SBI funds Management ltd. | 0.72% | 0.22% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 61.1% means 61.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Banking and Financial Services Fund
| Security | % of fund |
|---|---|
| Bank of Maharashtra | 2.84% |
| TATA Capital Ltd. | 2.18% |
| ICICI Lombard General Insurance Company Ltd. | 1.88% |
| Aptus Value Housing Finance India Ltd. | 1.80% |
| Union Bank of India | 1.63% |
Largest holdings only in Edelweiss Financial Services Fund
| Security | % of fund |
|---|---|
| BSE Ltd. | 5.29% |
| Multi Commodity Exchange Of India Ltd. | 3.33% |
| Cholamandalam Investment & Finance Company Ltd. | 2.71% |
| The Federal Bank Ltd. | 2.03% |
| Creditaccess Grameen Ltd. | 1.86% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Banking and Financial Services | Edelweiss Financial Services |
|---|---|---|
| Equity | 98.9% | 96.7% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.1% | 3.3% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Banking and Financial Services | Edelweiss Financial Services |
|---|---|---|
| Large Cap | 64.3% | 68.9% |
| Mid Cap | 12.8% | 11.4% |
| Small Cap | 19.7% | 16.2% |
| Not on AMFI's list | 2.0% | 0.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Banking and Financial Services | Edelweiss Financial Services |
|---|---|---|
| Banks | 54.5% | 57.1% |
| Finance | 26.2% | 21.2% |
| Capital Markets | 8.4% | 12.8% |
| Insurance | 7.6% | 5.0% |
| Financial Technology (Fintech) | 2.1% | 0.7% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Banking and Financial Services vs Edelweiss Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Banking and Financial Services Fund | Edelweiss Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.14% | 0.96% |
| Base expense ratio (Direct) | 0.90% | 0.71% |
| Total expense ratio (Regular) | 2.02% | 2.57% |
| Base expense ratio (Regular) | 1.66% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Banking and Financial Services with
- Aditya Birla Sun Life Banking and Financial Services vs Nippon India Taiwan Equity
- Aditya Birla Sun Life Banking and Financial Services vs HDFC Defence
- Aditya Birla Sun Life Banking and Financial Services vs HDFC Pharma and Healthcare
- Aditya Birla Sun Life Banking and Financial Services vs SBI Healthcare Opportunities
- Aditya Birla Sun Life Banking and Financial Services vs Aditya Birla Sun Life International Equity
Compare Edelweiss Financial Services with
Aditya Birla Sun Life Banking and Financial Services Fund vs Edelweiss Financial Services Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Banking and Financial Services Fund and Edelweiss Financial Services Fund?
Aditya Birla Sun Life Banking and Financial Services Fund is a Thematic fund, Edelweiss Financial Services Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Edelweiss Mutual Fund. Their portfolios overlap 61.1%. Aditya Birla Sun Life Banking and Financial Services Fund charges 1.14% a year and Edelweiss Financial Services Fund 0.96%.
Which has the lower expense ratio, Aditya Birla Sun Life Banking and Financial Services Fund or Edelweiss Financial Services Fund?
Edelweiss Financial Services Fund charges less: 0.96% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Banking and Financial Services Fund and Edelweiss Financial Services Fund overlap?
61.1%. They hold 18 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, AXISBANK. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Banking and Financial Services Fund or Edelweiss Financial Services Fund?
On SEBI's riskometer, Aditya Birla Sun Life Banking and Financial Services Fund is rated Very High and Edelweiss Financial Services Fund Very High. Over their common history, the standard deviation of daily returns was 20.43% and 19.04% a year.
Can I invest in both Aditya Birla Sun Life Banking and Financial Services Fund and Edelweiss Financial Services Fund?
Yes. 61.1% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Banking and Financial Services Fund and Edelweiss Financial Services Fund?
Aditya Birla Sun Life Banking and Financial Services Fund: Dhaval Gala. Edelweiss Financial Services Fund: Trideep Bhattacharya, Ashwani Agarwalla, Ashish Sood, Amit Vora.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.