Canara Robeco Gilt Fund is a Gilt fund run by Canara Robeco Mutual Fund. On 30-09-2026, it managed ₹111 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 5.8% a year and its Regular plan returned 5.0% a year.
NAV on 30-10-2026: Direct Plan Growth ₹82.63 (down 0.16% that day); Regular Plan Growth ₹75.97 (down 0.16% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −0.70% | −0.97% | +1.39% | +1.84% | +5.81% | +5.16% | +6.18% |
| This fund (Regular) | −0.77% | −1.16% | +1.01% | +1.08% | +5.04% | +4.42% | +5.45% |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | +5.46% | +6.64% |
| Best in Gilt | +0.27% | +0.76% | +4.80% | +7.50% | +8.37% | +6.46% | +7.66% |
| Worst in Gilt | −1.33% | −2.45% | +0.15% | −0.46% | +4.58% | +4.74% | +5.39% |
| Rank in Gilt | 16/28 | 9/28 | 18/28 | 16/28 | 20/26 | 18/22 | 16/21 |
Category rows compare the Direct plans of 28 Gilt funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Dynamic Gilt Index. Returns of that index are not available to us, so the category average is the comparison.
| Year | Direct | Regular |
|---|---|---|
| 2026to date | +1.29% | +0.66% |
| 2025 | +4.38% | +3.63% |
| 2024 | +9.55% | +8.76% |
| 2023 | +7.23% | +6.48% |
| 2022 | +3.00% | +2.31% |
| 2021 | +2.57% | +1.83% |
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.
Canara Robeco Gilt Fund (Direct)
Category average, 28 Gilt funds
Every holding period at a glance
| Period | Periods | Median | Lowest | Highest | With a loss | Category median | Beat category |
|---|---|---|---|---|---|---|---|
| 1 year | 3,094 | 7.4% | −1.6% | 21.8% | 3% | 7.9% | 31% |
| 2 years | 2,859 | 8.0% | 2.2% | 15.8% | 0% | 8.3% | 29% |
| 3 years | 2,618 | 7.8% | 3.7% | 15.3% | 0% | 8.1% | 30% |
| 5 years | 2,135 | 7.2% | 5.1% | 11.0% | 0% | 7.7% | 20% |
| 7 years | 1,653 | 7.6% | 5.6% | 10.5% | 0% | 7.9% | 1% |
| 10 years | 925 | 7.9% | 6.1% | 8.7% | 0% | 8.1% | 0% |
Every SIP holding period at a glance
| Period | Periods | Median | Lowest | Highest | With a loss | Category median | Beat category |
|---|---|---|---|---|---|---|---|
| 1 year | 154 | 7.6% | −3.1% | 28.2% | 5% | 8.4% | 32% |
| 2 years | 142 | 7.9% | 1.4% | 18.5% | 0% | 7.9% | 33% |
| 3 years | 130 | 7.3% | 3.3% | 16.9% | 0% | 7.6% | 26% |
| 5 years | 106 | 6.9% | 5.1% | 9.9% | 0% | 7.3% | 10% |
| 7 years | 82 | 6.7% | 5.3% | 10.1% | 0% | 7.1% | 0% |
| 10 years | 46 | 7.2% | 5.8% | 7.7% | 0% | 7.5% | 0% |
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
How much it swings, and the falls an investor had to sit through
Risk and return
| Measure | Canara Robeco Gilt Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +1.84% | +2.12% |
| Standard deviation | 2.64% | 3.18% |
| Sharpe ratio | -1.29 | -0.98 |
| Sortino ratio | -1.70 | -1.35 |
| Maximum drawdown | −1.9% (02-04-2026) | −2.6% (02-04-2026) |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Canara Robeco Gilt Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +5.81% | +6.18% |
| Standard deviation | 2.83% | 2.80% |
| Sharpe ratio | -0.08 | 0.06 |
| Sortino ratio | -0.10 | 0.08 |
| Maximum drawdown | −3.6% (26-08-2025) | −3.1% (26-08-2025) |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Canara Robeco Gilt Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +5.16% | +5.38% |
| Standard deviation | 2.49% | 2.56% |
| Sharpe ratio | -0.26 | -0.16 |
| Sortino ratio | -0.35 | -0.23 |
| Maximum drawdown | −3.6% (26-08-2025) | −3.1% (26-08-2025) |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Canara Robeco Gilt Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +6.18% | +6.62% |
| Standard deviation | 3.28% | 3.20% |
| Sharpe ratio | 0.24 | 0.38 |
| Sortino ratio | 0.35 | 0.56 |
| Maximum drawdown | −4.2% (22-02-2018) | −3.6% (10-03-2017) |
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Canara Robeco Gilt Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +7.48% | +7.67% |
| Standard deviation | 3.77% | 3.64% |
| Sharpe ratio | 0.38 | 0.45 |
| Sortino ratio | 0.56 | 0.64 |
| Maximum drawdown | −7.8% (19-08-2013) | −9.0% (19-08-2013) |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco Gilt Fund (Direct)
Category average, 28 Gilt funds
| Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today | |
|---|---|---|---|---|---|---|
| Canara Robeco Gilt Fund (Direct) | −7.8% | 28-05-2013 | 19-08-2013 | 23-05-2014 | 9 months | −1.5% |
| Category average | −9.0% | 27-05-2013 | 19-08-2013 | 21-05-2014 | 9 months | −2.3% |
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
The five Gilt funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Gilt Fund | 1/26 | 1,686 | 0.57% | +7.50% | +8.37% | -- | -- | 0.69 | 1.00 | Compare |
| Bandhan 10 year Constant Maturity Gilt Fund | 2/26 | 285 | 0.26% | +2.61% | +7.25% | -- | -- | 0.44 | 0.64 | Compare |
| Axis Gilt Fund | 3/26 | 336 | 0.46% | +3.08% | +6.94% | -- | -- | 0.31 | 0.45 | Compare |
| ICICI Prudential 10 year Constant Maturity Gilt Fund | 4/26 | 1,935 | 0.29% | +2.06% | +6.88% | -- | -- | 0.32 | 0.45 | Compare |
| UTI 10 year Constant Maturity Gilt Fund | 5/26 | 105 | 0.33% | +1.45% | +6.55% | -- | -- | 0.19 | 0.27 | Compare |
| Canara Robeco Gilt Fund | 20/26 | 111 | 0.43% | +1.84% | +5.81% | -- | -- | -0.08 | -0.10 |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 14-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Gilt median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.37% | 0.00% | 0.00% | 0.06% | 0.43% | 0.48% | 9/28 |
| Regular | 1.05% | 0.00% | 0.00% | 0.18% | 1.23% | 1.15% | 20/28 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Gilt funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
| Over the last | Regular | Direct | Direct earned more by | ₹1 lakh became (Regular) | ₹1 lakh became (Direct) |
|---|---|---|---|---|---|
| 1 year | 1.08% | 1.84% | 0.76% | ₹1,01,080 | ₹1,01,840 |
| 3 years | 5.04% | 5.81% | 0.77% a year | ₹1,15,895 | ₹1,18,462 |
| 5 years | 4.42% | 5.16% | 0.74% a year | ₹1,24,142 | ₹1,28,604 |
| 10 years | 5.45% | 6.18% | 0.73% a year | ₹1,70,007 | ₹1,82,149 |
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Direct planCanara Robeco Gilt Fund (Direct) | ₹16,60,000 | ₹26,68,323 | ₹10,08,323 | 6.6% |
| Regular planCanara Robeco Gilt Fund (Regular) | ₹16,60,000 | ₹25,26,416 | ₹8,66,416 | 5.8% |
| Category averageCategory average, 28 Gilt funds | ₹16,60,000 | ₹27,39,509 | ₹10,79,509 | 6.9% |
Direct planCanara Robeco Gilt Fund (Direct)
Regular planCanara Robeco Gilt Fund (Regular)
Category averageCategory average, 28 Gilt funds
Amount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Asset allocation as on 30-09-2026
95.6%Debt
| Asset | Fund | Category |
|---|---|---|
| Debt | 95.6% | 87.2% |
| Cash and others | 4.4% | 12.8% |
Bonds and money market papers by credit rating, % of the fund. Category: the average of 28 Gilt funds.
| Rating | Fund | Category |
|---|---|---|
| Sovereign | 95.6% | 86.6% |
As on 30-09-2026 · 8 holdings · from the fund house's monthly portfolio
| Holdings | Rating | Weight% |
|---|---|---|
| GOI FRB 2033 (22-SEP-2033) · Government security | Sovereign | 23.48% |
| 7.18% MAHARASHTRA SDL 28-JUN-29 · State government security | Sovereign | 22.49% |
| 6.94% GOI 2036 (11-MAY-2036) · Government security | Sovereign | 22.16% |
| 6.48% GOI 2035 (06-OCT-2035) · Government security | Sovereign | 21.52% |
| 7.38% GOI 20-JUN-27 · Government security | Sovereign | 2.27% |
| 6.64% TAMIL NADU SDL 11-MAR-29 · State government security | Sovereign | 2.10% |
| 7.17% GOI 2030 (17-APR-2030) · Government security | Sovereign | 1.44% |
| 8.13% INDIA GOVERNMENT 22-JUN-45 · Government security | Sovereign | 0.10% |
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| Nippon India ETF Nifty 8-13 yr G-Sec Long Term GiltETF · Nippon India | 43.7% | 2 | Compare |
| Mirae Asset Nifty 8-13 yr G-Sec ETFETF · Mirae Asset | 43.7% | 2 | Compare |
| JioBlackRock Nifty 8-13 yr G-Sec Index FundIndex · Jio BlackRock | 43.7% | 2 | Compare |
| LIC MF Nifty 8-13 yr G-Sec ETFETF · LIC | 43.7% | 2 | Compare |
| Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETFETF · Mirae Asset | 36.7% | 2 | Compare |
| UTI 10 year Constant Maturity Gilt FundGilt · UTI | 35.8% | 2 | Compare |
| DSP Floating Interest Rates FundFloater · DSP | 31.8% | 4 | Compare |
| SBI 10 Year Constant Maturity Gilt FundGilt · SBI | 31.7% | 2 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Growth | ₹82.6325 | 30-10-2026 |
| direct | Payout Reinvestment IDCW | ₹16.0726 | 30-10-2026 |
| regular | Growth | ₹75.9721 | 30-10-2026 |
| regular | Payout Reinvestment IDCW | ₹14.5915 | 30-10-2026 |
Canara Robeco Gilt Fund is a mutual fund from Canara Robeco Mutual Fund. Its category is Gilt. It was launched on 29-12-1999. Its benchmark is CRISIL Dynamic Gilt Index. At the end of September 2026 it held 8 securities.
Bhupesh Kalyani / Mr. Avnish Jain
Fund manager of Canara Robeco Gilt Fund, since 01-04-2022
See all funds of Canara Robeco Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹82.6325. The Regular plan NAV is ₹75.9721, as on 30-10-2026.
The Direct plan returned +1.84% in 1 year, +5.81% a year over 3 years, +5.16% a year over 5 years. The Regular plan returned +1.08% in 1 year, +5.04% a year over 3 years, +4.42% a year over 5 years. These figures are as on 30-10-2026.
The Direct plan charges 0.43% a year. The Regular plan charges 1.23% a year. This is the figure the fund house reported to AMFI, in force from 14-10-2026.
Canara Robeco Gilt Fund managed ₹110.99 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were GOI FRB 2033 (22-SEP-2033) (23.48%), 7.18% MAHARASHTRA SDL 28-JUN-29 (22.49%), 6.94% GOI 2036 (11-MAY-2036) (22.16%), 6.48% GOI 2035 (06-OCT-2035) (21.52%), 7.38% GOI 20-JUN-27 (2.27%). The fund held 8 securities in all.
Through Canara Robeco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Bhupesh Kalyani / Mr. Avnish Jain (since 01-04-2022).
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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