Baroda BNP Paribas Ultra Short Term Fund

Ultra ShortDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Baroda BNP Paribas Ultra Short Term Fund is an Ultra Short fund run by Baroda BNP Paribas Mutual Fund. On 30-09-2026, it managed ₹596 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.1% a year and its Regular plan returned 7.0% a year.

NAV (Direct plan): ₹1,697.73; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹1,672.18; ▲ 0.02%30-10-2026
Expense ratio: 0.29%Direct0.44%Regular; 0.29%; A year
Riskometer: Not available; Set by the fund house
3 year return: 7.1%Direct7.0%Regular; 7.1%; A year

Baroda BNP Paribas Ultra Short Term Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,697.73 (up 0.02% that day); Regular Plan Growth ₹1,672.18 (up 0.02% that day).

This fund (Direct plan)

₹1,697.7298

Baroda BNP Paribas Ultra Short Term Fund Returns vs Ultra Short Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.31%	+1.46%	+3.25%	+6.38%	+7.14%	+6.68%	--
This fund (Regular)	+0.30%	+1.42%	+3.17%	+6.20%	+6.95%	+6.50%	--
Ultra Short average	+0.30%	+1.34%	+3.06%	+6.00%	+6.82%	+6.27%	--
Best in Ultra Short	+0.39%	+1.59%	+3.46%	+6.84%	+7.44%	+6.82%	--
Worst in Ultra Short	−0.11%	0.00%	+0.02%	0.00%	0.00%	+0.41%	--
Rank in Ultra Short	14/26	8/25	8/25	10/25	12/23	7/22	--

Category rows compare the Direct plans of 26 Ultra Short funds. Rank 1 is the highest return. The fund house names no benchmark we can show, so the category average is the comparison.

Baroda BNP Paribas Ultra Short Term Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.33%	+5.19%
2025	+7.20%	+7.00%
2024	+7.68%	+7.49%
2023	+7.40%	+7.20%
2022	+5.06%	+4.91%
2021	+3.90%	+3.68%

Baroda BNP Paribas Ultra Short Term Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,311 periods, one for each trading day from 04-06-2021 to 30-10-2026.

0%2%4%6%8%

Nov 2018
to
Nov 2021Oct 2019
to
Oct 2022Sept 2020
to
Sept 2023Aug 2021
to
Aug 2024Jul 2022
to
Jul 2025May 2023
to
May 2026

Baroda BNP Paribas Ultra Short Term Fund (Direct)Category average, 26 Ultra Short funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	1,795	6.9%	3.6%	8.6%	0%	6.6%	72%
2 years	1,556	6.6%	3.8%	7.8%	0%	6.5%	75%
3 years	1,311	6.1%	4.7%	7.5%	0%	5.8%	81%
5 years	824	6.0%	5.8%	6.7%	0%	5.8%	100%
7 years	342	6.3%	6.1%	6.5%	0%	6.1%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	89	6.9%	3.5%	8.6%	0%	6.6%	73%
2 years	77	6.7%	3.7%	7.9%	0%	6.4%	70%
3 years	65	6.4%	4.2%	7.7%	0%	5.9%	78%
5 years	41	6.5%	5.5%	7.1%	0%	6.1%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 26 Ultra Short funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Baroda BNP Paribas Ultra Short Term Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Baroda BNP Paribas Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.38%	+6.00%
Standard deviation	0.43%	0.44%
Sharpe ratio	2.64	1.73
Sortino ratio	4.49	2.73
Maximum drawdown	−0.09% (22-10-2026)	−0.09% (08-07-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Baroda BNP Paribas Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+7.14%	+6.81%
Standard deviation	0.37%	0.36%
Sharpe ratio	3.05	2.17
Sortino ratio	6.06	3.92
Maximum drawdown	−0.09% (22-10-2026)	−0.09% (08-07-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Baroda BNP Paribas Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.68%	+6.28%
Standard deviation	0.36%	0.34%
Sharpe ratio	2.41	1.40
Sortino ratio	4.26	2.37
Maximum drawdown	−0.28% (13-05-2022)	−0.22% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Baroda BNP Paribas Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.49%	+6.16%
Standard deviation	0.51%	0.51%
Sharpe ratio	2.35	1.72
Sortino ratio	4.61	2.75
Maximum drawdown	−1.0% (24-03-2020)	−0.77% (24-03-2020)

From daily NAVs, 04-06-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−1%−0.8%−0.6%−0.4%−0.2%0%

20192020202120222023202420252026

Baroda BNP Paribas Ultra Short Term Fund (Direct)Category average, 26 Ultra Short funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Baroda BNP Paribas Ultra Short Term Fund (Direct)	−1.0%	06-03-2020	24-03-2020	27-03-2020	3 days	0.0%
Category average	−0.77%	11-03-2020	24-03-2020	27-03-2020	3 days	0.0%

From the Direct plan's daily NAV since 04-06-2018, adjusted for unit splits, and the average of the 26 Ultra Short funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Baroda BNP Paribas Ultra Short Term Fund vs Other Ultra Short Funds

The five Ultra Short funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Tata Ultra Short Term Fund	1/23	5,404	0.33%	+6.84%	+7.44%	--	--	3.83	7.92	Compare
Aditya Birla Sun Life Ultra Short Term Fund	2/23	16,279	0.32%	+6.36%	+7.41%	--	--	3.30	6.20	Compare
Axis Ultra Short Term fund	3/23	4,996	0.36%	+6.56%	+7.37%	--	--	3.53	7.07	Compare
Mirae Asset Ultra Short-Term Fund	4/23	1,808	0.22%	+6.48%	+7.34%	--	--	3.33	6.25	Compare
ICICI Prudential Ultra Short Term Fund	5/23	15,236	0.40%	+6.37%	+7.31%	--	--	3.25	6.24	Compare
Baroda BNP Paribas Ultra Short Term Fund	12/23	596	0.29%	+6.38%	+7.14%	--	--	3.05	6.06

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Baroda BNP Paribas Ultra Short Term Fund Expense Ratio and Costs

What each plan charges a year, in force from 14-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Ultra Short median	Cost rank (1 = cheapest)
Direct	0.24%	0.01%	0.00%	0.04%	0.29%	0.30%	10/26
Regular	0.37%	0.01%	0.00%	0.06%	0.44%	0.81%	2/26

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Ultra Short funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.20%	6.38%	0.18%	₹1,06,200	₹1,06,380
3 years	6.95%	7.14%	0.19% a year	₹1,22,333	₹1,22,986
5 years	6.50%	6.68%	0.18% a year	₹1,37,009	₹1,38,170

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Baroda BNP Paribas Ultra Short Term Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 04-06-2018 to 30-10-2026: 101 instalments, ₹10,10,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBaroda BNP Paribas Ultra Short Term Fund (Direct)	₹10,10,000	₹13,34,700	₹3,24,700	6.5%
Regular planBaroda BNP Paribas Ultra Short Term Fund (Regular)	₹10,10,000	₹13,23,936	₹3,13,936	6.3%
Category averageCategory average, 26 Ultra Short funds	₹10,10,000	₹13,17,671	₹3,07,671	6.2%

₹0₹5.0 L₹10.0 L₹15.0 L

20192020202120222023202420252026

Direct planBaroda BNP Paribas Ultra Short Term Fund (Direct)Regular planBaroda BNP Paribas Ultra Short Term Fund (Regular)Category averageCategory average, 26 Ultra Short fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Baroda BNP Paribas Ultra Short Term Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

91.4%Debt

Asset	Fund	Category
Debt	91.4%	96.7%
Cash and others	8.6%	3.8%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 26 Ultra Short funds.

Rating	Fund	Category
AAA and A1+	83.9%	77.2%
AA	7.5%	12.2%

Baroda BNP Paribas Ultra Short Term Fund Portfolio Holdings

As on 30-09-2026 · 31 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Union Bank of India (12/03/2027) · Certificate of deposit	ICRA A1+	5.70%
IndusInd Bank Limited (27/01/2027) · Certificate of deposit	CRISIL A1+	4.92%
8.1% Tata Capital Housing Finance Limited (19/02/2027) · Bond	CRISIL AAA	4.20%
8.28% PNB Housing Finance Limited (30/12/2026) · Bond	CARE AAA	4.20%
7.75% Power Finance Corporation Limited (22/03/2027) · Bond	CRISIL AAA	4.20%
Small Industries Dev Bank of India (10/11/2026) · Certificate of deposit	CARE A1+	4.16%
8.05% Muthoot Finance Limited (25/11/2027) · Bond	CRISIL AA+	4.16%
HDFC Bank Limited (14/12/2026) · Certificate of deposit	CARE A1+	4.14%
Indian Bank (22/01/2027) · Certificate of deposit	CRISIL A1+	4.11%
National Bank For Agriculture and Rural Development (28/01/2027) · Certificate of deposit	CRISIL A1+	4.10%
Punjab National Bank (04/02/2027) · Certificate of deposit	CRISIL A1+	4.10%
ICICI Bank Limited (12/02/2027)	ICRA A1+	4.09%
Canara Bank (12/02/2027) · Certificate of deposit	CRISIL A1+	4.09%
ICICI Bank Limited (08/03/2027)	ICRA A1+	4.07%
Export Import Bank of India (01/03/2027) · Certificate of deposit	CRISIL A1+	3.75%
7.54% REC Limited (30/12/2026) · Bond	CRISIL AAA	3.36%
Axis Bank Limited (12/02/2027)	CRISIL A1+	3.27%
9% Piramal Finance Limited (28/06/2027) · Bond	ICRA AA+	2.52%
Small Industries Dev Bank of India (04/02/2027) · Certificate of deposit	CRISIL A1+	2.46%
Canara Bank (02/02/2027) · Certificate of deposit	CRISIL A1+	2.46%
Punjab National Bank (04/03/2027) · Certificate of deposit	CRISIL A1+	2.44%
LIC Housing Finance Limited (11/03/2027) · Commercial paper	CRISIL A1+	2.44%
HDFC Bank Limited (24/02/2027) · Certificate of deposit	CARE A1+	1.96%
HDFC Bank Limited (05/03/2027) · Certificate of deposit	CARE A1+	1.63%
7.3% Bharti Telecom Limited (01/12/2027) · Bond	CRISIL AAA	1.33%
7.7215% Bajaj Finance Limited (26/03/2027) · Bond	CRISIL AAA	0.84%
7.97% Mankind Pharma Limited (16/11/2027) · Bond	CRISIL AA+	0.84%
National Bank For Agriculture and Rural Development (17/02/2027) · Certificate of deposit	CRISIL A1+	0.82%
Corporate Debt Market Development Fund		0.58%
Vajra Trust (20/01/2028)	CRISIL AAA(SO)	0.54%
Export Import Bank of India (11/11/2026) · Certificate of deposit	CRISIL A1+	0.50%

Baroda BNP Paribas Ultra Short Term Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Baroda BNP Paribas Ultra Short to Short Term FundLow Duration · Baroda BNP Paribas	19.4%	10	Compare
Baroda BNP Paribas Money Market FundMoney Market · Baroda BNP Paribas	18.0%	13	Compare
HSBC Money Market FundMoney Market · HSBC	18.0%	11	Compare
Tata Ultra Short to Short Term FundLow Duration · Tata	16.9%	8	Compare
Nippon India CRISIL-IBX Financial Services 3-6 Months Debt Index FundIndex · Nippon India	16.4%	5	Compare
ITI Ultra Short Term FundUltra Short · ITI	15.7%	6	Compare
Bajaj Finserv Money Market FundMoney Market · Bajaj Finserv	15.4%	10	Compare
Canara Robeco Ultra Short to Short Term FundLow Duration · Canara Robeco	14.5%	6	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Baroda BNP Paribas Ultra Short Term Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.29%
Expense ratio (Regular): 0.44%
Category: Ultra Short
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹596.37 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 143508
ISIN (Direct): INF955L01HA8
Scheme code (Regular): 143464
ISIN (Regular): INF955L01GX2
NAV history: From 04-06-2018, 8.4 years

Exit load: Not available

Tax on Baroda BNP Paribas Ultra Short Term Fund returns

Baroda BNP Paribas Ultra Short Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹1,697.7298	30-10-2026
direct	Daily IDCW	₹1,007.0751	30-10-2026
direct	Weekly IDCW	₹1,000.4466	30-10-2026
regular	Growth	₹1,672.1841	30-10-2026
regular	Weekly IDCW	₹1,000.4301	30-10-2026
regular	Daily IDCW	₹1,006.2583	30-10-2026

About Baroda BNP Paribas Ultra Short Term Fund

Baroda BNP Paribas Ultra Short Term Fund is a mutual fund from Baroda BNP Paribas Mutual Fund. Its category is Ultra Short. At the end of September 2026 it held 31 securities.

Fund Manager

Not available

See all funds of Baroda BNP Paribas Mutual Fund

AUM change

September 2026: ₹596.37 Cr; −10.39% from August 2026
August 2026: ₹665.53 Cr; +2.54% from July 2026
July 2026: ₹649.03 Cr; +4.25% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Baroda BNP Paribas Ultra Short Term Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Baroda BNP Paribas Ultra Short Term vs Tata Ultra Short TermUltra Short
Baroda BNP Paribas Ultra Short Term vs Aditya Birla Sun Life Ultra Short TermUltra Short
Baroda BNP Paribas Ultra Short Term vs Axis Ultra Short Term fundUltra Short
Baroda BNP Paribas Ultra Short Term vs Mirae Asset Ultra Short-TermUltra Short
Baroda BNP Paribas Ultra Short Term vs ICICI Prudential Ultra Short TermUltra Short
Baroda BNP Paribas Ultra Short Term vs Baroda BNP Paribas Ultra Short to Short Term19.4% overlap
Baroda BNP Paribas Ultra Short Term vs Baroda BNP Paribas Money Market18.0% overlap
Baroda BNP Paribas Ultra Short Term vs HSBC Money Market18.0% overlap

Compare with any other fund

Frequently Asked Questions for Baroda BNP Paribas Ultra Short Term Fund

What is the current NAV of Baroda BNP Paribas Ultra Short Term Fund?

The Direct plan NAV is ₹1,697.7298. The Regular plan NAV is ₹1,672.1841, as on 30-10-2026.

What are the returns of Baroda BNP Paribas Ultra Short Term Fund?

The Direct plan returned +6.38% in 1 year, +7.14% a year over 3 years, +6.68% a year over 5 years. The Regular plan returned +6.20% in 1 year, +6.95% a year over 3 years, +6.50% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Baroda BNP Paribas Ultra Short Term Fund?

The Direct plan charges 0.29% a year. The Regular plan charges 0.44% a year. This is the figure the fund house reported to AMFI, in force from 14-10-2026.

What is the AUM of Baroda BNP Paribas Ultra Short Term Fund?

Baroda BNP Paribas Ultra Short Term Fund managed ₹596.37 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Baroda BNP Paribas Ultra Short Term Fund?

At the end of September 2026 the largest holdings were Union Bank of India (12/03/2027) (5.70%), IndusInd Bank Limited (27/01/2027) (4.92%), 8.1% Tata Capital Housing Finance Limited (19/02/2027) (4.20%), 8.28% PNB Housing Finance Limited (30/12/2026) (4.20%), 7.75% Power Finance Corporation Limited (22/03/2027) (4.20%). The fund held 31 securities in all.

How do I invest in Baroda BNP Paribas Ultra Short Term Fund?

Through Baroda BNP Paribas Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How does Baroda BNP Paribas Ultra Short Term Fund rank in its category?

The Direct plan ranks 12 of 23 Ultra Short funds by its 3 year return. The category average is +6.82% a year.

What is the difference between the Direct and Regular plan of Baroda BNP Paribas Ultra Short Term Fund?

Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.29% a year and the Regular plan 0.44%. The lower charge is why the Direct plan's NAV is higher.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.