Aditya Birla Sun Life Ultra Short Term Fund

Ultra ShortDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Aditya Birla Sun Life Ultra Short Term Fund is an Ultra Short fund run by Aditya Birla Sun Life Mutual Fund. On 30-09-2026, it managed ₹16,279 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.4% a year and its Regular plan returned 7.2% a year. Its benchmark, NIFTY Ultra Short Duration Debt Index A-I, returned 7.2% a year over the same 3 years.

NAV (Direct plan): ₹607.54; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹594.81; ▲ 0.02%30-10-2026
Expense ratio: 0.32%Direct0.58%Regular; 0.32%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 7.4%Direct7.2%Regular; 7.4%; A year

Aditya Birla Sun Life Ultra Short Term Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹607.54 (up 0.02% that day); Regular Plan Growth ₹594.81 (up 0.02% that day).

This fund (Direct plan)

₹607.535

Aditya Birla Sun Life Ultra Short Term Fund Returns vs NIFTY Ultra Short Duration Debt Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.35%	+1.46%	+3.25%	+6.36%	+7.41%	+6.80%	+6.95%
This fund (Regular)	+0.33%	+1.39%	+3.11%	+6.08%	+7.16%	+6.58%	+6.76%
NIFTY Ultra Short Duration Debt Index A-I	+0.53%	+1.65%	+3.66%	+6.67%	+7.20%	+6.59%	--
Ultra Short average	+0.30%	+1.34%	+3.06%	+6.00%	+6.82%	+6.27%	+6.43%
Best in Ultra Short	+0.39%	+1.59%	+3.46%	+6.84%	+7.44%	+6.82%	+7.19%
Worst in Ultra Short	−0.11%	0.00%	+0.02%	0.00%	0.00%	+0.41%	+4.08%
Rank in Ultra Short	6/26	8/25	8/25	12/25	2/23	3/22	3/11

Category rows compare the Direct plans of 26 Ultra Short funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Aditya Birla Sun Life Ultra Short Term Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.27%	+5.04%
2025	+7.64%	+7.39%
2024	+8.08%	+7.85%
2023	+7.39%	+7.17%
2022	+4.94%	+4.76%
2021	+4.06%	+3.89%

Aditya Birla Sun Life Ultra Short Term Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,620 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%2%4%6%8%10%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

Aditya Birla Sun Life Ultra Short Term Fund (Direct)Category average, 26 Ultra Short funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,097	7.8%	3.8%	10.8%	0%	7.1%	89%
2 years	2,861	7.8%	4.3%	10.2%	0%	7.1%	96%
3 years	2,620	7.7%	5.2%	9.9%	0%	7.0%	100%
5 years	2,137	6.8%	6.2%	9.0%	0%	6.2%	100%
7 years	1,655	7.0%	6.5%	8.8%	0%	6.2%	100%
10 years	927	7.4%	6.9%	7.7%	0%	6.8%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	7.8%	3.7%	10.5%	0%	7.1%	89%
2 years	142	7.7%	4.1%	9.8%	0%	7.1%	94%
3 years	130	7.7%	4.7%	9.7%	0%	6.9%	100%
5 years	106	7.1%	5.7%	8.7%	0%	6.5%	100%
7 years	82	6.8%	6.2%	8.4%	0%	6.2%	100%
10 years	46	6.9%	6.8%	7.0%	0%	6.3%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 26 Ultra Short funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Aditya Birla Sun Life Ultra Short Term Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Aditya Birla Sun Life Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.36%	+6.00%
Standard deviation	0.50%	0.44%
Sharpe ratio	2.24	1.73
Sortino ratio	3.54	2.73
Maximum drawdown	−0.12% (21-05-2026)	−0.09% (08-07-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+7.41%	+6.81%
Standard deviation	0.42%	0.36%
Sharpe ratio	3.30	2.17
Sortino ratio	6.20	3.92
Maximum drawdown	−0.12% (21-05-2026)	−0.09% (08-07-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.80%	+6.28%
Standard deviation	0.41%	0.34%
Sharpe ratio	2.42	1.40
Sortino ratio	4.02	2.37
Maximum drawdown	−0.34% (06-05-2022)	−0.22% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.95%	+6.32%
Standard deviation	0.64%	0.50%
Sharpe ratio	2.41	1.84
Sortino ratio	4.50	2.99
Maximum drawdown	−1.2% (24-03-2020)	−0.77% (24-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Ultra Short Term Fund (Direct)This fund	Category average
Return (CAGR)	+7.65%	+7.08%
Standard deviation	0.63%	0.60%
Sharpe ratio	2.54	1.73
Sortino ratio	4.49	2.61
Maximum drawdown	−1.2% (24-03-2020)	−0.92% (24-07-2013)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−1.5%−1%−0.5%0%

2014201620182020202220242026

Aditya Birla Sun Life Ultra Short Term Fund (Direct)Category average, 26 Ultra Short funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Aditya Birla Sun Life Ultra Short Term Fund (Direct)	−1.2%	05-03-2020	24-03-2020	27-03-2020	3 days	0.0%
Category average	−0.92%	15-07-2013	24-07-2013	02-09-2013	40 days	0.0%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 26 Ultra Short funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Aditya Birla Sun Life Ultra Short Term Fund vs Other Ultra Short Funds

The five Ultra Short funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Tata Ultra Short Term Fund	1/23	5,404	0.33%	+6.84%	+7.44%	--	--	3.83	7.92	Compare
Aditya Birla Sun Life Ultra Short Term Fund	2/23	16,279	0.32%	+6.36%	+7.41%	--	--	3.30	6.20
Axis Ultra Short Term fund	3/23	4,996	0.36%	+6.56%	+7.37%	--	--	3.53	7.07	Compare
Mirae Asset Ultra Short-Term Fund	4/23	1,808	0.22%	+6.48%	+7.34%	--	--	3.33	6.25	Compare
ICICI Prudential Ultra Short Term Fund	5/23	15,236	0.40%	+6.37%	+7.31%	--	--	3.25	6.24	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Aditya Birla Sun Life Ultra Short Term Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Ultra Short median	Cost rank (1 = cheapest)
Direct	0.27%	0.00%	0.00%	0.05%	0.32%	0.30%	16/26
Regular	0.50%	0.00%	0.00%	0.08%	0.58%	0.81%	5/26

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Ultra Short funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.08%	6.36%	0.28%	₹1,06,080	₹1,06,360
3 years	7.16%	7.41%	0.25% a year	₹1,23,055	₹1,23,918
5 years	6.58%	6.80%	0.22% a year	₹1,37,524	₹1,38,949
10 years	6.76%	6.95%	0.19% a year	₹1,92,347	₹1,95,798

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Aditya Birla Sun Life Ultra Short Term Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planAditya Birla Sun Life Ultra Short Term Fund (Direct)	₹16,60,000	₹27,83,353	₹11,23,353	7.1%
Regular planAditya Birla Sun Life Ultra Short Term Fund (Regular)	₹16,60,000	₹27,44,265	₹10,84,265	6.9%
Category averageCategory average, 26 Ultra Short funds	₹16,60,000	₹26,61,605	₹10,01,605	6.5%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planAditya Birla Sun Life Ultra Short Term Fund (Direct)Regular planAditya Birla Sun Life Ultra Short Term Fund (Regular)Category averageCategory average, 26 Ultra Short fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Aditya Birla Sun Life Ultra Short Term Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

101.9%Debt

Asset	Fund	Category
Debt	101.9%	96.7%
Cash and others	−1.9%	3.8%

Cash and others is below 0: on that day the fund owed more in payments due than it held in cash.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 26 Ultra Short funds.

Rating	Fund	Category
Sovereign	6.8%	7.3%
AAA and A1+	55.8%	77.2%
AA	39.3%	12.2%

Aditya Birla Sun Life Ultra Short Term Fund Portfolio Holdings

As on 30-09-2026 · 137 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
National Bank for Agriculture and Rural Development (17/02/2027) · Certificate of deposit	ICRA A1+	5.99%
National Bank for Agriculture and Rural Development (18/03/2027) · Certificate of deposit	ICRA A1+	4.55%
IndusInd Bank Ltd. (14/12/2026) · Certificate of deposit	CRISIL A1+	4.39%
8.90% Shriram Finance Ltd. (02/09/2027) · Bond	CRISIL AAA	3.25%
9.45% Vedanta Ltd. (05/06/2028) · Bond	CRISIL AA+	2.76%
7.30% Bharti Telecom Ltd. (01/12/2027) · Bond	CRISIL AAA	2.43%
HDFC Bank Ltd. (09/03/2027) · Certificate of deposit	ICRA A1+	2.15%
8.05% Muthoot Finance Ltd. (25/11/2027) · Bond	CRISIL AA+	1.98%
7.99% Mankind Pharma Ltd. (16/10/2026) · Bond	CRISIL AA+	1.97%
8.80% Avanse Financial Services Ltd. (29/10/2027) · Bond	CRISIL AA-	1.83%
8.45% Adani Airport Holdings Ltd. (12/02/2029) · Bond	IND AA-	1.82%
AU Small Finance Bank Ltd. (27/01/2027) · Certificate of deposit	CRISIL A1+	1.80%
Export-Import Bank of India (01/03/2027) · Certificate of deposit	ICRA A1+	1.79%
8.75% Piramal Finance Ltd. (29/10/2027) · Bond	ICRA AA+	1.72%
7.09% ICICI Home Finance Co. Ltd. (12/11/2027) (FRN) · Bond	ICRA AAA	1.65%
364 DAY T-BILL 02.10.26 · Treasury bill	Sovereign	1.54%
9.25% SK Finance Ltd. (10/10/2027) · Bond	IND AA-	1.53%
8.29% Godrej Industries Ltd. (26/02/2027) · Bond	ICRA AA+	1.48%
8.65% Muthoot Finance Ltd. (31/01/2028) · Bond	ICRA AA+	1.44%
9.00% Hinduja Leyland Finance Ltd. (14/11/2027) · Bond	CRISIL AA+	1.44%
7.75% Bharti Telecom Ltd. (29/02/2028) · Bond	CRISIL AAA	1.25%
IndusInd Bank Ltd. (18/12/2026) · Certificate of deposit	CRISIL A1+	1.21%
8.39% JSW Steel Ltd. (13/05/2027) · Bond	ICRA AA+	1.20%
Godrej Housing Finance Ltd. (25/02/2027) · Commercial paper	ICRA A1+	1.19%
8.52% Muthoot Finance Ltd. (07/04/2028) · Bond	ICRA AA+	1.19%
Jubilant Bevco Ltd. (31/05/2028) (ZCB) · Bond	CRISIL AA	1.18%
AU Small Finance Bank Ltd. (26/08/2027) · Certificate of deposit	CRISIL A1+	1.15%
8.30% Godrej Properties Ltd. (19/03/2027) · Bond	ICRA AA+	1.14%
Punjab National Bank (18/03/2027) · Certificate of deposit	ICRA A1+	1.04%
7.42% Mahindra Rural Housing Finance Ltd. (23/02/2028) · Bond	CRISIL AAA	0.99%
6.96% Mindspace Business Parks Reit (08/12/2028) · Bond	ICRA AAA	0.98%
9.40% 360 One Prime Ltd. (04/03/2027) · Bond	ICRA AA	0.93%
9.15% Piramal Finance Ltd. (17/06/2027) · Bond	CARE AA+	0.92%
7.30% SPR Auto Technologies Ltd. (23/08/2027) · Bond	IND AA+	0.92%
5.02% GMR Airports Ltd. (09/09/2029) · Bond	CRISIL AA-	0.92%
7.00% Mindspace Business Parks Reit (14/09/2027) · Bond	CRISIL AAA	0.92%
7.45% Torrent Pharmaceuticals Ltd. (19/01/2028) · Bond	ICRA AA+	0.91%
6.73% Power Finance Corporation Ltd. (15/10/2027) · Bond	ICRA AAA	0.91%
7.35% SPR Auto Technologies Ltd. (23/02/2028) · Bond	IND AA+	0.91%
IndusInd Bank Ltd. (11/12/2026) · Certificate of deposit	CRISIL A1+	0.91%
Bank of Baroda (25/01/2027) · Certificate of deposit	CARE A1+	0.90%
Bank of Baroda (03/02/2027) · Certificate of deposit	CARE A1+	0.90%
Small Industries Development Bank of India (11/06/2027) · Certificate of deposit	CRISIL A1+	0.88%
9.31% Vedanta Ltd. (03/12/2027) · Bond	CRISIL AA+	0.84%
8.40% Cholamandalam Investment & Finance Co. Ltd. (18/09/2027) · Bond	ICRA AA+	0.77%
8.85% Hinduja Housing Finance Ltd. (01/01/2027) · Bond	CARE AA+	0.77%
8.09% Can Fin Homes Ltd. (04/01/2027) · Bond	ICRA AAA	0.77%
State Government Securities (20/10/2026) · State government security	Sovereign	0.77%
Small Industries Development Bank of India (14/01/2027) · Certificate of deposit	CRISIL A1+	0.75%
Canara Bank (02/02/2027) · Certificate of deposit	ICRA A1+	0.75%
7.20% Knowledge Realty Trust (26/09/2028) · Bond	CRISIL AAA	0.75%
JTPM Metal Traders Ltd. (29/09/2028) (ZCB) · Bond	CRISIL AA	0.70%
Axis Bank Ltd. (14/01/2027)	ICRA A1+	0.69%
5.49% Adani Airport Holdings Ltd. (08/09/2028) · Bond	CRISIL AA-	0.69%
Government of India (04/10/2028) (FRB) · Government security	Sovereign	0.63%
8.40% Godrej Properties Ltd. (25/01/2028) · Bond	ICRA AA+	0.62%
8.50% Nirma Ltd. (07/04/2027) · Bond	CRISIL AA	0.62%
8.00% Tata Motors Ltd. (30/12/2026) · Bond	CRISIL AA+	0.62%
9.40% Arka Fincap Ltd. (19/02/2027) · Bond	CRISIL AA	0.62%
8.35% SMFG India Home Finance Co. Ltd. (15/01/2027) · Bond	CRISIL AAA	0.61%
8.02% Cholamandalam Investment & Finance Co. Ltd. (27/02/2029) (FRN) · Bond	ICRA AA+	0.61%
Bank of Baroda (11/01/2027) · Certificate of deposit	CARE A1+	0.60%
Indian Bank (29/01/2027) · Certificate of deposit	CRISIL A1+	0.60%
National Bank for Agriculture and Rural Development (27/01/2027) · Certificate of deposit	ICRA A1+	0.60%
Small Industries Development Bank of India (18/02/2027) · Certificate of deposit	CRISIL A1+	0.60%
Godrej Housing Finance Ltd. (24/02/2027) · Commercial paper	ICRA A1+	0.60%
8.09% REC Ltd. (21/03/2028) · Bond	CRISIL AAA	0.53%
7.85% Muthoot Finance Ltd. (22/02/2029) · Bond	CRISIL AA+	0.48%
8.32% Hero Housing Finance Ltd. (29/04/2027) · Bond	ICRA AA+	0.46%
7.59% GIC Housing Finance Ltd. (10/06/2027) · Bond	ICRA AA+	0.46%
Bank of Baroda (15/12/2026) · Certificate of deposit	CARE A1+	0.45%
Axis Bank Ltd. (13/01/2027)	ICRA A1+	0.45%
8.15% GIC Housing Finance Ltd. (28/01/2028) · Bond	CRISIL AA+	0.42%
Corporate Debt Mkt Devp. Fund-A2		0.42%
9.75% Nuvama Wealth Finance Ltd. (16/04/2027) · Bond	CARE AA	0.40%
8.20% Adani Power Ltd. (25/01/2029) · Bond	IND AA+	0.40%
Bank of Baroda (06/01/2027) · Certificate of deposit	CARE A1+	0.39%
State Government Securities (01/03/2027) · State government security	Sovereign	0.37%
7.25% RJ Corp Ltd. (08/12/2028) · Bond	CRISIL AAA	0.32%
State Government Securities (12/09/2028) · State government security	Sovereign	0.32%
State Government Securities (19/12/2028) · State government security	Sovereign	0.31%
State Government Securities (02/03/2027) · State government security	Sovereign	0.31%
7.69% LIC Housing Finance Ltd. (11/12/2026) · Bond	CRISIL AAA	0.31%
7.90% Aditya Birla Housing Finance Ltd. (08/06/2027) · Bond	ICRA AAA	0.31%
7.45% Torrent Power Ltd. (11/03/2027) · Bond	CRISIL AA+	0.31%
8.10% Godrej Industries Ltd. (22/05/2028) · Bond	CRISIL AA+	0.31%
91 DAY T-BILL 12.11.26 · Treasury bill	Sovereign	0.31%
Tata Teleservices (Maharastra) Ltd. (17/11/2026) · Commercial paper	CRISIL A1+	0.30%
Axis Bank Ltd. (27/11/2026)	CRISIL A1+	0.30%
Government of India (17/09/2031) · Government security	Sovereign	0.30%
National Bank for Agriculture and Rural Development (22/01/2027) · Certificate of deposit	ICRA A1+	0.30%
IndusInd Bank Ltd. (22/01/2027) · Certificate of deposit	CRISIL A1+	0.30%
Indian Bank (05/02/2027) · Certificate of deposit	CRISIL A1+	0.30%
The Federal Bank Ltd. (17/02/2027) · Certificate of deposit	CRISIL A1+	0.30%
Yes Bank Ltd. (25/03/2027) · Certificate of deposit	CRISIL A1+	0.30%
State Government Securities (04/07/2028) · State government security	Sovereign	0.28%
8.65% Bharti Telecom Ltd. (05/11/2027) · Bond	CARE AAA	0.28%
8.01% REC Ltd. (24/03/2028) · Bond	CRISIL AAA	0.25%
8.42% Godrej Industries Ltd. (27/12/2027) · Bond	ICRA AA+	0.25%
8.30% Torrent Power Ltd. (02/06/2027) · Bond	CRISIL AA+	0.22%
State Government Securities (02/06/2027) · State government security	Sovereign	0.18%
Export-Import Bank of India (14/12/2026) · Commercial paper	ICRA A1+	0.18%
State Government Securities (28/11/2028) · State government security	Sovereign	0.16%
0% GOI - (15/10/2026) STRIPS · Government security	Sovereign	0.15%
8.40% Torrent Power Ltd. (18/01/2027) · Bond	CRISIL AA+	0.15%
7.97% Mankind Pharma Ltd. (16/11/2027) · Bond	ICRA AA+	0.15%
Indian Bank (30/10/2026) · Certificate of deposit	CRISIL A1+	0.15%
6.37% REC Ltd. (31/03/2027) · Bond	ICRA AAA	0.15%
Indian Bank (15/12/2026) · Certificate of deposit	CRISIL A1+	0.15%
Canara Bank (08/01/2027) · Certificate of deposit	ICRA A1+	0.15%
Kotak Mahindra Bank Ltd. (29/01/2027)	CRISIL A1+	0.15%
Canara Bank (28/01/2027) · Certificate of deposit	ICRA A1+	0.15%
HDFC Bank Ltd. (15/02/2027) · Certificate of deposit	ICRA A1+	0.15%
HDFC Bank Ltd. (12/03/2027) · Certificate of deposit	ICRA A1+	0.15%
The Federal Bank Ltd. (09/06/2027) · Certificate of deposit	CRISIL A1+	0.15%
Jubilant Beverages Ltd. (31/05/2028) (ZCB) · Bond	CRISIL AA	0.14%
0% GOI - (15/04/2028) STRIPS · Government security	Sovereign	0.14%
0% GOI - (15/10/2028) STRIPS · Government security	Sovereign	0.13%
8.56% REC Ltd. (29/11/2028) · Bond	CRISIL AAA	0.13%
State Government Securities (14/12/2026) · State government security	Sovereign	0.12%
State Government Securities (14/12/2026) · State government security	Sovereign	0.12%
2.97% JM Financial Products Ltd. (16/11/2026) · Bond	CRISIL AA	0.10%
State Government Securities (23/11/2026) · State government security	Sovereign	0.09%
7.96% Pipeline Infrastructure Pvt Ltd. (11/03/2027) · Bond	CRISIL AAA	0.09%
7.48% National Bank for Agriculture and Rural Development (15/09/2028) · Bond	CRISIL AAA	0.09%
State Government Securities (27/06/2028) · State government security	Sovereign	0.06%
State Government Securities (29/08/2028) · State government security	Sovereign	0.06%
State Government Securities (07/03/2028) · State government security	Sovereign	0.06%
State Government Securities (27/03/2028) · State government security	Sovereign	0.06%
State Government Securities (28/12/2026) · State government security	Sovereign	0.06%
State Government Securities (18/02/2028) · State government security	Sovereign	0.06%
State Government Securities (31/01/2028) · State government security	Sovereign	0.03%
State Government Securities (28/12/2026) · State government security	Sovereign	0.03%
State Government Securities (23/11/2026) · State government security	Sovereign	0.03%
State Government Securities (27/05/2028) · State government security	Sovereign	0.03%
State Government Securities (27/10/2028) · State government security	Sovereign	0.03%
7.70% National Bank for Agriculture and Rural Development (30/09/2027) · Bond	ICRA AAA	0.02%

Aditya Birla Sun Life Ultra Short Term Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Nippon India Ultra Short Term FundUltra Short · Nippon India	12.8%	23	Compare
Aditya Birla Sun Life Ultra Short to Short Term FundLow Duration · Aditya Birla Sun Life	11.3%	18	Compare
DSP Ultra Short Term FundUltra Short · DSP	11.3%	18	Compare
Kotak Ultra Short Term FundUltra Short · Kotak Mahindra	10.7%	22	Compare
Nippon India Ultra Short to Short Term FundLow Duration · Nippon India	10.4%	20	Compare
Nippon India Money Market FundMoney Market · Nippon India	10.4%	16	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Aditya Birla Sun Life Ultra Short Term Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.32%
Expense ratio (Regular): 0.58%
Category: Ultra Short
Risk: Moderate
Launch date: 15-04-2003
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹16,278.90 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 119501
ISIN (Direct): INF209K01UR9
Scheme code (Regular): 101317
ISIN (Regular): INF209K01LZ1
NAV history: From 02-01-2013, 13.8 years

Benchmark: NIFTY Ultra Short Duration Debt Index A-I
Exit load: Nil

Tax on Aditya Birla Sun Life Ultra Short Term Fund returns

Aditya Birla Sun Life Ultra Short Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹607.535	30-10-2026
direct	Daily IDCW	₹100.00	30-10-2026
direct	Weekly IDCW	₹100.5987	30-10-2026
regular	Growth	₹594.8057	30-10-2026
regular	Daily IDCW	₹100.00	30-10-2026
regular	Weekly IDCW	₹100.5148	30-10-2026

About Aditya Birla Sun Life Ultra Short Term Fund

Aditya Birla Sun Life Ultra Short Term Fund is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Ultra Short. It was launched on 15-04-2003. Its benchmark is NIFTY Ultra Short Duration Debt Index A-I. At the end of September 2026 it held 137 securities.

Fund Manager

Kaustubh Gupta
Fund manager of Aditya Birla Sun Life Ultra Short Term Fund, since 15-07-2011
Sunaina Da Cunha
Fund manager of Aditya Birla Sun Life Ultra Short Term Fund, since 20-06-2014
Monika Gandhi
Fund manager of Aditya Birla Sun Life Ultra Short Term Fund, since 22-03-2021

See all funds of Aditya Birla Sun Life Mutual Fund

AUM change

September 2026: ₹16,278.90 Cr; −13.50% from August 2026
August 2026: ₹18,819.30 Cr; +3.46% from July 2026
July 2026: ₹18,189.19 Cr; +2.09% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Aditya Birla Sun Life Ultra Short Term Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Aditya Birla Sun Life Ultra Short Term vs Tata Ultra Short TermUltra Short
Aditya Birla Sun Life Ultra Short Term vs Axis Ultra Short Term fundUltra Short
Aditya Birla Sun Life Ultra Short Term vs Mirae Asset Ultra Short-TermUltra Short
Aditya Birla Sun Life Ultra Short Term vs ICICI Prudential Ultra Short TermUltra Short
Aditya Birla Sun Life Ultra Short Term vs Nippon India Ultra Short Term12.8% overlap
Aditya Birla Sun Life Ultra Short Term vs Aditya Birla Sun Life Ultra Short to Short Term11.3% overlap
Aditya Birla Sun Life Ultra Short Term vs DSP Ultra Short Term11.3% overlap
Aditya Birla Sun Life Ultra Short Term vs Kotak Ultra Short Term10.7% overlap

Compare with any other fund

Frequently Asked Questions for Aditya Birla Sun Life Ultra Short Term Fund

What is the current NAV of Aditya Birla Sun Life Ultra Short Term Fund?

The Direct plan NAV is ₹607.535. The Regular plan NAV is ₹594.8057, as on 30-10-2026.

What are the returns of Aditya Birla Sun Life Ultra Short Term Fund?

The Direct plan returned +6.36% in 1 year, +7.41% a year over 3 years, +6.80% a year over 5 years. The Regular plan returned +6.08% in 1 year, +7.16% a year over 3 years, +6.58% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Aditya Birla Sun Life Ultra Short Term Fund?

The Direct plan charges 0.32% a year. The Regular plan charges 0.58% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Aditya Birla Sun Life Ultra Short Term Fund?

Aditya Birla Sun Life Ultra Short Term Fund managed ₹16,278.90 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Aditya Birla Sun Life Ultra Short Term Fund?

At the end of September 2026 the largest holdings were National Bank for Agriculture and Rural Development (17/02/2027) (5.99%), National Bank for Agriculture and Rural Development (18/03/2027) (4.55%), IndusInd Bank Ltd. (14/12/2026) (4.39%), 8.90% Shriram Finance Ltd. (02/09/2027) (3.25%), 9.45% Vedanta Ltd. (05/06/2028) (2.76%). The fund held 137 securities in all.

How do I invest in Aditya Birla Sun Life Ultra Short Term Fund?

Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of Aditya Birla Sun Life Ultra Short Term Fund?

Kaustubh Gupta (since 15-07-2011), Sunaina Da Cunha (since 20-06-2014), Monika Gandhi (since 22-03-2021).

What is the exit load of Aditya Birla Sun Life Ultra Short Term Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.