Bandhan Long Term Fund is a Long Duration fund run by Bandhan Mutual Fund. On 30-09-2026, it managed ₹46 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 1.7% and its Regular plan returned 1.3%. Its benchmark, NIFTY Long Duration Debt Index A-III, returned −0.4% over the same year.
NAV (Direct plan)
₹11.27
▼ 0.05% · 30-10-2026
NAV (Regular plan)
₹11.15
▼ 0.05% · 30-10-2026
Expense ratio
0.28%Direct0.70%Regular
0.28%
A year
Riskometer
Moderate
Set by the fund house
1 year return
1.7%Direct1.3%Regular
1.7%
Total
Bandhan Long Term Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹11.27 (down 0.05% that day); Regular Plan Growth ₹11.15 (down 0.05% that day).
This fund (Direct plan)
₹11.2681
Bandhan Long Term Fund Returns vs NIFTY Long Duration Debt Index A-III
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.03%
−1.59%
+1.44%
+1.70%
--
--
--
This fund (Regular)
−1.06%
−1.69%
+1.23%
+1.28%
--
--
--
NIFTY Long Duration Debt Index A-III
−1.46%
−2.56%
+1.88%
−0.40%
+4.70%
+4.41%
--
Long Duration average
−1.14%
−2.16%
+0.90%
+0.63%
--
--
--
Best in Long Duration
−0.76%
−1.21%
+1.58%
+2.24%
--
--
--
Worst in Long Duration
−1.53%
−3.01%
+0.12%
−0.32%
--
--
--
Rank in Long Duration
5/11
3/11
2/11
2/11
--
--
--
Category rows compare the Direct plans of 11 Long Duration funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
Bandhan Long Term Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+1.30%
+0.95%
2025
+3.70%
+3.28%
Bandhan Long Term Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 395 periods, one for each trading day from 21-03-2025 to 30-10-2026.
−5%0%5%10%15%
Bandhan Long Term Fund (Direct)
Category average, 11 Long Duration funds
May 2024 to May 2025Aug 2024 to Aug 2025Nov 2024 to Nov 2025Mar 2025 to Mar 2026Jun 2025 to Jun 2026Sept 2025 to Sept 2026
Bandhan Long Term Fund (Direct)Category average, 11 Long Duration funds
11%
15%
Below 0%
60%
57%
0-5%
18%
18%
5-10%
11%
11%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
395
3.6%
−2.8%
13.7%
11%
3.9%
44%
2 years
148
4.9%
2.6%
6.3%
0%
4.8%
95%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
20
3.2%
−4.3%
12.8%
10%
2.8%
50%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 11 Long Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Bandhan Long Term Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Bandhan Long Term Fund (Direct)This fund
Category average
Return (CAGR)
+1.70%
+0.63%
Standard deviation
4.23%
4.09%
Sharpe ratio
-0.84
-1.13
Sortino ratio
-1.17
-1.51
Maximum drawdown
−3.2%
(02-04-2026)
−3.7%
(23-10-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Bandhan Long Term Fund (Direct)This fund
Category average
Return (CAGR)
+4.53%
+4.26%
Standard deviation
3.92%
3.61%
Sharpe ratio
-0.35
-0.45
Sortino ratio
-0.47
-0.61
Maximum drawdown
−4.6%
(01-09-2025)
−4.7%
(02-04-2026)
From daily NAVs, 21-03-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−5%−4%−3%−2%−1%0%
Bandhan Long Term Fund (Direct)
Category average, 11 Long Duration funds
20252026
Bandhan Long Term Fund (Direct)Category average, 11 Long Duration funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Bandhan Long Term Fund (Direct)
−4.6%
28-05-2025
01-09-2025
18-06-2026
10 months
−2.9%
Category average
−4.7%
28-05-2025
02-04-2026
24-06-2026
3 months
−3.4%
From the Direct plan's daily NAV since 21-03-2024, adjusted for unit splits, and the average of the 11 Long Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Bandhan Long Term Fund vs Other Long Duration Funds
The five Long Duration funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Bandhan Long Term Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Long Duration median
Cost rank (1 = cheapest)
Direct
0.24%
0.00%
0.00%
0.04%
0.28%
0.32%
3/11
Regular
0.60%
0.00%
0.00%
0.10%
0.70%
0.77%
5/11
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Long Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
1.28%
1.70%
0.42%
₹1,01,280
₹1,01,700
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Bandhan Long Term Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 21-03-2024 to 30-10-2026: 32 instalments, ₹3,20,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planBandhan Long Term Fund (Direct)
₹3,20,000
₹3,32,327
₹12,327
2.8%
Regular planBandhan Long Term Fund (Regular)
₹3,20,000
₹3,30,422
₹10,422
2.4%
Category averageCategory average, 11 Long Duration funds
₹3,20,000
₹3,29,498
₹9,498
2.2%
₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L
Direct planBandhan Long Term Fund (Direct)
Regular planBandhan Long Term Fund (Regular)
Category averageCategory average, 11 Long Duration funds
Amount invested
20252026
Direct planBandhan Long Term Fund (Direct)Regular planBandhan Long Term Fund (Regular)Category averageCategory average, 11 Long Duration fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Long Term Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
68.0%Debt
Asset
Fund
Category
Debt
68.0%
84.9%
Cash and others
32.0%
15.1%
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 11 Long Duration funds.
Rating
Fund
Category
Sovereign
68.0%
83.1%
Bandhan Long Term Fund Portfolio Holdings
As on 30-09-2026 · 5 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
7.3% GOI (MD 19/06/2053) · Government security
SOVEREIGN
37.38%
7.06% GOI (MD 27/07/2041) · Government security
SOVEREIGN
10.51%
7.46% GOI (MD 06/11/2073) · Government security
SOVEREIGN
10.45%
6.9% GOI (MD 15/04/2065) · Government security
SOVEREIGN
9.70%
Corporate Debt Market Development Fund Class A2
1.30%
Bandhan Long Term Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Bandhan Long Term Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.28%
Expense ratio (Regular)
0.70%
Category
Long Duration
Risk
Moderate
Benchmark
NIFTY Long Duration Debt Index A-III
Launch date
20-03-2024
Minimum investment
₹1,000
Minimum additional investment
₹1,000
AUM
₹46.24 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
152520
ISIN (Direct)
INF194KB1HY2
Scheme code (Regular)
152518
ISIN (Regular)
INF194KB1HV8
NAV history
From 21-03-2024, 2.6 years
Exit load
Nil
Tax on Bandhan Long Term Fund returns
Bandhan Long Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹11.2681
30-10-2026
direct
IDCW
₹10.3816
30-10-2026
regular
Growth
₹11.1478
30-10-2026
regular
IDCW
₹10.1788
30-10-2026
About Bandhan Long Term Fund
Bandhan Long Term Fund is a mutual fund from Bandhan Mutual Fund. Its category is Long Duration. It was launched on 20-03-2024. Its benchmark is NIFTY Long Duration Debt Index A-III. At the end of September 2026 it held 5 securities.
Fund Manager
Gautam Kaul
Fund manager of Bandhan Long Term Fund, since 20-03-2024
Frequently Asked Questions for Bandhan Long Term Fund
What is the current NAV of Bandhan Long Term Fund?
The Direct plan NAV is ₹11.2681. The Regular plan NAV is ₹11.1478, as on 30-10-2026.
What are the returns of Bandhan Long Term Fund?
The Direct plan returned +1.70% in 1 year. The Regular plan returned +1.28% in 1 year. These figures are as on 30-10-2026.
What is the expense ratio of Bandhan Long Term Fund?
The Direct plan charges 0.28% a year. The Regular plan charges 0.70% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of Bandhan Long Term Fund?
Bandhan Long Term Fund managed ₹46.24 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Bandhan Long Term Fund?
At the end of September 2026 the largest holdings were 7.3% GOI (MD 19/06/2053) (37.38%), 7.06% GOI (MD 27/07/2041) (10.51%), 7.46% GOI (MD 06/11/2073) (10.45%), 6.9% GOI (MD 15/04/2065) (9.70%), Corporate Debt Market Development Fund Class A2 (1.30%). The fund held 5 securities in all.
How do I invest in Bandhan Long Term Fund?
Through Bandhan Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Who is the fund manager of Bandhan Long Term Fund?
Gautam Kaul (since 20-03-2024).
What is the exit load of Bandhan Long Term Fund?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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