Aditya Birla Sun Life Long Term Fund is a Long Duration fund run by Aditya Birla Sun Life Mutual Fund. On 30-09-2026, it managed ₹89 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.4% a year and its Regular plan returned 5.7% a year. Its benchmark, NIFTY Long Duration Debt Index A-III, returned 4.7% a year over the same 3 years.
NAV (Direct plan)
₹13.20
▼ 0.11% · 30-10-2026
NAV (Regular plan)
₹12.86
▼ 0.11% · 30-10-2026
Expense ratio
0.43%Direct0.98%Regular
0.43%
A year
Riskometer
Moderate
Set by the fund house
3 year return
6.4%Direct5.7%Regular
6.4%
A year
Aditya Birla Sun Life Long Term Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹13.20 (down 0.11% that day); Regular Plan Growth ₹12.86 (down 0.11% that day).
This fund (Direct plan)
₹13.2049
Aditya Birla Sun Life Long Term Fund Returns vs NIFTY Long Duration Debt Index A-III
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.99%
−1.72%
+1.39%
+1.01%
+6.37%
--
--
This fund (Regular)
−1.03%
−1.86%
+1.11%
+0.42%
+5.71%
--
--
NIFTY Long Duration Debt Index A-III
−1.46%
−2.56%
+1.88%
−0.40%
+4.70%
+4.41%
--
Long Duration average
−1.14%
−2.16%
+0.90%
+0.63%
+5.83%
--
--
Best in Long Duration
−0.76%
−1.21%
+1.58%
+2.24%
+6.37%
--
--
Worst in Long Duration
−1.53%
−3.01%
+0.12%
−0.32%
+5.20%
--
--
Rank in Long Duration
4/11
4/11
3/11
4/11
1/7
--
--
Category rows compare the Direct plans of 11 Long Duration funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
Aditya Birla Sun Life Long Term Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+0.77%
+0.30%
2025
+5.09%
+4.41%
2024
+11.23%
+10.50%
2023
+7.98%
+7.27%
Aditya Birla Sun Life Long Term Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 295 periods, one for each trading day from 11-08-2025 to 30-10-2026.
0%2%4%6%8%10%
Aditya Birla Sun Life Long Term Fund (Direct)
Category average, 11 Long Duration funds
Sept 2022 to Sept 2025Nov 2022 to Nov 2025Feb 2023 to Feb 2026Apr 2023 to Apr 2026Jul 2023 to Jul 2026Sept 2023 to Sept 2026
Aditya Birla Sun Life Long Term Fund (Direct)Category average, 11 Long Duration funds
0%
0%
Below 0%
0%
0%
0-5%
100%
100%
5-10%
0%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
779
7.9%
−2.0%
13.7%
4%
7.6%
69%
2 years
539
8.9%
3.1%
10.7%
0%
7.8%
98%
3 years
295
7.4%
5.8%
9.2%
0%
6.5%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
39
7.5%
−3.4%
14.5%
5%
6.7%
68%
2 years
27
7.3%
1.8%
12.0%
0%
5.0%
95%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 11 Long Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Aditya Birla Sun Life Long Term Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Aditya Birla Sun Life Long Term Fund (Direct)This fund
Category average
Return (CAGR)
+1.01%
+0.63%
Standard deviation
3.47%
4.09%
Sharpe ratio
-1.22
-1.13
Sortino ratio
-1.63
-1.51
Maximum drawdown
−3.3%
(23-10-2026)
−3.7%
(23-10-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Long Term Fund (Direct)This fund
Category average
Return (CAGR)
+6.37%
+5.92%
Standard deviation
3.02%
3.55%
Sharpe ratio
0.11
-0.03
Sortino ratio
0.16
-0.04
Maximum drawdown
−3.3%
(26-08-2025)
−4.7%
(02-04-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Long Term Fund (Direct)This fund
Category average
Return (CAGR)
+6.75%
+6.01%
Standard deviation
3.04%
3.44%
Sharpe ratio
0.20
-0.05
Sortino ratio
0.28
-0.06
Maximum drawdown
−3.3%
(26-08-2025)
−4.7%
(02-04-2026)
From daily NAVs, 10-08-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−5%−4%−3%−2%−1%0%
Aditya Birla Sun Life Long Term Fund (Direct)
Category average, 11 Long Duration funds
2023202420252026
Aditya Birla Sun Life Long Term Fund (Direct)Category average, 11 Long Duration funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Aditya Birla Sun Life Long Term Fund (Direct)
−3.3%
28-05-2025
26-08-2025
18-06-2026
10 months
−3.0%
Category average
−4.7%
28-05-2025
02-04-2026
24-06-2026
3 months
−3.4%
From the Direct plan's daily NAV since 10-08-2022, adjusted for unit splits, and the average of the 11 Long Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Aditya Birla Sun Life Long Term Fund vs Other Long Duration Funds
The five Long Duration funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Aditya Birla Sun Life Long Term Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Long Duration median
Cost rank (1 = cheapest)
Direct
0.36%
0.00%
0.01%
0.06%
0.43%
0.32%
10/11
Regular
0.84%
0.00%
0.01%
0.13%
0.98%
0.77%
10/11
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Long Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
0.42%
1.01%
0.59%
₹1,00,420
₹1,01,010
3 years
5.71%
6.37%
0.66% a year
₹1,18,127
₹1,20,353
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Aditya Birla Sun Life Long Term Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2023 to 30-10-2026: 46 instalments, ₹4,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planAditya Birla Sun Life Long Term Fund (Direct)
₹4,60,000
₹5,03,135
₹43,135
4.6%
Regular planAditya Birla Sun Life Long Term Fund (Regular)
₹4,60,000
₹4,96,850
₹36,850
4.0%
Category averageCategory average, 11 Long Duration funds
₹4,60,000
₹4,96,814
₹36,814
4.0%
₹0₹2.0 L₹4.0 L₹6.0 L
Direct planAditya Birla Sun Life Long Term Fund (Direct)
Regular planAditya Birla Sun Life Long Term Fund (Regular)
Category averageCategory average, 11 Long Duration funds
Amount invested
202420252026
Direct planAditya Birla Sun Life Long Term Fund (Direct)Regular planAditya Birla Sun Life Long Term Fund (Regular)Category averageCategory average, 11 Long Duration fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Long Term Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
69.5%Debt
Asset
Fund
Category
Debt
69.5%
84.9%
Cash and others
30.5%
15.1%
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 11 Long Duration funds.
Rating
Fund
Category
Sovereign
50.0%
83.1%
AAA and A1+
19.5%
1.8%
Aditya Birla Sun Life Long Term Fund Portfolio Holdings
As on 30-09-2026 · 24 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
Government of India (06/11/2073) · Government security
Sovereign
16.28%
Government of India (18/05/2066) · Government security
Sovereign
11.22%
Government of India (18/08/2055) · Government security
Sovereign
10.65%
6.99% National Highways Authority of India (28/05/2035) · Bond
ICRA AAA
10.65%
7.75% Indian Railway Finance Corporation Ltd. (15/04/2033) · Bond
ICRA AAA
4.48%
7.39% Indian Railway Finance Corporation Ltd. (15/07/2034) · Bond
ICRA AAA
4.38%
Government of India (23/05/2036) · Government security
Sovereign
2.87%
State Government Securities (27/03/2038) · State government security
Sovereign
1.71%
State Government Securities (24/04/2034) · State government security
Sovereign
1.12%
State Government Securities (20/03/2034) · State government security
Sovereign
1.05%
State Government Securities (29/06/2034) · State government security
Sovereign
0.79%
State Government Securities (05/06/2034) · State government security
Sovereign
0.69%
State Government Securities (25/05/2034) · State government security
Sovereign
0.62%
State Government Securities (01/06/2034) · State government security
Sovereign
0.56%
Corporate Debt Mkt Devp. Fund-A2
0.54%
State Government Securities (15/11/2035) · State government security
Sovereign
0.53%
0% GOI - (17/12/2032) STRIPS · Government security
Sovereign
0.48%
0% GOI - (12/03/2029) STRIPS · Government security
Sovereign
0.47%
State Government Securities (29/03/2033) · State government security
Sovereign
0.40%
State Government Securities (20/03/2036) · State government security
Sovereign
0.20%
State Government Securities (25/01/2033) · State government security
Sovereign
0.13%
State Government Securities (29/03/2033) · State government security
Sovereign
0.11%
State Government Securities (28/09/2032) · State government security
Sovereign
0.07%
State Government Securities (23/03/2032) · State government security
Sovereign
0.03%
Aditya Birla Sun Life Long Term Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Aditya Birla Sun Life Long Term Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.43%
Expense ratio (Regular)
0.98%
Category
Long Duration
Risk
Moderate
Benchmark
NIFTY Long Duration Debt Index A-III
Launch date
08-08-2022
Minimum investment
Minimum of 100/-
Minimum additional investment
Not available
AUM
₹89.13 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
150484
ISIN (Direct)
INF209KB17J2
Scheme code (Regular)
150482
ISIN (Regular)
INF209KB14J9
NAV history
From 10-08-2022, 4.2 years
Exit load
NIL
Tax on Aditya Birla Sun Life Long Term Fund returns
Aditya Birla Sun Life Long Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹13.2049
30-10-2026
direct
IDCW
₹10.7809
30-10-2026
regular
Growth
₹12.8612
30-10-2026
regular
IDCW
₹10.4954
30-10-2026
About Aditya Birla Sun Life Long Term Fund
Aditya Birla Sun Life Long Term Fund is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Long Duration. It was launched on 08-08-2022. Its benchmark is NIFTY Long Duration Debt Index A-III. At the end of September 2026 it held 24 securities.
Fund Manager
Harshil Suvarnkar
Fund manager of Aditya Birla Sun Life Long Term Fund, since 08-08-2022
Bhupesh Bameta
Fund manager of Aditya Birla Sun Life Long Term Fund, since 25-01-2023
Frequently Asked Questions for Aditya Birla Sun Life Long Term Fund
What is the current NAV of Aditya Birla Sun Life Long Term Fund?
The Direct plan NAV is ₹13.2049. The Regular plan NAV is ₹12.8612, as on 30-10-2026.
What are the returns of Aditya Birla Sun Life Long Term Fund?
The Direct plan returned +1.01% in 1 year, +6.37% a year over 3 years. The Regular plan returned +0.42% in 1 year, +5.71% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of Aditya Birla Sun Life Long Term Fund?
The Direct plan charges 0.43% a year. The Regular plan charges 0.98% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of Aditya Birla Sun Life Long Term Fund?
Aditya Birla Sun Life Long Term Fund managed ₹89.13 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Aditya Birla Sun Life Long Term Fund?
At the end of September 2026 the largest holdings were Government of India (06/11/2073) (16.28%), Government of India (18/05/2066) (11.22%), Government of India (18/08/2055) (10.65%), 6.99% National Highways Authority of India (28/05/2035) (10.65%), 7.75% Indian Railway Finance Corporation Ltd. (15/04/2033) (4.48%). The fund held 24 securities in all.
How do I invest in Aditya Birla Sun Life Long Term Fund?
Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least Minimum of 100/-. You can invest once or through a monthly SIP.
Who is the fund manager of Aditya Birla Sun Life Long Term Fund?
What is the exit load of Aditya Birla Sun Life Long Term Fund?
NIL
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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