Every number in the Tax Planner answers two questions first: whose tax, and for which year. Two controls at the top of the page set both, and everything below them recalculates the moment you change one.
The financial year stepper
The FY stepper picks the tax year. Use the arrows to step to the Previous financial year or Next financial year, or open it to jump straight to one. The current year wears a NOW badge, and that's the only year you can still harvest losses in; past years are read-only history.
Dashboard › Tax Planner
Tax Planner
Track realized gains, optimize your tax bill, and harvest losses before year-end.
Estimated tax bill · FY 2026-27FY 2025-26FY 2024-25
₹0₹6,917₹15,232Combined
LTCG @12.5% ₹0₹0₹5,072STCG @20% ₹0₹6,917₹10,160
₹5L of exemption headroom remaining₹5L of exemption headroom remaining₹3.75L of exemption headroom remaining
Realized LTCG
₹0₹0+₹1.66LStocks: ₹0 · MF: ₹0Stocks: ₹0 · MF: ₹0Stocks: ₹1.66L · MF: ₹0Realized STCG
₹0+₹34,585+₹32,989Stocks: ₹0 · MF: ₹0Stocks: ₹34,585 · MF: ₹0Stocks: ₹50,802 · MF: −₹17,813LTCG Exemption
₹0₹0₹1.25LUsed · Left: ₹5LUsed · Left: ₹5LUsed · Left: ₹3.75LRealized P&L
0 transactions · grouped by month4 transactions · grouped by month28 transactions · grouped by monthJul 25
Jun 25
Apr 25
Mar 25
Feb 25
Dec 24
☘ Tax-Loss Harvesting
No realized gains to offsetFY 2025-26 is closedFY 2024-25 is closed
You have no realized capital gains in FY 2026-27, so there's nothing to offset right now. Once you book gains, return here to see which loss-making holdings can be sold to reduce your tax bill.
Tax-loss harvesting is only available during an open financial year. FY 2025-26 has ended — losses can no longer be harvested for this year. Switch to the current FY to review live opportunities.
Tax-loss harvesting is only available during an open financial year. FY 2024-25 has ended — losses can no longer be harvested for this year. Switch to the current FY to review live opportunities.
Combined tax summary
Per-portfolio breakdown · separate PANs each get ₹1.25L LTCG exemptionSwitching the FY re-runs the whole page: the bill, the exemption, and the realized trades all follow.
The portfolio picker
The portfolio picker sets whose tax you're looking at. Pick one person to see just their PAN, or choose All portfolios to bring in the whole family and unlock the Combined tax summary. The estimated bill, exemption and P&L all narrow or widen to match.
Tip: Start on the current FY with All portfolios for the full household picture, then narrow to one person and one year when you want to dig into a specific trade.