UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund

Direct and Regular plans

Data as on 30-04-2026

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund is a mutual fund run by UTI Mutual Fund. On 30-04-2026, it managed ₹118 Cr of investors' money. In the 3 years to 30-04-2026, its Direct plan returned 7.1% a year and its Regular plan returned 6.8% a year.

This fund is closed. It has not published a NAV since 30-04-2026. The page shows its last portfolio.

NAV (Direct plan): ₹12.53; 30-04-2026
NAV (Regular plan): ₹12.43; 30-04-2026
Expense ratio: 0.22%Direct0.46%Regular; 0.22%; A year
Riskometer: Not available; Set by the fund house
3 year return: 7.1%Direct6.8%Regular; 7.1%; A year

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund NAV Today

NAV on 30-04-2026: Direct Plan ₹12.53; Regular Plan ₹12.43.

This fund (Direct plan)

₹12.5294

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Returns

Returns as on 30-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.44%	+1.32%	+2.76%	+6.08%	+7.08%	--	--
This fund (Regular)	+0.42%	+1.25%	+2.63%	+5.82%	+6.81%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The fund house names no benchmark we can show.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+1.75%	+1.66%
2025	+7.30%	+7.05%
2024	+7.83%	+7.57%

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 48 periods, one for each trading day from 13-02-2026 to 30-04-2026.

0%2%4%6%8%

Feb 2023
to
Feb 2026Mar 2023
to
Mar 2026Mar 2023
to
Mar 2026Mar 2023
to
Mar 2026Apr 2023
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Apr 2026Apr 2023
to
Apr 2026

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	533	7.7%	6.1%	8.5%	0%
2 years	290	7.7%	7.2%	7.9%	0%
3 years	48	7.3%	7.1%	7.5%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	27	7.6%	5.9%	8.5%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)This fund
Return (CAGR)	+6.08%
Standard deviation	0.29%
Sharpe ratio	2.39
Sortino ratio	5.10
Maximum drawdown	−0.02% (12-06-2025)

From daily NAVs, 30-04-2025 to 30-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)This fund
Return (CAGR)	+7.08%
Standard deviation	0.50%
Sharpe ratio	1.59
Sortino ratio	2.68
Maximum drawdown	−0.12% (06-10-2023)

From daily NAVs, 28-04-2023 to 30-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)This fund
Return (CAGR)	+7.24%
Standard deviation	0.57%
Sharpe ratio	1.65
Sortino ratio	2.88
Maximum drawdown	−0.27% (27-02-2023)

From daily NAVs, 13-02-2023 to 30-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.3%−0.2%−0.1%0%

202420252026

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)	−0.27%	20-02-2023	27-02-2023	13-03-2023	14 days	0.0%

From the Direct plan's daily NAV since 13-02-2023, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 30-04-2026

Plan	Base expense ratio	Total expense ratio
Direct	0.17%	0.22%
Regular	0.38%	0.46%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.82%	6.08%	0.26%	₹1,05,820	₹1,06,080
3 years	6.81%	7.08%	0.27% a year	₹1,21,853	₹1,22,779

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 13-02-2023 to 30-04-2026: 39 instalments, ₹3,90,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)	₹3,90,000	₹4,37,104	₹47,104	7.0%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

202420252026

Direct planUTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund (Direct)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Asset Allocation

Asset allocation as on 31-03-2026

What the fund holds

93.8%Debt

Asset	Fund
Debt	93.8%
Cash and others	6.2%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	93.8%

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Portfolio Holdings

As on 31-03-2026 · 5 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
182 DAYS T-BILL - 30/04/2026 · Treasury bill	SOV	31.97%
7.98% PN SDL MAT - 20/04/2026 · State government security	SOV	29.81%
182 DAYS T-BILL - 24/04/2026 · Treasury bill	SOV	11.64%
91 DAYS T-BILL - 30/04/2026 · Treasury bill	SOV	11.63%
7.96% PN SDL MAT - 27/04/2026 · State government security	SOV	8.77%

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Nippon India ETF Nifty SDL Apr 2026 Top 20 Equal WeightETF · Nippon India	26.0%	5	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.22%
Expense ratio (Regular): 0.46%
Category: Not available
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹118.40 Cr (30-04-2026)
Lock in: Not available
Scheme code (Direct): 151364
ISIN (Direct): INF789F1AXL6
Scheme code (Regular): 151363
ISIN (Regular): INF789F1AXK8
NAV history: From 13-02-2023, 3.2 years

Exit load: Not available

Tax on UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct		₹12.5294	30-04-2026
regular		₹12.4302	30-04-2026

About UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund is a mutual fund from UTI Mutual Fund. At the end of March 2026 it held 5 securities.

Fund Manager

Not available

See all funds of UTI Mutual Fund

AUM change

April 2026: ₹118.40 Cr; −30.88% from March 2026
March 2026: ₹171.30 Cr; −0.11% from February 2026
February 2026: ₹171.49 Cr; +0.32% from January 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index vs Nippon India ETF Nifty SDL Apr 2026 Top 20 Equal Weight26.0% overlap

Compare with any other fund

Frequently Asked Questions for UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund

What is the current NAV of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

The Direct plan NAV is ₹12.5294. The Regular plan NAV is ₹12.4302, as on 30-04-2026.

What are the returns of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

The Direct plan returned +6.08% in 1 year, +7.08% a year over 3 years. The Regular plan returned +5.82% in 1 year, +6.81% a year over 3 years. These figures are as on 30-04-2026.

What is the expense ratio of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

The Direct plan charges 0.22% a year. The Regular plan charges 0.46% a year. This is the figure the fund house reported to AMFI, in force from 30-04-2026.

What is the AUM of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund managed ₹118.40 Cr on 30-04-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

At the end of March 2026 the largest holdings were 182 DAYS T-BILL - 30/04/2026 (31.97%), 7.98% PN SDL MAT - 20/04/2026 (29.81%), 182 DAYS T-BILL - 24/04/2026 (11.64%), 91 DAYS T-BILL - 30/04/2026 (11.63%), 7.96% PN SDL MAT - 27/04/2026 (8.77%). The fund held 5 securities in all.

How do I invest in UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

Through UTI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

What is the difference between the Direct and Regular plan of UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund?

Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.22% a year and the Regular plan 0.46%. The lower charge is why the Direct plan's NAV is higher.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.