Union Largecap Fund is a Large Cap fund run by Union Mutual Fund. On 30-09-2026, it managed ₹408 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.8% a year and its Regular plan returned 6.9% a year. Its benchmark, BSE 100 TRI, returned 9.0% a year over the same 3 years.
NAV (Direct plan)
₹23.73
▲ 0.00% · 30-10-2026
NAV (Regular plan)
₹22.09
▲ 0.05% · 30-10-2026
Expense ratio
1.68%Direct2.58%Regular
1.68%
A year
Riskometer
Very High
Set by the fund house
3 year return
7.8%Direct6.9%Regular
7.8%
A year
Union Largecap Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹23.73 (up 0.00% that day); Regular Plan Growth ₹22.09 (up 0.05% that day).
This fund (Direct plan)
₹23.73
Union Largecap Fund Returns vs BSE 100 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.98%
−4.24%
−2.18%
−8.09%
+7.81%
+6.11%
--
This fund (Regular)
+0.91%
−4.46%
−2.60%
−8.87%
+6.87%
+5.25%
--
BSE 100 TRI
+0.95%
−5.49%
−2.88%
−8.90%
+8.97%
+7.79%
+12.03%
Large Cap average
+0.62%
−4.36%
−1.05%
−6.33%
+10.38%
+8.23%
--
Best in Large Cap
+2.29%
+1.11%
+6.60%
+2.96%
+14.19%
+11.98%
--
Worst in Large Cap
−2.13%
−6.44%
−5.00%
−10.55%
+7.81%
+5.19%
--
Rank in Large Cap
12/35
17/35
26/35
25/33
30/30
24/27
--
Category rows compare the Direct plans of 35 Large Cap funds. Rank 1 is the highest return.
Union Largecap Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 100 TRI
2026to date
−7.05%
−7.69%
−9.68%
2025
+5.23%
+4.22%
+10.49%
2024
+13.31%
+12.38%
+13.31%
2023
+23.26%
+22.26%
+23.23%
2022
+0.23%
−0.48%
+6.03%
2021
+29.33%
+28.56%
+26.53%
Union Largecap Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,594 periods, one for each trading day from 18-05-2020 to 30-10-2026.
−10%0%10%20%30%
Union Largecap Fund (Direct)
BSE 100 TRI
Nov 2017 to Nov 2020Dec 2018 to Dec 2021Feb 2020 to Feb 2023Mar 2021 to Mar 2024Apr 2022 to Apr 2025Apr 2023 to Apr 2026
Union Largecap Fund (Direct)BSE 100 TRI
2%
0%
Below 0%
6%
5%
0-5%
11%
8%
5-10%
40%
33%
10-15%
30%
41%
15-20%
10%
9%
20-25%
1%
4%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
2,081
6.3%
−30.7%
89.6%
23%
10.2%
31%
2 years
1,836
13.3%
−13.9%
48.7%
10%
14.6%
12%
3 years
1,594
14.0%
−4.7%
30.0%
2%
15.5%
6%
5 years
1,097
13.7%
5.2%
25.2%
0%
14.7%
0%
7 years
604
12.8%
10.8%
15.2%
0%
14.4%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
102
9.0%
−44.9%
64.6%
26%
11.6%
37%
2 years
90
9.6%
−24.6%
43.5%
11%
12.1%
22%
3 years
78
14.7%
−9.2%
30.8%
5%
16.8%
8%
5 years
54
14.1%
5.0%
21.6%
0%
15.9%
0%
7 years
30
14.3%
8.9%
18.3%
0%
16.0%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 100 TRI over the same days. Past returns do not promise future returns.
Union Largecap Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Union Largecap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
−8.09%
−8.90%
Standard deviation
14.03%
13.91%
Sharpe ratio
-0.95
-1.02
Sortino ratio
-1.27
-1.35
Maximum drawdown
−14.1%
(30-03-2026)
−15.0%
(30-03-2026)
Beta
0.99
1.00
Alpha
+0.69%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Union Largecap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+7.81%
+8.97%
Standard deviation
13.72%
13.58%
Sharpe ratio
0.13
0.22
Sortino ratio
0.18
0.30
Maximum drawdown
−16.3%
(28-02-2025)
−16.7%
(28-02-2025)
Beta
0.99
1.00
Alpha
−1.14%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Union Largecap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+6.11%
+7.79%
Standard deviation
13.79%
13.92%
Sharpe ratio
0.02
0.14
Sortino ratio
0.03
0.20
Maximum drawdown
−18.8%
(17-06-2022)
−16.7%
(28-02-2025)
Beta
0.98
1.00
Alpha
−1.63%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Union Largecap Fund (Direct)This fund
BSE 100 TRI
Return (CAGR)
+9.55%
+11.65%
Standard deviation
16.04%
16.25%
Sharpe ratio
0.26
0.39
Sortino ratio
0.35
0.52
Maximum drawdown
−36.4%
(23-03-2020)
−38.0%
(23-03-2020)
Beta
0.97
1.00
Alpha
−1.93%
0.00%
From daily NAVs, 18-05-2017 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
Union Largecap Fund (Direct)
BSE 100 TRI
20182020202220242026
Union Largecap Fund (Direct)BSE 100 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Union Largecap Fund (Direct)
−36.4%
17-01-2020
23-03-2020
06-11-2020
7 months
−9.4%
BSE 100 TRI
−38.0%
17-01-2020
23-03-2020
06-11-2020
7 months
−10.4%
From the Direct plan's daily NAV since 18-05-2017, adjusted for unit splits, and BSE 100 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Union Largecap Fund vs Other Large Cap Funds
The five Large Cap funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Union Largecap Fund Expense Ratio and Costs
What each plan charges a year, in force from 11-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Large Cap median
Cost rank (1 = cheapest)
Direct
1.34%
0.03%
0.00%
0.31%
1.68%
1.08%
32/35
Regular
2.10%
0.03%
0.00%
0.45%
2.58%
2.21%
25/35
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Large Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−8.87%
−8.09%
0.78%
₹91,130
₹91,910
3 years
6.87%
7.81%
0.94% a year
₹1,22,058
₹1,25,308
5 years
5.25%
6.11%
0.86% a year
₹1,29,155
₹1,34,518
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Union Largecap Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 18-05-2017 to 30-10-2026: 114 instalments, ₹11,40,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planUnion Largecap Fund (Direct)
₹11,40,000
₹18,38,214
₹6,98,214
9.8%
Regular planUnion Largecap Fund (Regular)
₹11,40,000
₹17,60,395
₹6,20,395
8.9%
BSE 100 TRI
₹11,40,000
₹19,51,385
₹8,11,385
10.9%
Category averageCategory average, 35 Large Cap funds
₹11,40,000
₹19,95,489
₹8,55,489
11.4%
₹0₹5.0 L₹10.0 L₹15.0 L₹20.0 L₹25.0 L
Direct planUnion Largecap Fund (Direct)
Regular planUnion Largecap Fund (Regular)
BSE 100 TRI
Category averageCategory average, 35 Large Cap funds
Amount invested
20182020202220242026
Direct planUnion Largecap Fund (Direct)Regular planUnion Largecap Fund (Regular)BSE 100 TRICategory averageCategory average, 35 Large Cap fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Union Largecap Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
99.0%Equity
Asset
Fund
Category
Equity
99.0%
96.0%
Cash and others
0.9%
2.9%
Debt
0.1%
1.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
83.0%
82.5%
Mid Cap
10.7%
8.7%
Small Cap
3.6%
3.3%
Not on AMFI's list
1.7%
1.6%
Share of the whole fund. Category: the average of the Large Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Union Largecap Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks26.3%
Petroleum Products5.3%
Pharmaceuticals & Biotechnology5.2%
Automobiles4.9%
Finance4.8%
Retailing4.6%
IT - Software4.5%
Telecom - Services4.3%
Electrical Equipment4.3%
Capital Markets3.5%
The ten largest of 26 sectors. The other 16 add up to 31.3%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
26.2%
26.5%
26.3%
+0.1%
Petroleum Products
5.4%
5.3%
5.3%
−0.1%
Pharmaceuticals & Biotechnology
4.8%
4.9%
5.2%
+0.4%
Automobiles
5.9%
5.7%
4.9%
−1.0%
Finance
5.1%
5.0%
4.8%
−0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Union Largecap Fund Portfolio Holdings
As on 30-09-2026 · 57 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
ICICI Bank Ltd.
Banks
9.41%
0.0%
HDFC Bank Ltd.
Banks
6.95%
0.0%
Reliance Industries Ltd.
Petroleum Products
5.28%
0.0%
Bharti Airtel Ltd.
Telecom - Services
4.31%
0.0%
State Bank of India
Banks
4.18%
−9.5%
Torrent Pharmaceuticals Ltd.
Pharmaceuticals & Biotechnology
3.27%
0.0%
Eternal Ltd.
Retailing
3.27%
0.0%
Axis Bank Ltd.
Banks
3.24%
0.0%
Infosys Ltd.
IT - Software
2.69%
0.0%
Mahindra & Mahindra Ltd.
Automobiles
2.68%
0.0%
Tata Consumer Products Ltd.
Agricultural Food & other Products
2.57%
0.0%
Kotak Mahindra Bank Ltd.
Banks
2.52%
0.0%
Larsen & Toubro Ltd.
Construction
2.49%
−30.2%
Solar Industries India Ltd.
Chemicals & Petrochemicals
2.45%
−9.0%
Titan Company Ltd.
Consumer Durables
2.39%
0.0%
NTPC Ltd.
Power
2.37%
0.0%
Bajaj Finance Ltd.
Finance
2.00%
0.0%
National Stock Exchange of India Ltd.
Capital Markets
1.70%
New
Shriram Finance Ltd.
Finance
1.69%
0.0%
Hitachi Energy India Ltd.
Electrical Equipment
1.43%
0.0%
Max Healthcare Institute Ltd.
Healthcare Services
1.40%
0.0%
Bharat Electronics Ltd.
Aerospace & Defense
1.40%
0.0%
Mphasis Ltd.
IT - Software
1.32%
0.0%
GE Vernova T&D India Ltd.
Electrical Equipment
1.31%
0.0%
Max Financial Services Ltd.
Insurance
1.30%
0.0%
Adani Enterprises Ltd.
Metals & Minerals Trading
1.27%
0.0%
Maruti Suzuki India Ltd.
Automobiles
1.25%
−32.6%
JSW Steel Ltd.
Ferrous Metals
1.23%
0.0%
Gabriel India Ltd.
Auto Components
1.22%
+26.1%
Divi's Laboratories Ltd.
Pharmaceuticals & Biotechnology
1.16%
0.0%
Hindustan Copper Ltd.
Non - Ferrous Metals
1.11%
0.0%
CG Power and Industrial Solutions Ltd.
Electrical Equipment
1.05%
−12.3%
Multi Commodity Exchange of India Ltd.
Capital Markets
1.03%
0.0%
UNO Minda Ltd.
Auto Components
1.00%
0.0%
Ultratech Cement Ltd.
Cement & Cement Products
0.99%
−11.9%
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
0.97%
−17.3%
TVS Motor Company Ltd.
Automobiles
0.96%
0.0%
Hindalco Industries Ltd.
Non - Ferrous Metals
0.92%
0.0%
Apollo Hospitals Enterprise Ltd.
Healthcare Services
0.90%
0.0%
Adani Ports and Special Economic Zone Ltd.
Transport Infrastructure
0.88%
0.0%
Trent Ltd.
Retailing
0.87%
0.0%
Tata Motors Ltd.
Agricultural, Commercial & Construction Vehicles
0.85%
0.0%
Corona Remedies Ltd.
Pharmaceuticals & Biotechnology
0.81%
+35.2%
ICICI Prudential Asset Management Company Ltd.
Capital Markets
0.79%
0.0%
JK Cement Ltd.
Cement & Cement Products
0.71%
0.0%
Adani Energy Solutions Ltd.
Power
0.67%
0.0%
Cholamandalam Investment & Finance Co. Ltd.
Finance
0.60%
0.0%
LG Electronics India Ltd.
Consumer Durables
0.59%
0.0%
Cemindia Projects Ltd.
Construction
0.58%
New
Tata Steel Ltd.
Ferrous Metals
0.57%
0.0%
Jio Financial Services Ltd.
Finance
0.53%
0.0%
Bharat Heavy Electricals Ltd.
Electrical Equipment
0.52%
0.0%
Info Edge (India) Ltd.
Retailing
0.47%
New
Polycab India Ltd.
Industrial Products
0.45%
0.0%
Persistent Systems Ltd.
IT - Software
0.45%
0.0%
91 Day Treasury Bills · Government security
Sovereign
0.07%
91 Day Treasury Bills · Government security
Sovereign
0.02%
Union Largecap Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
State Bank of India
↓Reduced
−9.5%
4.18%
Larsen & Toubro Ltd.
↓Reduced
−30.2%
2.49%
Solar Industries India Ltd.
↓Reduced
−9.0%
2.45%
Maruti Suzuki India Ltd.
↓Reduced
−32.6%
1.25%
National Stock Exchange of India Ltd.
↑New
New
1.70%
Gabriel India Ltd.
↑Added
+26.1%
1.22%
CG Power and Industrial Solutions Ltd.
↓Reduced
−12.3%
1.05%
Navin Fluorine International Ltd.
↓Reduced
−17.3%
0.97%
Ultratech Cement Ltd.
↓Reduced
−11.9%
0.99%
Corona Remedies Ltd.
↑Added
+35.2%
0.81%
Tata Consultancy Services Ltd.
↓Sold out
−100%
was 0.70%
Cemindia Projects Ltd.
↑New
New
0.58%
Info Edge (India) Ltd.
↑New
New
0.47%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Union Largecap Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.68%
Expense ratio (Regular)
2.58%
Category
Large Cap
Risk
Very High
Benchmark
BSE 100 TRI
Launch date
11-05-2017
Minimum investment
₹1,000
Minimum additional investment
₹1,000
AUM
₹407.90 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
141248
ISIN (Direct)
INF582M01CU7
Scheme code (Regular)
141247
ISIN (Regular)
INF582M01CQ5
NAV history
From 18-05-2017, 9.5 years
Exit load
Exit load of 1%, if redeemed within 15 days.
Tax on Union Largecap Fund returns
Union Largecap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹23.73
30-10-2026
direct
IDCW
₹23.73
30-10-2026
regular
Growth
₹22.09
30-10-2026
regular
IDCW
₹22.09
30-10-2026
About Union Largecap Fund
Union Largecap Fund is a mutual fund from Union Mutual Fund. Its category is Large Cap. It was launched on 11-05-2017. Its benchmark is BSE 100 TRI. At the end of September 2026 it held 57 securities.
Fund Manager
Pratik Dharmshi
Fund manager of Union Largecap Fund, since 01-07-2025
Sanjay Bembalkar
Fund manager of Union Largecap Fund, since 07-06-2021
Frequently Asked Questions for Union Largecap Fund
What is the current NAV of Union Largecap Fund?
The Direct plan NAV is ₹23.73. The Regular plan NAV is ₹22.09, as on 30-10-2026.
What are the returns of Union Largecap Fund?
The Direct plan returned −8.09% in 1 year, +7.81% a year over 3 years, +6.11% a year over 5 years. The Regular plan returned −8.87% in 1 year, +6.87% a year over 3 years, +5.25% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Union Largecap Fund?
The Direct plan charges 1.68% a year. The Regular plan charges 2.58% a year. This is the figure the fund house reported to AMFI, in force from 11-09-2026.
What is the AUM of Union Largecap Fund?
Union Largecap Fund managed ₹407.90 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Union Largecap Fund?
At the end of September 2026 the largest holdings were ICICIBANK (9.41%), HDFCBANK (6.95%), RELIANCE (5.28%), BHARTIARTL (4.31%), SBIN (4.18%). The fund held 57 securities in all.
What did Union Largecap Fund buy and sell in September 2026?
It bought 3 new stocks: Info Edge (India) Ltd, Cemindia Projects Ltd, National Stock Exchange of India Ltd. It sold out of 1: Tata Consultancy Services Ltd. It added shares in 2. It reduced 7.
How do I invest in Union Largecap Fund?
Through Union Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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