Union Diversified Equity All Cap Active FOF is a mutual fund run by Union Mutual Fund. On 30-09-2026, it managed ₹195 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 2.6% and its Regular plan returned 1.6%. Its benchmark, BSE 500 TRI, returned −7.7% over the same year.
NAV (Direct plan)
₹10.35
▼ 0.66% · 30-10-2026
NAV (Regular plan)
₹10.24
▼ 0.66% · 30-10-2026
Expense ratio
0.57%Direct1.46%Regular
0.57%
A year
Riskometer
Very High
Set by the fund house
1 year return
2.6%Direct1.6%Regular
2.6%
Total
Union Diversified Equity All Cap Active FOF NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹10.35 (down 0.66% that day); Regular Plan Growth ₹10.24 (down 0.66% that day).
This fund (Direct plan)
₹10.3485
Union Diversified Equity All Cap Active FOF Returns vs BSE 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.43%
−2.87%
+3.76%
+2.61%
--
--
--
This fund (Regular)
−2.50%
−3.08%
+3.30%
+1.65%
--
--
--
BSE 500 TRI
−0.87%
−6.09%
−2.95%
−7.66%
+9.89%
+8.65%
+12.51%
Category average
--
--
--
--
--
--
--
Best in category
--
--
--
--
--
--
--
Worst in category
--
--
--
--
--
--
--
Rank in category
--
--
--
--
--
--
--
No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds.
Union Diversified Equity All Cap Active FOF Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 500 TRI
2026to date
+3.91%
+3.14%
−7.81%
Union Diversified Equity All Cap Active FOF Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 23 periods, one for each trading day from 24-09-2026 to 30-10-2026.
−10%−5%0%5%10%15%
Union Diversified Equity All Cap Active FOF (Direct)
BSE 500 TRI
Sept 2025 to Sept 2026Oct 2025 to Oct 2026Oct 2025 to Oct 2026Oct 2025 to Oct 2026Oct 2025 to Oct 2026Oct 2025 to Oct 2026
Union Diversified Equity All Cap Active FOF (Direct)BSE 500 TRI
0%
100%
Below 0%
26%
0%
0-5%
65%
0%
5-10%
9%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
23
6.9%
0.5%
10.1%
0%
−4.6%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.
Union Diversified Equity All Cap Active FOF Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Union Diversified Equity All Cap Active FOF (Direct)This fund
BSE 500 TRI
Return (CAGR)
+2.61%
−7.66%
Standard deviation
15.47%
14.32%
Sharpe ratio
-0.17
-0.90
Sortino ratio
-0.23
-1.19
Maximum drawdown
−12.1%
(23-03-2026)
−14.8%
(30-03-2026)
Beta
1.02
1.00
Alpha
+10.55%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Union Diversified Equity All Cap Active FOF (Direct)This fund
BSE 500 TRI
Return (CAGR)
+4.38%
−4.57%
Standard deviation
14.99%
13.91%
Sharpe ratio
-0.06
-0.71
Sortino ratio
-0.08
-0.94
Maximum drawdown
−12.1%
(23-03-2026)
−14.8%
(30-03-2026)
Beta
1.02
1.00
Alpha
+9.12%
0.00%
From daily NAVs, 24-09-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−15%−10%−5%0%
Union Diversified Equity All Cap Active FOF (Direct)
BSE 500 TRI
2026
Union Diversified Equity All Cap Active FOF (Direct)BSE 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Union Diversified Equity All Cap Active FOF (Direct)
−12.1%
03-11-2025
23-03-2026
06-05-2026
44 days
−7.4%
BSE 500 TRI
−14.8%
02-01-2026
30-03-2026
Not yet
--
−8.7%
From the Direct plan's daily NAV since 24-09-2025, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Union Diversified Equity All Cap Active FOF Expense Ratio and Costs
What each plan charges a year, in force from 11-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.48%
0.00%
0.00%
0.09%
0.57%
Regular
1.24%
0.00%
0.00%
0.22%
1.46%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
1.65%
2.61%
0.96%
₹1,01,650
₹1,02,610
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Union Diversified Equity All Cap Active FOF SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 24-09-2025 to 30-10-2026: 14 instalments, ₹1,40,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planUnion Diversified Equity All Cap Active FOF (Direct)
₹1,40,000
₹1,43,726
₹3,726
4.4%
Regular planUnion Diversified Equity All Cap Active FOF (Regular)
₹1,40,000
₹1,42,908
₹2,908
3.4%
BSE 500 TRI
₹1,40,000
₹1,34,267
−₹5,733
−6.6%
₹0₹50,000₹1.0 L₹1.5 L
Direct planUnion Diversified Equity All Cap Active FOF (Direct)
Regular planUnion Diversified Equity All Cap Active FOF (Regular)
BSE 500 TRI
Amount invested
2026
Direct planUnion Diversified Equity All Cap Active FOF (Direct)Regular planUnion Diversified Equity All Cap Active FOF (Regular)BSE 500 TRIAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Union Diversified Equity All Cap Active FOF Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
100.0%Cash and others
Asset
Fund
Cash and others
100.0%
Union Diversified Equity All Cap Active FOF Portfolio Holdings
As on 30-09-2026 · 5 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Union Multicap Fund - Direct Plan - Grow
Mutual Fund
55.41%
Union Small Cap Fund - Growth
Mutual Fund
16.86%
Union Midcap Fund - Direct Plan - Growth
Mutual Fund
11.92%
Union Large & Midcap Fund - Direct Plan
Mutual Fund
9.64%
Union Largecap Fund - Direct Pl
Mutual Fund
4.40%
Union Diversified Equity All Cap Active FOF Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Union Diversified Equity All Cap Active FOF Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.57%
Expense ratio (Regular)
1.46%
Category
Fund of Funds
Risk
Very High
Benchmark
BSE 500 TRI
Launch date
22-09-2025
Minimum investment
₹1,000
Minimum additional investment
₹1,000
AUM
₹194.74 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
153824
ISIN (Direct)
INF582M01LZ7
Scheme code (Regular)
153822
ISIN (Regular)
INF582M01LV6
NAV history
From 24-09-2025, 1.1 years
Exit load
Exit load of 1%, if redeemed within 1 year.
Tax on Union Diversified Equity All Cap Active FOF returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹10.3485
30-10-2026
direct
IDCW
₹10.3485
30-10-2026
regular
Growth
₹10.2401
30-10-2026
regular
IDCW
₹10.2401
30-10-2026
About Union Diversified Equity All Cap Active FOF
Union Diversified Equity All Cap Active FOF is a mutual fund from Union Mutual Fund. Its category is Fund of Funds. It was launched on 22-09-2025. Its benchmark is BSE 500 TRI. At the end of September 2026 it held 5 securities.
Fund Manager
Gaurav Chopra
Fund manager of Union Diversified Equity All Cap Active FOF
Pratik Dharmshi
Fund manager of Union Diversified Equity All Cap Active FOF
Frequently Asked Questions for Union Diversified Equity All Cap Active FOF
What is the current NAV of Union Diversified Equity All Cap Active FOF?
The Direct plan NAV is ₹10.3485. The Regular plan NAV is ₹10.2401, as on 30-10-2026.
What are the returns of Union Diversified Equity All Cap Active FOF?
The Direct plan returned +2.61% in 1 year. The Regular plan returned +1.65% in 1 year. These figures are as on 30-10-2026.
What is the expense ratio of Union Diversified Equity All Cap Active FOF?
The Direct plan charges 0.57% a year. The Regular plan charges 1.46% a year. This is the figure the fund house reported to AMFI, in force from 11-09-2026.
What is the AUM of Union Diversified Equity All Cap Active FOF?
Union Diversified Equity All Cap Active FOF managed ₹194.74 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Union Diversified Equity All Cap Active FOF?
At the end of September 2026 the largest holdings were Union Multicap Fund - Direct Plan - Grow (55.41%), Union Small Cap Fund - Growth (16.86%), Union Midcap Fund - Direct Plan - Growth (11.92%), Union Large & Midcap Fund - Direct Plan (9.64%), Union Largecap Fund - Direct Pl (4.40%). The fund held 5 securities in all.
How do I invest in Union Diversified Equity All Cap Active FOF?
Through Union Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Who is the fund manager of Union Diversified Equity All Cap Active FOF?
Gaurav Chopra, Pratik Dharmshi.
What is the exit load of Union Diversified Equity All Cap Active FOF?
Exit load of 1%, if redeemed within 1 year.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Union Diversified Equity All Cap Active FOF in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.