SBI Conservative Hybrid Fund

Conservative HybridDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

SBI Conservative Hybrid Fund is a Conservative Hybrid fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹10,107 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.0% a year and its Regular plan returned 7.5% a year.

NAV (Direct plan): ₹82.84; ▼ 0.22%30-10-2026
NAV (Regular plan): ₹75.36; ▼ 0.22%30-10-2026
Expense ratio: 0.98%Direct1.49%Regular; 0.98%; A year
Riskometer: High; Set by the fund house
3 year return: 8.0%Direct7.5%Regular; 8.0%; A year

SBI Conservative Hybrid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹82.84 (down 0.22% that day); Regular Plan Growth ₹75.36 (down 0.22% that day).

This fund (Direct plan)

₹82.8381

SBI Conservative Hybrid Fund Returns vs Conservative Hybrid Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.91%	−1.25%	+1.10%	+2.04%	+8.01%	+7.93%	+8.59%
This fund (Regular)	−0.95%	−1.38%	+0.85%	+1.55%	+7.49%	+7.40%	+7.91%
Conservative Hybrid average	−0.46%	−1.48%	+0.87%	+1.02%	+7.61%	+7.13%	+7.52%
Best in Conservative Hybrid	+0.16%	−0.05%	+2.51%	+4.80%	+8.72%	+9.43%	+9.22%
Worst in Conservative Hybrid	−1.26%	−2.24%	+0.10%	−1.40%	+5.41%	+5.09%	+5.91%
Rank in Conservative Hybrid	16/18	6/18	6/18	3/18	9/18	4/17	3/16

Category rows compare the Direct plans of 18 Conservative Hybrid funds. Rank 1 is the highest return. This fund's benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Returns of that index are not available to us, so the category average is the comparison.

SBI Conservative Hybrid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+1.78%	+1.38%
2025	+7.21%	+6.70%
2024	+11.57%	+11.01%
2023	+12.76%	+12.20%
2022	+5.09%	+4.53%
2021	+14.72%	+14.06%

SBI Conservative Hybrid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,623 periods, one for each trading day from 08-01-2016 to 30-10-2026.

0%5%10%15%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

SBI Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,101	9.7%	−4.8%	29.2%	3%	8.8%	69%
2 years	2,864	11.2%	0.1%	19.9%	0%	9.9%	75%
3 years	2,623	10.5%	2.0%	15.5%	0%	9.3%	82%
5 years	2,140	9.7%	5.5%	14.0%	0%	8.5%	87%
7 years	1,658	9.6%	7.5%	11.1%	0%	8.5%	97%
10 years	929	9.9%	8.5%	10.9%	0%	9.0%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	9.3%	−8.9%	25.0%	3%	8.7%	70%
2 years	142	10.3%	−1.4%	18.2%	1%	9.1%	75%
3 years	130	10.7%	0.2%	15.4%	0%	9.4%	87%
5 years	106	10.1%	3.4%	13.1%	0%	8.6%	90%
7 years	82	9.9%	5.8%	12.0%	0%	8.5%	100%
10 years	46	10.0%	9.1%	10.9%	0%	8.9%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

SBI Conservative Hybrid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	SBI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+2.04%	+1.02%
Standard deviation	4.04%	3.40%
Sharpe ratio	-0.79	-1.24
Sortino ratio	-1.08	-1.65
Maximum drawdown	−3.0% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	SBI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+8.01%	+7.62%
Standard deviation	3.63%	3.24%
Sharpe ratio	0.55	0.49
Sortino ratio	0.75	0.68
Maximum drawdown	−3.0% (30-03-2026)	−3.1% (30-03-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	SBI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+7.93%	+7.17%
Standard deviation	3.55%	3.26%
Sharpe ratio	0.60	0.42
Sortino ratio	0.81	0.57
Maximum drawdown	−3.6% (07-03-2022)	−3.9% (17-06-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	SBI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+8.59%	+7.59%
Standard deviation	4.21%	3.83%
Sharpe ratio	0.76	0.57
Sortino ratio	1.03	0.77
Maximum drawdown	−11.9% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	SBI Conservative Hybrid Fund (Direct)This fund	Category average
Return (CAGR)	+9.43%	+8.69%
Standard deviation	4.19%	3.97%
Sharpe ratio	0.81	0.67
Sortino ratio	1.10	0.90
Maximum drawdown	−11.9% (23-03-2020)	−11.2% (23-03-2020)

From daily NAVs, 08-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−12%−10%−8%−6%−4%−2%0%

2014201620182020202220242026

SBI Conservative Hybrid Fund (Direct)Category average, 18 Conservative Hybrid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
SBI Conservative Hybrid Fund (Direct)	−11.9%	20-02-2020	23-03-2020	20-07-2020	4 months	−2.2%
Category average	−11.2%	13-02-2020	23-03-2020	21-07-2020	4 months	−2.1%

From the Direct plan's daily NAV since 08-01-2013, adjusted for unit splits, and the average of the 18 Conservative Hybrid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

SBI Conservative Hybrid Fund vs Other Conservative Hybrid Funds

The five Conservative Hybrid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Parag Parikh Conservative Hybrid Fund	1/18	3,454	0.32%	+1.84%	+8.72%	--	--	0.99	1.39	Compare
HSBC Conservative Hybrid Fund	2/18	152	1.19%	+0.59%	+8.59%	--	--	0.53	0.74	Compare
ICICI Prudential Conservative Hybrid Fund	3/18	3,270	1.04%	+1.04%	+8.45%	--	--	0.77	1.07	Compare
Nippon India Conservative Hybrid Fund	4/18	977	1.01%	+4.80%	+8.44%	--	--	1.24	1.80	Compare
Aditya Birla Sun Life Conservative Hybrid Fund	5/18	1,467	0.96%	+1.68%	+8.39%	--	--	0.72	1.00	Compare
SBI Conservative Hybrid Fund	9/18	10,107	0.98%	+2.04%	+8.01%	--	--	0.55	0.75

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

SBI Conservative Hybrid Fund Expense Ratio and Costs

What each plan charges a year, in force from 30-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Conservative Hybrid median	Cost rank (1 = cheapest)
Direct	0.80%	0.01%	0.00%	0.17%	0.98%	0.99%	9/18
Regular	1.23%	0.01%	0.00%	0.25%	1.49%	1.83%	4/18

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Conservative Hybrid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	1.55%	2.04%	0.49%	₹1,01,550	₹1,02,040
3 years	7.49%	8.01%	0.52% a year	₹1,24,195	₹1,26,006
5 years	7.40%	7.93%	0.53% a year	₹1,42,896	₹1,46,457
10 years	7.91%	8.59%	0.68% a year	₹2,14,100	₹2,27,981

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

SBI Conservative Hybrid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 08-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planSBI Conservative Hybrid Fund (Direct)	₹16,60,000	₹32,50,420	₹15,90,420	9.2%
Regular planSBI Conservative Hybrid Fund (Regular)	₹16,60,000	₹30,84,894	₹14,24,894	8.5%
Category averageCategory average, 18 Conservative Hybrid funds	₹16,60,000	₹30,07,378	₹13,47,378	8.2%

₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L

2014201620182020202220242026

Direct planSBI Conservative Hybrid Fund (Direct)Regular planSBI Conservative Hybrid Fund (Regular)Category averageCategory average, 18 Conservative Hybrid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

SBI Conservative Hybrid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

71.7%Debt

Asset	Fund	Category
Debt	71.7%	68.7%
Equity	23.2%	19.1%
Cash and others	5.2%	12.3%

Market cap of stocks

Market cap	Fund	Category
Large Cap	8.5%	12.8%
Mid Cap	2.6%	3.3%
Small Cap	12.0%	2.7%
Not on AMFI's list	0.1%	0.2%

Share of the whole fund. Category: the average of the Conservative Hybrid funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 18 Conservative Hybrid funds.

Rating	Fund	Category
Sovereign	1.1%	27.2%
AAA and A1+	35.7%	27.4%
AA	35.0%	12.7%

SBI Conservative Hybrid Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Industrial Products3.8%
Banks3.2%
Pharmaceuticals & Biotechnology2.9%
Consumer Durables2.0%
Finance1.4%
Insurance1.4%
Food Products1.2%
Petroleum Products1.1%
Leisure Services0.9%
Construction0.9%

The ten largest of 21 sectors. The other 11 add up to 4.4%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Industrial Products	4.4%	3.9%	3.8%	−0.6%
Banks	3.3%	3.4%	3.2%	−0.1%
Pharmaceuticals & Biotechnology	2.4%	3.0%	2.9%	+0.5%
Consumer Durables	2.1%	2.0%	2.0%	0.0%
Finance	1.6%	1.6%	1.4%	−0.2%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

SBI Conservative Hybrid Fund Portfolio Holdings

As on 30-09-2026 · 108 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
National Bank for Agriculture and Rural Development · Bond	[ICRA]AAA	3.15%
Adani Power Ltd. · Bond	CRISIL AA	2.96%
JTPM Metal Traders Ltd. · Bond	CRISIL AA	2.94%
REC Ltd. · Bond	CRISIL AAA	2.66%
Torrent Power Ltd. · Bond	CRISIL AA+	2.46%
Bajaj Housing Finance Ltd. · Bond	CRISIL AAA	2.43%
Tata Power Company Ltd. · Bond	CRISIL AA+	2.42%
JSW JFE Kalinga Steel Ltd. · Bond	CRISIL AA	2.32%
Aditya Birla Renewables Ltd. · Bond	CRISIL AA	2.23%
LIC Housing Finance Ltd. · Bond	CRISIL AAA	2.22%
LIC Housing Finance Ltd. · Bond	CRISIL AAA	2.21%
Cholamandalam Investment & Finance Co. Ltd. · Bond	[ICRA]AA+	1.97%
Sundaram Finance Ltd. · Bond	CRISIL AAA	1.97%
Kingfa Science & Technology India Ltd.	Industrial Products	1.86%	0.0%
GMR Airports Ltd. · Bond	CRISIL AA-	1.86%
Bharti Telecom Ltd. · Bond	CRISIL AAA	1.79%
Motilal Oswal Finvest Ltd. · Bond	CRISIL AA+	1.69%
Godrej Industries Ltd. · Bond	CRISIL AA+	1.69%
Bharti Telecom Ltd. · Bond	CRISIL AAA	1.50%
National Bank for Agriculture and Rural Development · Bond	[ICRA]AAA	1.48%
Muthoot Finance Ltd. · Bond	CRISIL AA+	1.47%
Bajaj Housing Finance Ltd. · Bond	CRISIL AAA	1.46%
Biocon Ltd.	Pharmaceuticals & Biotechnology	1.39%	0.0%
Asian Paints Ltd.	Consumer Durables	1.33%	0.0%
Cholamandalam Investment & Finance Co. Ltd.Perpetual · Bond	[ICRA]AA	1.31%
Motilal Oswal Financial Services Ltd. · Bond	CRISIL AA+	1.24%
Axis Bank Ltd.	Banks	1.23%	0.0%
ICICI Bank Ltd.	Banks	1.20%	0.0%
Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)	CRISIL AAA(SO)	1.18%
Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)	CRISIL AAA(SO)	1.18%
Cholamandalam Investment & Finance Co. Ltd. · Bond	[ICRA]AA+	1.17%
Bajaj Finserv Ltd.	Finance	1.11%	0.0%
Reliance Industries Ltd.	Petroleum Products	1.08%	0.0%
Tata Projects Ltd. · Bond	IND AA	1.03%
IndiGrid Infrastructure Trust · Bond	CRISIL AAA	0.99%
Small Industries Development Bank of India · Bond	CRISIL AAA	0.99%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.97%
Summit Digitel Infrastructure Pvt. Ltd. · Bond	CRISIL AAA	0.97%
HDB Financial Services Ltd. · Bond	CRISIL AAA	0.97%
Jamnagar Utilities & Power Pvt. Ltd. · Bond	CRISIL AAA	0.96%
Grindwell Norton Ltd.	Industrial Products	0.95%	0.0%
Gland Pharma Ltd.	Pharmaceuticals & Biotechnology	0.88%	0.0%
HDFC Life Insurance Company Ltd.	Insurance	0.85%	0.0%
Hatsun Agro Product Ltd.	Food Products	0.84%	0.0%
HDFC Bank Ltd.	Banks	0.77%	0.0%
Muthoot Finance Ltd. · Bond	CRISIL AA+	0.75%
Bajaj Finance Ltd. · Bond	CRISIL AAA	0.74%
National Bank for Agriculture and Rural Development · Bond	CRISIL AAA	0.73%
Eris Lifesciences Ltd. · Bond	IND AA	0.65%
Cipla Ltd.	Pharmaceuticals & Biotechnology	0.63%	0.0%
Carborundum Universal Ltd.	Industrial Products	0.58%	0.0%
Wonderla Holidays Ltd.	Leisure Services	0.56%	0.0%
Max Financial Services Ltd.	Insurance	0.54%	0.0%
IndiGrid Infrastructure Trust · Bond	CRISIL AAA	0.50%
Muthoot Finance Ltd. · Bond	CRISIL AA+	0.50%
91 DAY T-BILL 27.11.26 · Treasury bill	Sovereign	0.49%
Reliance Industries Ltd. · Bond	CRISIL AAA	0.49%
REC Ltd. · Bond	CRISIL AAA	0.49%
LIC Housing Finance Ltd. · Bond	CRISIL AAA	0.49%
Mahanagar Telephone Nigam Ltd. · Bond	IND AAA(CE)	0.49%
National Bank for Agriculture and Rural Development · Bond	CRISIL AAA	0.49%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.49%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.49%
Mahindra & Mahindra Financial Services Ltd. · Bond	CRISIL AAA	0.49%
Mahindra & Mahindra Financial Services Ltd. · Bond	CRISIL AAA	0.49%
Bank of Baroda · Certificate of deposit	IND A1+	0.48%
Tata Capital Housing Finance Ltd. · Bond	CRISIL AAA	0.48%
Muthoot Finance Ltd. · Bond	CRISIL AA+	0.48%
Canara Bank · Certificate of deposit	CRISIL A1+	0.48%
Punjab National Bank( AT1 Bond under Basel III ) · Bond	IND AA+	0.47%
Andhra Paper Ltd.	Paper, Forest & Jute Products	0.46%	0.0%
VST Industries Ltd.	Cigarettes & Tobacco Products	0.45%	0.0%
Shree Cement Ltd.	Cement & Cement Products	0.44%	0.0%
Paradeep Phosphates Ltd.	Fertilizers & Agrochemicals	0.44%	+61.1%
G R Infra projects Ltd.	Construction	0.44%	0.0%
West Coast Paper Mills Ltd.	Paper, Forest & Jute Products	0.42%	+0.0%
Jubilant Foodworks Ltd.	Leisure Services	0.38%	0.0%
Finolex Industries Ltd.	Industrial Products	0.37%	0.0%
Godrej Consumer Products Ltd.	Personal Products	0.33%	0.0%
Deepak Nitrite Ltd.	Chemicals & Petrochemicals	0.33%	0.0%
Avanti Feeds Ltd.	Food Products	0.33%	0.0%
Aptus Value Housing Finance India Ltd.	Finance	0.32%	0.0%
Doms Industries Ltd.	Household Products	0.31%	0.0%
Godrej Industries Ltd. · Bond	CRISIL AA+	0.30%
Godrej Industries Ltd. · Bond	CRISIL AA+	0.30%
Union Bank of India( AT1 Bond under Basel III ) · Bond	CRISIL AA+	0.30%
Corporate Debt Market Development Fund-A2	CDMDF	0.30%
6.36% CGL 2031 · Government security	Sovereign	0.29%
Bosch Home Comfort India Ltd.	Consumer Durables	0.29%	0.0%
PNC Infratech Ltd.	Construction	0.26%	0.0%
PI Industries Ltd.	Fertilizers & Agrochemicals	0.25%	0.0%
Bank of Baroda · Certificate of deposit	IND A1+	0.24%
National Bank for Agriculture and Rural Development · Certificate of deposit	CRISIL A1+	0.24%
Sundram Fasteners Ltd.	Auto Components	0.23%	0.0%
Kansai Nerolac Paints Ltd.	Consumer Durables	0.23%	+72.6%
Styrenix Performance Materials Ltd.	Chemicals & Petrochemicals	0.22%	0.0%
Sheela Foam Ltd.	Consumer Durables	0.20%	0.0%
Afcons Infrastructure Ltd.	Construction	0.19%	0.0%
Garware Technical Fibres Ltd.	Textiles & Apparels	0.16%	0.0%
Ganesha Ecosphere Ltd.	Textiles & Apparels	0.16%	0.0%
Punjab National Bank · Certificate of deposit	CRISIL A1+	0.15%
7.52% State Government of Tamil Nadu 2055 · State government security	Sovereign	0.14%
6.94% CGL 2036 · Government security	Sovereign	0.10%
Mahanagar Telephone Nigam Ltd. · Bond	IND AAA(CE)	0.10%
Computer Age Management Services Ltd.	Capital Markets	0.10%	0.0%
Elevate Campuses Ltd.	Realty	0.06%	New
7.74% State Government of Rajasthan 2033 · State government security	Sovereign	0.03%

SBI Conservative Hybrid Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Paradeep Phosphates Ltd.	Added	+61.1%	0.44%
West Coast Paper Mills Ltd.	Added	+0.0%	0.42%
Graphite India Ltd.	Sold out	−100%	was 0.38%
Aether Industries Ltd.	Sold out	−100%	was 0.26%
Kansai Nerolac Paints Ltd.	Added	+72.6%	0.23%
Elevate Campuses Ltd.	New	New	0.06%
Nuvoco Vistas Corporation Ltd.	Sold out	−100%	was 0.02%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What SBI Conservative Hybrid Fund bought and sold

SBI Conservative Hybrid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI Multi Asset Allocation FundMulti Asset · SBI	25.9%	37	Compare
SBI Medium to Long Term FundMedium to Long Duration · SBI	20.1%	16	Compare
SBI Short Term FundShort Duration · SBI	19.9%	24	Compare
SBI Balanced Advantage FundBalanced Advantage · SBI	19.7%	31	Compare
SBI Medium Term FundMedium Duration · SBI	18.9%	18	Compare
SBI Credit Risk FundCredit Risk · SBI	16.8%	14	Compare
SBI Equity Savings FundEquity Savings · SBI	12.8%	18	Compare
Aditya Birla Sun Life Conservative Hybrid FundConservative Hybrid · Aditya Birla Sun Life	12.5%	16	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

SBI Conservative Hybrid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.98%
Expense ratio (Regular): 1.49%
Category: Conservative Hybrid
Risk: High
Launch date: 09-04-2001
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹10,107.43 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 119839
ISIN (Direct): INF200K01TS8
Scheme code (Regular): 100968
ISIN (Regular): INF200K01859
NAV history: From 08-01-2013, 13.8 years

Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Exit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Tax on SBI Conservative Hybrid Fund returns

SBI Conservative Hybrid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹82.8381	30-10-2026
direct	IDCW	₹25.3101	30-10-2026
direct	IDCW	₹33.0345	30-10-2026
direct	IDCW	₹27.0461	30-10-2026
regular	Growth	₹75.3581	30-10-2026
regular	IDCW	₹26.5816	30-10-2026
regular	IDCW	₹20.5682	30-10-2026
regular	IDCW	₹21.7343	30-10-2026

About SBI Conservative Hybrid Fund

SBI Conservative Hybrid Fund is a mutual fund from SBI Mutual Fund. Its category is Conservative Hybrid. It was launched on 09-04-2001. Its benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. At the end of September 2026 it held 108 securities.

Fund Manager

Mansi Sajeja
Fund manager of SBI Conservative Hybrid Fund, since 30-06-2021
Saurabh Pant
Fund manager of SBI Conservative Hybrid Fund, since 01-01-2022
Milind Agrawal
Fund manager of SBI Conservative Hybrid Fund, since 01-08-2025

See all funds of SBI Mutual Fund

AUM change

September 2026: ₹10,107.43 Cr; −1.16% from August 2026
August 2026: ₹10,226.23 Cr; +0.16% from July 2026
July 2026: ₹10,209.90 Cr; +0.64% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare SBI Conservative Hybrid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

SBI Conservative Hybrid vs Parag Parikh Conservative HybridConservative Hybrid
SBI Conservative Hybrid vs HSBC Conservative HybridConservative Hybrid
SBI Conservative Hybrid vs ICICI Prudential Conservative HybridConservative Hybrid
SBI Conservative Hybrid vs Nippon India Conservative HybridConservative Hybrid
SBI Conservative Hybrid vs Aditya Birla Sun Life Conservative Hybrid12.5% overlap
SBI Conservative Hybrid vs SBI Multi Asset Allocation25.9% overlap
SBI Conservative Hybrid vs SBI Medium to Long Term20.1% overlap
SBI Conservative Hybrid vs SBI Short Term19.9% overlap

Compare with any other fund

Frequently Asked Questions for SBI Conservative Hybrid Fund

What is the current NAV of SBI Conservative Hybrid Fund?

The Direct plan NAV is ₹82.8381. The Regular plan NAV is ₹75.3581, as on 30-10-2026.

What are the returns of SBI Conservative Hybrid Fund?

The Direct plan returned +2.04% in 1 year, +8.01% a year over 3 years, +7.93% a year over 5 years. The Regular plan returned +1.55% in 1 year, +7.49% a year over 3 years, +7.40% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of SBI Conservative Hybrid Fund?

The Direct plan charges 0.98% a year. The Regular plan charges 1.49% a year. This is the figure the fund house reported to AMFI, in force from 30-09-2026.

What is the AUM of SBI Conservative Hybrid Fund?

SBI Conservative Hybrid Fund managed ₹10,107.43 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of SBI Conservative Hybrid Fund?

At the end of September 2026 the largest holdings were National Bank for Agriculture and Rural Development (3.15%), Adani Power Ltd. (2.96%), JTPM Metal Traders Ltd. (2.94%), REC Ltd. (2.66%), Torrent Power Ltd. (2.46%). The fund held 108 securities in all.

What did SBI Conservative Hybrid Fund buy and sell in September 2026?

It bought 1 new stock: Elevate Campuses Ltd. It sold out of 3: Aether Industries Ltd, Nuvoco Vistas Corporation Ltd, Graphite India Ltd. It added shares in 3.

How do I invest in SBI Conservative Hybrid Fund?

Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of SBI Conservative Hybrid Fund?

Mansi Sajeja (since 30-06-2021), Saurabh Pant (since 01-01-2022), Milind Agrawal (since 01-08-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.