Navi Total Stock Market US Specific Equity Passive FoF

Fund of FundsDirect and Regular plans

Data as on 29-10-2026

Navi Total Stock Market US Specific Equity Passive FoF is a mutual fund run by Navi Mutual Fund. On 30-09-2026, it managed ₹1,087 Cr of investors' money. In the 3 years to 29-10-2026, its Direct plan returned 29.5% a year and its Regular plan returned 29.6% a year.

NAV (Direct plan): ₹22.93; ▼ 0.21%29-10-2026
NAV (Regular plan): ₹22.93; ▼ 0.21%29-10-2026
Expense ratio: 0.07%Direct0.07%Regular; 0.07%; A year
Riskometer: Very High; Set by the fund house
3 year return: 29.5%Direct29.6%Regular; 29.5%; A year

Navi Total Stock Market US Specific Equity Passive FoF NAV Today

NAV on 29-10-2026: Direct Plan ₹22.93 (down 0.21% that day); Regular Plan ₹22.93 (down 0.21% that day).

This fund (Direct plan)

₹22.9341

Navi Total Stock Market US Specific Equity Passive FoF Returns

Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.01%	+4.61%	+8.71%	+21.57%	+29.53%	--	--
This fund (Regular)	+0.01%	+4.61%	+8.71%	+21.69%	+29.57%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRSP US Total Market Index. Returns of that index are not available to us.

Navi Total Stock Market US Specific Equity Passive FoF Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+19.94%	+19.94%
2025	+22.17%	+22.29%
2024	+26.69%	+26.69%
2023	+26.11%	+26.06%

Navi Total Stock Market US Specific Equity Passive FoF Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 402 periods, one for each trading day from 24-02-2025 to 29-10-2026.

0%5%10%15%20%25%30%

Apr 2022
to
Apr 2025Jul 2022
to
Jul 2025Nov 2022
to
Nov 2025Feb 2023
to
Feb 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026

Navi Total Stock Market US Specific Equity Passive FoF (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	875	23.5%	−6.5%	51.8%	3%
2 years	639	24.3%	10.3%	33.8%	0%
3 years	402	24.2%	7.7%	29.6%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	45	26.0%	1.8%	43.6%	0%
2 years	33	25.3%	13.5%	33.2%	0%
3 years	21	25.3%	15.8%	30.2%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Navi Total Stock Market US Specific Equity Passive FoF Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Navi Total Stock Market US Specific Equity Passive FoF (Direct)This fund
Return (CAGR)	+21.57%
Standard deviation	13.69%
Sharpe ratio	1.19
Sortino ratio	1.75
Maximum drawdown	−5.9% (31-03-2026)

From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Navi Total Stock Market US Specific Equity Passive FoF (Direct)This fund
Return (CAGR)	+29.53%
Standard deviation	15.67%
Sharpe ratio	1.50
Sortino ratio	2.25
Maximum drawdown	−20.0% (08-04-2025)

From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Navi Total Stock Market US Specific Equity Passive FoF (Direct)This fund
Return (CAGR)	+19.18%
Standard deviation	17.56%
Sharpe ratio	0.75
Sortino ratio	1.10
Maximum drawdown	−20.0% (08-04-2025)

From daily NAVs, 24-02-2022 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−25%−20%−15%−10%−5%0%

2023202420252026

Navi Total Stock Market US Specific Equity Passive FoF (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Navi Total Stock Market US Specific Equity Passive FoF (Direct)	−20.0%	19-02-2025	08-04-2025	10-07-2025	3 months	−2.5%

From the Direct plan's daily NAV since 24-02-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Navi Total Stock Market US Specific Equity Passive FoF Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.06%	0.00%	0.00%	0.01%	0.07%
Regular	0.06%	0.00%	0.00%	0.01%	0.07%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	21.69%	21.57%	−0.12%	₹1,21,690	₹1,21,570
3 years	29.57%	29.53%	−0.04% a year	₹2,17,527	₹2,17,326

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Navi Total Stock Market US Specific Equity Passive FoF SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 24-02-2022 to 29-10-2026: 57 instalments, ₹5,70,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planNavi Total Stock Market US Specific Equity Passive FoF (Direct)	₹5,70,000	₹9,82,485	₹4,12,485	23.3%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L₹10.0 L

2023202420252026

Direct planNavi Total Stock Market US Specific Equity Passive FoF (Direct)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Navi Total Stock Market US Specific Equity Passive FoF Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

98.6%Equity

Asset	Fund
Equity	98.6%
Cash and others	1.4%

Market cap of stocks

Market cap	Fund
Large Cap	0.0%
Mid Cap	0.0%
Small Cap	0.0%
Foreign stocks	98.6%

Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Navi Total Stock Market US Specific Equity Passive FoF Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Other98.6%

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Other	98.7%	98.8%	98.6%	−0.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Navi Total Stock Market US Specific Equity Passive FoF Portfolio Holdings

As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	Holdings trend	1M change
VANGUARD TOTAL STOCK MARKET ETF		98.61%		−0.3%

Navi Total Stock Market US Specific Equity Passive FoF Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

VANGUARD TOTAL STOCK MARKET ETF	Reduced	−0.3%	98.61%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Navi Total Stock Market US Specific Equity Passive FoF bought and sold

Navi Total Stock Market US Specific Equity Passive FoF Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.07%
Expense ratio (Regular): 0.07%
Category: Fund of Funds
Risk: Very High
Benchmark: CRSP US Total Market Index
Launch date: 24-02-2022
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹1,086.78 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 149830
ISIN (Direct): INF959L01FV0
Scheme code (Regular): 149831
ISIN (Regular): INF959L01FW8
NAV history: From 24-02-2022, 4.7 years

Exit load: NIL

Tax on Navi Total Stock Market US Specific Equity Passive FoF returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct		₹22.9341	29-10-2026
regular		₹22.9341	29-10-2026

About Navi Total Stock Market US Specific Equity Passive FoF

Navi Total Stock Market US Specific Equity Passive FoF is a mutual fund from Navi Mutual Fund. Its category is Fund of Funds. It was launched on 24-02-2022. Its benchmark is CRSP US Total Market Index. At the end of September 2026 it held 1 securities.

Fund Manager

Ashutosh Shirwaikar
Fund manager of Navi Total Stock Market US Specific Equity Passive FoF, since 14-02-2025

See all funds of Navi Mutual Fund

AUM change

September 2026: ₹1,086.78 Cr; −0.48% from August 2026
August 2026: ₹1,091.98 Cr; +2.25% from July 2026
July 2026: ₹1,067.95 Cr; −0.46% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Frequently Asked Questions for Navi Total Stock Market US Specific Equity Passive FoF

What is the current NAV of Navi Total Stock Market US Specific Equity Passive FoF?

The Direct plan NAV is ₹22.9341. The Regular plan NAV is ₹22.9341, as on 29-10-2026.

What are the returns of Navi Total Stock Market US Specific Equity Passive FoF?

The Direct plan returned +21.57% in 1 year, +29.53% a year over 3 years. The Regular plan returned +21.69% in 1 year, +29.57% a year over 3 years. These figures are as on 29-10-2026.

What is the expense ratio of Navi Total Stock Market US Specific Equity Passive FoF?

The Direct plan charges 0.07% a year. The Regular plan charges 0.07% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Navi Total Stock Market US Specific Equity Passive FoF?

Navi Total Stock Market US Specific Equity Passive FoF managed ₹1,086.78 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Navi Total Stock Market US Specific Equity Passive FoF?

At the end of September 2026 the largest holdings were VANGUARD TOTAL STOCK MARKET ETF (98.61%). The fund held 1 securities in all.

What did Navi Total Stock Market US Specific Equity Passive FoF buy and sell in September 2026?

It reduced 1.

How do I invest in Navi Total Stock Market US Specific Equity Passive FoF?

Through Navi Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of Navi Total Stock Market US Specific Equity Passive FoF?

Ashutosh Shirwaikar (since 14-02-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.