LIC MF Gold ETF Fund of Fund is a mutual fund run by LIC Mutual Fund. On 30-09-2026, it managed ₹833 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 30.1% a year and its Regular plan returned 29.6% a year.
NAV (Direct plan)
₹37.90
▼ 1.10% · 30-10-2026
NAV (Regular plan)
₹35.82
▼ 1.10% · 30-10-2026
Expense ratio
0.35%Direct0.61%Regular
0.35%
A year
Riskometer
High
Set by the fund house
3 year return
30.1%Direct29.6%Regular
30.1%
A year
LIC MF Gold ETF Fund of Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹37.90 (down 1.10% that day); Regular Plan Growth ₹35.82 (down 1.10% that day).
This fund (Direct plan)
₹37.9044
LIC MF Gold ETF Fund of Fund Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−5.27%
−1.80%
−6.75%
+15.10%
+30.09%
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--
This fund (Regular)
−5.29%
−1.86%
−6.87%
+14.78%
+29.61%
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Category average
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Best in category
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Worst in category
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Rank in category
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Gold Index. Returns of that index are not available to us.
LIC MF Gold ETF Fund of Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−0.09%
−0.30%
2025
+79.72%
+78.98%
2024
+19.15%
+18.66%
LIC MF Gold ETF Fund of Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 61 periods, one for each trading day from 31-07-2026 to 30-10-2026.
0%10%20%30%40%
LIC MF Gold ETF Fund of Fund (Direct)
Aug 2023 to Aug 2026Aug 2023 to Aug 2026Sept 2023 to Sept 2026Sept 2023 to Sept 2026Oct 2023 to Oct 2026Oct 2023 to Oct 2026
LIC MF Gold ETF Fund of Fund (Direct)
0%
Below 0%
0%
0-5%
0%
5-10%
0%
10-15%
0%
15-20%
0%
20-25%
100%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
548
38.0%
9.2%
116.0%
0%
2 years
303
42.2%
27.6%
66.4%
0%
3 years
61
35.4%
30.1%
38.5%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
28
39.2%
7.7%
117.4%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
LIC MF Gold ETF Fund of Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
LIC MF Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+15.10%
Standard deviation
30.89%
Sharpe ratio
0.32
Sortino ratio
0.44
Maximum drawdown
−24.5%
(23-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+30.09%
Standard deviation
23.89%
Sharpe ratio
1.01
Sortino ratio
1.46
Maximum drawdown
−24.5%
(23-03-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Gold ETF Fund of Fund (Direct)This fund
Return (CAGR)
+28.78%
Standard deviation
23.08%
Sharpe ratio
0.98
Sortino ratio
1.42
Maximum drawdown
−24.5%
(23-03-2026)
From daily NAVs, 31-07-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−25%−20%−15%−10%−5%0%
LIC MF Gold ETF Fund of Fund (Direct)
202420252026
LIC MF Gold ETF Fund of Fund (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
LIC MF Gold ETF Fund of Fund (Direct)
−24.5%
29-01-2026
23-03-2026
Not yet
--
−22.0%
From the Direct plan's daily NAV since 31-07-2023, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
LIC MF Gold ETF Fund of Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.30%
0.00%
0.00%
0.05%
0.35%
Regular
0.52%
0.00%
0.00%
0.09%
0.61%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
14.78%
15.10%
0.32%
₹1,14,780
₹1,15,100
3 years
29.61%
30.09%
0.48% a year
₹2,17,729
₹2,20,157
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
LIC MF Gold ETF Fund of Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 31-07-2023 to 30-10-2026: 40 instalments, ₹4,00,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planLIC MF Gold ETF Fund of Fund (Direct)
₹4,00,000
₹6,31,731
₹2,31,731
28.6%
Regular planLIC MF Gold ETF Fund of Fund (Regular)
₹4,00,000
₹6,27,312
₹2,27,312
28.2%
₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L
Direct planLIC MF Gold ETF Fund of Fund (Direct)
Regular planLIC MF Gold ETF Fund of Fund (Regular)
Amount invested
202420252026
Direct planLIC MF Gold ETF Fund of Fund (Direct)Regular planLIC MF Gold ETF Fund of Fund (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
LIC MF Gold ETF Fund of Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
100.0%Cash and others
Asset
Fund
Cash and others
100.0%
LIC MF Gold ETF Fund of Fund Portfolio Holdings
As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
LIC Mutual Fund
99.64%
LIC MF Gold ETF Fund of Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
LIC MF Gold ETF Fund of Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.35%
Expense ratio (Regular)
0.61%
Category
Fund of Funds
Risk
High
Benchmark
Gold Index
Launch date
14-08-2012
Minimum investment
₹5,000
Minimum additional investment
₹500
AUM
₹833.13 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
151974
ISIN (Direct)
INF397L01BU4
Scheme code (Regular)
151973
ISIN (Regular)
INF397L01992
NAV history
From 31-07-2023, 3.2 years
Exit load
1% for exit (redemption/switch-out/transfer/SWP) within 15 days from the date of allotment. Nil, if units of scheme are redeemed or switched out after 15 days from the date of allotment.
Tax on LIC MF Gold ETF Fund of Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹37.9044
30-10-2026
regular
Growth
₹35.8156
30-10-2026
About LIC MF Gold ETF Fund of Fund
LIC MF Gold ETF Fund of Fund is a mutual fund from LIC Mutual Fund. Its category is Fund of Funds. It was launched on 14-08-2012. Its benchmark is Gold Index. At the end of September 2026 it held 1 securities.
Fund Manager
Sumit Bhatnagar
Fund manager of LIC MF Gold ETF Fund of Fund, since 01-06-2024
Sasikant Aravamuthan
Fund manager of LIC MF Gold ETF Fund of Fund, since 01-07-2026
Frequently Asked Questions for LIC MF Gold ETF Fund of Fund
What is the current NAV of LIC MF Gold ETF Fund of Fund?
The Direct plan NAV is ₹37.9044. The Regular plan NAV is ₹35.8156, as on 30-10-2026.
What are the returns of LIC MF Gold ETF Fund of Fund?
The Direct plan returned +15.10% in 1 year, +30.09% a year over 3 years. The Regular plan returned +14.78% in 1 year, +29.61% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of LIC MF Gold ETF Fund of Fund?
The Direct plan charges 0.35% a year. The Regular plan charges 0.61% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of LIC MF Gold ETF Fund of Fund?
LIC MF Gold ETF Fund of Fund managed ₹833.13 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of LIC MF Gold ETF Fund of Fund?
At the end of September 2026 the largest holdings were LICMFGOLD (99.64%). The fund held 1 securities in all.
How do I invest in LIC MF Gold ETF Fund of Fund?
Through LIC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of LIC MF Gold ETF Fund of Fund?
What is the exit load of LIC MF Gold ETF Fund of Fund?
1% for exit (redemption/switch-out/transfer/SWP) within 15 days from the date of allotment. Nil, if units of scheme are redeemed or switched out after 15 days from the date of allotment.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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