Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund is a mutual fund run by Kotak Mahindra Mutual Fund. On 30-09-2026, it managed ₹503 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.4% a year and its Regular plan returned 7.2% a year. Its benchmark, NIFTY SDL Plus AAA PSU Bond Jul 2028 60:40 Index, returned 7.5% a year over the same 3 years.
NAV (Direct plan)
₹13.29
▼ 0.01% · 30-10-2026
NAV (Regular plan)
₹13.19
▼ 0.01% · 30-10-2026
Expense ratio
0.21%Direct0.40%Regular
0.21%
A year
Riskometer
Low to Moderate
Set by the fund house
3 year return
7.4%Direct7.2%Regular
7.4%
A year
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹13.29 (down 0.01% that day); Regular Plan Growth ₹13.19 (down 0.01% that day).
This fund (Direct plan)
₹13.2909
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Returns vs NIFTY SDL Plus AAA PSU Bond Jul 2028 60:40 Index
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.11%
+0.55%
+2.53%
+4.56%
+7.37%
--
--
This fund (Regular)
−0.13%
+0.50%
+2.43%
+4.36%
+7.17%
--
--
NIFTY SDL Plus AAA PSU Bond Jul 2028 60:40 Index
+0.39%
+0.97%
+3.03%
+5.36%
+7.53%
--
--
Category average
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--
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Best in category
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Worst in category
--
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--
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Rank in category
--
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The benchmark row is as on 30-09-2026, as NSE published it.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+3.52%
+3.36%
2025
+8.45%
+8.25%
2024
+8.35%
+8.14%
2023
+7.05%
+6.85%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 249 periods, one for each trading day from 17-10-2025 to 30-10-2026.
0%2%4%6%8%10%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
Nov 2022 to Nov 2025Jan 2023 to Jan 2026Mar 2023 to Mar 2026May 2023 to May 2026Jul 2023 to Jul 2026Sept 2023 to Sept 2026
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
0%
Below 0%
0%
0-5%
100%
5-10%
0%
10-15%
0%
15-20%
0%
20-25%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
734
8.0%
4.1%
10.8%
0%
2 years
493
8.0%
6.5%
8.8%
0%
3 years
249
7.6%
6.9%
8.2%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
37
7.7%
3.9%
11.3%
0%
2 years
25
8.1%
6.0%
9.9%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)This fund
Return (CAGR)
+4.56%
Standard deviation
1.08%
Sharpe ratio
-0.64
Sortino ratio
-0.83
Maximum drawdown
−0.63%
(02-04-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)This fund
Return (CAGR)
+7.37%
Standard deviation
1.05%
Sharpe ratio
1.28
Sortino ratio
1.96
Maximum drawdown
−0.63%
(02-04-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)This fund
Return (CAGR)
+7.28%
Standard deviation
1.15%
Sharpe ratio
0.96
Sortino ratio
1.50
Maximum drawdown
−0.63%
(02-04-2026)
From daily NAVs, 17-10-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−0.8%−0.6%−0.4%−0.2%0%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
2023202420252026
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
−0.63%
10-03-2026
02-04-2026
15-04-2026
13 days
−0.27%
From the Direct plan's daily NAV since 17-10-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Expense Ratio and Costs
What each plan charges a year, in force from 30-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.18%
0.00%
0.00%
0.03%
0.21%
Regular
0.34%
0.00%
0.00%
0.06%
0.40%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
4.36%
4.56%
0.20%
₹1,04,360
₹1,04,560
3 years
7.17%
7.37%
0.20% a year
₹1,23,089
₹1,23,780
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 17-10-2022 to 30-10-2026: 49 instalments, ₹4,90,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
₹4,90,000
₹5,62,480
₹72,480
6.7%
Regular planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Regular)
₹4,90,000
₹5,60,142
₹70,142
6.5%
₹0₹2.0 L₹4.0 L₹6.0 L
Direct planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)
Regular planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Regular)
Amount invested
2023202420252026
Direct planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Direct)Regular planKotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
94.0%Debt
Asset
Fund
Debt
94.0%
Cash and others
6.0%
Credit rating
Bonds and money market papers by credit rating, % of the fund.
Rating
Fund
Sovereign
56.7%
AAA and A1+
37.2%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Portfolio Holdings
As on 30-09-2026 · 35 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
17.63%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
7.49%
REC LTD · Bond
CRISIL AAA
6.97%
Maharashtra State Govt - 2028 - Maharashtra · State government security
SOV
6.34%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
5.96%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
5.75%
Gujarat State Govt - 2028 - Gujarat · State government security
SOV
5.07%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
3.98%
REC LTD · Bond
CRISIL AAA
3.61%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
3.58%
Rajasthan State Govt - 2028 - Rajasthan · State government security
SOV
3.04%
Maharashtra State Govt - 2028 - Maharashtra · State government security
SOV
2.94%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
2.01%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
1.93%
Uttar Pradesh State Govt - 2028 - Uttar Pradesh · State government security
SOV
1.83%
REC LTD · Bond
CRISIL AAA
1.79%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
1.73%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
1.70%
Rajasthan State Govt - 2028 - Rajasthan · State government security
SOV
1.22%
Gujarat State Govt - 2028 - Gujarat · State government security
SOV
1.12%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
0.99%
REC LTD · Bond
CRISIL AAA
0.99%
Karnataka State Govt - 2028 - Karnataka · State government security
SOV
0.86%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
0.81%
Rajasthan State Govt - 2028 - Rajasthan · State government security
SOV
0.69%
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.67%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
0.60%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
0.60%
Rajasthan State Govt - 2027 - Rajasthan · State government security
SOV
0.60%
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.50%
REC LTD · Bond
CRISIL AAA
0.40%
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.30%
Gujarat State Govt - 2028 - Gujarat · State government security
SOV
0.15%
Gujarat State Govt - 2028 - Gujarat · State government security
SOV
0.10%
Karnataka State Govt - 2027 - Karnataka · State government security
SOV
0.01%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.21%
Expense ratio (Regular)
0.40%
Category
Index
Risk
Low to Moderate
Launch date
13-10-2022
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹502.54 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
150725
ISIN (Direct)
INF174KA1JT3
Scheme code (Regular)
150723
ISIN (Regular)
INF174KA1JQ9
NAV history
From 17-10-2022, 4.0 years
Benchmark
Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index
Exit load
NIL
Tax on Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹13.2909
30-10-2026
direct
IDCW
₹13.291
30-10-2026
regular
Growth
₹13.1874
30-10-2026
regular
IDCW
₹13.1832
30-10-2026
About Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund is a mutual fund from Kotak Mahindra Mutual Fund. Its category is Index. It was launched on 13-10-2022. Its benchmark is Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index. At the end of September 2026 it held 35 securities.
Fund Manager
Abhishek Bisen
Fund manager of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund, since 13-10-2022
Frequently Asked Questions for Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund
What is the current NAV of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
The Direct plan NAV is ₹13.2909. The Regular plan NAV is ₹13.1874, as on 30-10-2026.
What are the returns of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
The Direct plan returned +4.56% in 1 year, +7.37% a year over 3 years. The Regular plan returned +4.36% in 1 year, +7.17% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
The Direct plan charges 0.21% a year. The Regular plan charges 0.40% a year. This is the figure the fund house reported to AMFI, in force from 30-09-2026.
What is the AUM of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund managed ₹502.54 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
At the end of September 2026 the largest holdings were Tamil Nadu State Govt - 2028 - Tamil Nadu (17.63%), NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT (7.49%), REC LTD (6.97%), Maharashtra State Govt - 2028 - Maharashtra (6.34%), Tamil Nadu State Govt - 2028 - Tamil Nadu (5.96%). The fund held 35 securities in all.
How do I invest in Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
Through Kotak Mahindra Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
Abhishek Bisen (since 13-10-2022).
What is the exit load of Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60 - 40 Index Fund?
NIL
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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