Kotak Nifty SDL Jul 2026 Index Fund

IndexDirect and Regular plans, Growth and IDCW options

Data as on 31-07-2026

Kotak Nifty SDL Jul 2026 Index Fund is a mutual fund run by Kotak Mahindra Mutual Fund. On 31-07-2026, it managed ₹95 Cr of investors' money. In the 3 years to 31-07-2026, its Direct plan returned 7.1% a year and its Regular plan returned 6.9% a year.

This fund is closed. It has not published a NAV since 31-07-2026. The page shows its last portfolio.

NAV (Direct plan): ₹12.81; 31-07-2026
NAV (Regular plan): ₹12.72; 31-07-2026
Expense ratio: 0.20%Direct0.41%Regular; 0.20%; A year
Riskometer: Low; Set by the fund house
3 year return: 7.1%Direct6.9%Regular; 7.1%; A year

Kotak Nifty SDL Jul 2026 Index Fund NAV Today

NAV on 31-07-2026: Direct Plan Growth ₹12.81; Regular Plan Growth ₹12.72.

This fund (Direct plan)

₹12.8125

Kotak Nifty SDL Jul 2026 Index Fund Returns

Returns as on 31-07-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.43%	+1.31%	+2.73%	+5.59%	+7.12%	--	--
This fund (Regular)	+0.41%	+1.26%	+2.62%	+5.37%	+6.90%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Nifty SDL Jul 2026 Index. Returns of that index are not available to us.

Kotak Nifty SDL Jul 2026 Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+3.18%	+3.06%
2025	+7.39%	+7.16%
2024	+7.97%	+7.74%
2023	+6.93%	+6.71%

Kotak Nifty SDL Jul 2026 Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 143 periods, one for each trading day from 29-12-2025 to 31-07-2026.

0%2%4%6%8%

Jan 2023
to
Jan 2026Feb 2023
to
Feb 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026

Kotak Nifty SDL Jul 2026 Index Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	627	7.5%	5.6%	8.8%	0%
2 years	386	7.7%	6.8%	8.1%	0%
3 years	143	7.2%	7.0%	7.6%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	32	7.5%	5.7%	8.8%	0%
2 years	20	7.7%	6.4%	8.4%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Kotak Nifty SDL Jul 2026 Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Kotak Nifty SDL Jul 2026 Index Fund (Direct)This fund
Return (CAGR)	+5.59%
Standard deviation	0.29%
Sharpe ratio	0.94
Sortino ratio	1.63
Maximum drawdown	−0.02% (13-08-2025)

From daily NAVs, 31-07-2025 to 31-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Nifty SDL Jul 2026 Index Fund (Direct)This fund
Return (CAGR)	+7.12%
Standard deviation	0.54%
Sharpe ratio	1.77
Sortino ratio	3.08
Maximum drawdown	−0.13% (06-10-2023)

From daily NAVs, 31-07-2023 to 31-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Kotak Nifty SDL Jul 2026 Index Fund (Direct)This fund
Return (CAGR)	+7.14%
Standard deviation	0.65%
Sharpe ratio	1.38
Sortino ratio	2.29
Maximum drawdown	−0.34% (01-03-2023)

From daily NAVs, 28-12-2022 to 31-07-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.4%−0.3%−0.2%−0.1%0%

2023202420252026

Kotak Nifty SDL Jul 2026 Index Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Kotak Nifty SDL Jul 2026 Index Fund (Direct)	−0.34%	07-02-2023	01-03-2023	13-03-2023	12 days	0.0%

From the Direct plan's daily NAV since 28-12-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Kotak Nifty SDL Jul 2026 Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-07-2026

Plan	Base expense ratio	Total expense ratio
Direct	0.17%	0.20%
Regular	0.35%	0.41%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.37%	5.59%	0.22%	₹1,05,370	₹1,05,590
3 years	6.90%	7.12%	0.22% a year	₹1,22,161	₹1,22,917

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Kotak Nifty SDL Jul 2026 Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 28-12-2022 to 31-07-2026: 44 instalments, ₹4,40,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planKotak Nifty SDL Jul 2026 Index Fund (Direct)	₹4,40,000	₹4,99,499	₹59,499	6.9%
Regular planKotak Nifty SDL Jul 2026 Index Fund (Regular)	₹4,40,000	₹4,97,463	₹57,463	6.7%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

2023202420252026

Direct planKotak Nifty SDL Jul 2026 Index Fund (Direct)Regular planKotak Nifty SDL Jul 2026 Index Fund (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Kotak Nifty SDL Jul 2026 Index Fund Asset Allocation

Asset allocation as on 30-06-2026

What the fund holds

92.3%Debt

Asset	Fund
Debt	92.3%
Cash and others	7.7%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	92.3%

Kotak Nifty SDL Jul 2026 Index Fund Portfolio Holdings

As on 30-06-2026 · 6 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Maharashtra State Govt - 2026 - Maharashtra · State government security	SOV	37.63%
West Bengal State Govt - 2026 - West Bengal · State government security	SOV	20.90%
Telangana State Govt - 2026 - Telangana	SOV	20.90%
Tamil Nadu State Govt - 2026 - Tamil Nadu · State government security	SOV	7.32%
364 DAYS TREASURY BILL 23/07/2026 · Government security	SOV	5.21%
364 DAYS TREASURY BILL 09/07/2026 · Government security	SOV	0.31%

Kotak Nifty SDL Jul 2026 Index Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.20%
Expense ratio (Regular): 0.41%
Category: Index
Risk: Low
Benchmark: Nifty SDL Jul 2026 Index
Launch date: 22-12-2022
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹95.06 Cr (31-07-2026)
Lock in: None
Scheme code (Direct): 151218
ISIN (Direct): INF174KA1LC5
Scheme code (Regular): 151216
ISIN (Regular): INF174KA1KZ8
NAV history: From 28-12-2022, 3.6 years

Exit load: Nil

Tax on Kotak Nifty SDL Jul 2026 Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹12.8125	31-07-2026
direct	IDCW	₹12.3696	31-07-2026
regular	Growth	₹12.7164	31-07-2026
regular	IDCW	₹12.7165	31-07-2026

About Kotak Nifty SDL Jul 2026 Index Fund

Kotak Nifty SDL Jul 2026 Index Fund is a mutual fund from Kotak Mahindra Mutual Fund. Its category is Index. It was launched on 22-12-2022. Its benchmark is Nifty SDL Jul 2026 Index. At the end of June 2026 it held 6 securities.

Fund Manager

Abhishek Bisen
Fund manager of Kotak Nifty SDL Jul 2026 Index Fund, since 22-12-2022

See all funds of Kotak Mahindra Mutual Fund

AUM change

July 2026: ₹95.06 Cr; −0.72% from June 2026
June 2026: ₹95.75 Cr; −0.41% from May 2026
May 2026: ₹96.14 Cr; −0.35% from April 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Frequently Asked Questions for Kotak Nifty SDL Jul 2026 Index Fund

What is the current NAV of Kotak Nifty SDL Jul 2026 Index Fund?

The Direct plan NAV is ₹12.8125. The Regular plan NAV is ₹12.7164, as on 31-07-2026.

What are the returns of Kotak Nifty SDL Jul 2026 Index Fund?

The Direct plan returned +5.59% in 1 year, +7.12% a year over 3 years. The Regular plan returned +5.37% in 1 year, +6.90% a year over 3 years. These figures are as on 31-07-2026.

What is the expense ratio of Kotak Nifty SDL Jul 2026 Index Fund?

The Direct plan charges 0.20% a year. The Regular plan charges 0.41% a year. This is the figure the fund house reported to AMFI, in force from 01-07-2026.

What is the AUM of Kotak Nifty SDL Jul 2026 Index Fund?

Kotak Nifty SDL Jul 2026 Index Fund managed ₹95.06 Cr on 31-07-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Kotak Nifty SDL Jul 2026 Index Fund?

At the end of June 2026 the largest holdings were Maharashtra State Govt - 2026 - Maharashtra (37.63%), West Bengal State Govt - 2026 - West Bengal (20.90%), Telangana State Govt - 2026 - Telangana (20.90%), Tamil Nadu State Govt - 2026 - Tamil Nadu (7.32%), 364 DAYS TREASURY BILL 23/07/2026 (5.21%). The fund held 6 securities in all.

How do I invest in Kotak Nifty SDL Jul 2026 Index Fund?

Through Kotak Mahindra Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of Kotak Nifty SDL Jul 2026 Index Fund?

Abhishek Bisen (since 22-12-2022).

What is the exit load of Kotak Nifty SDL Jul 2026 Index Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.