ITI Dynamic Term Fund is a Dynamic Bond fund run by ITI Mutual Fund. On 30-09-2026, it managed ₹24 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 5.7% a year and its Regular plan returned 4.6% a year.
NAV (Direct plan)
₹13.32
▼ 0.01% · 30-10-2026
NAV (Regular plan)
₹12.60
▼ 0.02% · 30-10-2026
Expense ratio
0.29%Direct1.23%Regular
0.29%
A year
Riskometer
Low to Moderate
Set by the fund house
3 year return
5.7%Direct4.6%Regular
5.7%
A year
ITI Dynamic Term Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹13.32 (down 0.01% that day); Regular Plan Growth ₹12.60 (down 0.02% that day).
This fund (Direct plan)
₹13.3155
ITI Dynamic Term Fund Returns vs Dynamic Bond Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.72%
−1.54%
−0.44%
+1.42%
+5.65%
+5.58%
--
This fund (Regular)
−0.80%
−1.77%
−0.91%
+0.42%
+4.57%
+4.47%
--
Dynamic Bond average
−0.48%
−0.66%
+1.80%
+3.05%
+6.70%
+5.98%
--
Best in Dynamic Bond
+0.28%
+0.95%
+4.47%
+6.90%
+8.03%
+7.47%
--
Worst in Dynamic Bond
−1.14%
−1.96%
−0.44%
−0.31%
+4.74%
+3.96%
--
Rank in Dynamic Bond
17/22
20/22
22/22
19/22
20/22
15/20
--
Category rows compare the Direct plans of 22 Dynamic Bond funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Dynamic Bond A-III Index. Returns of that index are not available to us, so the category average is the comparison.
ITI Dynamic Term Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+0.83%
+0.02%
2025
+4.97%
+3.87%
2024
+9.80%
+8.65%
2023
+6.80%
+5.69%
2022
+4.92%
+3.71%
ITI Dynamic Term Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 557 periods, one for each trading day from 15-07-2024 to 30-10-2026.
0%2%4%6%8%10%
ITI Dynamic Term Fund (Direct)
Category average, 22 Dynamic Bond funds
Sept 2021 to Sept 2024Feb 2022 to Feb 2025Jul 2022 to Jul 2025Nov 2022 to Nov 2025Apr 2023 to Apr 2026Aug 2023 to Aug 2026
ITI Dynamic Term Fund (Direct)Category average, 22 Dynamic Bond funds
0%
0%
Below 0%
0%
0%
0-5%
100%
100%
5-10%
0%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
1,037
6.5%
0.9%
12.4%
0%
6.9%
39%
2 years
794
7.3%
3.5%
9.6%
0%
7.7%
35%
3 years
557
7.1%
5.6%
8.5%
0%
7.2%
35%
5 years
72
5.9%
5.5%
6.3%
0%
6.3%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
52
6.3%
1.3%
11.5%
0%
6.7%
42%
2 years
40
6.5%
2.5%
10.3%
0%
7.3%
28%
3 years
28
7.2%
4.2%
9.4%
0%
7.6%
21%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 22 Dynamic Bond funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
ITI Dynamic Term Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
ITI Dynamic Term Fund (Direct)This fund
Category average
Return (CAGR)
+1.42%
+3.05%
Standard deviation
1.63%
1.89%
Sharpe ratio
-2.36
-1.17
Sortino ratio
-2.88
-1.57
Maximum drawdown
−2.2%
(23-10-2026)
−1.6%
(23-10-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ITI Dynamic Term Fund (Direct)This fund
Category average
Return (CAGR)
+5.65%
+6.70%
Standard deviation
2.00%
1.95%
Sharpe ratio
-0.19
0.35
Sortino ratio
-0.26
0.49
Maximum drawdown
−2.2%
(23-10-2026)
−1.7%
(26-08-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ITI Dynamic Term Fund (Direct)This fund
Category average
Return (CAGR)
+5.58%
+5.96%
Standard deviation
1.61%
1.77%
Sharpe ratio
-0.14
0.09
Sortino ratio
-0.19
0.13
Maximum drawdown
−2.2%
(23-10-2026)
−1.7%
(26-08-2025)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ITI Dynamic Term Fund (Direct)This fund
Category average
Return (CAGR)
+5.55%
+6.03%
Standard deviation
1.59%
1.74%
Sharpe ratio
-0.07
0.22
Sortino ratio
-0.09
0.30
Maximum drawdown
−2.2%
(23-10-2026)
−1.7%
(26-08-2025)
From daily NAVs, 15-07-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−2.5%−2%−1.5%−1%−0.5%0%
ITI Dynamic Term Fund (Direct)
Category average, 22 Dynamic Bond funds
20222023202420252026
ITI Dynamic Term Fund (Direct)Category average, 22 Dynamic Bond funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
ITI Dynamic Term Fund (Direct)
−2.2%
06-07-2026
23-10-2026
Not yet
--
−2.0%
Category average
−1.7%
28-05-2025
26-08-2025
07-10-2025
42 days
−1.4%
From the Direct plan's daily NAV since 15-07-2021, adjusted for unit splits, and the average of the 22 Dynamic Bond funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
ITI Dynamic Term Fund vs Other Dynamic Bond Funds
The five Dynamic Bond funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
ITI Dynamic Term Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Dynamic Bond median
Cost rank (1 = cheapest)
Direct
0.18%
0.00%
0.08%
0.03%
0.29%
0.52%
2/22
Regular
1.01%
0.00%
0.08%
0.14%
1.23%
1.30%
10/22
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Dynamic Bond funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
0.42%
1.42%
1.00%
₹1,00,420
₹1,01,420
3 years
4.57%
5.65%
1.08% a year
₹1,14,346
₹1,17,926
5 years
4.47%
5.58%
1.11% a year
₹1,24,439
₹1,31,192
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
ITI Dynamic Term Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 15-07-2021 to 30-10-2026: 64 instalments, ₹6,40,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planITI Dynamic Term Fund (Direct)
₹6,40,000
₹7,32,457
₹92,457
5.0%
Regular planITI Dynamic Term Fund (Regular)
₹6,40,000
₹7,11,209
₹71,209
3.9%
Category averageCategory average, 22 Dynamic Bond funds
₹6,40,000
₹7,50,535
₹1,10,535
5.9%
₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L
Direct planITI Dynamic Term Fund (Direct)
Regular planITI Dynamic Term Fund (Regular)
Category averageCategory average, 22 Dynamic Bond funds
Amount invested
20222023202420252026
Direct planITI Dynamic Term Fund (Direct)Regular planITI Dynamic Term Fund (Regular)Category averageCategory average, 22 Dynamic Bond fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ITI Dynamic Term Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
77.8%Cash and others
Asset
Fund
Category
Cash and others
77.8%
21.5%
Debt
22.1%
78.5%
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 22 Dynamic Bond funds.
Rating
Fund
Category
Sovereign
22.1%
41.1%
ITI Dynamic Term Fund Portfolio Holdings
As on 30-09-2026 · 3 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
6.94% Government of India (11/05/2036) · Government security
Sovereign
12.20%
6.53% Government of India (07/09/2031) · Government security
Sovereign
9.95%
Corporate Debt Market Development Fund Class A2
1.33%
ITI Dynamic Term Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
ITI Dynamic Term Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.29%
Expense ratio (Regular)
1.23%
Category
Dynamic Bond
Risk
Low to Moderate
Benchmark
CRISIL Dynamic Bond A-III Index
Launch date
14-07-2021
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹24.19 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
149029
ISIN (Direct)
INF00XX01BC4
Scheme code (Regular)
149021
ISIN (Regular)
INF00XX01AT0
NAV history
From 15-07-2021, 5.3 years
Exit load
Nil
Tax on ITI Dynamic Term Fund returns
ITI Dynamic Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹13.3155
30-10-2026
direct
Annually IDCW
₹13.3159
30-10-2026
direct
Half Yearly IDCW
₹11.0685
30-10-2026
direct
Monthly IDCW
₹9.9694
30-10-2026
direct
Quarterly IDCW
₹13.3436
30-10-2026
regular
Growth
₹12.5973
30-10-2026
regular
Annually IDCW
₹12.5984
30-10-2026
regular
Half Yearly IDCW
₹12.6026
30-10-2026
regular
Monthly IDCW
₹9.8237
30-10-2026
regular
Quarterly IDCW
₹12.6009
30-10-2026
About ITI Dynamic Term Fund
ITI Dynamic Term Fund is a mutual fund from ITI Mutual Fund. Its category is Dynamic Bond. It was launched on 14-07-2021. Its benchmark is CRISIL Dynamic Bond A-III Index. At the end of September 2026 it held 3 securities.
Fund Manager
Laukik Bagwe
Fund manager of ITI Dynamic Term Fund, since 01-02-2025
Frequently Asked Questions for ITI Dynamic Term Fund
What is the current NAV of ITI Dynamic Term Fund?
The Direct plan NAV is ₹13.3155. The Regular plan NAV is ₹12.5973, as on 30-10-2026.
What are the returns of ITI Dynamic Term Fund?
The Direct plan returned +1.42% in 1 year, +5.65% a year over 3 years, +5.58% a year over 5 years. The Regular plan returned +0.42% in 1 year, +4.57% a year over 3 years, +4.47% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of ITI Dynamic Term Fund?
The Direct plan charges 0.29% a year. The Regular plan charges 1.23% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of ITI Dynamic Term Fund?
ITI Dynamic Term Fund managed ₹24.19 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of ITI Dynamic Term Fund?
At the end of September 2026 the largest holdings were 6.94% Government of India (11/05/2036) (12.20%), 6.53% Government of India (07/09/2031) (9.95%), Corporate Debt Market Development Fund Class A2 (1.33%). The fund held 3 securities in all.
How do I invest in ITI Dynamic Term Fund?
Through ITI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of ITI Dynamic Term Fund?
Laukik Bagwe (since 01-02-2025).
What is the exit load of ITI Dynamic Term Fund?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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