Invesco India Ultra Short to Short Term Fund is a Low Duration fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹1,714 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.0% a year and its Regular plan returned 6.8% a year. Its benchmark, NIFTY Low Duration Debt Index A-I, returned 7.1% a year over the same 3 years.
NAV (Direct plan)
₹4,256.03
▲ 0.03% · 30-10-2026
NAV (Regular plan)
₹4,070.27
▲ 0.03% · 30-10-2026
Expense ratio
0.34%Direct0.65%Regular
0.34%
A year
Riskometer
Low to Moderate
Set by the fund house
3 year return
7.0%Direct6.8%Regular
7.0%
A year
Invesco India Ultra Short to Short Term Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹4,256.03 (up 0.03% that day); Regular Plan Growth ₹4,070.27 (up 0.03% that day).
This fund (Direct plan)
₹4,256.0329
Invesco India Ultra Short to Short Term Fund Returns vs NIFTY Low Duration Debt Index A-I
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.15%
+1.08%
+2.82%
+5.60%
+7.01%
+6.40%
+6.73%
This fund (Regular)
+0.13%
+1.00%
+2.66%
+5.27%
+6.75%
+6.10%
+6.40%
NIFTY Low Duration Debt Index A-I
+0.51%
+1.58%
+3.53%
+6.31%
+7.10%
+6.35%
--
Low Duration average
+0.18%
+1.12%
+2.95%
+5.79%
+7.22%
+6.58%
+6.73%
Best in Low Duration
+0.32%
+1.28%
+3.14%
+6.07%
+7.71%
+6.75%
+7.25%
Worst in Low Duration
+0.10%
+0.97%
+2.72%
+5.28%
+6.98%
+6.39%
+5.98%
Rank in Low Duration
18/25
18/25
22/25
21/23
19/20
16/17
8/15
Category rows compare the Direct plans of 25 Low Duration funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
Invesco India Ultra Short to Short Term Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+4.59%
+4.32%
2025
+7.50%
+7.21%
2024
+7.75%
+7.58%
2023
+7.19%
+6.84%
2022
+4.34%
+4.00%
2021
+3.82%
+3.48%
Invesco India Ultra Short to Short Term Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.
0%2%4%6%8%10%
Invesco India Ultra Short to Short Term Fund (Direct)
Category average, 25 Low Duration funds
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
Invesco India Ultra Short to Short Term Fund (Direct)Category average, 25 Low Duration funds
0%
0%
Below 0%
4%
0%
0-5%
96%
100%
5-10%
0%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
3,094
7.7%
3.2%
10.7%
0%
7.7%
20%
2 years
2,859
7.6%
3.8%
9.9%
0%
7.4%
20%
3 years
2,618
7.6%
4.8%
9.6%
0%
7.3%
30%
5 years
2,135
6.6%
6.0%
8.6%
0%
6.6%
57%
7 years
1,653
6.8%
6.2%
8.7%
0%
6.7%
94%
10 years
925
7.2%
6.7%
7.5%
0%
7.1%
99%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
154
7.6%
2.9%
10.2%
0%
7.6%
22%
2 years
142
7.5%
3.5%
9.5%
0%
7.4%
16%
3 years
130
7.4%
4.3%
9.2%
0%
7.3%
21%
5 years
106
6.9%
5.5%
8.4%
0%
7.0%
37%
7 years
82
6.6%
6.1%
8.4%
0%
6.7%
49%
10 years
46
6.7%
6.6%
6.9%
0%
6.7%
33%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 25 Low Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Invesco India Ultra Short to Short Term Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Invesco India Ultra Short to Short Term Fund (Direct)This fund
Category average
Return (CAGR)
+5.60%
+5.78%
Standard deviation
0.60%
0.60%
Sharpe ratio
0.59
0.89
Sortino ratio
0.86
1.32
Maximum drawdown
−0.20%
(21-05-2026)
−0.22%
(21-05-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Ultra Short to Short Term Fund (Direct)This fund
Category average
Return (CAGR)
+7.01%
+7.22%
Standard deviation
0.48%
0.48%
Sharpe ratio
2.07
2.48
Sortino ratio
3.42
4.27
Maximum drawdown
−0.20%
(21-05-2026)
−0.22%
(21-05-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Ultra Short to Short Term Fund (Direct)This fund
Category average
Return (CAGR)
+6.40%
+6.59%
Standard deviation
0.46%
0.46%
Sharpe ratio
1.29
1.72
Sortino ratio
1.99
2.71
Maximum drawdown
−0.40%
(13-05-2022)
−0.39%
(06-05-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Ultra Short to Short Term Fund (Direct)This fund
Category average
Return (CAGR)
+6.73%
+6.73%
Standard deviation
0.71%
1.02%
Sharpe ratio
1.87
1.31
Sortino ratio
3.58
1.79
Maximum drawdown
−1.4%
(24-03-2020)
−2.2%
(07-06-2019)
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Invesco India Ultra Short to Short Term Fund (Direct)This fund
Category average
Return (CAGR)
+7.38%
+7.40%
Standard deviation
0.69%
0.91%
Sharpe ratio
1.92
1.48
Sortino ratio
3.46
2.05
Maximum drawdown
−1.4%
(24-03-2020)
−2.2%
(07-06-2019)
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−2.5%−2%−1.5%−1%−0.5%0%
Invesco India Ultra Short to Short Term Fund (Direct)
Category average, 25 Low Duration funds
2014201620182020202220242026
Invesco India Ultra Short to Short Term Fund (Direct)Category average, 25 Low Duration funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Invesco India Ultra Short to Short Term Fund (Direct)
−1.4%
09-03-2020
24-03-2020
27-03-2020
3 days
−0.02%
Category average
−2.2%
03-06-2019
07-06-2019
26-08-2019
3 months
0.0%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 25 Low Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Invesco India Ultra Short to Short Term Fund vs Other Low Duration Funds
The five Low Duration funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Invesco India Ultra Short to Short Term Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Low Duration median
Cost rank (1 = cheapest)
Direct
0.27%
0.02%
0.00%
0.05%
0.34%
0.34%
12/25
Regular
0.54%
0.02%
0.00%
0.09%
0.65%
0.86%
6/25
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Low Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
5.27%
5.60%
0.33%
₹1,05,270
₹1,05,600
3 years
6.75%
7.01%
0.26% a year
₹1,21,648
₹1,22,539
5 years
6.10%
6.40%
0.30% a year
₹1,34,455
₹1,36,367
10 years
6.40%
6.73%
0.33% a year
₹1,85,959
₹1,91,807
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Invesco India Ultra Short to Short Term Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planInvesco India Ultra Short to Short Term Fund (Direct)
₹16,60,000
₹27,28,715
₹10,68,715
6.9%
Regular planInvesco India Ultra Short to Short Term Fund (Regular)
Direct planInvesco India Ultra Short to Short Term Fund (Direct)Regular planInvesco India Ultra Short to Short Term Fund (Regular)Category averageCategory average, 25 Low Duration fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Invesco India Ultra Short to Short Term Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
88.0%Debt
Asset
Fund
Category
Debt
88.0%
93.9%
Cash and others
9.1%
6.0%
Equity
2.9%
0.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
0.0%
0.0%
Mid Cap
0.0%
0.0%
Small Cap
0.0%
0.0%
Foreign stocks
2.9%
2.9%
Share of the whole fund. Category: the average of the Low Duration funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 25 Low Duration funds.
Rating
Fund
Category
Sovereign
5.7%
8.9%
AAA and A1+
69.0%
72.7%
AA
13.3%
12.3%
Invesco India Ultra Short to Short Term Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Other2.9%
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Other
--
--
2.9%
--
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Invesco India Ultra Short to Short Term Fund Portfolio Holdings
As on 30-09-2026 · 54 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
7.44% National Bank For Agriculture and Rural Development 2028 · Bond
CRISIL AAA
5.40%
6.96% Power Finance Corporation Limited 2028 · Bond
CRISIL AAA
4.33%
7.96% Pipeline Infrastructure Private Limited 2027 · Bond
CRISIL AAA
3.80%
National Bank For Financing Infrastructure And Development 2027 · Certificate of deposit
FITCH A1+
3.40%
4.04% Government of India 2028 · Government security
SOVEREIGN
2.94%
Triparty Repo
2.91%
New
6.95% Bajaj Housing Finance Limited 2028 · Bond
CRISIL AAA
2.87%
7.01% National Bank For Agriculture and Rural Development 2029 · Bond
CRISIL AAA
2.86%
Kotak Mahindra Bank Limited 2027
CRISIL A1+
2.85%
Canara Bank 2027 · Certificate of deposit
ICRA A1+
2.83%
6.65% LIC Housing Finance Limited 2027 · Bond
CRISIL AAA
2.62%
7.38% REC Limited 2029 · Bond
CRISIL AAA
2.60%
7.42% Small Industries Dev Bank of India 2029 · Bond
CRISIL AAA
2.60%
9.15% Piramal Finance Limited 2027 · Bond
CARE AA+
2.34%
Canara Bank 2027 · Certificate of deposit
CRISIL A1+
2.27%
8.1% Tata Capital Housing Finance Limited 2027 · Bond
CRISIL AAA
2.04%
8.65% Aadhar Housing Finance Limited 2027 · Bond
ICRA AA+
1.58%
8.35% Indian Railway Finance Corporation Limited 2029 · Bond
CRISIL AAA
1.48%
8.60% Lodha Developers Limited 2027 · Bond
CRISIL AA
1.46%
7.14% Bajaj Housing Finance Limited 2027 · Bond
CRISIL AAA
1.46%
8.20% Can Fin Homes Limited 2027 · Bond
ICRA AAA
1.46%
7.74% LIC Housing Finance Limited 2027 · Bond
CRISIL AAA
1.46%
7.15% State Government Securities 2027 · State government security
SOVEREIGN
1.46%
8% Adani Power Limited 2028 · Bond
CRISIL AA
1.45%
7% Mindspace Business Parks REIT 2027 · Bond
CRISIL AAA
1.45%
8.75% 360 One Prime Limited 2027 · Bond
ICRA AA
1.45%
7.44% REC Limited 2028 · Bond
CRISIL AAA
1.45%
7.19% JIO Credit Limited 2028 · Bond
CRISIL AAA
1.44%
7.49% Small Industries Dev Bank of India 2029 · Bond
CRISIL AAA
1.44%
7.24% Sundaram Finance Limited 2028 · Bond
ICRA AAA
1.44%
6.52% REC Limited 2028 · Bond
ICRA AAA
1.44%
6.92% DLF Cyber City Developers Limited 2028 · Bond
CRISIL AAA
1.43%
Indian Bank 2027 · Certificate of deposit
CRISIL A1+
1.43%
ICICI Securities Limited 2027 · Commercial paper
CRISIL A1+
1.42%
Muthoot Finance Limited 2027 · Commercial paper
CRISIL A1+
1.42%
HDFC Bank Limited 2027 · Certificate of deposit
CARE A1+
1.42%
6.74% Small Industries Dev Bank of India 2029 · Bond
CRISIL AAA
1.42%
Union Bank of India 2027 · Certificate of deposit
ICRA A1+
1.41%
8.30% REC Limited 2029 · Bond
CRISIL AAA
1.18%
8.60% Manappuram Finance Limited 2028 · Bond
CRISIL AA
1.16%
7.3% Bharti Telecom Limited 2027 · Bond
CRISIL AAA
1.15%
Cholamandalam Investment and Finance Company Ltd 2029 (FRN) · Bond
ICRA AA+
0.88%
9.25% Bahadur Chand Investments Pvt Limited 2028 · Bond
ICRA AA+
0.88%
8.55% Motilal Oswal Home Finance Limited 2027 · Bond
ICRA AA+
0.88%
182 Days Tbill (MD 17/12/2026) · Treasury bill
SOVEREIGN
0.86%
8.05% Summit Digitel Infrastructure Limited 2027 · Bond
CRISIL AAA
0.59%
9.61% 360 One Prime Limited 2027 · Bond
CRISIL AA
0.59%
8.3% Torrent Power Limited 2027 · Bond
CRISIL AA+
0.58%
HDFC Bank Limited 2027 · Certificate of deposit
CARE A1+
0.57%
Corporate Debt Market Development Fund Class A2
0.30%
7.59% Government of India 2029 · Government security
SOVEREIGN
0.30%
Bank of Baroda 2027 · Certificate of deposit
CARE A1+
0.29%
Punjab National Bank 2027 · Certificate of deposit
CRISIL A1+
0.28%
7.38% Government of India 2027 · Government security
SOVEREIGN
0.16%
Invesco India Ultra Short to Short Term Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Triparty Repo
↑New
New
2.91%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Invesco India Ultra Short to Short Term Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.34%
Expense ratio (Regular)
0.65%
Category
Low Duration
Risk
Low to Moderate
Benchmark
NIFTY Low Duration Debt Index A-I
Launch date
18-01-2007
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹1,714.29 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
120570
ISIN (Direct)
INF205K01NY8
Scheme code (Regular)
104726
ISIN (Regular)
INF205K01HY0
NAV history
From 02-01-2013, 13.8 years
Exit load
Nil
Tax on Invesco India Ultra Short to Short Term Fund returns
Invesco India Ultra Short to Short Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹4,256.0329
30-10-2026
direct
Discretionary IDCW
₹4,257.9598
30-10-2026
direct
Monthly IDCW
₹1,085.2055
30-10-2026
direct
Weekly IDCW
₹1,205.8074
30-10-2026
direct
Daily IDCW
₹1,018.8154
30-10-2026
regular
Growth
₹4,070.2729
30-10-2026
regular
Growth
₹3,596.5048
30-10-2026
regular
Daily IDCW
₹1,017.6677
30-10-2026
regular
Discretionary IDCW
₹4,165.6474
30-10-2026
regular
Monthly IDCW
₹1,483.3935
30-10-2026
regular
Monthly IDCW
₹1,451.1459
30-10-2026
regular
Weekly IDCW
₹1,444.2493
30-10-2026
regular
Daily IDCW
₹1,788.7924
30-10-2026
regular
Weekly IDCW
₹1,360.6484
30-10-2026
About Invesco India Ultra Short to Short Term Fund
Invesco India Ultra Short to Short Term Fund is a mutual fund from Invesco Mutual Fund. Its category is Low Duration. It was launched on 18-01-2007. Its benchmark is NIFTY Low Duration Debt Index A-I. At the end of September 2026 it held 54 securities.
Fund Manager
Krishna Cheemalapati
Fund manager of Invesco India Ultra Short to Short Term Fund
Vikas Garg
Fund manager of Invesco India Ultra Short to Short Term Fund
Frequently Asked Questions for Invesco India Ultra Short to Short Term Fund
What is the current NAV of Invesco India Ultra Short to Short Term Fund?
The Direct plan NAV is ₹4,256.0329. The Regular plan NAV is ₹4,070.2729, as on 30-10-2026.
What are the returns of Invesco India Ultra Short to Short Term Fund?
The Direct plan returned +5.60% in 1 year, +7.01% a year over 3 years, +6.40% a year over 5 years. The Regular plan returned +5.27% in 1 year, +6.75% a year over 3 years, +6.10% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Invesco India Ultra Short to Short Term Fund?
The Direct plan charges 0.34% a year. The Regular plan charges 0.65% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of Invesco India Ultra Short to Short Term Fund?
Invesco India Ultra Short to Short Term Fund managed ₹1,714.29 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Invesco India Ultra Short to Short Term Fund?
At the end of September 2026 the largest holdings were 7.44% National Bank For Agriculture and Rural Development 2028 (5.40%), 6.96% Power Finance Corporation Limited 2028 (4.33%), 7.96% Pipeline Infrastructure Private Limited 2027 (3.80%), National Bank For Financing Infrastructure And Development 2027 (3.40%), 4.04% Government of India 2028 (2.94%). The fund held 54 securities in all.
What did Invesco India Ultra Short to Short Term Fund buy and sell in September 2026?
It bought 1 new stock: Triparty Repo.
How do I invest in Invesco India Ultra Short to Short Term Fund?
Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
Who is the fund manager of Invesco India Ultra Short to Short Term Fund?
Krishna Cheemalapati, Vikas Garg.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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