ICICI Prudential Medium to Long Term Fund

Medium to Long DurationDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ICICI Prudential Medium to Long Term Fund is a Medium to Long Duration fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹2,019 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.7% a year and its Regular plan returned 6.3% a year.

NAV (Direct plan): ₹44.31; ▲ 0.00%30-10-2026
NAV (Regular plan): ₹41.62; ▲ 0.00%30-10-2026
Expense ratio: 0.59%Direct1.00%Regular; 0.59%; A year
Riskometer: Not available; Set by the fund house
3 year return: 6.7%Direct6.3%Regular; 6.7%; A year

ICICI Prudential Medium to Long Term Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹44.31 (up 0.00% that day); Regular Plan Growth ₹41.62 (up 0.00% that day).

This fund (Direct plan)

₹44.3131

ICICI Prudential Medium to Long Term Fund Returns vs Medium to Long Duration Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.92%	−1.40%	+1.42%	+2.69%	+6.67%	+6.06%	+6.91%
This fund (Regular)	−0.95%	−1.50%	+1.21%	+2.28%	+6.25%	+5.58%	+6.36%
Medium to Long Duration average	−0.59%	−0.88%	+1.83%	+2.86%	+6.52%	+5.71%	+6.19%
Best in Medium to Long Duration	+0.01%	+0.38%	+3.29%	+5.36%	+7.32%	+6.77%	+7.33%
Worst in Medium to Long Duration	−0.92%	−1.44%	+0.95%	+1.69%	+5.96%	+5.14%	+4.44%
Rank in Medium to Long Duration	13/13	12/13	10/13	8/13	4/12	3/12	2/12

Category rows compare the Direct plans of 13 Medium to Long Duration funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Medium to Long Duration Debt A-III Index. Returns of that index are not available to us, so the category average is the comparison.

ICICI Prudential Medium to Long Term Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+1.86%	+1.52%
2025	+7.11%	+6.68%
2024	+9.00%	+8.61%
2023	+8.14%	+7.66%
2022	+3.74%	+3.11%
2021	+3.52%	+2.86%

ICICI Prudential Medium to Long Term Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%5%10%15%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

ICICI Prudential Medium to Long Term Fund (Direct)Category average, 13 Medium to Long Duration funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,094	8.2%	0.3%	17.1%	0%	7.3%	75%
2 years	2,858	8.4%	3.2%	14.3%	0%	7.7%	93%
3 years	2,618	7.9%	4.7%	13.1%	0%	7.2%	98%
5 years	2,134	7.8%	6.0%	9.8%	0%	6.9%	100%
7 years	1,652	7.7%	6.6%	10.6%	0%	7.0%	100%
10 years	924	8.0%	6.9%	8.8%	0%	7.3%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	8.2%	−0.1%	18.2%	1%	7.6%	76%
2 years	142	8.3%	2.1%	13.7%	0%	7.6%	87%
3 years	130	7.9%	4.3%	12.6%	0%	7.1%	96%
5 years	106	7.4%	6.3%	10.0%	0%	6.9%	100%
7 years	82	7.4%	6.4%	9.9%	0%	6.7%	100%
10 years	46	7.5%	6.9%	8.0%	0%	6.8%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 13 Medium to Long Duration funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

ICICI Prudential Medium to Long Term Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ICICI Prudential Medium to Long Term Fund (Direct)This fund	Category average
Return (CAGR)	+2.69%	+2.86%
Standard deviation	2.38%	2.10%
Sharpe ratio	-1.07	-1.14
Sortino ratio	-1.41	-1.53
Maximum drawdown	−2.4% (27-10-2026)	−1.8% (23-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Medium to Long Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.67%	+6.57%
Standard deviation	1.96%	1.92%
Sharpe ratio	0.33	0.29
Sortino ratio	0.45	0.40
Maximum drawdown	−2.4% (27-10-2026)	−1.8% (23-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Medium to Long Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.06%	+5.75%
Standard deviation	2.01%	2.00%
Sharpe ratio	0.13	-0.03
Sortino ratio	0.17	-0.04
Maximum drawdown	−2.4% (27-10-2026)	−2.0% (05-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Medium to Long Term Fund (Direct)This fund	Category average
Return (CAGR)	+6.91%	+6.21%
Standard deviation	2.42%	2.63%
Sharpe ratio	0.62	0.31
Sortino ratio	0.94	0.44
Maximum drawdown	−3.8% (23-03-2020)	−3.6% (10-03-2017)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Medium to Long Term Fund (Direct)This fund	Category average
Return (CAGR)	+7.71%	+7.11%
Standard deviation	3.07%	3.03%
Sharpe ratio	0.54	0.35
Sortino ratio	0.76	0.49
Maximum drawdown	−10.2% (19-08-2013)	−8.2% (19-08-2013)

From daily NAVs, 03-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−12%−10%−8%−6%−4%−2%0%

2014201620182020202220242026

ICICI Prudential Medium to Long Term Fund (Direct)Category average, 13 Medium to Long Duration funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ICICI Prudential Medium to Long Term Fund (Direct)	−10.2%	27-05-2013	19-08-2013	30-04-2014	8 months	−2.1%
Category average	−8.2%	27-05-2013	19-08-2013	12-05-2014	9 months	−1.6%

From the Direct plan's daily NAV since 03-01-2013, adjusted for unit splits, and the average of the 13 Medium to Long Duration funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ICICI Prudential Medium to Long Term Fund vs Other Medium to Long Duration Funds

The five Medium to Long Duration funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
LIC MF Medium to Long Term Fund	1/12	173	0.22%	+3.59%	+7.32%	--	--	0.69	1.01	Compare
Bandhan Medium to Long Term Fund	2/12	428	0.98%	+5.36%	+6.83%	--	--	0.38	0.56	Compare
Kotak Medium to Long Term Fund	3/12	1,760	0.74%	+2.97%	+6.82%	--	--	0.38	0.53	Compare
ICICI Prudential Medium to Long Term Fund	4/12	2,019	0.59%	+2.69%	+6.67%	--	--	0.33	0.45
HDFC Medium to Long Term Fund	5/12	813	0.80%	+2.78%	+6.53%	--	--	0.22	0.32	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ICICI Prudential Medium to Long Term Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Medium to Long Duration median	Cost rank (1 = cheapest)
Direct	0.50%	0.00%	0.00%	0.09%	0.59%	0.69%	3/13
Regular	0.85%	0.00%	0.00%	0.15%	1.00%	1.36%	3/13

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Medium to Long Duration funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.28%	2.69%	0.41%	₹1,02,280	₹1,02,690
3 years	6.25%	6.67%	0.42% a year	₹1,19,946	₹1,21,374
5 years	5.58%	6.06%	0.48% a year	₹1,31,192	₹1,34,202
10 years	6.36%	6.91%	0.55% a year	₹1,85,261	₹1,95,067

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ICICI Prudential Medium to Long Term Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 03-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planICICI Prudential Medium to Long Term Fund (Direct)	₹16,60,000	₹27,91,766	₹11,31,766	7.2%
Regular planICICI Prudential Medium to Long Term Fund (Regular)	₹16,60,000	₹26,84,688	₹10,24,688	6.7%
Category averageCategory average, 13 Medium to Long Duration funds	₹16,60,000	₹26,71,849	₹10,11,849	6.6%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planICICI Prudential Medium to Long Term Fund (Direct)Regular planICICI Prudential Medium to Long Term Fund (Regular)Category averageCategory average, 13 Medium to Long Duration fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ICICI Prudential Medium to Long Term Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

88.7%Debt

Asset	Fund	Category
Debt	88.7%	84.4%
Cash and others	11.3%	15.6%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 13 Medium to Long Duration funds.

Rating	Fund	Category
Sovereign	57.9%	46.4%
AAA and A1+	30.8%	30.9%

ICICI Prudential Medium to Long Term Fund Portfolio Holdings

As on 30-09-2026 · 49 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Government Securities · Government security	SOV	8.99%
Government Securities · Government security	SOV	6.58%
Summit Digitel Infrastructure Private Ltd. · Bond	CRISIL AAA	5.76%
Pipeline Infrastructure Pvt Ltd. · Bond	CRISIL AAA	3.68%
Government Securities · Government security	SOV	3.65%
State Government of Maharashtra · State government security	SOV	3.41%
State Government of Maharashtra · State government security	SOV	3.40%
State Government of Maharashtra · State government security	SOV	3.31%
NABARD · Bond	ICRA AAA	2.96%
LIC Housing Finance Ltd. · Bond	CRISIL AAA	2.52%
NABARD · Bond	CRISIL AAA	2.47%
LIC Housing Finance Ltd. · Bond	CRISIL AAA	2.47%
Bajaj Housing Finance Ltd. · Bond	CRISIL AAA	2.47%
NABARD · Bond	CRISIL AAA	2.46%
HDFC Bank Ltd. · Certificate of deposit	CRISIL A1+	2.41%
State Government of Uttar Pradesh · State government security	SOV	2.40%
State Government of Maharashtra · State government security	SOV	2.32%
State Government of Telangana	SOV	2.15%
State Government of Maharashtra · State government security	SOV	1.87%
State Government of Kerala · State government security	SOV	1.85%
Government Securities · Government security	SOV	1.43%
State Government of Chhattisgarh · State government security	SOV	1.31%
Government Securities · Government security	SOV	1.27%
State Government of Karnataka · State government security	SOV	1.27%
State Government of Rajasthan · State government security	SOV	1.20%
State Government of Himachal pradesh · State government security	SOV	1.20%
State Bank of India ( Tier II Bond under Basel III ) · Bond	ICRA AAA	1.20%
State Government of Madhya Pradesh · State government security	SOV	1.19%
State Government of Rajasthan · State government security	SOV	1.19%
State Government of Madhya Pradesh · State government security	SOV	1.19%
NABARD · Bond	CRISIL AAA	1.18%
State Government of Andhra Pradesh · State government security	SOV	1.07%
Mahindra Rural Housing Finance Ltd. · Bond	CRISIL AAA	0.98%
State Government of Madhya Pradesh · State government security	SOV	0.85%
State Government of Bihar · State government security	SOV	0.82%
State Government of Haryana · State government security	SOV	0.60%
State Government of Haryana · State government security	SOV	0.58%
State Government of Gujarat · State government security	SOV	0.52%
Corporate Debt Market Development Fund (Class A2)	Financial Services	0.46%
State Government of Madhya Pradesh · State government security	SOV	0.42%
State Government of Maharashtra · State government security	SOV	0.41%
State Government of Andhra Pradesh · State government security	SOV	0.36%
State Government of Haryana · State government security	SOV	0.33%
Government Securities · Government security	SOV	0.32%
State Government of West Bengal · State government security	SOV	0.27%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.24%
Government Securities · Government security	SOV	0.17%
NABARD · Bond	CRISIL AAA	0.05%
Government Securities · Government security	SOV	0.01%

ICICI Prudential Medium to Long Term Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
ICICI Prudential Gilt FundGilt · ICICI Prudential	50.1%	32	Compare
ICICI Prudential Dynamic Term FundDynamic Bond · ICICI Prudential	41.1%	34	Compare
ICICI Prudential Long Term FundLong Duration · ICICI Prudential	35.8%	17	Compare
ICICI Prudential Long Term Bond FundLong Duration · ICICI Prudential	35.7%	17	Compare
ICICI Prudential Corporate Bond FundCorporate Bond · ICICI Prudential	25.2%	30	Compare
HDFC Dynamic Term FundDynamic Bond · HDFC	22.2%	8	Compare
ICICI Prudential Retirement Fund Pure Debt PlanSolution · ICICI Prudential	22.1%	5	Compare
ICICI Prudential Banking and PSU Debt FundBanking & PSU · ICICI Prudential	21.3%	22	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

ICICI Prudential Medium to Long Term Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.59%
Expense ratio (Regular): 1.00%
Category: Medium to Long Duration
Risk: Not available
Launch date: 18-08-2008
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹2,019.36 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120619
ISIN (Direct): INF109K01V83
Scheme code (Regular): 109740
ISIN (Regular): INF109K01BO8
NAV history: From 03-01-2013, 13.8 years

Benchmark: CRISIL Medium to Long Duration Debt A-III Index
Exit load: Nil

Tax on ICICI Prudential Medium to Long Term Fund returns

ICICI Prudential Medium to Long Term Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹44.3131	30-10-2026
direct	Half Yearly IDCW	₹10.5901	30-10-2026
direct	IDCW Monthly	₹11.3456	30-10-2026
direct	IDCW Quarterly	₹11.7124	30-10-2026
regular	Growth	₹41.6178	30-10-2026
regular	Half Yearly IDCW	₹10.9063	30-10-2026
regular	IDCW Monthly	₹11.1273	30-10-2026
regular	IDCW Quarterly	₹11.3257	30-10-2026

About ICICI Prudential Medium to Long Term Fund

ICICI Prudential Medium to Long Term Fund is a mutual fund from ICICI Prudential Mutual Fund. Its category is Medium to Long Duration. It was launched on 18-08-2008. Its benchmark is CRISIL Medium to Long Duration Debt A-III Index. At the end of September 2026 it held 49 securities.

Fund Manager

Manish Banthia
Fund manager of ICICI Prudential Medium to Long Term Fund, since 22-01-2024
Ritesh Lunawat
Fund manager of ICICI Prudential Medium to Long Term Fund, since 22-01-2024

See all funds of ICICI Prudential Mutual Fund

AUM change

September 2026: ₹2,019.36 Cr; −1.41% from August 2026
August 2026: ₹2,048.17 Cr; +3.27% from July 2026
July 2026: ₹1,983.34 Cr; −0.94% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ICICI Prudential Medium to Long Term Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

ICICI Prudential Medium to Long Term vs LIC MF Medium to Long TermMedium to Long Duration
ICICI Prudential Medium to Long Term vs Bandhan Medium to Long TermMedium to Long Duration
ICICI Prudential Medium to Long Term vs Kotak Medium to Long TermMedium to Long Duration
ICICI Prudential Medium to Long Term vs HDFC Medium to Long TermMedium to Long Duration
ICICI Prudential Medium to Long Term vs ICICI Prudential Gilt50.1% overlap
ICICI Prudential Medium to Long Term vs ICICI Prudential Dynamic Term41.1% overlap
ICICI Prudential Medium to Long Term vs ICICI Prudential Long Term35.8% overlap
ICICI Prudential Medium to Long Term vs ICICI Prudential Long Term Bond35.7% overlap

Compare with any other fund

Frequently Asked Questions for ICICI Prudential Medium to Long Term Fund

What is the current NAV of ICICI Prudential Medium to Long Term Fund?

The Direct plan NAV is ₹44.3131. The Regular plan NAV is ₹41.6178, as on 30-10-2026.

What are the returns of ICICI Prudential Medium to Long Term Fund?

The Direct plan returned +2.69% in 1 year, +6.67% a year over 3 years, +6.06% a year over 5 years. The Regular plan returned +2.28% in 1 year, +6.25% a year over 3 years, +5.58% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of ICICI Prudential Medium to Long Term Fund?

The Direct plan charges 0.59% a year. The Regular plan charges 1.00% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of ICICI Prudential Medium to Long Term Fund?

ICICI Prudential Medium to Long Term Fund managed ₹2,019.36 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ICICI Prudential Medium to Long Term Fund?

At the end of September 2026 the largest holdings were Government Securities (8.99%), Government Securities (6.58%), Summit Digitel Infrastructure Private Ltd. (5.76%), Pipeline Infrastructure Pvt Ltd. (3.68%), Government Securities (3.65%). The fund held 49 securities in all.

How do I invest in ICICI Prudential Medium to Long Term Fund?

Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of ICICI Prudential Medium to Long Term Fund?

Manish Banthia (since 22-01-2024), Ritesh Lunawat (since 22-01-2024).

What is the exit load of ICICI Prudential Medium to Long Term Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.