ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I is a mutual fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹496 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.5% a year and its Fund plan returned 7.5% a year.
NAV (Direct plan)
₹18.04
▼ 0.01% · 30-10-2026
NAV
₹17.78
▼ 0.02% · 30-10-2026
Expense ratio
0.10%Direct0.10%Fund
0.10%
A year
Riskometer
Moderate
Set by the fund house
3 year return
7.5%Direct7.5%Fund
7.5%
A year
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I NAV Today
NAV on 30-10-2026: Direct Plan ₹18.04 (down 0.01% that day); ₹17.78 (down 0.02% that day).
This fund
₹17.7822
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.23%
+0.09%
+2.29%
+4.27%
+7.55%
+6.44%
--
This fund
−0.25%
+0.03%
+2.17%
+4.09%
+7.45%
+6.27%
--
Category average
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--
--
--
--
--
Best in category
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Worst in category
--
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--
--
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Rank in category
--
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL Composite Bond Index. Returns of that index are not available to us.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Year-wise Returns
Return of each calendar year
Year
Direct
This fund
2026to date
+3.33%
+3.19%
2025
+8.17%
+8.04%
2024
+9.24%
+9.26%
2023
+7.68%
+7.40%
2022
+3.51%
+3.25%
2021
+4.37%
+4.10%
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,117 periods, one for each trading day from 21-03-2022 to 30-10-2026.
0%2%4%6%8%10%
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
Aug 2019 to Aug 2022May 2020 to May 2023Feb 2021 to Feb 2024Dec 2021 to Dec 2024Sept 2022 to Sept 2025Jun 2023 to Jun 2026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
0%
Below 0%
7%
0-5%
93%
5-10%
0%
10-15%
0%
15-20%
0%
20-25%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
1,602
7.6%
0.5%
17.4%
0%
2 years
1,358
7.6%
3.0%
12.0%
0%
3 years
1,117
6.5%
4.5%
9.5%
0%
5 years
633
6.8%
6.2%
8.2%
0%
7 years
149
7.1%
6.9%
8.2%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
80
7.0%
−1.3%
15.0%
3%
2 years
68
7.0%
1.8%
10.7%
0%
3 years
56
6.9%
4.0%
9.9%
0%
5 years
32
7.1%
6.4%
8.1%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IThis fund
Return (CAGR)
+4.09%
Standard deviation
1.58%
Sharpe ratio
-0.73
Sortino ratio
-1.04
Maximum drawdown
−0.90%
(07-04-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IThis fund
Return (CAGR)
+7.45%
Standard deviation
1.66%
Sharpe ratio
0.86
Sortino ratio
1.28
Maximum drawdown
−1.0%
(26-08-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IThis fund
Return (CAGR)
+6.27%
Standard deviation
2.10%
Sharpe ratio
0.22
Sortino ratio
0.30
Maximum drawdown
−2.9%
(07-06-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IThis fund
Return (CAGR)
+7.81%
Standard deviation
2.96%
Sharpe ratio
0.89
Sortino ratio
1.21
Maximum drawdown
−4.8%
(07-04-2020)
From daily NAVs, 18-03-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−5%−4%−3%−2%−1%0%
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
2020202120222023202420252026
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
−4.8%
09-03-2020
07-04-2020
21-04-2020
14 days
−0.48%
From the fund's daily NAV since 18-03-2019, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
0.09%
0.00%
0.00%
0.01%
0.10%
Fund
0.09%
0.00%
0.00%
0.01%
0.10%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 18-03-2019 to 30-10-2026: 92 instalments, ₹9,20,000 in all.
Investment
Invested
Value now
Gain
Return a year
This fundICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
₹9,20,000
₹11,93,359
₹2,73,359
6.7%
₹0₹5.0 L₹10.0 L₹15.0 L
This fundICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
Amount invested
2020202120222023202420252026
This fundICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IAmount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
94.7%Debt
Asset
Fund
Debt
94.7%
Cash and others
5.3%
Credit rating
Bonds and money market papers by credit rating, % of the fund.
Rating
Fund
Sovereign
94.7%
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Portfolio Holdings
As on 30-09-2026 · 29 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
State Government of Rajasthan · State government security
SOV
17.70%
State Government of Bihar · State government security
SOV
16.53%
State Government of Uttar Pradesh · State government security
SOV
13.44%
State Government of Uttarakhand · State government security
SOV
6.20%
State Government of Kerala · State government security
SOV
3.91%
State Government of Tamil Nadu · State government security
SOV
3.10%
State Government of Jharkhand · State government security
SOV
3.10%
State Government of Gujarat · State government security
SOV
3.09%
State Government of Uttar Pradesh · State government security
SOV
3.09%
State Government of Andhra Pradesh · State government security
SOV
3.03%
State Government of Karnataka · State government security
SOV
2.34%
State Government of Gujarat · State government security
SOV
2.07%
State Government of Rajasthan · State government security
SOV
2.07%
State Government of Uttar Pradesh · State government security
SOV
2.07%
State Government of Uttar Pradesh · State government security
SOV
2.05%
State Government of Gujarat · State government security
SOV
1.85%
State Government of Karnataka · State government security
SOV
1.37%
State Government of Andhra Pradesh · State government security
SOV
1.05%
State Government of Gujarat · State government security
SOV
1.03%
State Government of Gujarat · State government security
SOV
1.03%
State Government of Maharashtra · State government security
SOV
1.00%
State Government of Madhya Pradesh · State government security
SOV
1.00%
State Government of Jharkhand · State government security
SOV
0.72%
State Government of Tamil Nadu · State government security
SOV
0.51%
State Government of Chhattisgarh · State government security
SOV
0.51%
State Government of Rajasthan · State government security
SOV
0.41%
State Government of West Bengal · State government security
SOV
0.21%
State Government of Gujarat · State government security
SOV
0.10%
State Government of Meghalaya · State government security
SOV
0.08%
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.10%
Expense ratio
0.10%
Category
Debt
Risk
Moderate
Benchmark
CRISIL Composite Bond Index
Launch date
15-03-2019
Minimum investment
₹5,000
Minimum additional investment
Not available
AUM
₹495.72 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
146795
ISIN (Direct)
INF109KC1VT6
Scheme code
146797
ISIN
INF109KC1VQ2
NAV history
From 18-03-2019, 7.6 years
Exit load
Not available
Tax on ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
₹17.7822
30-10-2026
₹17.4185
30-10-2026
direct
₹18.0412
30-10-2026
About ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I is a mutual fund from ICICI Prudential Mutual Fund. Its category is Debt. It was launched on 15-03-2019. Its benchmark is CRISIL Composite Bond Index. At the end of September 2026 it held 29 securities.
Fund Manager
Rohit Lakhotia
Fund manager of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I, since 22-01-2024
Darshil Dedhia
Fund manager of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I, since 12-06-2023
Frequently Asked Questions for ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I
What is the current NAV of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
The Direct plan NAV is ₹18.0412. The NAV is ₹17.7822, as on 30-10-2026.
What are the returns of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
The Direct plan returned +4.27% in 1 year, +7.55% a year over 3 years, +6.44% a year over 5 years. The fund returned +4.09% in 1 year, +7.45% a year over 3 years, +6.27% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
The Direct plan charges 0.10% a year. The fund charges 0.10% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I managed ₹495.72 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
At the end of September 2026 the largest holdings were State Government of Rajasthan (17.70%), State Government of Bihar (16.53%), State Government of Uttar Pradesh (13.44%), State Government of Uttarakhand (6.20%), State Government of Kerala (3.91%). The fund held 29 securities in all.
How do I invest in ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I?
Does ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan I have a lock-in period?
No. You can redeem your units on any business day. An exit load may still apply.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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