ICICI Prudential Credit Risk Fund

Credit RiskDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ICICI Prudential Credit Risk Fund is a Credit Risk fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹6,320 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.8% a year and its Regular plan returned 8.1% a year.

NAV (Direct plan): ₹38.66; ▲ 0.15%30-10-2026
NAV (Regular plan): ₹34.79; ▲ 0.14%30-10-2026
Expense ratio: 0.80%Direct1.43%Regular; 0.80%; A year
Riskometer: Not available; Set by the fund house
3 year return: 8.8%Direct8.1%Regular; 8.8%; A year

ICICI Prudential Credit Risk Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹38.66 (up 0.15% that day); Regular Plan Growth ₹34.79 (up 0.14% that day).

This fund (Direct plan)

₹38.6637

ICICI Prudential Credit Risk Fund Returns vs Credit Risk Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.16%	+0.76%	+3.44%	+6.83%	+8.82%	+7.88%	+8.30%
This fund (Regular)	−0.21%	+0.60%	+3.11%	+6.15%	+8.11%	+7.18%	+7.53%
Credit Risk average	−0.04%	+0.78%	+3.31%	+7.84%	+9.41%	+9.83%	+6.82%
Best in Credit Risk	+0.23%	+1.32%	+3.89%	+16.97%	+13.69%	+27.83%	+9.17%
Worst in Credit Risk	−0.17%	+0.35%	+2.76%	+5.00%	+7.09%	+6.26%	+2.38%
Rank in Credit Risk	12/13	9/13	6/13	8/13	5/13	5/12	3/11

Category rows compare the Direct plans of 13 Credit Risk funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Credit Risk Debt B-II Index. Returns of that index are not available to us, so the category average is the comparison.

ICICI Prudential Credit Risk Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.34%	+4.79%
2025	+10.22%	+9.53%
2024	+9.20%	+8.46%
2023	+7.95%	+7.24%
2022	+5.74%	+5.05%
2021	+6.95%	+6.23%

ICICI Prudential Credit Risk Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%2%4%6%8%10%12%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

ICICI Prudential Credit Risk Fund (Direct)Category average, 13 Credit Risk funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,094	9.0%	4.5%	13.8%	0%	8.8%	41%
2 years	2,858	9.1%	6.3%	12.7%	0%	8.3%	39%
3 years	2,618	8.8%	6.7%	11.7%	0%	7.8%	44%
5 years	2,134	8.4%	7.8%	10.3%	0%	6.9%	74%
7 years	1,652	8.6%	7.9%	10.2%	0%	7.0%	100%
10 years	924	8.7%	8.3%	9.2%	0%	7.5%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	8.9%	4.3%	13.1%	0%	8.8%	49%
2 years	142	9.1%	5.8%	11.7%	0%	8.4%	42%
3 years	130	8.8%	6.5%	11.1%	0%	7.8%	47%
5 years	106	8.6%	7.5%	9.6%	0%	7.0%	70%
7 years	82	8.4%	7.8%	9.6%	0%	6.4%	89%
10 years	46	8.4%	8.2%	8.6%	0%	7.0%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 13 Credit Risk funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

ICICI Prudential Credit Risk Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ICICI Prudential Credit Risk Fund (Direct)This fund	Category average
Return (CAGR)	+6.83%	+7.84%
Standard deviation	1.34%	1.21%
Sharpe ratio	1.18	2.14
Sortino ratio	1.72	3.69
Maximum drawdown	−0.61% (23-10-2026)	−0.36% (23-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Credit Risk Fund (Direct)This fund	Category average
Return (CAGR)	+8.82%	+9.43%
Standard deviation	1.18%	1.13%
Sharpe ratio	2.37	3.03
Sortino ratio	3.61	6.53
Maximum drawdown	−0.61% (23-10-2026)	−0.36% (23-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Credit Risk Fund (Direct)This fund	Category average
Return (CAGR)	+7.88%	+8.38%
Standard deviation	1.14%	1.12%
Sharpe ratio	1.83	2.30
Sortino ratio	2.69	4.39
Maximum drawdown	−0.80% (09-05-2022)	−1.1% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Credit Risk Fund (Direct)This fund	Category average
Return (CAGR)	+8.30%	+7.15%
Standard deviation	1.32%	1.58%
Sharpe ratio	2.20	1.11
Sortino ratio	3.64	1.54
Maximum drawdown	−2.1% (26-03-2020)	−3.7% (24-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Credit Risk Fund (Direct)This fund	Category average
Return (CAGR)	+8.83%	+8.09%
Standard deviation	1.42%	1.51%
Sharpe ratio	1.96	1.35
Sortino ratio	2.93	1.87
Maximum drawdown	−2.9% (19-08-2013)	−3.7% (24-03-2020)

From daily NAVs, 03-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−4%−3%−2%−1%0%

2014201620182020202220242026

ICICI Prudential Credit Risk Fund (Direct)Category average, 13 Credit Risk funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ICICI Prudential Credit Risk Fund (Direct)	−2.9%	19-06-2013	19-08-2013	01-10-2013	43 days	−0.30%
Category average	−3.7%	14-02-2020	24-03-2020	30-07-2020	4 months	−0.13%

From the Direct plan's daily NAV since 03-01-2013, adjusted for unit splits, and the average of the 13 Credit Risk funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ICICI Prudential Credit Risk Fund vs Other Credit Risk Funds

The five Credit Risk funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
DSP Credit Risk Fund	1/13	326	0.42%	+10.33%	+13.69%	--	--	1.25	7.29	Compare
Aditya Birla Sun Life Credit Risk Fund	2/13	1,657	0.80%	+11.12%	+12.89%	--	--	2.03	10.06	Compare
HSBC Credit Risk Fund	3/13	441	0.84%	+5.68%	+11.54%	--	--	0.86	11.11	Compare
Bank of India Credit Risk Fund	4/13	74	0.61%	+16.97%	+10.00%	--	--	0.93	11.45	Compare
ICICI Prudential Credit Risk Fund	5/13	6,320	0.80%	+6.83%	+8.82%	--	--	2.37	3.61

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ICICI Prudential Credit Risk Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Credit Risk median	Cost rank (1 = cheapest)
Direct	0.68%	0.00%	0.00%	0.12%	0.80%	0.80%	7/13
Regular	1.22%	0.00%	0.00%	0.21%	1.43%	1.51%	4/13

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Credit Risk funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.15%	6.83%	0.68%	₹1,06,150	₹1,06,830
3 years	8.11%	8.82%	0.71% a year	₹1,26,357	₹1,28,862
5 years	7.18%	7.88%	0.70% a year	₹1,41,439	₹1,46,118
10 years	7.53%	8.30%	0.77% a year	₹2,06,679	₹2,21,965

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ICICI Prudential Credit Risk Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 03-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planICICI Prudential Credit Risk Fund (Direct)	₹16,60,000	₹30,85,375	₹14,25,375	8.5%
Regular planICICI Prudential Credit Risk Fund (Regular)	₹16,60,000	₹29,09,968	₹12,49,968	7.7%
Category averageCategory average, 13 Credit Risk funds	₹16,60,000	₹29,26,359	₹12,66,359	7.8%

₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L

2014201620182020202220242026

Direct planICICI Prudential Credit Risk Fund (Direct)Regular planICICI Prudential Credit Risk Fund (Regular)Category averageCategory average, 13 Credit Risk fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ICICI Prudential Credit Risk Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

86.1%Debt

Asset	Fund	Category
Debt	86.1%	79.5%
Cash and others	13.9%	20.5%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 13 Credit Risk funds.

Rating	Fund	Category
Sovereign	11.4%	9.3%
AAA and A1+	7.1%	8.9%
AA	60.4%	56.7%
A and below	7.2%	4.6%

ICICI Prudential Credit Risk Fund Portfolio Holdings

As on 30-09-2026 · 99 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%
JTPM Metal Traders Ltd. · Bond	CRISIL AA	4.35%
Government Securities · Government security	SOV	3.42%
EMBASSY OFFICE PARKS REIT	Units of Real Estate Investment Trust (REITs)	3.28%
Adani Enterprises Ltd. · Bond	ICRA AA-	3.16%
Truhome Finance Ltd. · Bond	FITCH AA	3.16%
Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. · Bond	ICRA A+(CE)	2.94%
Vedanta Ltd. · Bond	ICRA AA+	2.78%
Nirma Ltd. · Bond	CRISIL AA	2.38%
Aavas Financiers Ltd. · Bond	CARE AA	2.38%
Adani Power Ltd. · Bond	CRISIL AA	2.36%
Hiranandani Financial Services Pvt Ltd · Bond	CARE A+	2.35%
Keystone Realtors Ltd. · Bond	CRISIL AA-	2.20%
Indus Infra Trust	Units of Infrastructure Investment Trusts	2.06%
Nuvama Wealth Finance Ltd. · Bond	ICRA AA	1.98%
SIS Ltd. · Bond	CRISIL AA-	1.98%
Indostar Capital Finance Ltd. · Bond	CARE AA-	1.59%
JM Financial Home Loans · Bond	ICRA AA	1.59%
Lodha Developers Ltd · Bond	CRISIL AA	1.58%
Nuvama Wealth & Investment Ltd · Bond	CARE AA	1.58%
Narayana Hrudayalaya Ltd. · Bond	ICRA AA	1.58%
Kalpataru Projects International Ltd · Bond	FITCH AA+	1.58%
360 One Prime Ltd · Bond	ICRA AA	1.57%
NABARD · Bond	CRISIL AAA	1.57%
Adani Airport Holdings Ltd. · Bond	FITCH AA-	1.57%
Kogta Financial (India) Ltd. · Bond	CARE AA-	1.50%
Capital Infra Trust InvIT	Units of Infrastructure Investment Trusts	1.42%
Lodha Developers Ltd. · Bond	CRISIL AA	1.27%
Vedanta Ltd. · Bond	CRISIL AA+	1.20%
Kogta Financial (India) Ltd. · Bond	CARE AA-	1.17%
Godrej Seeds & Genetics Ltd · Bond	CRISIL AA	1.17%
Small Industries Development Bank Of India. · Bond	CRISIL AAA	1.16%
Prism Johnson Ltd. · Bond	FITCH AA-	1.10%
Ashiana Housing Ltd. · Bond	CARE A	1.01%
NABARD · Bond	CRISIL AAA	0.95%
Aadharshila Infratech Pvt Ltd · Bond	CARE AA+	0.87%
Indostar Capital Finance Ltd. · Bond	CARE AA-	0.79%
Lodha Developers Ltd. · Bond	CRISIL AA	0.79%
Creamline Dairy Products Ltd · Bond	FITCH AA	0.79%
Narayana Hrudayalaya Ltd. · Bond	ICRA AA	0.79%
360 One Prime Ltd · Bond	ICRA AA	0.79%
Power Finance Corporation Ltd. · Bond	CRISIL AAA	0.79%
Oberoi Realty Ltd. · Bond	CARE AA+	0.79%
Tata Housing Development Company Ltd. · Bond	CARE AA	0.78%
NABARD · Bond	ICRA AAA	0.78%
Hampi Expressways Private Ltd. · Bond	CARE AA+(CE)	0.77%
State Government of Maharashtra · State government security	SOV	0.77%
State Government of Tamil Nadu · State government security	SOV	0.76%
Aptus Value Housing Finance India Ltd. · Bond	CARE AA	0.76%
State Government of Uttar Pradesh · State government security	SOV	0.76%
Cube Highways Trust	Units of Infrastructure Investment Trusts	0.73%
Government Securities · Government security	SOV	0.71%
MINDSPACE BUSINESS PARKS REIT	Units of Real Estate Investment Trust (REITs)	0.67%
Mahanagar Telephone Nigam Ltd. · Bond	BWR AA+(CE)	0.63%
State Government of Maharashtra · State government security	SOV	0.60%
Raajmarg Infra Investment Trust	Units of Infrastructure Investment Trusts	0.57%
Bahadur Chand Investments Pvt. Ltd. · Bond	ICRA AA+	0.55%
Bahadur Chand Investments Pvt. Ltd. · Bond	ICRA AA+	0.55%
State Government of Rajasthan · State government security	SOV	0.52%
Indostar Capital Finance Ltd. · Bond	CARE AA-	0.48%
Aadharshila Infratech Pvt Ltd · Bond	CARE AA+	0.47%
Tyger Capital Private Ltd. · Bond	CRISIL A+	0.43%
Tyger Capital Private Ltd. · Bond	CRISIL A+	0.43%
Brookfield India Real Estate Trust REIT	Units of Real Estate Investment Trust (REITs)	0.41%
360 One Prime Ltd · Bond	ICRA AA	0.40%
Adani Enterprises Ltd. · Bond	ICRA AA-	0.40%
Tata Projects Ltd. · Bond	FITCH AA	0.40%
NABARD · Bond	CRISIL AAA	0.39%
State Government of Gujarat · State government security	SOV	0.39%
Small Industries Development Bank Of India. · Bond	CRISIL AAA	0.39%
Godrej Seeds & Genetics Ltd · Bond	CRISIL AA	0.39%
Rural Electrification Corporation Ltd. · Bond	CRISIL AAA	0.39%
NABARD · Bond	CRISIL AAA	0.39%
State Government of Chhattisgarh · State government security	SOV	0.38%
Corporate Debt Market Development Fund (Class A2)	Financial Services	0.37%
State Government of Maharashtra · State government security	SOV	0.37%
Government Securities · Government security	SOV	0.35%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.33%
Sheela Foam Ltd. · Bond	FITCH AA	0.32%
State Government of Telangana	SOV	0.31%
TVS Credit Services Ltd. · Bond	CRISIL AA+	0.30%
State Government of Rajasthan · State government security	SOV	0.30%
State Government of Maharashtra · State government security	SOV	0.30%
State Government of Rajasthan · State government security	SOV	0.30%
State Government of Andhra Pradesh · State government security	SOV	0.29%
State Government of Maharashtra · State government security	SOV	0.25%
Aadhar Housing Finance Ltd. · Bond	ICRA AA+	0.24%
NABARD · Bond	ICRA AAA	0.24%
State Government of Rajasthan · State government security	SOV	0.23%
Government Securities · Government security	SOV	0.16%
State Government of Karnataka · State government security	SOV	0.15%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.10%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.10%
Godrej Seeds & Genetics Ltd. · Bond	CRISIL AA	0.08%
State Government of Maharashtra · State government security	SOV	0.05%
State Government of West Bengal · State government security	SOV	0.04%
State Government of Uttar Pradesh · State government security	SOV	0.02%
Indian Railway Finance Corporation Ltd. · Bond	CRISIL AAA	0.01%
State Government of Tamil Nadu · State government security	SOV	0.01%
Nexus Select Trust	Units of Real Estate Investment Trust (REITs)	0.00%

ICICI Prudential Credit Risk Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
ICICI Prudential Medium Term FundMedium Duration · ICICI Prudential	43.5%	57	Compare
Axis Credit Risk FundCredit Risk · Axis	25.8%	17	Compare
ICICI Prudential Conservative Hybrid FundConservative Hybrid · ICICI Prudential	25.2%	36	Compare
ICICI Prudential Dynamic Term FundDynamic Bond · ICICI Prudential	20.8%	37	Compare
Kotak Medium Term FundMedium Duration · Kotak Mahindra	20.5%	21	Compare
Axis Medium Term FundMedium Duration · Axis	19.4%	18	Compare
Aditya Birla Sun Life Credit Risk FundCredit Risk · Aditya Birla Sun Life	18.7%	13	Compare
HDFC Credit Risk FundCredit Risk · HDFC	17.5%	16	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

ICICI Prudential Credit Risk Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.80%
Expense ratio (Regular): 1.43%
Category: Credit Risk
Risk: Not available
Benchmark: CRISIL Credit Risk Debt B-II Index
Launch date: 03-12-2010
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹6,320.29 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120711
ISIN (Direct): INF109K01V00
Scheme code (Regular): 114239
ISIN (Regular): INF109K01GU4
NAV history: From 03-01-2013, 13.8 years

Exit load: Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Tax on ICICI Prudential Credit Risk Fund returns

ICICI Prudential Credit Risk Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹38.6637	30-10-2026
direct	Quarterly IDCW	₹11.8723	30-10-2026
regular	Growth	₹34.7895	30-10-2026
regular	Quarterly IDCW	₹11.1762	30-10-2026

About ICICI Prudential Credit Risk Fund

ICICI Prudential Credit Risk Fund is a mutual fund from ICICI Prudential Mutual Fund. Its category is Credit Risk. It was launched on 03-12-2010. Its benchmark is CRISIL Credit Risk Debt B-II Index. At the end of September 2026 it held 99 securities.

Fund Manager

Manish Banthia
Fund manager of ICICI Prudential Credit Risk Fund, since 01-05-2023
Akhil Kakkar
Fund manager of ICICI Prudential Credit Risk Fund, since 22-01-2024

See all funds of ICICI Prudential Mutual Fund

AUM change

September 2026: ₹6,320.29 Cr; −0.19% from August 2026
August 2026: ₹6,332.59 Cr; +0.20% from July 2026
July 2026: ₹6,319.79 Cr; +1.73% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ICICI Prudential Credit Risk Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

ICICI Prudential Credit Risk vs DSP Credit RiskCredit Risk
ICICI Prudential Credit Risk vs Aditya Birla Sun Life Credit Risk18.7% overlap
ICICI Prudential Credit Risk vs HSBC Credit RiskCredit Risk
ICICI Prudential Credit Risk vs Bank of India Credit RiskCredit Risk
ICICI Prudential Credit Risk vs ICICI Prudential Medium Term43.5% overlap
ICICI Prudential Credit Risk vs Axis Credit Risk25.8% overlap
ICICI Prudential Credit Risk vs ICICI Prudential Conservative Hybrid25.2% overlap
ICICI Prudential Credit Risk vs ICICI Prudential Dynamic Term20.8% overlap

Compare with any other fund

Frequently Asked Questions for ICICI Prudential Credit Risk Fund

What is the current NAV of ICICI Prudential Credit Risk Fund?

The Direct plan NAV is ₹38.6637. The Regular plan NAV is ₹34.7895, as on 30-10-2026.

What are the returns of ICICI Prudential Credit Risk Fund?

The Direct plan returned +6.83% in 1 year, +8.82% a year over 3 years, +7.88% a year over 5 years. The Regular plan returned +6.15% in 1 year, +8.11% a year over 3 years, +7.18% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of ICICI Prudential Credit Risk Fund?

The Direct plan charges 0.80% a year. The Regular plan charges 1.43% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of ICICI Prudential Credit Risk Fund?

ICICI Prudential Credit Risk Fund managed ₹6,320.29 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ICICI Prudential Credit Risk Fund?

At the end of September 2026 the largest holdings were JTPM Metal Traders Ltd. (4.35%), Government Securities (3.42%), EMBASSY-RR (3.28%), Adani Enterprises Ltd. (3.16%), Truhome Finance Ltd. (3.16%). The fund held 99 securities in all.

How do I invest in ICICI Prudential Credit Risk Fund?

Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of ICICI Prudential Credit Risk Fund?

Manish Banthia (since 01-05-2023), Akhil Kakkar (since 22-01-2024).

What is the exit load of ICICI Prudential Credit Risk Fund?

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.