HDFC Retirement Fund - Hybrid-Debt Plan

SolutionDirect and Regular plans, Growth option

Data as on 30-10-2026

HDFC Retirement Fund - Hybrid-Debt Plan is a mutual fund run by HDFC Mutual Fund. On 30-09-2026, it managed ₹143 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.5% a year and its Regular plan returned 5.4% a year.

NAV (Direct plan): ₹24.44; ▼ 0.08%30-10-2026
NAV (Regular plan): ₹21.38; ▼ 0.08%30-10-2026
Expense ratio: 1.36%Direct2.34%Regular; 1.36%; A year
Riskometer: Moderately High; Set by the fund house
3 year return: 6.5%Direct5.4%Regular; 6.5%; A year

HDFC Retirement Fund - Hybrid-Debt Plan NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹24.44 (down 0.08% that day); Regular Plan Growth ₹21.38 (down 0.08% that day).

This fund (Direct plan)

₹24.439

HDFC Retirement Fund - Hybrid-Debt Plan Returns

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.32%	−2.18%	−0.13%	−1.14%	+6.54%	+6.74%	+7.86%
This fund (Regular)	−0.40%	−2.42%	−0.63%	−2.15%	+5.39%	+5.54%	+6.54%
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. Returns of that index are not available to us.

HDFC Retirement Fund - Hybrid-Debt Plan Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−1.83%	−2.65%
2025	+6.35%	+5.19%
2024	+11.11%	+9.86%
2023	+12.43%	+11.16%
2022	+5.00%	+3.70%
2021	+10.04%	+8.69%

HDFC Retirement Fund - Hybrid-Debt Plan Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,858 periods, one for each trading day from 26-02-2019 to 30-10-2026.

0%2%4%6%8%10%12%

Oct 2016
to
Oct 2019Jan 2018
to
Jan 2021May 2019
to
May 2022Sept 2020
to
Sept 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026

HDFC Retirement Fund - Hybrid-Debt Plan (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	2,342	8.7%	−1.7%	19.6%	1%
2 years	2,100	9.1%	1.8%	14.2%	0%
3 years	1,858	9.3%	5.0%	12.0%	0%
5 years	1,372	9.2%	6.6%	11.3%	0%
7 years	887	9.0%	7.9%	9.7%	0%
10 years	162	8.7%	7.8%	9.5%	0%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	117	8.8%	−3.1%	17.7%	6%
2 years	105	8.2%	0.9%	14.9%	0%
3 years	93	8.9%	3.1%	13.0%	0%
5 years	69	9.2%	5.8%	11.6%	0%
7 years	45	9.3%	7.0%	10.7%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

HDFC Retirement Fund - Hybrid-Debt Plan Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	HDFC Retirement Fund - Hybrid-Debt Plan (Direct)This fund
Return (CAGR)	−1.14%
Standard deviation	3.96%
Sharpe ratio	-1.61
Sortino ratio	-2.11
Maximum drawdown	−4.0% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Retirement Fund - Hybrid-Debt Plan (Direct)This fund
Return (CAGR)	+6.54%
Standard deviation	3.56%
Sharpe ratio	0.15
Sortino ratio	0.20
Maximum drawdown	−4.0% (30-03-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Retirement Fund - Hybrid-Debt Plan (Direct)This fund
Return (CAGR)	+6.74%
Standard deviation	3.43%
Sharpe ratio	0.27
Sortino ratio	0.37
Maximum drawdown	−4.0% (30-03-2026)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Retirement Fund - Hybrid-Debt Plan (Direct)This fund
Return (CAGR)	+7.86%
Standard deviation	3.49%
Sharpe ratio	0.70
Sortino ratio	0.97
Maximum drawdown	−7.8% (23-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Retirement Fund - Hybrid-Debt Plan (Direct)This fund
Return (CAGR)	+8.71%
Standard deviation	3.48%
Sharpe ratio	0.93
Sortino ratio	1.30
Maximum drawdown	−7.8% (23-03-2020)

From daily NAVs, 26-02-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−8%−6%−4%−2%0%

20172019202120232025

HDFC Retirement Fund - Hybrid-Debt Plan (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
HDFC Retirement Fund - Hybrid-Debt Plan (Direct)	−7.8%	14-02-2020	23-03-2020	10-07-2020	4 months	−2.6%

From the Direct plan's daily NAV since 26-02-2016, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

HDFC Retirement Fund - Hybrid-Debt Plan Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.99%	0.02%	0.02%	0.33%	1.36%
Regular	1.85%	0.02%	0.02%	0.45%	2.34%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−2.15%	−1.14%	1.01%	₹97,850	₹98,860
3 years	5.39%	6.54%	1.15% a year	₹1,17,057	₹1,20,931
5 years	5.54%	6.74%	1.20% a year	₹1,30,944	₹1,38,559
10 years	6.54%	7.86%	1.32% a year	₹1,88,420	₹2,13,110

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

HDFC Retirement Fund - Hybrid-Debt Plan SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 26-02-2016 to 30-10-2026: 129 instalments, ₹12,90,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planHDFC Retirement Fund - Hybrid-Debt Plan (Direct)	₹12,90,000	₹19,58,897	₹6,68,897	7.5%
Regular planHDFC Retirement Fund - Hybrid-Debt Plan (Regular)	₹12,90,000	₹18,23,124	₹5,33,124	6.3%

₹0₹5.0 L₹10.0 L₹15.0 L₹20.0 L

20172019202120232025

Direct planHDFC Retirement Fund - Hybrid-Debt Plan (Direct)Regular planHDFC Retirement Fund - Hybrid-Debt Plan (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

HDFC Retirement Fund - Hybrid-Debt Plan Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

46.5%Debt

Asset	Fund
Debt	46.5%
Equity	42.0%
Cash and others	11.6%

Market cap of stocks

Market cap	Fund
Large Cap	29.6%
Mid Cap	2.9%
Small Cap	9.4%
Not on AMFI's list	0.1%

Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	35.9%
AAA and A1+	10.6%

HDFC Retirement Fund - Hybrid-Debt Plan Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks13.1%
Construction7.7%
Petroleum Products5.8%
Retailing1.9%
Auto Components1.9%
Industrial Products1.2%
Healthcare Services1.2%
IT - Software1.0%
Telecom - Services1.0%
Automobiles0.8%

The ten largest of 23 sectors. The other 13 add up to 6.3%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	13.4%	13.8%	13.1%	−0.4%
Construction	7.8%	8.1%	7.7%	−0.1%
Petroleum Products	6.1%	6.0%	5.8%	−0.3%
Retailing	--	0.9%	1.9%	--
Auto Components	0.8%	1.4%	1.9%	+1.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

HDFC Retirement Fund - Hybrid-Debt Plan Portfolio Holdings

As on 30-09-2026 · 49 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
6.67% GOI MAT 171250 · Government security	Sovereign	9.37%
ICICI Bank Ltd.	Banks	7.90%	0.0%
Larsen and Toubro Ltd.	Construction	7.43%	0.0%
Mahindra Rural Housing Finance Ltd · Bond	CRISIL - AAA	7.04%
6.48% GOI MAT 061035 · Government security	Sovereign	6.70%
6.19% GOI MAT 160934 · Government security	Sovereign	6.60%
Reliance Industries Ltd.	Petroleum Products	5.53%	0.0%
7.57% GOI MAT 170633 · Government security	Sovereign	5.38%
8.97% GOI MAT 051230 · Government security	Sovereign	4.14%
7.5% GOI MAT 100834 · Government security	Sovereign	3.57%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	3.56%
HDFC Bank Ltd.	Banks	2.18%	0.0%
State Bank of India	Banks	1.31%	0.0%
Axis Bank Ltd.	Banks	1.12%	0.0%
Bharti Airtel Ltd.	Telecom - Services	0.99%	0.0%
Maruti Suzuki India Limited	Automobiles	0.84%	0.0%
Firstsource Solutions Ltd.	Commercial Services & Supplies	0.72%	New
Vedant Fashions Ltd	Retailing	0.71%	+72.7%
Infosys Limited	IT - Software	0.70%	0.0%
Suprajit Engineering Ltd.	Auto Components	0.67%	+66.7%
United Spirits Limited	Beverages	0.66%	+75.0%
Vishal Mega Mart Limited	Retailing	0.64%	+50.0%
City Union Bank Ltd.	Banks	0.63%	0.0%
Kovai Medical Center & Hospital Ltd.	Healthcare Services	0.63%	New
Transport Corporation of India Ltd.	Transport Services	0.61%	0.0%
Balkrishna Industries Ltd.	Auto Components	0.59%	+60.0%
SBI Life Insurance Company Ltd.	Insurance	0.59%	0.0%
Shoppers Stop Ltd.	Retailing	0.58%	New
Dr. Lal Path Labs Ltd	Healthcare Services	0.56%	0.0%
Power Grid Corporation of India Ltd.	Power	0.55%	0.0%
WEST COAST PAPER MILLS LIMITED	Paper, Forest & Jute Products	0.52%	New
ITC LIMITED	Diversified FMCG	0.46%	0.0%
Vesuvius India Ltd.	Industrial Products	0.45%	0.0%
Lupin Ltd.	Pharmaceuticals & Biotechnology	0.43%	0.0%
PVR LIMITED	Entertainment	0.43%	−1.9%
Lumax Industries Ltd	Auto Components	0.39%	0.0%
Alkem Laboratories Ltd.	Pharmaceuticals & Biotechnology	0.36%	0.0%
Gujarat Pipavav Port Ltd.	Transport Infrastructure	0.35%	0.0%
Zensar Technologies Ltd.	IT - Software	0.30%	0.0%
Voltamp Transformers Ltd.	Electrical Equipment	0.29%	0.0%
Kalpataru Projects International Ltd	Construction	0.29%	0.0%
TCPL PACKAGING LIMITED	Industrial Products	0.29%	0.0%
Bayer Cropscience Ltd	Fertilizers & Agrochemicals	0.28%	0.0%
Hindustan Petroleum Corp. Ltd.	Petroleum Products	0.25%	0.0%
Huhtamaki India Limited	Industrial Products	0.25%	0.0%
Finolex Cables Ltd.	Industrial Products	0.23%	New
SKF India Ltd.	Auto Components	0.21%	0.0%
7.54% GOI MAT 230536 · Government security	Sovereign	0.11%
GSPL Transmission Limited	Gas	0.05%	−9.9%

HDFC Retirement Fund - Hybrid-Debt Plan Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Tata Consultancy Services Ltd.	Sold out	−100%	was 0.82%
Firstsource Solutions Ltd.	New	New	0.72%
Vedant Fashions Ltd	Added	+72.7%	0.71%
Suprajit Engineering Ltd.	Added	+66.7%	0.67%
United Spirits Limited	Added	+75.0%	0.66%
Vishal Mega Mart Limited	Added	+50.0%	0.64%
ICICI Lombard General Insurance Co	Sold out	−100%	was 0.64%
Kovai Medical Center & Hospital Ltd.	New	New	0.63%
Balkrishna Industries Ltd.	Added	+60.0%	0.59%
Shoppers Stop Ltd.	New	New	0.58%
WEST COAST PAPER MILLS LIMITED	New	New	0.52%
PVR LIMITED	Reduced	−1.9%	0.43%
Alembic Pharmaceuticals Limited	Sold out	−100%	was 0.29%
Finolex Cables Ltd.	New	New	0.23%
GSPL Transmission Limited	Reduced	−9.9%	0.05%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What HDFC Retirement Fund - Hybrid-Debt Plan bought and sold

HDFC Retirement Fund - Hybrid-Debt Plan Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
HDFC Retirement Fund - Hybrid-Equity PlanSolution · HDFC	30.6%	34	Compare
DSP Nifty Top 10 Equal Weight Index FundIndex · DSP	27.6%	9	Compare
DSP Nifty Top 10 Equal Weight ETFETF · DSP	27.6%	9	Compare
Kotak Nifty Top 10 Equal Weight Index FundIndex · Kotak Mahindra	27.6%	9	Compare
HDFC Retirement Fund - Equity PlanSolution · HDFC	27.2%	23	Compare
HSBC Large Cap FundLarge Cap · HSBC	26.8%	11	Compare
Nippon India ETF BSE SensexETF · Nippon India	26.7%	11	Compare
UTI BSE Sensex ETFETF · UTI	26.7%	11	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

HDFC Retirement Fund - Hybrid-Debt Plan Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.36%
Expense ratio (Regular): 2.34%
Category: Solution
Risk: Moderately High
Launch date: 26-02-2016
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹142.62 Cr (30-09-2026)
Lock in: 5 years, or until retirement if earlier
Scheme code (Direct): 136465
ISIN (Direct): INF179KB1MJ2
Scheme code (Regular): 136466
ISIN (Regular): INF179KB1MK0
NAV history: From 26-02-2016, 10.7 years

Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Conservative Index
Exit load: Nil

Tax on HDFC Retirement Fund - Hybrid-Debt Plan returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹24.439	30-10-2026
regular	Growth	₹21.3759	30-10-2026

About HDFC Retirement Fund - Hybrid-Debt Plan

HDFC Retirement Fund - Hybrid-Debt Plan is a mutual fund from HDFC Mutual Fund. Its category is Solution. It was launched on 26-02-2016. Its benchmark is Nifty 50 Hybrid Composite Debt 15:85 Conservative Index. At the end of September 2026 it held 49 securities.

Fund Manager

Anupam Joshi
Fund manager of HDFC Retirement Fund - Hybrid-Debt Plan, since 07-03-2026
Arun Agarwal
Fund manager of HDFC Retirement Fund - Hybrid-Debt Plan, since 01-04-2025
Nandita Menezes
Fund manager of HDFC Retirement Fund - Hybrid-Debt Plan, since 01-04-2025
Chirag Setalvad
Fund manager of HDFC Retirement Fund - Hybrid-Debt Plan, since 01-09-2026
Gopal Agrawal
Fund manager of HDFC Retirement Fund - Hybrid-Debt Plan, since 01-09-2026

See all funds of HDFC Mutual Fund

AUM change

September 2026: ₹142.62 Cr; −2.54% from August 2026
August 2026: ₹146.34 Cr; −1.29% from July 2026
July 2026: ₹148.25 Cr; −0.94% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare HDFC Retirement Fund - Hybrid-Debt Plan with Other Funds

Returns, risk, costs and the stocks they share, side by side

HDFC Retirement Fund - Hybrid-Debt Plan vs HDFC Retirement Fund - Hybrid-Equity Plan30.6% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs DSP Nifty Top 10 Equal Weight Index27.6% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs DSP Nifty Top 10 Equal Weight ETF27.6% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs Kotak Nifty Top 10 Equal Weight Index27.6% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs HDFC Retirement Fund - Equity Plan27.2% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs HSBC Large Cap26.8% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs Nippon India ETF BSE Sensex26.7% overlap
HDFC Retirement Fund - Hybrid-Debt Plan vs UTI BSE Sensex ETF26.7% overlap

Compare with any other fund

Frequently Asked Questions for HDFC Retirement Fund - Hybrid-Debt Plan

What is the current NAV of HDFC Retirement Fund - Hybrid-Debt Plan?

The Direct plan NAV is ₹24.439. The Regular plan NAV is ₹21.3759, as on 30-10-2026.

What are the returns of HDFC Retirement Fund - Hybrid-Debt Plan?

The Direct plan returned −1.14% in 1 year, +6.54% a year over 3 years, +6.74% a year over 5 years. The Regular plan returned −2.15% in 1 year, +5.39% a year over 3 years, +5.54% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of HDFC Retirement Fund - Hybrid-Debt Plan?

The Direct plan charges 1.36% a year. The Regular plan charges 2.34% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of HDFC Retirement Fund - Hybrid-Debt Plan?

HDFC Retirement Fund - Hybrid-Debt Plan managed ₹142.62 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of HDFC Retirement Fund - Hybrid-Debt Plan?

At the end of September 2026 the largest holdings were 6.67% GOI MAT 171250 (9.37%), ICICIBANK (7.90%), LT (7.43%), Mahindra Rural Housing Finance Ltd (7.04%), 6.48% GOI MAT 061035 (6.70%). The fund held 49 securities in all.

What did HDFC Retirement Fund - Hybrid-Debt Plan buy and sell in September 2026?

It bought 5 new stocks: Kovai Medical Center & Hospital Ltd, Finolex Cables Ltd, Shoppers Stop Ltd, Firstsource Solutions Ltd, WEST COAST PAPER MILLS LIMITED. It sold out of 3: Tata Consultancy Services Ltd, ICICI Lombard General Insurance Co, Alembic Pharmaceuticals Limited. It added shares in 5. It reduced 2.

How do I invest in HDFC Retirement Fund - Hybrid-Debt Plan?

Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of HDFC Retirement Fund - Hybrid-Debt Plan?

Anupam Joshi (since 07-03-2026), Arun Agarwal (since 01-04-2025), Nandita Menezes (since 01-04-2025), Chirag Setalvad (since 01-09-2026), Gopal Agrawal (since 01-09-2026).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.