HDFC FMP 2638D February 2023

Direct and Regular plans, Growth and IDCW options

Data as on 30-10-2026

HDFC FMP 2638D February 2023 is a mutual fund run by HDFC Mutual Fund. On 30-09-2026, it managed ₹169 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.6% a year and its Regular plan returned 7.3% a year.

NAV (Direct plan): ₹13.13; ▼ 0.13%30-10-2026
NAV (Regular plan): ₹13.01; ▼ 0.13%30-10-2026
Expense ratio: 0.15%Direct0.38%Regular; 0.15%; A year
Riskometer: Not available; Set by the fund house
3 year return: 7.6%Direct7.3%Regular; 7.6%; A year

HDFC FMP 2638D February 2023 NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹13.13 (down 0.13% that day); Regular Plan Growth ₹13.01 (down 0.13% that day).

This fund (Direct plan)

₹13.1336

HDFC FMP 2638D February 2023 Returns

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.38%	−0.53%	+1.69%	+3.08%	+7.60%	--	--
This fund (Regular)	−0.40%	−0.59%	+1.56%	+2.83%	+7.33%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The fund house names no benchmark we can show.

HDFC FMP 2638D February 2023 Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.42%	+2.20%
2025	+8.43%	+8.16%
2024	+9.56%	+9.28%

HDFC FMP 2638D February 2023 Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 165 periods, one for each trading day from 23-02-2026 to 30-10-2026.

0%2%4%6%8%10%

Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026Aug 2023
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Aug 2026Oct 2023
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Oct 2026

HDFC FMP 2638D February 2023 (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	648	8.7%	2.5%	13.0%	0%
2 years	406	8.9%	6.0%	10.1%	0%
3 years	165	7.9%	7.2%	8.9%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	33	8.2%	1.5%	13.7%	0%
2 years	21	8.7%	5.0%	11.6%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

HDFC FMP 2638D February 2023 Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	HDFC FMP 2638D February 2023 (Direct)This fund
Return (CAGR)	+3.08%
Standard deviation	2.30%
Sharpe ratio	-0.94
Sortino ratio	-1.36
Maximum drawdown	−1.8% (02-04-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC FMP 2638D February 2023 (Direct)This fund
Return (CAGR)	+7.60%
Standard deviation	2.00%
Sharpe ratio	0.78
Sortino ratio	1.17
Maximum drawdown	−1.8% (02-04-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC FMP 2638D February 2023 (Direct)This fund
Return (CAGR)	+7.68%
Standard deviation	2.10%
Sharpe ratio	0.72
Sortino ratio	1.07
Maximum drawdown	−1.8% (02-04-2026)

From daily NAVs, 23-02-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−2%−1.5%−1%−0.5%0%

202420252026

HDFC FMP 2638D February 2023 (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
HDFC FMP 2638D February 2023 (Direct)	−1.8%	10-03-2026	02-04-2026	20-04-2026	18 days	−1.2%

From the Direct plan's daily NAV since 23-02-2023, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

HDFC FMP 2638D February 2023 Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.13%	0.00%	0.00%	0.02%	0.15%
Regular	0.34%	0.00%	0.00%	0.04%	0.38%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.83%	3.08%	0.25%	₹1,02,830	₹1,03,080
3 years	7.33%	7.60%	0.27% a year	₹1,23,641	₹1,24,577

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

HDFC FMP 2638D February 2023 SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 23-02-2023 to 30-10-2026: 45 instalments, ₹4,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planHDFC FMP 2638D February 2023 (Direct)	₹4,50,000	₹5,07,299	₹57,299	6.4%
Regular planHDFC FMP 2638D February 2023 (Regular)	₹4,50,000	₹5,04,767	₹54,767	6.1%

₹0₹2.0 L₹4.0 L₹6.0 L

202420252026

Direct planHDFC FMP 2638D February 2023 (Direct)Regular planHDFC FMP 2638D February 2023 (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

HDFC FMP 2638D February 2023 Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

98.5%Debt

Asset	Fund
Debt	98.5%
Cash and others	1.5%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	98.5%

HDFC FMP 2638D February 2023 Portfolio Holdings

As on 30-09-2026 · 8 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
GOI STRIPS - Mat 190330 · Government security	Sovereign	38.76%
GOI STRIPS - Mat 190929 · Government security	Sovereign	17.48%
GOI STRIPS - Mat 220230 · Government security	Sovereign	14.20%
GOI STRIPS - Mat 260430 · Government security	Sovereign	11.74%
5.79% GOI MAT 110530 · Government security	Sovereign	9.12%
GOI STRIPS - Mat 020130 · Government security	Sovereign	4.89%
GOI STRIPS - Mat 120330 · Government security	Sovereign	2.33%
6.79% GOI MAT 261229 · Government security	Sovereign	0.02%

HDFC FMP 2638D February 2023 Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.15%
Expense ratio (Regular): 0.38%
Category: Not available
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹169.38 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 151470
ISIN (Direct): Not available
Scheme code (Regular): 151465
ISIN (Regular): Not available
NAV history: From 23-02-2023, 3.7 years

Exit load: Not available

Tax on HDFC FMP 2638D February 2023 returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹13.1336	30-10-2026
direct	Quarterly IDCW	₹9.9562	30-10-2026
regular	Growth	₹13.0121	30-10-2026
regular	IDCW	₹13.0121	30-10-2026
regular	Quarterly IDCW	₹9.9541	30-10-2026

About HDFC FMP 2638D February 2023

HDFC FMP 2638D February 2023 is a mutual fund from HDFC Mutual Fund. At the end of September 2026 it held 8 securities.

Fund Manager

Not available

See all funds of HDFC Mutual Fund

AUM change

September 2026: ₹169.38 Cr; −0.48% from August 2026
August 2026: ₹170.19 Cr; +0.29% from July 2026
July 2026: ₹169.69 Cr; +0.19% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Frequently Asked Questions for HDFC FMP 2638D February 2023

What is the current NAV of HDFC FMP 2638D February 2023?

The Direct plan NAV is ₹13.1336. The Regular plan NAV is ₹13.0121, as on 30-10-2026.

What are the returns of HDFC FMP 2638D February 2023?

The Direct plan returned +3.08% in 1 year, +7.60% a year over 3 years. The Regular plan returned +2.83% in 1 year, +7.33% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of HDFC FMP 2638D February 2023?

The Direct plan charges 0.15% a year. The Regular plan charges 0.38% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of HDFC FMP 2638D February 2023?

HDFC FMP 2638D February 2023 managed ₹169.38 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of HDFC FMP 2638D February 2023?

At the end of September 2026 the largest holdings were GOI STRIPS - Mat 190330 (38.76%), GOI STRIPS - Mat 190929 (17.48%), GOI STRIPS - Mat 220230 (14.20%), GOI STRIPS - Mat 260430 (11.74%), 5.79% GOI MAT 110530 (9.12%). The fund held 8 securities in all.

How do I invest in HDFC FMP 2638D February 2023?

Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

What is the difference between the Direct and Regular plan of HDFC FMP 2638D February 2023?

Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.15% a year and the Regular plan 0.38%. The lower charge is why the Direct plan's NAV is higher.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.