HDFC Floating Interest Rates Fund

FloaterDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

HDFC Floating Interest Rates Fund is a Floater fund run by HDFC Mutual Fund. On 30-09-2026, it managed ₹15,659 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.3% a year and its Regular plan returned 7.1% a year.

NAV (Direct plan): ₹54.90; ▲ 0.11%30-10-2026
NAV (Regular plan): ₹53.65; ▲ 0.11%30-10-2026
Expense ratio: 0.27%Direct0.50%Regular; 0.27%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 7.3%Direct7.1%Regular; 7.3%; A year

HDFC Floating Interest Rates Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹54.90 (up 0.11% that day); Regular Plan Growth ₹53.65 (up 0.11% that day).

This fund (Direct plan)

₹54.8993

HDFC Floating Interest Rates Fund Returns vs Floater Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	0.00%	+0.53%	+2.57%	+5.17%	+7.35%	+6.78%	+7.16%
This fund (Regular)	−0.02%	+0.47%	+2.45%	+4.93%	+7.10%	+6.53%	+6.94%
Floater average	−0.01%	+0.56%	+2.76%	+5.43%	+7.47%	+6.73%	+7.16%
Best in Floater	+0.19%	+0.99%	+3.44%	+6.14%	+8.24%	+7.15%	+7.52%
Worst in Floater	−0.41%	−0.05%	+2.46%	+4.41%	+6.95%	+6.31%	+6.90%
Rank in Floater	7/12	7/12	8/12	9/12	7/12	4/12	2/5

Category rows compare the Direct plans of 12 Floater funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Short Duration Debt A-II Index. Returns of that index are not available to us, so the category average is the comparison.

HDFC Floating Interest Rates Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.17%	+3.97%
2025	+8.13%	+7.88%
2024	+8.54%	+8.29%
2023	+7.87%	+7.63%
2022	+4.83%	+4.59%
2021	+4.36%	+4.10%

HDFC Floating Interest Rates Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,621 periods, one for each trading day from 01-01-2016 to 30-10-2026.

0%2%4%6%8%10%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

HDFC Floating Interest Rates Fund (Direct)Category average, 12 Floater funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,098	8.3%	3.2%	10.4%	0%	8.2%	66%
2 years	2,862	8.0%	4.6%	9.9%	0%	7.9%	75%
3 years	2,621	7.9%	5.7%	9.6%	0%	7.8%	93%
5 years	2,138	7.2%	6.7%	8.7%	0%	7.0%	97%
7 years	1,655	7.3%	6.9%	8.8%	0%	7.2%	100%
10 years	926	7.6%	7.1%	7.9%	0%	7.5%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	8.2%	2.4%	10.3%	0%	7.9%	66%
2 years	142	8.0%	3.7%	9.6%	0%	7.9%	79%
3 years	130	7.8%	5.0%	9.5%	0%	7.7%	81%
5 years	106	7.6%	6.2%	8.5%	0%	7.5%	90%
7 years	82	7.2%	6.6%	8.5%	0%	7.1%	95%
10 years	46	7.2%	7.1%	7.5%	0%	7.2%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 12 Floater funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

HDFC Floating Interest Rates Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	HDFC Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+5.17%	+5.43%
Standard deviation	0.97%	0.90%
Sharpe ratio	-0.07	0.20
Sortino ratio	-0.10	0.29
Maximum drawdown	−0.36% (23-10-2026)	−0.32% (21-05-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.35%	+7.47%
Standard deviation	0.72%	0.76%
Sharpe ratio	1.83	1.92
Sortino ratio	2.72	3.05
Maximum drawdown	−0.36% (23-10-2026)	−0.32% (21-05-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+6.78%	+6.73%
Standard deviation	0.70%	0.71%
Sharpe ratio	1.39	1.32
Sortino ratio	1.97	1.99
Maximum drawdown	−0.53% (06-05-2022)	−0.51% (06-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.16%	+7.10%
Standard deviation	0.85%	0.92%
Sharpe ratio	2.07	1.84
Sortino ratio	3.41	3.27
Maximum drawdown	−1.3% (24-03-2020)	−1.8% (24-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	HDFC Floating Interest Rates Fund (Direct)This fund	Category average
Return (CAGR)	+7.72%	+7.59%
Standard deviation	0.78%	0.85%
Sharpe ratio	2.15	1.87
Sortino ratio	3.46	3.22
Maximum drawdown	−1.3% (24-03-2020)	−1.8% (24-03-2020)

From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−2%−1.5%−1%−0.5%0%

2014201620182020202220242026

HDFC Floating Interest Rates Fund (Direct)Category average, 12 Floater funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
HDFC Floating Interest Rates Fund (Direct)	−1.3%	06-03-2020	24-03-2020	27-03-2020	3 days	−0.12%
Category average	−1.8%	06-03-2020	24-03-2020	31-03-2020	7 days	−0.09%

From the Direct plan's daily NAV since 01-01-2013, adjusted for unit splits, and the average of the 12 Floater funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

HDFC Floating Interest Rates Fund vs Other Floater Funds

The five Floater funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Axis Floating Interest Rates Fund	1/12	149	0.22%	+6.06%	+8.24%	--	--	1.07	1.58	Compare
Franklin India Floating Interest Rates Fund	2/12	256	0.38%	+5.89%	+7.92%	--	--	2.37	4.00	Compare
Bandhan Floating Interest Rates Fund	3/12	224	0.14%	+5.91%	+7.65%	--	--	1.66	2.57	Compare
ICICI Prudential Floating Interest Rates Fund	4/12	8,658	0.29%	+5.56%	+7.53%	--	--	1.95	3.11	Compare
Kotak Floating Interest Rates Fund	5/12	3,240	0.24%	+5.05%	+7.49%	--	--	1.91	2.98	Compare
HDFC Floating Interest Rates Fund	7/12	15,659	0.27%	+5.17%	+7.35%	--	--	1.83	2.72

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

HDFC Floating Interest Rates Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Floater median	Cost rank (1 = cheapest)
Direct	0.23%	0.00%	0.00%	0.04%	0.27%	0.28%	5/12
Regular	0.43%	0.00%	0.00%	0.07%	0.50%	0.64%	3/12

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Floater funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	4.93%	5.17%	0.24%	₹1,04,930	₹1,05,170
3 years	7.10%	7.35%	0.25% a year	₹1,22,848	₹1,23,710
5 years	6.53%	6.78%	0.25% a year	₹1,37,202	₹1,38,819
10 years	6.94%	7.16%	0.22% a year	₹1,95,615	₹1,99,677

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

HDFC Floating Interest Rates Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-05-2013 to 30-10-2026: 162 instalments, ₹16,20,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planHDFC Floating Interest Rates Fund (Direct)	₹16,20,000	₹27,06,473	₹10,86,473	7.3%
Regular planHDFC Floating Interest Rates Fund (Regular)	₹16,20,000	₹26,63,988	₹10,43,988	7.1%
Category averageCategory average, 12 Floater funds	₹16,20,000	₹26,95,268	₹10,75,268	7.2%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planHDFC Floating Interest Rates Fund (Direct)Regular planHDFC Floating Interest Rates Fund (Regular)Category averageCategory average, 12 Floater fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

HDFC Floating Interest Rates Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

96.3%Debt

Asset	Fund	Category
Debt	96.3%	93.1%
Cash and others	3.7%	6.9%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 12 Floater funds.

Rating	Fund	Category
Sovereign	11.1%	20.1%
AAA and A1+	70.7%	63.2%
AA	14.6%	9.7%

HDFC Floating Interest Rates Fund Portfolio Holdings

As on 30-09-2026 · 142 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
6.64% GOI MAT 071231 · Government security	Sovereign	6.97%
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	4.24%
Floating Rate GOI 2034 · Government security	Sovereign	3.28%
Jubilant Beverages Limited · Bond	CRISIL - AA	3.12%
National Bank for Agri & Rural Dev. · Bond	CRISIL - AAA	2.54%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	2.44%
National Bank for Agri & Rural Dev. · Bond	ICRA - AAA	2.35%
National Bank for Agri & Rural Dev. · Bond	CRISIL - AAA	2.23%
Aadhar Housing Finance Limited · Bond	ICRA - AA+	1.92%
Small Industries Development Bank · Bond	CRISIL - AAA	1.76%
ASCENDAS IT PARK PUNE PRIVATE LIMITED · Bond	CRISIL - AAA	1.66%
Small Industries Development Bank · Bond	CRISIL - AAA	1.57%
Torrent Power Ltd. · Bond	CRISIL - AA+	1.46%
Bajaj Finance Ltd. · Bond	CRISIL - AAA	1.42%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	1.28%
UltraTech Cement Limited · Bond	CRISIL - AAA	1.27%
Export - Import Bank of India · Certificate of deposit	CRISIL - A1+	1.27%
Small Industries Development Bank · Bond	CRISIL - AAA	1.26%
SMFG India Credit Company Ltd · Bond	CRISIL - AAA	1.11%
JM Financial Credit Solutions Ltd. · Bond	ICRA - AA	1.10%
TVS Credit Services Ltd · Bond	ICRA - AA+	0.97%
Muthoot Finance Ltd. · Bond	CRISIL - AA+	0.96%
Poonawalla Fincorp Ltd · Bond	CRISIL - AAA	0.96%
Poonawalla Fincorp Ltd · Bond	CRISIL - AAA	0.96%
National Housing Bank · Bond	CRISIL - AAA	0.96%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.95%
Export - Import Bank of India · Bond	CRISIL - AAA	0.95%
HDB Financial Services Ltd. · Bond	CRISIL - AAA	0.95%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.94%
Small Industries Development Bank · Certificate of deposit	CARE - A1+	0.94%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.93%
National Housing Bank · Bond	CARE - AAA	0.91%
REC Limited. · Bond	CRISIL - AAA	0.80%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	0.80%
Citicorp Finance (India) Ltd. · Bond	ICRA - AAA	0.80%
JTPM Metal Traders Limited · Bond	CRISIL - AA	0.79%
National Bank for Agri & Rural Dev. · Bond	CRISIL - AAA	0.79%
Pipeline Infrastructure Pvt. Ltd. · Bond	CRISIL - AAA	0.77%
REC Limited. · Bond	CARE - AAA	0.77%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.73%
Poonawalla Fincorp Ltd · Bond	CRISIL - AAA	0.70%
HDB Financial Services Ltd. · Bond	CRISIL - AAA	0.70%
Grasim Industries Ltd. · Bond	CRISIL - AAA	0.64%
National Housing Bank · Bond	CRISIL - AAA	0.64%
Tata Power Renewable Energy Limited · Bond	CARE - AA+	0.64%
Tata Capital Ltd. · Bond	CRISIL - AAA	0.64%
Housing and Urban Development Corporation Ltd. · Bond	CARE - AAA	0.63%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.63%
Aavas Financiers Ltd. · Bond	CARE - AA	0.63%
National Bank for Agri & Rural Dev. · Bond	CRISIL - AAA	0.63%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.63%
TMF Holdings Ltd. (Perpetual) · Bond	CRISIL - AA+	0.63%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.62%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	0.62%
Yes Bank Ltd. · Certificate of deposit	CRISIL - A1+	0.62%
Yes Bank Ltd. · Certificate of deposit	CRISIL - A1+	0.62%
Small Industries Development Bank · Certificate of deposit	CARE - A1+	0.62%
Union Bank of India · Certificate of deposit	IND - A1+	0.62%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.61%
Bajaj Housing Finance Ltd. · Bond	IND - AAA	0.61%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.60%
India Universal Trust AL2 (Originator - HDFC Bank Limited)	CRISIL - AAA(SO)	0.49%
Pipeline Infrastructure Pvt. Ltd. · Bond	CRISIL - AAA	0.48%
Bajaj Finance Ltd. · Bond	CRISIL - AAA	0.48%
Muthoot Finance Ltd. · Bond	CRISIL - AA+	0.48%
Truhome Finance Limited · Bond	IND - AA	0.48%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.47%
Small Industries Development Bank · Bond	CRISIL - AAA	0.47%
6.67% GOI MAT 151235 · Government security	Sovereign	0.46%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.46%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.45%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.43%
NTPC Limited · Bond	CRISIL - AAA	0.39%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.38%
Dhruva XXIV (Originator - Five-Star Business Finance Limited)	ICRA - AAA(SO)	0.37%
Toyota Financial Services India Ltd. · Bond	ICRA - AAA	0.35%
REC Limited. · Bond	CRISIL - AAA	0.32%
TATA Capital Housing Finance Ltd. · Bond	CRISIL - AAA	0.32%
Grasim Industries Ltd. · Bond	CRISIL - AAA	0.32%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	0.32%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	0.32%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.32%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.32%
Cholamandalam Investment & Finance Co. Ltd. · Bond	ICRA - AA+	0.32%
Godrej Industries Ltd. · Bond	CRISIL - AA+	0.32%
Tata Capital Ltd. · Bond	CRISIL - AAA	0.32%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.32%
Poonawalla Fincorp Ltd · Bond	CRISIL - AAA	0.32%
Small Industries Development Bank · Bond	CRISIL - AAA	0.32%
Small Industries Development Bank · Bond	CRISIL - AAA	0.32%
Small Industries Development Bank · Bond	CRISIL - AAA	0.32%
NTPC Limited · Bond	CRISIL - AAA	0.32%
Kotak Mahindra Prime Ltd.	CRISIL - AAA	0.32%
Corporate Debt Market Development Fund		0.32%
6.94% GOI MAT 110536 · Government security	Sovereign	0.31%
REC Limited. · Bond	CRISIL - AAA	0.31%
Bank of Baroda · Certificate of deposit	CARE - A1+	0.31%
Housing and Urban Development Corporation Ltd. · Bond	CARE - AAA	0.31%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	0.31%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.31%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.31%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	0.31%
Punjab National Bank · Certificate of deposit	CRISIL - A1+	0.31%
Punjab National Bank · Certificate of deposit	CARE - A1+	0.31%
India Grid Trust · Bond	CRISIL - AAA	0.31%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.31%
Canara Bank · Certificate of deposit	CRISIL - A1+	0.31%
Small Industries Development Bank · Certificate of deposit	CARE - A1+	0.31%
National Housing Bank · Bond	CARE - AAA	0.31%
Sundaram Finance Ltd. · Bond	ICRA - AAA	0.31%
Union Bank of India · Certificate of deposit	IND - A1+	0.31%
Cholamandalam Investment & Finance Co. Ltd. · Bond	ICRA - AA+	0.26%
Sundaram Finance Ltd. · Bond	CRISIL - AAA	0.19%
Bajaj Housing Finance Ltd. · Bond	CRISIL - AAA	0.17%
JM FINANCIAL HOME LOANS LIMITED · Bond	CRISIL - AA	0.16%
REC Limited. · Bond	CRISIL - AAA	0.16%
REC Limited. · Bond	CARE - AAA	0.16%
Housing and Urban Development Corporation Ltd. · Bond	CARE - AAA	0.16%
Hindustan Petroleum Corp. Ltd. · Bond	CRISIL - AAA	0.16%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.16%
LIC Housing Finance Ltd. · Bond	CRISIL - AAA	0.16%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.16%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.16%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.16%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.16%
Power Finance Corporation Ltd. · Bond	CRISIL - AAA	0.16%
Bharti Telecom Limited · Bond	CRISIL - AAA	0.16%
National Housing Bank · Bond	CARE - AAA	0.16%
Torrent Power Ltd. · Bond	CRISIL - AA+	0.16%
Jamnagar Utilities & Power Pvt. Limited · Bond	CRISIL - AAA	0.16%
Indian Railways Finance Corp. Ltd. · Bond	CRISIL - AAA	0.15%
Jubilant Bevco Limited · Bond	CRISIL - AA	0.14%
India Universal Trust AL1 (Originator - HDFC Bank Limited)	IND - AAA(SO)	0.12%
Power Grid Corporation of India Ltd. · Bond	CRISIL - AAA	0.08%
Nirma Ltd. · Bond	CRISIL - AA	0.06%
7.27% Tamil Nadu SDL Mat 120727 · State government security	Sovereign	0.03%
HDFC Bank Ltd. · Bond	CRISIL - AAA	0.03%
Kotak Mahindra Bank Limited	CRISIL - A1+	0.03%
5.77% GOI MAT 030830 · Government security	Sovereign	0.01%
7.23% Tamil Nadu SDL MAT 140627 · State government security	Sovereign	0.01%
6.68% GOI MAT 070740 · Government security	Sovereign	0.00%
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131 · State government security	Sovereign	0.00%

HDFC Floating Interest Rates Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
HDFC Short Term FundShort Duration · HDFC	30.8%	47	Compare
HDFC Ultra Short to Short Term FundLow Duration · HDFC	25.2%	34	Compare
ICICI Prudential Short Term FundShort Duration · ICICI Prudential	20.2%	31	Compare
HDFC Medium Term FundMedium Duration · HDFC	18.6%	23	Compare
Nippon India Short Term FundShort Duration · Nippon India	18.5%	23	Compare
HDFC Banking and PSU Debt FundBanking & PSU · HDFC	18.4%	27	Compare
ICICI Prudential Corporate Bond FundCorporate Bond · ICICI Prudential	17.3%	29	Compare
AXIS Corporate Bond FundCorporate Bond · Axis	17.1%	29	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

HDFC Floating Interest Rates Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.27%
Expense ratio (Regular): 0.50%
Category: Floater
Risk: Moderate
Benchmark: CRISIL Short Duration Debt A-II Index
Launch date: 16-01-2003
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹15,658.95 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 118961
ISIN (Direct): INF179K01VQ4
Scheme code (Regular): 106841
ISIN (Regular): INF179K01707
NAV history: From 01-01-2013, 13.8 years

Exit load: NIL

Tax on HDFC Floating Interest Rates Fund returns

HDFC Floating Interest Rates Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹54.8993	30-10-2026
direct	Daily IDCW	₹10.0691	30-10-2026
direct	Monthly IDCW	₹10.1518	30-10-2026
direct	Weekly IDCW	₹10.0309	30-10-2026
regular	Growth	₹53.6522	30-10-2026
regular	Daily IDCW	₹10.0668	30-10-2026
regular	Monthly IDCW	₹10.1497	30-10-2026
regular	Weekly IDCW	₹10.0275	30-10-2026

About HDFC Floating Interest Rates Fund

HDFC Floating Interest Rates Fund is a mutual fund from HDFC Mutual Fund. Its category is Floater. It was launched on 16-01-2003. Its benchmark is CRISIL Short Duration Debt A-II Index. At the end of September 2026 it held 142 securities.

Fund Manager

Anil Bamboli
Fund manager of HDFC Floating Interest Rates Fund, since 07-03-2026
Gopal Agrawal
Fund manager of HDFC Floating Interest Rates Fund, since 01-09-2026

See all funds of HDFC Mutual Fund

AUM change

September 2026: ₹15,658.95 Cr; −2.94% from August 2026
August 2026: ₹16,133.26 Cr; −1.68% from July 2026
July 2026: ₹16,408.56 Cr; −0.26% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare HDFC Floating Interest Rates Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

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Frequently Asked Questions for HDFC Floating Interest Rates Fund

What is the current NAV of HDFC Floating Interest Rates Fund?

The Direct plan NAV is ₹54.8993. The Regular plan NAV is ₹53.6522, as on 30-10-2026.

What are the returns of HDFC Floating Interest Rates Fund?

The Direct plan returned +5.17% in 1 year, +7.35% a year over 3 years, +6.78% a year over 5 years. The Regular plan returned +4.93% in 1 year, +7.10% a year over 3 years, +6.53% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of HDFC Floating Interest Rates Fund?

The Direct plan charges 0.27% a year. The Regular plan charges 0.50% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of HDFC Floating Interest Rates Fund?

HDFC Floating Interest Rates Fund managed ₹15,658.95 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of HDFC Floating Interest Rates Fund?

At the end of September 2026 the largest holdings were 6.64% GOI MAT 071231 (6.97%), Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited) (4.24%), Floating Rate GOI 2034 (3.28%), Jubilant Beverages Limited (3.12%), National Bank for Agri & Rural Dev. (2.54%). The fund held 142 securities in all.

How do I invest in HDFC Floating Interest Rates Fund?

Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of HDFC Floating Interest Rates Fund?

Anil Bamboli (since 07-03-2026), Gopal Agrawal (since 01-09-2026).

What is the exit load of HDFC Floating Interest Rates Fund?

NIL

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.