Edelweiss Banking and PSU Debt Fund is a Banking & PSU fund run by Edelweiss Mutual Fund. On 30-09-2026, it managed ₹3,137 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.0% a year and its Regular plan returned 6.7% a year.
NAV (Direct plan)
₹27.11
▲ 0.02% · 30-10-2026
NAV (Regular plan)
₹26.06
▲ 0.02% · 30-10-2026
Expense ratio
0.40%Direct0.73%Regular
0.40%
A year
Riskometer
Low to Moderate
Set by the fund house
3 year return
7.0%Direct6.7%Regular
7.0%
A year
Edelweiss Banking and PSU Debt Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹27.11 (up 0.02% that day); Regular Plan Growth ₹26.06 (up 0.02% that day).
This fund (Direct plan)
₹27.1116
Edelweiss Banking and PSU Debt Fund Returns vs Banking & PSU Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.04%
+0.67%
+2.62%
+4.02%
+7.00%
+6.03%
--
This fund (Regular)
−0.07%
+0.59%
+2.46%
+3.70%
+6.68%
+5.69%
--
Banking & PSU average
−0.21%
+0.14%
+2.36%
+4.04%
+6.88%
+6.22%
--
Best in Banking & PSU
+0.29%
+1.41%
+3.21%
+5.74%
+7.47%
+7.79%
--
Worst in Banking & PSU
−0.45%
−0.53%
+1.89%
+2.97%
+6.32%
+5.58%
--
Rank in Banking & PSU
5/19
3/19
5/19
9/19
6/18
13/16
--
Category rows compare the Direct plans of 19 Banking & PSU funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Banking and PSU Debt A-II Index. Returns of that index are not available to us, so the category average is the comparison.
Edelweiss Banking and PSU Debt Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+3.35%
+3.09%
2025
+7.71%
+7.39%
2024
+8.53%
+8.19%
2023
+6.74%
+6.40%
2022
+2.92%
+2.58%
2021
+4.86%
+4.53%
Edelweiss Banking and PSU Debt Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,678 periods, one for each trading day from 28-11-2019 to 30-10-2026.
0%2%4%6%8%10%12%
Edelweiss Banking and PSU Debt Fund (Direct)
Category average, 19 Banking & PSU funds
Jun 2017 to Jun 2020Aug 2018 to Aug 2021Oct 2019 to Oct 2022Dec 2020 to Dec 2023Mar 2022 to Mar 2025Apr 2023 to Apr 2026
Edelweiss Banking and PSU Debt Fund (Direct)Category average, 19 Banking & PSU funds
0%
0%
Below 0%
6%
5%
0-5%
73%
95%
5-10%
21%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
2,160
7.2%
0.2%
16.3%
0%
7.0%
53%
2 years
1,921
7.7%
3.3%
14.0%
0%
7.4%
66%
3 years
1,678
7.5%
4.6%
11.2%
0%
7.3%
69%
5 years
1,194
7.6%
6.0%
8.8%
0%
6.9%
83%
7 years
708
7.8%
7.0%
8.6%
0%
7.1%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
108
7.0%
−0.9%
17.2%
2%
7.1%
53%
2 years
96
7.5%
2.2%
15.7%
0%
7.1%
65%
3 years
84
7.4%
4.5%
13.4%
0%
7.3%
67%
5 years
60
6.9%
6.3%
9.3%
0%
6.6%
83%
7 years
36
7.3%
6.5%
7.9%
0%
6.8%
92%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 19 Banking & PSU funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Edelweiss Banking and PSU Debt Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Edelweiss Banking and PSU Debt Fund (Direct)This fund
Category average
Return (CAGR)
+4.02%
+4.04%
Standard deviation
1.09%
1.18%
Sharpe ratio
-1.12
-1.02
Sortino ratio
-1.52
-1.39
Maximum drawdown
−0.68%
(02-04-2026)
−0.54%
(02-04-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Edelweiss Banking and PSU Debt Fund (Direct)This fund
Category average
Return (CAGR)
+7.00%
+6.89%
Standard deviation
1.23%
1.00%
Sharpe ratio
0.79
0.87
Sortino ratio
1.16
1.29
Maximum drawdown
−0.74%
(13-06-2025)
−0.54%
(02-04-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Edelweiss Banking and PSU Debt Fund (Direct)This fund
Category average
Return (CAGR)
+6.03%
+6.19%
Standard deviation
1.73%
0.98%
Sharpe ratio
0.13
0.39
Sortino ratio
0.16
0.54
Maximum drawdown
−2.9%
(06-05-2022)
−0.91%
(05-05-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Edelweiss Banking and PSU Debt Fund (Direct)This fund
Category average
Return (CAGR)
+7.34%
+6.84%
Standard deviation
2.58%
1.59%
Sharpe ratio
0.76
0.91
Sortino ratio
1.13
1.47
Maximum drawdown
−4.3%
(23-03-2020)
−3.2%
(23-03-2020)
From daily NAVs, 28-11-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−5%−4%−3%−2%−1%0%
Edelweiss Banking and PSU Debt Fund (Direct)
Category average, 19 Banking & PSU funds
20172019202120232025
Edelweiss Banking and PSU Debt Fund (Direct)Category average, 19 Banking & PSU funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Edelweiss Banking and PSU Debt Fund (Direct)
−4.3%
09-03-2020
23-03-2020
21-04-2020
29 days
−0.17%
Category average
−3.2%
06-03-2020
23-03-2020
20-04-2020
28 days
−0.37%
From the Direct plan's daily NAV since 28-11-2016, adjusted for unit splits, and the average of the 19 Banking & PSU funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Edelweiss Banking and PSU Debt Fund vs Other Banking & PSU Funds
The five Banking & PSU funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Edelweiss Banking and PSU Debt Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Banking & PSU median
Cost rank (1 = cheapest)
Direct
0.33%
0.01%
0.00%
0.06%
0.40%
0.36%
14/19
Regular
0.61%
0.01%
0.00%
0.11%
0.73%
0.70%
11/19
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Banking & PSU funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
3.70%
4.02%
0.32%
₹1,03,700
₹1,04,020
3 years
6.68%
7.00%
0.32% a year
₹1,21,408
₹1,22,504
5 years
5.69%
6.03%
0.34% a year
₹1,31,877
₹1,34,012
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Edelweiss Banking and PSU Debt Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 28-11-2016 to 30-10-2026: 120 instalments, ₹12,00,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planEdelweiss Banking and PSU Debt Fund (Direct)
₹12,00,000
₹17,18,218
₹5,18,218
7.0%
Regular planEdelweiss Banking and PSU Debt Fund (Regular)
Direct planEdelweiss Banking and PSU Debt Fund (Direct)Regular planEdelweiss Banking and PSU Debt Fund (Regular)Category averageCategory average, 19 Banking & PSU fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Edelweiss Banking and PSU Debt Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
96.8%Debt
Asset
Fund
Category
Debt
96.8%
91.5%
Cash and others
3.2%
8.5%
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 19 Banking & PSU funds.
Rating
Fund
Category
Sovereign
11.6%
8.9%
AAA and A1+
85.2%
81.8%
Edelweiss Banking and PSU Debt Fund Portfolio Holdings
As on 30-09-2026 · 61 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
364 DAYS TBILL RED 28-05-2027 · Treasury bill
SOVEREIGN
9.20%
7.48% NABARD NCD SR 25G RED 15-09-2028 · Bond
CRISIL AAA
8.40%
7.59%NATIONAL HOUSING BANK R 14-07-2027 · Bond
CRISIL AAA
6.38%
7.35% EXIM BANK SR AA02 NCD 27-07-2028 · Bond
CRISIL AAA
6.35%
KOTAK MAHINDRA BANK CD RED 08-01-2027
CRISIL A1+
3.91%
7.9% MAH & MAH FIN AB2026 21-02-28 · Bond
CRISIL AAA
3.18%
7.51% SIDBI SR V NCD RED 12-06-2028 · Bond
CRISIL AAA
3.17%
7.35%BHARTI TELECO SRXXV 15-10-27 · Bond
CRISIL AAA
3.16%
6.61%POWER FIN CO SR250A NCD RED15-07-28 · Bond
CRISIL AAA
3.13%
AXIS BANK LTD CD RED 26-02-27
CRISIL A1+
3.10%
HDFC BANK CD RED 12-03-2027 · Certificate of deposit
CARE A1+
3.09%
7.79% SIDBI SR VI NCD RED 14-05-2027 · Bond
CRISIL AAA
2.39%
7.27% IRFC LTD NCD RED 15-06-2027 · Bond
CRISIL AAA
2.39%
7.58% REC LTD SR 234 B NCD RED31-05-2029 · Bond
ICRA AAA
2.38%
6.95% REC LTD SR 251 NCD 18-02-28 · Bond
CRISIL AAA
2.37%
7.38% REC LTD SR 253 NCD RED 28-02-2029 · Bond
CRISIL AAA
2.37%
6.96%POWER FIN COR SR259A NCD R 02-03-28 · Bond
CRISIL AAA
2.37%
6.92%POWER FIN COR SR258A NCD R 16-02-28 · Bond
CRISIL AAA
1.74%
7.59%NATIONAL HOUSING BANK NCD 08-09-27 · Bond
CRISIL AAA
1.60%
7.22% EXIM BANK NCD RED 03-08-2027 · Bond
CRISIL AAA
1.59%
7.30% BHARTI TELE XXVII 01-12-27 · Bond
CRISIL AAA
1.58%
7.75% BHARTI TELECOM NCD 29-02-28 · Bond
CRISIL AAA
1.58%
HDFC BANK CD RED 14-12-2026 · Certificate of deposit
CARE A1+
1.57%
AXIS BANK LTD CD RED 12-02-2027
CRISIL A1+
1.56%
INDIAN BANK CD RED 12-01-2027 · Certificate of deposit
FITCH A1+
1.56%
7.75% SIDBI SR VII NCD RED 10-06-27 · Bond
CRISIL AAA
1.44%
7.74% PFC SR 172 NCD RED 29-01-2028 · Bond
CRISIL AAA
0.80%
7.57% INDIAN RAILWAY FIN NCD 18-04-2029 · Bond
CRISIL AAA
0.80%
7.45% IRFC NCD SR17 B NCD RED 13-10-2028 · Bond
CRISIL AAA
0.79%
7.90% BAJAJ FIN OPT II SR286 13-04-28 · Bond
CRISIL AAA
0.79%
SIDBI CD RED 04-02-2027 · Certificate of deposit
CRISIL A1+
0.78%
6.52% HUDCO NCD SR C RED 06-06-2028 · Bond
ICRA AAA
0.78%
7.3274%HDB FIN SERV S234 04-08-28 · Bond
CRISIL AAA
0.78%
6.58% KARNATAKA SDL RED 03-06-2030 · State government security
SOVEREIGN
0.78%
7.41% IOC NCD RED 22-10-2029 · Bond
FITCH AAA
0.64%
7.48% IRFC NCD RED 13-08-2029 · Bond
CRISIL AAA
0.63%
7.03% HPCL NCD RED 12-04-2030 · Bond
CRISIL AAA
0.62%
EXIM BANK CD RED 29-01-2027 · Certificate of deposit
CRISIL A1+
0.62%
7.64% FOOD CORP GOI GRNT NCD 12-12-2029 · Bond
CRISIL AAA(CE)
0.60%
8.85% REC LTD. NCD RED 16-04-2029 · Bond
CRISIL AAA
0.49%
7.49% NHAI NCD RED 01-08-2029 · Bond
CRISIL AAA
0.41%
8.83% EXIM BK OF INDIA NCD RED 03-11-29 · Bond
CRISIL AAA
0.33%
8.27% NHAI NCD RED 28-03-2029 · Bond
CRISIL AAA
0.32%
8.12% NHPC NCD GOI SERVICED 22-03-2029 · Bond
CARE AAA
0.32%
8.09% NLC INDIA LTD NCD RED 29-05-2029 · Bond
ICRA AAA
0.32%
7.34% POWER GRID CORP NCD 13-07-2029 · Bond
CRISIL AAA
0.32%
8.13% NUCLEAR POWER CORP NCD 28-03-2029 · Bond
CRISIL AAA
0.32%
8.41% HUDCO NCD GOI SERVICED 15-03-2029 · Bond
ICRA AAA
0.32%
7.55% KARNATAKA SDL RED 25-10-2027 · State government security
SOVEREIGN
0.32%
7.8% GUJARAT SDL RED 27-12-2027 · State government security
SOVEREIGN
0.32%
7.75% GUJARAT SDL RED 13-12-2027 · State government security
SOVEREIGN
0.32%
7.64% GUJARAT SDL RED 08-11-2027 · State government security
SOVEREIGN
0.32%
7.41% POWER FIN CORP NCD RED 25-02-2030 · Bond
CRISIL AAA
0.31%
UNION BANK OF INDIA CD 12-03-27 · Certificate of deposit
ICRA A1+
0.31%
7.50% REC LTD. NCD RED 28-02-2030 · Bond
CRISIL AAA
0.25%
SBI CDMDF--A2
0.25%
7.18% GOVT OF INDIA RED 14-08-2033 · Government security
SOVEREIGN
0.16%
8.40% NUCLEAR POW COR IN LTD NCD28-11-29 · Bond
CRISIL AAA
0.16%
7.19% GUJARAT SDL RED 23-10-2027 · State government security
SOVEREIGN
0.16%
8.79% INDIAN RAIL FIN NCD RED 04-05-2030
CRISIL AAA
0.04%
8.7% LIC HOUS FIN NCD RED 23-03-2029 · Bond
CRISIL AAA
0.00%
Edelweiss Banking and PSU Debt Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Edelweiss Banking and PSU Debt Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.40%
Expense ratio (Regular)
0.73%
Category
Banking & PSU
Risk
Low to Moderate
Benchmark
CRISIL Banking and PSU Debt A-II Index
Launch date
13-09-2013
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹3,136.53 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
140286
ISIN (Direct)
INF843K01FC8
Scheme code (Regular)
140283
ISIN (Regular)
INF843K01FK1
NAV history
From 28-11-2016, 9.9 years
Exit load
Nil
Tax on Edelweiss Banking and PSU Debt Fund returns
Edelweiss Banking and PSU Debt Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹27.1116
30-10-2026
direct
IDCW
₹18.4787
30-10-2026
direct
Fortnightly IDCW
₹14.3343
30-10-2026
direct
Monthly IDCW
₹10.9111
30-10-2026
direct
Weekly IDCW
₹10.537
30-10-2026
regular
Growth
₹26.0583
30-10-2026
regular
IDCW
₹17.513
30-10-2026
regular
Fortnightly IDCW
₹13.855
30-10-2026
regular
Monthly IDCW
₹11.1541
30-10-2026
regular
Weekly IDCW
₹10.1285
30-10-2026
About Edelweiss Banking and PSU Debt Fund
Edelweiss Banking and PSU Debt Fund is a mutual fund from Edelweiss Mutual Fund. Its category is Banking & PSU. It was launched on 13-09-2013. Its benchmark is CRISIL Banking and PSU Debt A-II Index. At the end of September 2026 it held 61 securities.
Fund Manager
Dhawal Dalal
Fund manager of Edelweiss Banking and PSU Debt Fund, since 26-11-2016
Kedar Karnik
Fund manager of Edelweiss Banking and PSU Debt Fund, since 15-01-2026
Frequently Asked Questions for Edelweiss Banking and PSU Debt Fund
What is the current NAV of Edelweiss Banking and PSU Debt Fund?
The Direct plan NAV is ₹27.1116. The Regular plan NAV is ₹26.0583, as on 30-10-2026.
What are the returns of Edelweiss Banking and PSU Debt Fund?
The Direct plan returned +4.02% in 1 year, +7.00% a year over 3 years, +6.03% a year over 5 years. The Regular plan returned +3.70% in 1 year, +6.68% a year over 3 years, +5.69% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Edelweiss Banking and PSU Debt Fund?
The Direct plan charges 0.40% a year. The Regular plan charges 0.73% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of Edelweiss Banking and PSU Debt Fund?
Edelweiss Banking and PSU Debt Fund managed ₹3,136.53 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Edelweiss Banking and PSU Debt Fund?
At the end of September 2026 the largest holdings were 364 DAYS TBILL RED 28-05-2027 (9.20%), 7.48% NABARD NCD SR 25G RED 15-09-2028 (8.40%), 7.59%NATIONAL HOUSING BANK R 14-07-2027 (6.38%), 7.35% EXIM BANK SR AA02 NCD 27-07-2028 (6.35%), KOTAK MAHINDRA BANK CD RED 08-01-2027 (3.91%). The fund held 61 securities in all.
How do I invest in Edelweiss Banking and PSU Debt Fund?
Through Edelweiss Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Edelweiss Banking and PSU Debt Fund?
What is the exit load of Edelweiss Banking and PSU Debt Fund?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Edelweiss Banking and PSU Debt Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.