DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund

IndexDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund is a mutual fund run by DSP Mutual Fund. On 30-09-2026, it managed ₹269 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.0% a year and its Regular plan returned 6.7% a year.

NAV (Direct plan): ₹12.90; ▲ 0.03%30-10-2026
NAV (Regular plan): ₹12.78; ▲ 0.03%30-10-2026
Expense ratio: 0.15%Direct0.40%Regular; 0.15%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 7.0%Direct6.7%Regular; 7.0%; A year

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹12.90 (up 0.03% that day); Regular Plan Growth ₹12.78 (up 0.03% that day).

This fund (Direct plan)

₹12.8993

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Returns

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.90%	−1.82%	+1.45%	+2.39%	+7.00%	--	--
This fund (Regular)	−0.92%	−1.88%	+1.32%	+2.13%	+6.73%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL-IBX 50:50 Gilt Plus SDL Index - April 2033. Returns of that index are not available to us.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.06%	+1.85%
2025	+6.97%	+6.70%
2024	+9.96%	+9.68%

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 183 periods, one for each trading day from 27-01-2026 to 30-10-2026.

0%2%4%6%8%10%

Feb 2023
to
Feb 2026Apr 2023
to
Apr 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	667	8.0%	1.2%	12.8%	0%
2 years	425	8.5%	5.0%	10.0%	0%
3 years	183	7.6%	6.7%	8.5%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	34	8.3%	0.7%	13.5%	0%
2 years	22	8.0%	4.3%	11.6%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)This fund
Return (CAGR)	+2.39%
Standard deviation	2.32%
Sharpe ratio	-1.23
Sortino ratio	-1.66
Maximum drawdown	−2.6% (27-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)This fund
Return (CAGR)	+7.00%
Standard deviation	1.98%
Sharpe ratio	0.49
Sortino ratio	0.71
Maximum drawdown	−2.6% (27-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)This fund
Return (CAGR)	+7.02%
Standard deviation	1.96%
Sharpe ratio	0.43
Sortino ratio	0.62
Maximum drawdown	−2.6% (27-10-2026)

From daily NAVs, 27-01-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−3%−2.5%−2%−1.5%−1%−0.5%0%

202420252026

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)	−2.6%	13-08-2026	27-10-2026	Not yet	--	−2.5%

From the Direct plan's daily NAV since 27-01-2023, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.13%	0.00%	0.00%	0.02%	0.15%
Regular	0.34%	0.00%	0.00%	0.06%	0.40%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.13%	2.39%	0.26%	₹1,02,130	₹1,02,390
3 years	6.73%	7.00%	0.27% a year	₹1,21,579	₹1,22,504

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 27-01-2023 to 30-10-2026: 46 instalments, ₹4,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planDSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)	₹4,60,000	₹5,12,800	₹52,800	5.6%
Regular planDSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Regular)	₹4,60,000	₹5,10,152	₹50,152	5.4%

₹0₹2.0 L₹4.0 L₹6.0 L

202420252026

Direct planDSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Direct)Regular planDSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

98.5%Debt

Asset	Fund
Debt	98.5%
Cash and others	1.5%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	98.5%

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Portfolio Holdings

As on 30-09-2026 · 11 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
7.26% GOI 22082032 · Government security	Sovereign	36.64%
7.26% GOI 06022033 · Government security	Sovereign	13.24%
7.70% Maharashtra SDL 08032033 · State government security	Sovereign	12.13%
7.74% Maharashtra SDL 01032033 · State government security	Sovereign	10.54%
7.64% Maharashtra SDL 25012033 · State government security	Sovereign	9.41%
7.65% Gujarat SDL 01022033 · State government security	Sovereign	3.76%
7.68% Gujarat SDL 15032033 · State government security	Sovereign	3.73%
7.64% Telangana SDL 08022033	Sovereign	2.99%
7.60% Karnataka SDL 28122032 · State government security	Sovereign	2.61%
7.48% Karnataka SDL 21022033 · State government security	Sovereign	2.41%
7.60% Karnataka SDL 04012033 · State government security	Sovereign	1.00%

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Kotak Nifty G-Sec July 2033 Index FundIndex · Kotak Mahindra	43.3%	2	Compare
HDFC Nifty G-Sec Sep 2032 Index FundIndex · HDFC	36.6%	1	Compare
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index FundIndex · Mirae Asset	33.4%	2	Compare
UTI CRISIL SDL Maturity April 2033 Index FundIndex · UTI	19.6%	5	Compare
Invesco India Nifty G-sec Sep 2032 Index FundIndex · Invesco	18.8%	1	Compare
Kotak Nifty SDL Jul 2033 Index FundIndex · Kotak Mahindra	17.9%	2	Compare
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index FundIndex · Aditya Birla Sun Life	13.2%	1	Compare
360 ONE Dynamic Term FundDynamic Bond · 360 ONE	12.9%	2	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.15%
Expense ratio (Regular): 0.40%
Category: Index
Risk: Moderate
Launch date: 25-01-2023
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹269.10 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 151329
ISIN (Direct): INF740KA1SB7
Scheme code (Regular): 151327
ISIN (Regular): INF740KA1RY1
NAV history: From 27-01-2023, 3.8 years

Benchmark: CRISIL-IBX 50:50 Gilt Plus SDL Index - April 2033
Exit load: Nil

Tax on DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹12.8993	30-10-2026
direct	IDCW	₹12.8993	30-10-2026
regular	Growth	₹12.7762	30-10-2026
regular	IDCW	₹12.7762	30-10-2026

About DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund is a mutual fund from DSP Mutual Fund. Its category is Index. It was launched on 25-01-2023. Its benchmark is CRISIL-IBX 50:50 Gilt Plus SDL Index - April 2033. At the end of September 2026 it held 11 securities.

Fund Manager

Shantanu Godambe
Fund manager of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund, since 01-07-2023

See all funds of DSP Mutual Fund

AUM change

September 2026: ₹269.10 Cr; −2.84% from August 2026
August 2026: ₹276.96 Cr; −2.68% from July 2026
July 2026: ₹284.58 Cr; −0.36% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund

What is the current NAV of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

The Direct plan NAV is ₹12.8993. The Regular plan NAV is ₹12.7762, as on 30-10-2026.

What are the returns of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

The Direct plan returned +2.39% in 1 year, +7.00% a year over 3 years. The Regular plan returned +2.13% in 1 year, +6.73% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

The Direct plan charges 0.15% a year. The Regular plan charges 0.40% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund managed ₹269.10 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

At the end of September 2026 the largest holdings were 7.26% GOI 22082032 (36.64%), 7.26% GOI 06022033 (13.24%), 7.70% Maharashtra SDL 08032033 (12.13%), 7.74% Maharashtra SDL 01032033 (10.54%), 7.64% Maharashtra SDL 25012033 (9.41%). The fund held 11 securities in all.

How do I invest in DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

Through DSP Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

Shantanu Godambe (since 01-07-2023).

What is the exit load of DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.