Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund vs Zerodha Life Cycle Fund 2031
Direct Plan, Growth option · Data as on 30-10-2026
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund is an Index fund and Zerodha Life Cycle Fund 2031 is a mutual fund. Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund charges 0.36% a year and Zerodha Life Cycle Fund 2031 2.98% (Direct plans). Their portfolios overlap 49.8%: they hold 241 of the same securities.
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund
Index
- Expense ratio
- 0.36%
- NAV
- ₹13.49
Which is better, Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index or Zerodha Life Cycle Fund 2031? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index costs less: 0.36% a year against 2.98% (Direct plans).
- Zerodha Life Cycle Fund 2031 fell less in its worst fall since 18-09-2026: −4.4% against −7.4%.
- Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index holds more in large companies: 52.0% of the fund in large caps against 34.8%.
- Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index is the larger fund: ₹280 Cr against ₹10 Cr.
- Their portfolios overlap 49.8%: 241 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Fund house | Zerodha Mutual Fund | Zerodha Mutual Fund |
| Category | Index | Not available |
| AUM | ₹280 Cr (30-09-2026) | ₹10 Cr (30-09-2026) |
| NAV | ₹13.49 (Direct) | ₹9.74 (Direct) |
| Expense ratio (Direct) | 0.36% | 2.98% |
| Expense ratio (Regular) | Not available | Not available |
| Riskometer | Very High | High |
| Benchmark | Nifty LargeMidcap 250 TRI | 55% CRISIL 10 year Gilt Index + 35% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical |
| Launch date | 08-11-2023 | 16-09-2026 |
| Minimum investment | ₹500 | ₹100 |
| Lock in | None | Not available |
| Fund managers | Kedarnath Mirajkar | Kedarnath Mirajkar |
| Exit load | Nil | Nil |
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund (Direct) | −1.30% | −6.82% | −3.24% | −6.16% | -- | -- | -- |
| Zerodha Life Cycle Fund 2031 (Direct) | −1.18% | -- | -- | -- | -- | -- | -- |
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Year-wise Returns
| Year | ELSS Tax Saver Nifty LargeMidcap 250 IndexZerodha ELSS Tax Saver Nifty LargeMidcap 250 Index | Life Cycle Fund 2031Zerodha Life Cycle Fund 2031 |
|---|---|---|
| 2026to date | −6.81% | -- |
| 2025 | +8.44% | -- |
| 2024 | +18.59% | -- |
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Rolling Returns
Every holding period of both funds, against NIFTY LargeMidcap 250 TRI, the benchmark of Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund (Direct) | Zerodha Life Cycle Fund 2031 (Direct) |
|---|---|---|
| Return (CAGR) | +10.56% | −25.51% |
| Standard deviation | 14.89% | 7.90% |
| Sharpe ratio | 0.31 | -3.93 |
| Sortino ratio | 0.41 | -4.33 |
| Maximum drawdown | −18.7% (28-02-2025) | −4.4% (23-10-2026) |
| Beta | 1.00 | -- |
| Alpha | +0.12% | -- |
From daily NAVs, 10-11-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund (Direct)
Zerodha Life Cycle Fund 2031 (Direct)
NIFTY LargeMidcap 250 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund (Direct) | −7.4% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.4% |
| Zerodha Life Cycle Fund 2031 (Direct) | −4.4% | 23-09-2026 | 23-10-2026 | Not yet | -- | −3.5% |
| NIFTY LargeMidcap 250 TRI | −7.4% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.4% |
From daily values since 18-09-2026, the first day every fund has.
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Portfolio Overlap
From each fund's latest monthly portfolio: Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund, September 2026; Zerodha Life Cycle Fund 2031, September 2026
Holdings in common
- Overlap
- 49.8%
- Held by both
- 241
- Only in Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index
- 9
- Only in Zerodha Life Cycle Fund 2031
- 12
| Security | % of Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index | % of Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Bharti Airtel Limited | 2.08% | 5.05% |
| HDFC Bank Limited | 4.22% | 2.02% |
| ICICI Bank Limited | 3.68% | 1.76% |
| Reliance Industries Limited | 3.08% | 1.49% |
| Infosys Limited | 1.36% | 3.74% |
| Bajaj Finance Limited | 1.02% | 2.58% |
| The Federal Bank Limited | 0.97% | 4.34% |
| Larsen & Toubro Limited | 1.71% | 0.82% |
| State Bank of India | 1.54% | 0.74% |
| IndusInd Bank Limited | 0.73% | 4.04% |
| Axis Bank Limited | 1.37% | 0.65% |
| Kotak Mahindra Bank Limited | 1.19% | 0.57% |
| Multi Commodity Exchange of India Limited | 1.04% | 0.51% |
| Mahindra & Mahindra Limited | 1.02% | 0.49% |
| BSE Ltd | 0.49% | 0.77% |
| ITC Limited | 0.98% | 0.47% |
| Laurus Labs Limited | 0.95% | 0.47% |
| Eternal Limited | 0.90% | 0.43% |
| One 97 Communications Limited | 0.89% | 0.43% |
| Hero MotoCorp Limited | 0.84% | 0.41% |
| Tata Consultancy Services Limited | 0.81% | 0.39% |
| Bharat Heavy Electricals Limited | 0.75% | 0.37% |
| Coforge Limited | 0.75% | 0.37% |
| Sun Pharmaceutical Industries Limited | 0.75% | 0.36% |
| Titan Company Limited | 0.74% | 0.35% |
| AU Small Finance Bank Limited | 0.72% | 0.35% |
| PERSISTENT SYSTEMS LTD | 0.71% | 0.35% |
| IDFC First Bank Limited | 0.67% | 0.33% |
| Dixon Technologies (India) Limited | 0.67% | 0.33% |
| Bharat Forge Limited | 0.66% | 0.31% |
| Hindustan Unilever Limited | 0.65% | 0.31% |
| GE Vernova T&D India Limited | 0.64% | 0.31% |
| Life Insurance Corporation Of India | 0.62% | 0.31% |
| Lupin Limited | 0.61% | 0.30% |
| Suzlon Energy Limited | 0.59% | 0.29% |
| Indus Towers Limited | 0.59% | 0.29% |
| Maruti Suzuki India Limited | 0.60% | 0.28% |
| Tata Steel Limited | 0.59% | 0.28% |
| NTPC Limited | 0.59% | 0.28% |
| Info Edge (India) Limited | 0.58% | 0.28% |
| Aurobindo Pharma Limited | 0.57% | 0.28% |
| Ashok Leyland Limited | 0.54% | 0.27% |
| FSN E-Commerce Ventures Limited | 0.54% | 0.27% |
| Bharat Electronics Limited | 0.54% | 0.26% |
| Shriram Finance Limited | 0.53% | 0.26% |
| Adani Ports and Special Economic Zone Limited | 0.55% | 0.25% |
| Hindalco Industries Limited | 0.53% | 0.25% |
| Marico Limited | 0.51% | 0.25% |
| HCL Technologies Limited | 0.50% | 0.24% |
| Fortis Healthcare Limited | 0.49% | 0.24% |
| APL Apollo Tubes Limited | 0.49% | 0.24% |
| ICICI Lombard General Insurance Company Limited | 0.48% | 0.24% |
| UltraTech Cement Limited | 0.50% | 0.23% |
| JSW Steel Limited | 0.47% | 0.22% |
| SWIGGY LIMITED | 0.46% | 0.22% |
| Divi's Laboratories Limited | 0.46% | 0.22% |
| PB Fintech Limited | 0.46% | 0.22% |
| Power Grid Corporation of India Limited | 0.46% | 0.22% |
| Bajaj Auto Limited | 0.46% | 0.22% |
| Max Financial Services Limited | 0.45% | 0.22% |
| Yes Bank Ltd | 0.45% | 0.22% |
| The Phoenix Mills Limited | 0.44% | 0.22% |
| SRF Limited | 0.44% | 0.22% |
| Grasim Industries Limited | 0.45% | 0.21% |
| InterGlobe Aviation Limited | 0.44% | 0.21% |
| Glenmark Pharmaceuticals Limited | 0.43% | 0.21% |
| Radico Khaitan Limited | 0.42% | 0.21% |
| Hindustan Petroleum Corporation Limited | 0.41% | 0.21% |
| GMR Airports Limited | 0.41% | 0.21% |
| Asian Paints Limited | 0.42% | 0.20% |
| LIC Housing Finance Limited | 0.20% | 1.64% |
| Aditya Birla Capital Limited | 0.40% | 0.19% |
| Coal India Limited | 0.39% | 0.19% |
| Bajaj Finserv Limited | 0.39% | 0.19% |
| National Aluminium Company Limited | 0.38% | 0.19% |
| Eicher Motors Limited | 0.38% | 0.18% |
| Alkem Laboratories Limited | 0.38% | 0.18% |
| Tech Mahindra Limited | 0.38% | 0.18% |
| JSW Energy Limited | 0.37% | 0.18% |
| TVS Motor Company Limited | 0.37% | 0.18% |
| UPL Limited | 0.37% | 0.18% |
| Sundaram Finance Limited | 0.37% | 0.18% |
| APAR INDUSTRIES LTD | 0.40% | 0.17% |
| Nestle India Limited | 0.36% | 0.17% |
| Vishal Mega Mart Limited | 0.35% | 0.17% |
| MphasiS Limited | 0.35% | 0.17% |
| Indian Bank | 0.35% | 0.17% |
| Mankind Pharma Limited | 0.35% | 0.17% |
| NHPC Limited | 0.34% | 0.17% |
| Polycab India Limited | 0.17% | 0.26% |
| Adani Enterprises Limited | 0.38% | 0.16% |
| Hindustan Aeronautics Limited | 0.34% | 0.16% |
| Tata Motors Limited | 0.34% | 0.16% |
| Oil & Natural Gas Corporation Limited | 0.34% | 0.16% |
| Trent Limited | 0.34% | 0.16% |
| KEI Industries Limited | 0.34% | 0.16% |
| 360 ONE WAM LIMITED | 0.33% | 0.16% |
| IPCA Laboratories Limited | 0.33% | 0.16% |
| NMDC Limited | 0.33% | 0.16% |
| Adani Power Limited | 0.33% | 0.16% |
| Steel Authority of India Limited | 0.32% | 0.16% |
| Biocon Limited | 0.32% | 0.16% |
| Havells India Limited | 0.31% | 0.16% |
| Apollo Hospitals Enterprise Limited | 0.33% | 0.15% |
| Lloyds Metals And Energy Limited | 0.32% | 0.15% |
| Prestige Estates Projects Limited | 0.31% | 0.15% |
| TUBE INVESTMENTS OF INDIA LTD | 0.31% | 0.15% |
| Voltas Limited | 0.30% | 0.15% |
| Oil India Limited | 0.30% | 0.15% |
| Hitachi Energy India Limited | 0.15% | 0.21% |
| Lenskart Solutions Limited | 0.62% | 0.14% |
| Oracle Financial Services Software Limited | 0.31% | 0.14% |
| SBI Life Insurance Company Limited | 0.30% | 0.14% |
| Cipla Limited | 0.29% | 0.14% |
| Dr. Reddy's Laboratories Limited | 0.29% | 0.14% |
| Jindal Stainless Limited | 0.29% | 0.14% |
| Colgate Palmolive (India) Limited | 0.29% | 0.14% |
| Torrent Power Limited | 0.29% | 0.14% |
| Dabur India Limited | 0.28% | 0.14% |
| WAAREE ENERGIES LIMITED | 0.28% | 0.14% |
| L&T Finance Limited | 0.28% | 0.14% |
| Vodafone Idea Limited | 0.14% | 0.22% |
| Jio Financial Services Limited | 0.28% | 0.13% |
| Samvardhana Motherson International Limited | 0.28% | 0.13% |
| Max Healthcare Institute Limited | 0.27% | 0.13% |
| Cholamandalam Investment and Finance Company Limited | 0.27% | 0.13% |
| Supreme Industries Limited | 0.27% | 0.13% |
| Godrej Properties Limited | 0.27% | 0.13% |
| Torrent Pharmaceuticals Limited | 0.27% | 0.13% |
| Oberoi Realty Limited | 0.26% | 0.13% |
| Coromandel International Limited | 0.26% | 0.13% |
| KALYAN JEWELLERS INDIA LIMITED | 0.26% | 0.13% |
| Petronet LNG Limited | 0.26% | 0.13% |
| UNO Minda Limited | 0.26% | 0.13% |
| Mahindra & Mahindra Financial Services Limited | 0.26% | 0.13% |
| JK Cement Limited | 0.26% | 0.13% |
| JSW Infrastructure Limited | 0.26% | 0.13% |
| The Indian Hotels Company Limited | 0.79% | 0.12% |
| MRF Limited | 0.31% | 0.12% |
| Cummins India Limited | 0.25% | 0.12% |
| Tata Communications Limited | 0.24% | 0.12% |
| Nippon Life India Asset Management Limited | 0.24% | 0.12% |
| BLUE STAR LTD | 0.24% | 0.12% |
| Page Industries Limited | 0.28% | 0.11% |
| Bharat Petroleum Corporation Limited | 0.24% | 0.11% |
| Tata Consumer Products Limited | 0.24% | 0.11% |
| Avenue Supermarts Limited | 0.24% | 0.11% |
| CG Power and Industrial Solutions Limited | 0.23% | 0.11% |
| Gujarat Fluorochemicals Limited | 0.23% | 0.11% |
| Tata Motors Passenger Vehicles Limited | 0.23% | 0.11% |
| Varun Beverages Limited | 0.23% | 0.11% |
| The Tata Power Company Limited | 0.23% | 0.11% |
| Exide Industries Limited | 0.23% | 0.11% |
| ITC Hotels Limited | 0.23% | 0.11% |
| PI Industries Limited | 0.23% | 0.11% |
| LG Electronics India Limited | 0.22% | 0.11% |
| ICICI Prudential Life Insurance Company Limited | 0.22% | 0.11% |
| Jubilant Foodworks Limited | 0.22% | 0.11% |
| Britannia Industries Limited | 0.22% | 0.10% |
| HDFC Life Insurance Company Limited | 0.22% | 0.10% |
| Astral Limited | 0.21% | 0.10% |
| SBI Cards and Payment Services Limited | 0.21% | 0.10% |
| Balkrishna Industries Limited | 0.21% | 0.10% |
| Adani Total Gas Limited | 0.20% | 0.10% |
| Bank of Maharashtra | 0.20% | 0.10% |
| Bank of India | 0.19% | 0.10% |
| Billionbrains Garage Ventures Ltd. | 0.32% | 0.09% |
| ICICI Prudential AMC Ltd | 0.23% | 0.09% |
| Ajanta Pharma Limited | 0.20% | 0.09% |
| Indian Oil Corporation Limited | 0.20% | 0.09% |
| Container Corporation of India Limited | 0.19% | 0.09% |
| Motilal Oswal Financial Services Limited | 0.19% | 0.09% |
| Schaeffler India Limited | 0.19% | 0.09% |
| GAIL (India) Limited | 0.18% | 0.09% |
| Power Finance Corporation Limited | 0.18% | 0.09% |
| Authum Investment & Infrastructure Ltd. | 0.18% | 0.09% |
| AIA Engineering Limited | 0.18% | 0.09% |
| Solar Industries India Limited | 0.19% | 0.08% |
| Bajaj Holdings & Investment.Ltd | 0.18% | 0.08% |
| HDFC Asset Management Company Limited | 0.18% | 0.08% |
| Vedanta Limited | 0.18% | 0.08% |
| Pidilite Industries Limited | 0.18% | 0.08% |
| Bank of Baroda | 0.17% | 0.08% |
| Wipro Limited | 0.17% | 0.08% |
| DLF Limited | 0.17% | 0.08% |
| Indian Railway Catering & Tourism Corp | 0.17% | 0.08% |
| Abbott India Limited | 0.17% | 0.08% |
| Adani Green Energy Limited | 0.17% | 0.08% |
| Adani Energy Solutions Limited | 0.17% | 0.08% |
| Dalmia Bharat Limited | 0.16% | 0.08% |
| Thermax Limited | 0.16% | 0.08% |
| Berger Paints (I) Limited | 0.16% | 0.08% |
| Linde India Limited | 0.16% | 0.08% |
| General Insurance Corporation of India | 0.16% | 0.08% |
| Jindal Steel Limited | 0.16% | 0.08% |
| HDB Financial Services Limited | 0.16% | 0.08% |
| Patanjali Foods Limited | 0.15% | 0.08% |
| United Spirits Limited | 0.49% | 0.07% |
| REC Limited | 0.46% | 0.07% |
| Canara Bank | 0.16% | 0.07% |
| Cochin Shipyard Limited | 0.16% | 0.07% |
| Punjab National Bank | 0.15% | 0.07% |
| LTM Limited | 0.15% | 0.07% |
| GLOBAL HEALTH LIMITED | 0.15% | 0.07% |
| K.P.R. Mill Limited | 0.15% | 0.07% |
| ABB India Limited | 0.14% | 0.07% |
| GlaxoSmithKline Pharmaceuticals Limited | 0.14% | 0.07% |
| Rail Vikas Nigam Limited | 0.14% | 0.07% |
| Bharti Hexacom Limited | 0.13% | 0.07% |
| Lodha Developers Limited | 0.41% | 0.06% |
| Premier Energies Limited | 0.16% | 0.06% |
| Siemens Limited | 0.13% | 0.06% |
| CRISIL Limited | 0.13% | 0.06% |
| Godrej Consumer Products Limited | 0.13% | 0.06% |
| Bharat Dynamics Limited | 0.13% | 0.06% |
| Union Bank of India | 0.13% | 0.06% |
| Neyveli Lignite Corporation Ltd. | 0.12% | 0.06% |
| Endurance Technologies Limited | 0.12% | 0.06% |
| Bajaj Housing Finance Limited | 0.11% | 0.06% |
| Bosch Limited | 0.16% | 0.05% |
| Zydus Lifesciences Limited | 0.11% | 0.05% |
| L&T Technology Services Limited | 0.11% | 0.05% |
| Escorts Kubota Limited | 0.11% | 0.05% |
| Anthem Biosciences Limited | 0.11% | 0.05% |
| NTPC Green Energy Limited | 0.11% | 0.05% |
| Hyundai Motor India Limited | 0.11% | 0.05% |
| Siemens Energy India Limited | 0.11% | 0.05% |
| Indian Renewable Energy Development Agency Limited | 0.11% | 0.05% |
| Hindustan Zinc Limited | 0.11% | 0.05% |
| Muthoot Finance Limited | 0.11% | 0.05% |
| Housing & Urban Development Corporation Limited | 0.10% | 0.05% |
| Godfrey Phillips India Limited | 0.10% | 0.05% |
| Tata Investment Corporation Ltd. | 0.10% | 0.05% |
| United Breweries Limited | 0.10% | 0.05% |
| Shree Cement Limited | 0.37% | 0.04% |
| Ambuja Cements Limited | 0.09% | 0.04% |
| Hexaware Technologies Limited | 0.09% | 0.04% |
| Indian Railway Finance Corporation Limited | 0.07% | 0.03% |
| Tata Capital Ltd | 0.07% | 0.03% |
| Godrej Industries Ltd | 0.06% | 0.03% |
| Mazagon Dock Shipbuilders Limited | 0.06% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 49.8% means 49.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund
| Security | % of fund |
|---|---|
| Embassy Office Parks REIT | 0.47% |
| Piramal Finance Limited | 0.33% |
| Vedanta Aluminium Metal Limited | 0.27% |
| Meesho Limited | 0.26% |
| Aster DM Healthcare Limited | 0.23% |
Largest holdings only in Zerodha Life Cycle Fund 2031
| Security | % of fund |
|---|---|
| 6.36% GOI 16-Feb-2031 | 26.91% |
| Zerodha Gold ETF | 2.19% |
| Zerodha Silver ETF | 2.12% |
| Apollo Tyres Limited | 0.08% |
| Tata Elxsi Limited | 0.06% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index | Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Equity | 99.6% | 65.8% |
| Debt | 0.0% | 26.9% |
| Cash and others | 0.4% | 7.3% |
Market cap of stocks
| Market cap | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index | Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Large Cap | 52.0% | 34.8% |
| Mid Cap | 46.3% | 28.5% |
| Small Cap | 1.3% | 2.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index | Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Banks | 16.9% | 15.7% |
| Pharmaceuticals & Biotechnology | 6.7% | 3.3% |
| Finance | 6.5% | 6.5% |
| IT - Software | 5.6% | 5.9% |
| Telecom - Services | 3.2% | 5.8% |
| Retailing | 4.3% | 1.8% |
| Automobiles | 4.0% | 1.9% |
The six largest sectors of each fund's stocks, % of the fund.
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index vs Zerodha Life Cycle Fund 2031: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | Zerodha Life Cycle Fund 2031 |
|---|---|---|
| Total expense ratio (Direct) | 0.36% | 2.98% |
| Base expense ratio (Direct) | 0.25% | 0.42% |
| Base expense ratio (Regular) | 0.00% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund vs Zerodha Life Cycle Fund 2031: Frequently Asked Questions
What is the difference between Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund and Zerodha Life Cycle Fund 2031?
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund is an Index fund, Zerodha Life Cycle Fund 2031 is a mutual fund, run by Zerodha Mutual Fund. Their portfolios overlap 49.8%. Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund charges 0.36% a year and Zerodha Life Cycle Fund 2031 2.98%.
Which has the lower expense ratio, Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund or Zerodha Life Cycle Fund 2031?
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund charges less: 0.36% a year against 2.98%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund and Zerodha Life Cycle Fund 2031 overlap?
49.8%. They hold 241 of the same securities, the largest shared ones being BHARTIARTL, HDFCBANK, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund or Zerodha Life Cycle Fund 2031?
On SEBI's riskometer, Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund is rated Very High and Zerodha Life Cycle Fund 2031 High. Over their common history, the standard deviation of daily returns was 14.89% and 7.90% a year.
Can I invest in both Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund and Zerodha Life Cycle Fund 2031?
Yes. 49.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund and Zerodha Life Cycle Fund 2031?
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund: Kedarnath Mirajkar. Zerodha Life Cycle Fund 2031: Kedarnath Mirajkar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.