WhiteOak Capital Balanced Hybrid Fund vs WhiteOak Capital Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Balanced Hybrid Fund is a Hybrid fund and WhiteOak Capital Large Cap Fund is a Large Cap fund. In the 3 years to 30-10-2026, WhiteOak Capital Balanced Hybrid Fund (Direct) returned 10.7% a year and WhiteOak Capital Large Cap Fund (Direct) returned 13.2% a year. WhiteOak Capital Balanced Hybrid Fund charges 0.71% a year and WhiteOak Capital Large Cap Fund 0.92% (Direct plans). Their portfolios overlap 40.4%: they hold 54 of the same securities.
WhiteOak Capital Balanced Hybrid Fund
Hybrid
- 3 year return
- 10.7%
- Expense ratio
- 0.71%
- NAV
- ₹13.59
WhiteOak Capital Large Cap Fund
Large Cap
- 3 year return
- 13.2%
- Expense ratio
- 0.92%
- NAV
- ₹15.19
Which is better, WhiteOak Capital Balanced Hybrid or WhiteOak Capital Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Large Cap returned more over 3 years: 13.2% a year against 10.7%.
- WhiteOak Capital Balanced Hybrid returned more over 1 year: −0.4% against −5.4%.
- WhiteOak Capital Balanced Hybrid costs less: 0.71% a year against 0.92% (Direct plans).
- WhiteOak Capital Balanced Hybrid swung less over 3 years: a standard deviation of 7.6% a year against 13.3%.
- WhiteOak Capital Balanced Hybrid fell less in its worst fall since 30-10-2023: −8.4% against −15.3%.
- WhiteOak Capital Large Cap holds more in large companies: 77.5% of the fund in large caps against 32.6%.
- WhiteOak Capital Large Cap is the larger fund: ₹1,208 Cr against ₹293 Cr.
- Their portfolios overlap 40.4%: 54 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Balanced Hybrid Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Hybrid | Large Cap |
| AUM | ₹293 Cr (30-09-2026) | ₹1,208 Cr (30-09-2026) |
| NAV | ₹13.59 (Direct) | ₹15.19 (Direct) |
| Expense ratio (Direct) | 0.71% | 0.92% |
| Expense ratio (Regular) | 2.25% | 2.48% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | BSE 100 TRI |
| Launch date | 27-10-2023 | 01-12-2022 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund (Direct) | −0.58% | −1.96% | +2.08% | −0.36% | +10.67% | -- | -- |
| WhiteOak Capital Large Cap Fund (Direct) | +0.84% | −4.90% | −0.27% | −5.44% | +13.22% | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | -- | -- |
Category average: the average of the 35 Large Cap funds, same plan type.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Year-wise Returns
| Year | Balanced HybridWhiteOak Capital Balanced Hybrid | Large CapWhiteOak Capital Large Cap |
|---|---|---|
| 2026to date | −0.72% | −6.13% |
| 2025 | +8.21% | +9.49% |
| 2024 | +17.18% | +22.98% |
| 2023 | -- | +25.35% |
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of WhiteOak Capital Large Cap Fund
Rolling returns
Every 1-year holding period, 484 of them, one for each trading day from 30-10-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
to
Dec 2024Apr 2024
to
Apr 2025Sept 2024
to
Sept 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid | 1.4 | 21.3 | 45.0 | 21.9 | 3.9 | 6.2 | 0.2 | 8.8% | 8.0% | −1.6% | 25.1% | 82% |
| WhiteOak Capital Large Cap | 12.0 | 23.0 | 26.4 | 20.1 | 8.5 | 2.2 | 7.7 | 9.3% | 8.0% | −7.7% | 41.1% | 96% |
| BSE 100 TRI | 25.8 | 24.0 | 26.4 | 15.1 | 2.3 | 2.7 | 3.7 | 5.6% | 5.0% | −10.3% | 32.7% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 30-10-2023. Past returns do not promise future returns.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 30-10-2023 to 30-10-2026: 37 instalments, ₹3,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| WhiteOak Capital Balanced HybridWhiteOak Capital Balanced Hybrid Fund (Direct) | ₹3,70,000 | ₹4,04,930 | ₹34,930 | 5.8% |
| WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct) | ₹3,70,000 | ₹3,94,768 | ₹24,768 | 4.2% |
WhiteOak Capital Balanced HybridWhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Balanced Hybrid Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.36% | −5.44% |
| Standard deviation | 7.60% | 12.81% |
| Sharpe ratio | -0.74 | -0.83 |
| Sortino ratio | -0.99 | -1.11 |
| Maximum drawdown | −8.4% (23-03-2026) | −13.9% (30-03-2026) |
| Beta | -- | 0.91 |
| Alpha | -- | +2.22% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Hybrid Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.67% | +13.22% |
| Standard deviation | 7.60% | 13.27% |
| Sharpe ratio | 0.61 | 0.54 |
| Sortino ratio | 0.83 | 0.75 |
| Maximum drawdown | −8.4% (23-03-2026) | −15.3% (28-02-2025) |
| Beta | -- | 0.96 |
| Alpha | -- | +4.37% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Hybrid Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.66% | +11.46% |
| Standard deviation | 7.60% | 12.47% |
| Sharpe ratio | 0.61 | 0.42 |
| Sortino ratio | 0.83 | 0.58 |
| Maximum drawdown | −8.4% (23-03-2026) | −15.3% (28-02-2025) |
| Beta | -- | 0.96 |
| Alpha | -- | +3.59% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund (Direct) | −8.4% | 20-11-2025 | 23-03-2026 | 06-07-2026 | 3 months | −3.4% |
| WhiteOak Capital Large Cap Fund (Direct) | −15.3% | 26-09-2024 | 28-02-2025 | 27-06-2025 | 4 months | −7.2% |
| BSE 100 TRI | −16.7% | 26-09-2024 | 28-02-2025 | 20-11-2025 | 9 months | −10.4% |
From daily values since 30-10-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
Against BSE 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund (Direct) | 71% | 46% | 7.10% |
| WhiteOak Capital Large Cap Fund (Direct) | 109% | 90% | 2.58% |
From month-end values since 30-10-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Balanced Hybrid Fund, September 2026; WhiteOak Capital Large Cap Fund, September 2026
Holdings in common
- Overlap
- 40.4%
- Held by both
- 54
- Only in WhiteOak Capital Balanced Hybrid
- 94
- Only in WhiteOak Capital Large Cap
- 23
| Security | % of WhiteOak Capital Balanced Hybrid | % of WhiteOak Capital Large Cap |
|---|---|---|
| ICICI Bank Limited | 5.21% | 9.71% |
| HDFC Bank Limited | 2.75% | 6.32% |
| Bharti Airtel Limited | 2.36% | 5.43% |
| Nexus Select Trust - REIT | 2.06% | 2.09% |
| Nestle India Limited | 1.78% | 4.49% |
| Eternal Limited | 1.67% | 3.32% |
| Mahindra & Mahindra Limited | 1.56% | 3.27% |
| State Bank of India | 1.47% | 3.36% |
| Kotak Mahindra Bank Limited | 1.40% | 3.41% |
| Reliance Industries Limited | 1.35% | 3.00% |
| Embassy Office Parks REIT | 1.60% | 1.22% |
| Titan Company Limited | 1.18% | 2.65% |
| Bharat Electronics Limited | 0.99% | 2.00% |
| Maruti Suzuki India Limited | 0.98% | 2.18% |
| National Stock Exchange Of India Ltd | 0.87% | 0.92% |
| Coforge Limited | 0.84% | 1.46% |
| Axis Bank Limited | 0.73% | 2.11% |
| Torrent Pharmaceuticals Limited | 1.07% | 0.72% |
| Persistent Systems Limited | 0.63% | 0.94% |
| Hindalco Industries Limited | 0.60% | 1.39% |
| Larsen & Toubro Limited | 0.59% | 1.85% |
| NTPC Limited | 0.50% | 0.80% |
| Bajaj Finance Limited | 0.48% | 1.03% |
| Oil India Limited | 0.46% | 0.54% |
| Muthoot Finance Limited | 0.44% | 1.14% |
| Solar Industries India Limited | 0.42% | 1.22% |
| Aadhar Housing Finance Limited | 0.42% | 0.51% |
| 182 Days Tbill (MD 12/11/2026) | 0.54% | 0.39% |
| Tata Consultancy Services Limited | 0.39% | 0.81% |
| Lenskart Solutions Limited | 0.39% | 0.69% |
| Cholamandalam Investment and Finance Company Ltd | 0.38% | 0.96% |
| Max Financial Services Limited | 0.37% | 0.74% |
| Bajaj Finserv Limited | 0.36% | 1.10% |
| Navin Fluorine International Limited | 0.34% | 0.71% |
| Tata Steel Limited | 0.34% | 0.46% |
| Asian Paints Limited | 0.29% | 0.96% |
| Poly Medicure Limited | 0.29% | 0.39% |
| Adani Enterprises Limited | 0.28% | 0.63% |
| Info Edge (India) Limited | 0.28% | 0.40% |
| Billionbrains Garage Ventures Ltd | 0.26% | 0.61% |
| Power Finance Corporation Limited | 0.26% | 0.66% |
| Oil & Natural Gas Corporation Limited | 0.25% | 0.60% |
| ICICI Prudential Asset Management Company Limited | 0.24% | 0.32% |
| Pidilite Industries Limited | 0.23% | 0.78% |
| TBO Tek Limited | 0.23% | 0.33% |
| Tech Mahindra Limited | 0.20% | 1.77% |
| Sun Pharmaceutical Industries Limited | 0.19% | 1.03% |
| Cipla Limited | 0.18% | 0.61% |
| Vedanta Aluminium Metal Limited | 0.15% | 0.45% |
| JSW Steel Limited | 0.14% | 0.51% |
| CG Power and Industrial Solutions Limited | 0.12% | 0.50% |
| 364 Days Tbill (MD 12/11/2026) | 0.14% | 0.10% |
| Infosys Limited | 0.51% | 0.09% |
| LTM Limited | 0.14% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.4% means 40.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Balanced Hybrid Fund
| Security | % of fund |
|---|---|
| 8.06% Bajaj Finance Limited (15/05/2029) | 3.39% |
| 7.57% LIC Housing Finance Limited (23/11/2029) | 2.37% |
| 6.94% Government of India (11/05/2036) | 2.03% |
| 8.95% Reliance Industries Limited (09/11/2028) | 1.75% |
| 7.89% REC Limited (30/03/2030) | 1.71% |
Largest holdings only in WhiteOak Capital Large Cap Fund
| Security | % of fund |
|---|---|
| Divi's Laboratories Limited | 1.22% |
| 91 Days Tbill (MD 03/12/2026) | 1.02% |
| Bharat Heavy Electricals Limited | 0.90% |
| Tata Capital Limited | 0.83% |
| JSW Infrastructure Ltd | 0.82% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Large Cap |
|---|---|---|
| Equity | 51.6% | 87.9% |
| Debt | 38.6% | 3.1% |
| Cash and others | 9.8% | 9.0% |
Market cap of stocks
| Market cap | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Large Cap |
|---|---|---|
| Large Cap | 32.6% | 77.5% |
| Mid Cap | 5.5% | 6.7% |
| Small Cap | 10.1% | 1.9% |
| Not on AMFI's list | 3.4% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Large Cap |
|---|---|---|
| Banks | 11.8% | 25.5% |
| Finance | 4.0% | 6.2% |
| Automobiles | 2.5% | 5.8% |
| Telecom - Services | 2.4% | 5.4% |
| IT - Software | 3.1% | 5.1% |
| Retailing | 3.5% | 5.0% |
| Pharmaceuticals & Biotechnology | 2.9% | 3.6% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Balanced Hybrid Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.71% | 0.92% |
| Base expense ratio (Direct) | 0.54% | 0.55% |
| Total expense ratio (Regular) | 2.25% | 2.48% |
| Base expense ratio (Regular) | 1.85% | 1.87% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
WhiteOak Capital Balanced Hybrid Fund vs WhiteOak Capital Large Cap Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Hybrid Fund is a Hybrid fund, WhiteOak Capital Large Cap Fund is a Large Cap fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 40.4%. WhiteOak Capital Balanced Hybrid Fund charges 0.71% a year and WhiteOak Capital Large Cap Fund 0.92%.
Which has given higher returns, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Large Cap Fund?
Over 1 year: WhiteOak Capital Balanced Hybrid Fund −0.36%, WhiteOak Capital Large Cap Fund −5.44%. Over 3 years: WhiteOak Capital Balanced Hybrid Fund +10.67% a year, WhiteOak Capital Large Cap Fund +13.22% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Hybrid Fund charges less: 0.71% a year against 0.92%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Large Cap Fund overlap?
40.4%. They hold 54 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Large Cap Fund?
On SEBI's riskometer, WhiteOak Capital Balanced Hybrid Fund is rated Very High and WhiteOak Capital Large Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 7.60% and 13.27% a year.
Which is better for SIP, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Large Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 30-10-2023 to 30-10-2026 grew to ₹4,04,930 in WhiteOak Capital Balanced Hybrid Fund (XIRR 5.8% a year) and ₹3,94,768 in WhiteOak Capital Large Cap Fund (XIRR 4.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Large Cap Fund?
Yes. 40.4% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Hybrid Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Large Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.