UTI Children's Equity Fund vs UTI Multi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
UTI Children's Equity Fund is a Solution fund and UTI Multi Cap Fund is a Multi Cap fund. In the year to 30-10-2026, UTI Children's Equity Fund (Direct) returned −10.1% and UTI Multi Cap Fund (Direct) returned −4.6%. UTI Children's Equity Fund charges 1.39% a year and UTI Multi Cap Fund 1.10% (Direct plans). Their portfolios overlap 35.3%: they hold 24 of the same securities.
UTI Children's Equity Fund
Solution
- 1 year return
- −10.1%
- Expense ratio
- 1.39%
- NAV
- ₹86.57
Which is better, UTI Children's Equity or UTI Multi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Multi Cap returned more over 1 year: −4.6% against −10.1%.
- UTI Multi Cap costs less: 1.10% a year against 1.39% (Direct plans).
- UTI Multi Cap fell less in its worst fall since 20-05-2025: −14.1% against −15.3%.
- UTI Children's Equity holds more in large companies: 70.3% of the fund in large caps against 37.7%.
- UTI Multi Cap is the larger fund: ₹2,113 Cr against ₹1,063 Cr.
- Their portfolios overlap 35.3%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | UTI Children's Equity Fund | UTI Multi Cap Fund |
|---|---|---|
| Fund house | UTI Mutual Fund | UTI Mutual Fund |
| Category | Solution | Multi Cap |
| AUM | ₹1,063 Cr (30-09-2026) | ₹2,113 Cr (30-09-2026) |
| NAV | ₹86.57 (Direct) | ₹10.21 (Direct) |
| Expense ratio (Direct) | 1.39% | 1.10% |
| Expense ratio (Regular) | 2.26% | 2.26% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | NIFTY 500 Multicap 50:25:25 Total Return Index |
| Launch date | 30-01-2008 | 16-05-2025 |
| Minimum investment | Regular Plan-Scholarship- Discontinued, Regular Plan-Growth- Rs.1000, Regular Plan-Reinvestment of IDCW- Rs.1000, Regular Plan-Payout of IDCW- Rs.1000, Direct Plan-Scholarship- Discontinued, Direct Plan-Growth- Rs.1000, Direct Plan-Reinvestment of IDCW- R | Direct Plan - Growth Option (Rs 1000)Regular Plan -Growth Option (Rs 1000) |
| Lock in | 5 years, or until retirement if earlier | None |
| Fund managers | Sachin Trivedi FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4 | Karthikraj Lakshmanan |
| Exit load | Nil | 1% if redeemed/ switched-out within 90 days from the date of allotment; Nil thereafter |
UTI Children's Equity vs UTI Multi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| UTI Children's Equity Fund (Direct) | +0.62% | −5.92% | −2.53% | −10.13% | +7.37% | +5.77% | +11.16% |
| UTI Multi Cap Fund (Direct) | −3.12% | −5.19% | +0.15% | −4.61% | -- | -- | -- |
| Multi Cap average | −2.65% | −3.95% | +1.99% | −1.14% | -- | -- | -- |
Category average: the average of the 33 Multi Cap funds, same plan type.
UTI Children's Equity vs UTI Multi Cap: Year-wise Returns
| Year | Children's EquityUTI Children's Equity | Multi CapUTI Multi Cap |
|---|---|---|
| 2026to date | −9.61% | −5.07% |
| 2025 | +4.74% | -- |
| 2024 | +14.75% | -- |
| 2023 | +25.00% | -- |
| 2022 | −2.94% | -- |
| 2021 | +34.10% | -- |
UTI Children's Equity vs UTI Multi Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of UTI Children's Equity Fund
Rolling returns
Every 1-year holding period, 111 of them, one for each trading day from 20-05-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
UTI Children's Equity Fund (Direct)
UTI Multi Cap Fund (Direct)
Nifty 500 TRI
to
Jun 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Children's Equity | 90.1 | 9.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −4.7% | −4.5% | −11.8% | 2.1% | 0% |
| UTI Multi Cap | 15.3 | 57.7 | 27.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.8% | 2.4% | −5.9% | 8.8% | 100% |
| Nifty 500 TRI | 45.0 | 45.9 | 9.0 | 0.0 | 0.0 | 0.0 | 0.0 | −0.0% | 0.2% | −9.0% | 6.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 20-05-2025. Past returns do not promise future returns.
UTI Children's Equity vs UTI Multi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-05-2025 to 30-10-2026: 18 instalments, ₹1,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| UTI Children's EquityUTI Children's Equity Fund (Direct) | ₹1,80,000 | ₹1,70,451 | −₹9,549 | −6.8% |
| UTI Multi CapUTI Multi Cap Fund (Direct) | ₹1,80,000 | ₹1,77,702 | −₹2,298 | −1.6% |
UTI Children's EquityUTI Children's Equity Fund (Direct)
UTI Multi CapUTI Multi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
UTI Children's Equity vs UTI Multi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | UTI Children's Equity Fund (Direct) | UTI Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.13% | −4.61% |
| Standard deviation | 12.95% | 13.06% |
| Sharpe ratio | -1.19 | -0.75 |
| Sortino ratio | -1.57 | -1.00 |
| Maximum drawdown | −15.2% (31-03-2026) | −14.1% (30-03-2026) |
| Beta | 0.88 | 0.85 |
| Alpha | −4.30% | −0.26% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | UTI Children's Equity Fund (Direct) | UTI Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.00% | +1.70% |
| Standard deviation | 15.04% | 11.83% |
| Sharpe ratio | 0.40 | -0.31 |
| Sortino ratio | 0.53 | -0.41 |
| Maximum drawdown | −35.2% (23-03-2020) | −14.1% (30-03-2026) |
| Beta | 0.93 | 0.85 |
| Alpha | −0.31% | +0.82% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
UTI Children's Equity Fund (Direct)
UTI Multi Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| UTI Children's Equity Fund (Direct) | −15.3% | 29-10-2025 | 31-03-2026 | Not yet | -- | −10.6% |
| UTI Multi Cap Fund (Direct) | −14.1% | 05-01-2026 | 30-03-2026 | 03-08-2026 | 4 months | −7.3% |
| Nifty 500 TRI | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.4% |
From daily values since 20-05-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
UTI Children's Equity Fund (Direct)
UTI Multi Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| UTI Children's Equity Fund (Direct) | 81% | 97% | 2.82% |
| UTI Multi Cap Fund (Direct) | 106% | 89% | 3.71% |
From month-end values since 20-05-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
UTI Children's Equity vs UTI Multi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: UTI Children's Equity Fund, September 2026; UTI Multi Cap Fund, September 2026
Holdings in common
- Overlap
- 35.3%
- Held by both
- 24
- Only in UTI Children's Equity
- 46
- Only in UTI Multi Cap
- 47
| Security | % of UTI Children's Equity | % of UTI Multi Cap |
|---|---|---|
| EQ - ICICI BANK LTD | 7.43% | 5.00% |
| EQ - HDFC BANK LIMITED | 7.65% | 4.70% |
| EQ - KOTAK MAHINDRA BANK LTD. | 2.73% | 4.34% |
| EQ - AXIS BANK LTD. | 3.89% | 2.61% |
| EQ - RELIANCE INDUSTRIES LTD. | 3.92% | 1.91% |
| EQ - BHARTI AIRTEL LTD. | 4.38% | 1.87% |
| EQ - LARSEN & TOUBRO LTD. | 1.76% | 1.78% |
| EQ - AJANTA PHARMA LTD. | 2.32% | 1.26% |
| EQ - COFORGE LTD | 1.17% | 1.90% |
| EQ - ULTRATECH CEMENT LTD. | 1.08% | 1.61% |
| EQ - BAJAJ FINANCE LTD. | 3.96% | 1.05% |
| EQ - UJJIVAN SMALL FINANCE BANK LTD | 0.98% | 1.76% |
| EQ- GLOBAL HEALTH LTD. | 0.95% | 1.23% |
| EQ - MARUTI SUZUKI INDIA LTD. | 2.72% | 0.92% |
| EQ - JUBILANT FOODWORKS LTD. | 0.92% | 1.17% |
| EQ - TATA CONSULTANCY SERVICES LTD. | 0.83% | 1.34% |
| EQ - COAL INDIA LTD. | 0.82% | 0.96% |
| EQ - VEDANTA ALUMINIUM METAL LTD. | 0.78% | 1.17% |
| EQ - POWER GRID CORPORATION OF INDI | 0.76% | 1.23% |
| EQ - METRO BRANDS LTD | 0.71% | 0.69% |
| EQ - SWIGGY LTD | 0.69% | 2.45% |
| EQ - BLUE STAR LIMITED | 0.63% | 1.01% |
| EQ - ADANI ENTERPRISES LTD. | 0.62% | 0.82% |
| EQ - DR LAL PATHLABS LTD. | 1.08% | 0.56% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 35.3% means 35.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in UTI Children's Equity Fund
| Security | % of fund |
|---|---|
| EQ - INFOSYS LTD. | 3.10% |
| EQ - ETERNAL LIMITED | 2.61% |
| EQ - STATE BANK OF INDIA | 1.99% |
| EQ - PHOENIX MILLS LTD | 1.81% |
| EQ - TECH MAHINDRA LTD. | 1.73% |
Largest holdings only in UTI Multi Cap Fund
| Security | % of fund |
|---|---|
| EQ - VOLTAMP TRANSFORMERS LTD. | 2.24% |
| EQ - OIL INDIA LTD. | 2.12% |
| EQ - GULF OIL LUBRICANTS INDIA LTD | 1.81% |
| EQ - TATA COMMUNICATIONS LTD. | 1.72% |
| EQ - GENERAL INSURANCE CORPORATION | 1.65% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | UTI Children's Equity | UTI Multi Cap |
|---|---|---|
| Equity | 94.4% | 92.7% |
| Debt | 0.0% | 0.5% |
| Cash and others | 5.6% | 6.8% |
Market cap of stocks
| Market cap | UTI Children's Equity | UTI Multi Cap |
|---|---|---|
| Large Cap | 70.3% | 37.7% |
| Mid Cap | 15.7% | 25.2% |
| Small Cap | 8.4% | 27.8% |
| Not on AMFI's list | 0.1% | 2.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | UTI Children's Equity | UTI Multi Cap |
|---|---|---|
| Banks | 24.7% | 18.4% |
| IT - Software | 7.9% | 3.2% |
| Consumer Durables | 5.8% | 3.9% |
| Automobiles | 5.7% | 1.7% |
| Finance | 5.1% | 5.5% |
| Pharmaceuticals & Biotechnology | 3.1% | 5.1% |
| Retailing | 4.0% | 5.0% |
| Telecom - Services | 4.4% | 3.6% |
| Electrical Equipment | 0.0% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
UTI Children's Equity vs UTI Multi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | UTI Children's Equity Fund | UTI Multi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.39% | 1.10% |
| Base expense ratio (Direct) | 1.11% | 0.69% |
| Total expense ratio (Regular) | 2.26% | 2.26% |
| Base expense ratio (Regular) | 1.91% | 1.76% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
UTI Children's Equity Fund vs UTI Multi Cap Fund: Frequently Asked Questions
What is the difference between UTI Children's Equity Fund and UTI Multi Cap Fund?
UTI Children's Equity Fund is a Solution fund, UTI Multi Cap Fund is a Multi Cap fund, run by UTI Mutual Fund. Their portfolios overlap 35.3%. UTI Children's Equity Fund charges 1.39% a year and UTI Multi Cap Fund 1.10%.
Which has given higher returns, UTI Children's Equity Fund or UTI Multi Cap Fund?
Over 1 year: UTI Children's Equity Fund −10.13%, UTI Multi Cap Fund −4.61%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, UTI Children's Equity Fund or UTI Multi Cap Fund?
UTI Multi Cap Fund charges less: 1.10% a year against 1.39%. These are the Direct plans' total expense ratios reported to AMFI.
How much do UTI Children's Equity Fund and UTI Multi Cap Fund overlap?
35.3%. They hold 24 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Which is riskier, UTI Children's Equity Fund or UTI Multi Cap Fund?
On SEBI's riskometer, UTI Children's Equity Fund is rated Very High and UTI Multi Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 12.95% and 13.06% a year.
Can I invest in both UTI Children's Equity Fund and UTI Multi Cap Fund?
Yes. 35.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages UTI Children's Equity Fund and UTI Multi Cap Fund?
UTI Children's Equity Fund: Sachin Trivedi FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4. UTI Multi Cap Fund: Karthikraj Lakshmanan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.