UTI Aggressive Hybrid Fund vs UTI Retirement Fund
Direct Plan, Growth option · Data as on 30-10-2026
UTI Aggressive Hybrid Fund is an Aggressive Hybrid fund and UTI Retirement Fund is a Solution fund. In the 3 years to 30-10-2026, UTI Aggressive Hybrid Fund (Direct) returned 10.1% a year and UTI Retirement Fund (Direct) returned 8.4% a year. UTI Aggressive Hybrid Fund charges 1.33% a year and UTI Retirement Fund 1.16% (Direct plans). Their portfolios overlap 47.4%: they hold 86 of the same securities.
UTI Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 10.1%
- Expense ratio
- 1.33%
- NAV
- ₹421.18
Which is better, UTI Aggressive Hybrid or UTI Retirement? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Aggressive Hybrid returned more over 5 years: 9.7% a year against 8.1%.
- UTI Aggressive Hybrid returned more over 3 years: 10.1% a year against 8.4%.
- UTI Retirement costs less: 1.16% a year against 1.33% (Direct plans).
- UTI Retirement swung less over 3 years: a standard deviation of 5.7% a year against 9.9%.
- UTI Retirement fell less in its worst fall since 02-01-2013: −18.9% against −32.4%.
- UTI Aggressive Hybrid holds more in large companies: 46.1% of the fund in large caps against 24.3%.
- UTI Aggressive Hybrid is the larger fund: ₹6,475 Cr against ₹4,578 Cr.
- Their portfolios overlap 47.4%: 86 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | UTI Aggressive Hybrid Fund | UTI Retirement Fund |
|---|---|---|
| Fund house | UTI Mutual Fund | UTI Mutual Fund |
| Category | Aggressive Hybrid | Solution |
| AUM | ₹6,475 Cr (30-09-2026) | ₹4,578 Cr (30-09-2026) |
| NAV | ₹421.18 (Direct) | ₹53.47 (Direct) |
| Expense ratio (Direct) | 1.33% | 1.16% |
| Expense ratio (Regular) | 1.90% | 1.63% |
| Riskometer | Very High | High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Short Term Debt Hybrid 60+40 Index |
| Launch date | 02-01-1995 | 26-12-1994 |
| Minimum investment | Regular Plan-Growth- Rs.1000, Regular Plan - Growth-CanServe- Rs.1000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Regular Plan-Payout of IDCW (Canserve)- Rs.5000, Direct Plan-Growth- Rs.1000, Direct Plan - Growth-Can | Regular Plan-Growth- Rs.500, Direct Plan-Growth- Rs.500, |
| Lock in | None | 5 years, or until retirement if earlier |
| Fund managers | V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3 | Anurag Mittal FM 1, V Srivatsa FM 2, Not Applicable FM 3 |
| Exit load | Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months | Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period. |
UTI Aggressive Hybrid vs UTI Retirement: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| UTI Aggressive Hybrid Fund (Direct) | −0.75% | −4.93% | −2.34% | −5.10% | +10.06% | +9.71% | +11.13% |
| UTI Retirement Fund (Direct) | −0.57% | −3.07% | −0.47% | −1.80% | +8.43% | +8.14% | +8.70% |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
UTI Aggressive Hybrid vs UTI Retirement: Year-wise Returns
| Year | Aggressive HybridUTI Aggressive Hybrid | RetirementUTI Retirement |
|---|---|---|
| 2026to date | −6.91% | −2.98% |
| 2025 | +7.11% | +6.70% |
| 2024 | +20.45% | +15.22% |
| 2023 | +26.24% | +17.44% |
| 2022 | +6.29% | +6.03% |
| 2021 | +31.32% | +19.32% |
UTI Aggressive Hybrid vs UTI Retirement: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,666 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
UTI Aggressive Hybrid Fund (Direct)
UTI Retirement Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| UTI Aggressive Hybrid | 3.5 | 6.7 | 12.8 | 30.4 | 36.2 | 8.8 | 1.7 | 13.5% | 14.0% | −6.8% | 29.8% |
| UTI Retirement | 1.5 | 14.9 | 26.0 | 51.8 | 5.9 | 0.0 | 0.0 | 9.9% | 10.5% | −2.4% | 19.2% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
UTI Aggressive Hybrid vs UTI Retirement: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct) | ₹16,60,000 | ₹39,77,893 | ₹23,17,893 | 11.8% |
| UTI RetirementUTI Retirement Fund (Direct) | ₹16,60,000 | ₹31,94,695 | ₹15,34,695 | 9.0% |
UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct)
UTI RetirementUTI Retirement Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
UTI Aggressive Hybrid vs UTI Retirement: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | UTI Aggressive Hybrid Fund (Direct) | UTI Retirement Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.10% | −1.80% |
| Standard deviation | 10.03% | 5.94% |
| Sharpe ratio | -1.03 | -1.19 |
| Sortino ratio | -1.38 | -1.59 |
| Maximum drawdown | −10.7% (30-03-2026) | −6.3% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | UTI Aggressive Hybrid Fund (Direct) | UTI Retirement Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.06% | +8.43% |
| Standard deviation | 9.86% | 5.75% |
| Sharpe ratio | 0.41 | 0.42 |
| Sortino ratio | 0.56 | 0.57 |
| Maximum drawdown | −12.0% (03-03-2025) | −6.3% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | UTI Aggressive Hybrid Fund (Direct) | UTI Retirement Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.71% | +8.14% |
| Standard deviation | 10.10% | 5.74% |
| Sharpe ratio | 0.39 | 0.41 |
| Sortino ratio | 0.53 | 0.55 |
| Maximum drawdown | −12.1% (20-06-2022) | −6.3% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | UTI Aggressive Hybrid Fund (Direct) | UTI Retirement Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.95% | +8.10% |
| Standard deviation | 11.40% | 7.35% |
| Sharpe ratio | 0.52 | 0.28 |
| Sortino ratio | 0.69 | 0.34 |
| Maximum drawdown | −32.4% (23-03-2020) | −18.9% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
UTI Aggressive Hybrid Fund (Direct)
UTI Retirement Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| UTI Aggressive Hybrid Fund (Direct) | −32.4% | 23-01-2018 | 23-03-2020 | 11-11-2020 | 8 months | −7.5% |
| UTI Retirement Fund (Direct) | −18.9% | 03-06-2019 | 23-03-2020 | 27-08-2020 | 5 months | −3.9% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
UTI Aggressive Hybrid Fund (Direct)
UTI Retirement Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
UTI Aggressive Hybrid Fund (Direct)
UTI Retirement Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
UTI Aggressive Hybrid Fund (Direct)
UTI Retirement Fund (Direct)
UTI Aggressive Hybrid vs UTI Retirement: Portfolio Overlap
From each fund's latest monthly portfolio: UTI Aggressive Hybrid Fund, September 2026; UTI Retirement Fund, September 2026
Holdings in common
- Overlap
- 47.4%
- Held by both
- 86
- Only in UTI Aggressive Hybrid
- 32
- Only in UTI Retirement
- 34
| Security | % of UTI Aggressive Hybrid | % of UTI Retirement |
|---|---|---|
| EQ - HDFC BANK LIMITED | 6.02% | 3.19% |
| EQ - ICICI BANK LTD | 5.42% | 2.96% |
| 7.24% GSEC MAT- 18/08/2055 | 2.37% | 3.11% |
| EQ - RELIANCE INDUSTRIES LTD. | 3.93% | 2.12% |
| EQ - INFOSYS LTD. | 3.55% | 1.96% |
| EQ - LARSEN & TOUBRO LTD. | 3.02% | 1.53% |
| EQ - STATE BANK OF INDIA | 2.90% | 1.33% |
| EQ - ITC LTD. | 2.59% | 1.33% |
| EQ - POWER GRID CORPORATION OF INDI | 1.75% | 1.08% |
| EQ - BHARTI AIRTEL LTD. | 2.21% | 0.93% |
| EQ - SHRIRAM FINANCE LTD | 1.61% | 0.83% |
| EQ - MAHINDRA & MAHINDRA LTD. | 1.46% | 0.79% |
| EQ - COAL INDIA LTD. | 1.22% | 0.77% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 0.76% | 1.08% |
| EQ - LIC OF INDIA | 1.39% | 0.69% |
| EQ - HERO MOTOCORP LTD. | 1.45% | 0.67% |
| EQ - WIPRO LIMITED | 1.14% | 0.67% |
| EQ - VEDANTA ALUMINIUM METAL LTD. | 1.26% | 0.66% |
| EQ - INDUS TOWERS LIMITED | 0.89% | 0.63% |
| EQ - AUROBINDO PHARMA LTD. | 1.20% | 0.60% |
| EQ - INFO-EDGE (INDIA) LTD. | 1.29% | 0.56% |
| EQ - OIL & NATURAL GAS CORPORATION | 1.20% | 0.55% |
| EQ - INTERGLOBE AVIATION LTD | 1.13% | 0.53% |
| EQ - AJANTA PHARMA LTD. | 0.74% | 0.53% |
| EQ - VRL LOGISTICS LTD | 0.89% | 0.50% |
| EQ - HCL TECHNOLOGIES LTD. | 0.83% | 0.50% |
| EQ - GHCL LTD. | 0.81% | 0.49% |
| EQ - GRASIM INDUSTRIES LTD. | 0.91% | 0.47% |
| EQ - CAPLIN POINT LABORATORIES LTD | 0.80% | 0.47% |
| EQ - TATA POWER COMPANY LTD. | 0.98% | 0.46% |
| EQ - DCM SHRIRAM LTD. | 0.79% | 0.46% |
| EQ - NIIT LEARNING SYSTEMS LTD | 0.73% | 0.45% |
| REIT- KNOWLEDGE REALTY TRUST REIT | 0.77% | 0.44% |
| EQ - RAYMOND LIFESTYLE LTD | 0.53% | 0.42% |
| EQ - ALEMBIC PHARMACEUTICALS | 0.64% | 0.41% |
| EQ - SUNDARAM FINANCE LTD. | 0.78% | 0.40% |
| EQ - CROMPTON GREAVES CONSUMER ELEC | 0.73% | 0.40% |
| EQ - MOTILAL OSWAL FINANCIAL SERVIC | 0.71% | 0.40% |
| EQ - EMAMI LTD. | 0.58% | 0.40% |
| EQ - ADITYA BIRLA CAPITAL LTD | 0.83% | 0.39% |
| NCD REC LTD | 0.39% | 1.09% |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 0.39% | 1.09% |
| REIT- NEXUS SELECT TRUST | 0.88% | 0.38% |
| EQ - G R INFRAPROJECTS LTD | 0.82% | 0.38% |
| 06.94% GSEC Mat- 11/05/2036 | 0.38% | 1.08% |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | 0.38% | 0.54% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 0.38% | 0.54% |
| NCD BAJAJ FINANCE LTD. | 0.38% | 0.54% |
| NCD POONAWALLA FINCORP LTD. | 0.38% | 0.54% |
| NCD EXPORT IMPORT BANK OF INDIA | 0.38% | 1.07% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.38% | 1.08% |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | 0.38% | 0.54% |
| NCD AXIS FINANCE LTD | 0.38% | 0.54% |
| EQ - INDUSIND BANK | 0.71% | 0.37% |
| 6.96% AP SDL MAT - 06/08/2034 | 0.37% | 0.52% |
| 07.23% RAJASTHAN SGS Mat - 23/10/2035 | 0.37% | 0.52% |
| INVIT - IRB INVIT FUND | 1.16% | 0.36% |
| EQ - PHOENIX MILLS LTD | 0.71% | 0.36% |
| EQ - TATA MOTORS LTD | 0.65% | 0.35% |
| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.35% | 0.54% |
| EQ - GENERAL INSURANCE CORPORATION | 0.83% | 0.33% |
| EQ - DR REDDYS LABORATORIES LTD. | 0.85% | 0.32% |
| EQ - GREAT EASTERN SHIPPING CO. LTD | 0.60% | 0.31% |
| 6.98% MAHARASHTRA SGS MAT -25/06/2037 | 0.48% | 0.31% |
| MF UNITS UTI - FLOATER FUND | 0.31% | 1.75% |
| EQ - ICICI PRUDENTIAL LIFE INSURA L | 0.62% | 0.30% |
| EQ - MARKSANS PHARMA LTD. | 0.60% | 0.29% |
| EQ - UPL LTD. | 0.67% | 0.25% |
| EQ - TIPS MUSIC LIMITED | 0.46% | 0.25% |
| EQ - JK PAPER LTD. | 0.61% | 0.24% |
| EQ - FEDERAL BANK LTD. | 0.52% | 0.24% |
| EQ - MAHINDRA HOLIDAYS & RESORTS IN | 0.38% | 0.24% |
| EQ - NATIONAL ALUMINIUM CO. LTD. | 0.54% | 0.23% |
| EQ - S.P.APPARELS LTD | 0.38% | 0.17% |
| 07.18% GSEC MAT -24/07/2037 | 0.15% | 6.20% |
| EQ - ROSSARI BIOTECH LTD | 0.23% | 0.13% |
| EQ - NATIONAL STOCK EXCHANGE OF INDIA LIMITED | 0.31% | 0.12% |
| NCD PIRAMAL FINANCE LIMITED | 0.12% | 0.33% |
| EQ - MAX FINANCIAL SERVICES LTD. | 0.26% | 0.11% |
| EQ - MAHARASHTRA SEAMLESS LTD. | 0.22% | 0.11% |
| INVIT - INDUS INFRA TRUST | 1.05% | 0.07% |
| EQ - VEDANTA IRON AND STEEL LTD. | 0.10% | 0.05% |
| MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF | 0.04% | 0.12% |
| MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF | 0.04% | 0.10% |
| NCD TORRENT PHARMACEUTICALS LTD. | 0.23% | 0.02% |
| 6.28% GSEC MAT- 14/07/2032 | 0.02% | 1.58% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 47.4% means 47.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in UTI Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| 6.90% GSEC MAT - 15/04/2065 | 2.45% |
| NCD MUTHOOT FINANCE LTD | 0.77% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 0.76% |
| NCD KOTAK MAHINDRA PRIME LTD. | 0.76% |
| 06.48% GSEC Mat- 06/10/2035 | 0.75% |
Largest holdings only in UTI Retirement Fund
| Security | % of fund |
|---|---|
| 07.32% GSEC MAT -13/11/2030 | 3.11% |
| CP EXPORT IMPORT BANK OF INDIA | 2.12% |
| NCD POWER FINANCE CORPORATION LTD. | 1.61% |
| 07.32% RAJASTHAN SGS Mat - 24/09/2035 | 1.20% |
| 7.73% WEST BENGAL SGS Mat - 04/02/2043 | 1.13% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | UTI Aggressive Hybrid | UTI Retirement |
|---|---|---|
| Equity | 70.0% | 36.7% |
| Debt | 22.2% | 45.3% |
| Cash and others | 7.9% | 18.1% |
Market cap of stocks
| Market cap | UTI Aggressive Hybrid | UTI Retirement |
|---|---|---|
| Large Cap | 46.1% | 24.3% |
| Mid Cap | 12.7% | 6.1% |
| Small Cap | 10.9% | 6.2% |
| Not on AMFI's list | 0.3% | 0.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | UTI Aggressive Hybrid | UTI Retirement |
|---|---|---|
| Banks | 15.6% | 8.1% |
| IT - Software | 5.5% | 3.1% |
| Pharmaceuticals & Biotechnology | 4.8% | 2.6% |
| Petroleum Products | 3.9% | 2.1% |
| Construction | 3.8% | 1.9% |
| Finance | 3.2% | 1.6% |
The six largest sectors of each fund's stocks, % of the fund.
UTI Aggressive Hybrid vs UTI Retirement: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | UTI Aggressive Hybrid Fund | UTI Retirement Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.33% | 1.16% |
| Base expense ratio (Direct) | 1.03% | 0.94% |
| Total expense ratio (Regular) | 1.90% | 1.63% |
| Base expense ratio (Regular) | 1.54% | 1.36% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
UTI Aggressive Hybrid Fund vs UTI Retirement Fund: Frequently Asked Questions
What is the difference between UTI Aggressive Hybrid Fund and UTI Retirement Fund?
UTI Aggressive Hybrid Fund is an Aggressive Hybrid fund, UTI Retirement Fund is a Solution fund, run by UTI Mutual Fund. Their portfolios overlap 47.4%. UTI Aggressive Hybrid Fund charges 1.33% a year and UTI Retirement Fund 1.16%.
Which has given higher returns, UTI Aggressive Hybrid Fund or UTI Retirement Fund?
Over 1 year: UTI Aggressive Hybrid Fund −5.10%, UTI Retirement Fund −1.80%. Over 3 years: UTI Aggressive Hybrid Fund +10.06% a year, UTI Retirement Fund +8.43% a year. Over 5 years: UTI Aggressive Hybrid Fund +9.71% a year, UTI Retirement Fund +8.14% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, UTI Aggressive Hybrid Fund or UTI Retirement Fund?
UTI Retirement Fund charges less: 1.16% a year against 1.33%. These are the Direct plans' total expense ratios reported to AMFI.
How much do UTI Aggressive Hybrid Fund and UTI Retirement Fund overlap?
47.4%. They hold 86 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, 7.24% GSEC MAT- 18/08/2055. From each fund's latest monthly portfolio.
Which is riskier, UTI Aggressive Hybrid Fund or UTI Retirement Fund?
On SEBI's riskometer, UTI Aggressive Hybrid Fund is rated Very High and UTI Retirement Fund High. Over 3 years, the standard deviation of daily returns was 9.86% and 5.75% a year.
Which is better for SIP, UTI Aggressive Hybrid Fund or UTI Retirement Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,53,915 in UTI Aggressive Hybrid Fund (XIRR 8.3% a year) and ₹7,30,976 in UTI Retirement Fund (XIRR 7.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both UTI Aggressive Hybrid Fund and UTI Retirement Fund?
Yes. 47.4% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages UTI Aggressive Hybrid Fund and UTI Retirement Fund?
UTI Aggressive Hybrid Fund: V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3. UTI Retirement Fund: Anurag Mittal FM 1, V Srivatsa FM 2, Not Applicable FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.