TRUSTMF Mid Cap Fund vs WhiteOak Capital Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
TRUSTMF Mid Cap Fund and WhiteOak Capital Mid Cap Fund are both Mid Cap funds. TRUSTMF Mid Cap Fund charges 1.91% a year and WhiteOak Capital Mid Cap Fund 0.93% (Direct plans). Their portfolios overlap 24.6%: they hold 23 of the same securities.
Which is better, TRUSTMF Mid Cap or WhiteOak Capital Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Mid Cap costs less: 0.93% a year against 1.91% (Direct plans).
- WhiteOak Capital Mid Cap fell less in its worst fall since 24-03-2026: −10.9% against −12.0%.
- WhiteOak Capital Mid Cap is the larger fund: ₹7,540 Cr against ₹687 Cr.
- Their portfolios overlap 24.6%: 23 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | TRUSTMF Mid Cap Fund | WhiteOak Capital Mid Cap Fund |
|---|---|---|
| Fund house | Trust Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Mid Cap | Mid Cap |
| AUM | ₹687 Cr (30-09-2026) | ₹7,540 Cr (30-09-2026) |
| NAV | ₹11.46 (Direct) | ₹21.98 (Direct) |
| Expense ratio (Direct) | 1.91% | 0.93% |
| Expense ratio (Regular) | 3.55% | 2.24% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | BSE Midcap 150 TRI |
| Launch date | Not available | 07-09-2022 |
| Minimum investment | Not available | ₹500 |
| Lock in | Not available | None |
| Fund managers | Not available | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Not available | Nil |
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| TRUSTMF Mid Cap Fund (Direct) | −2.72% | −3.54% | +6.80% | -- | -- | -- | -- |
| WhiteOak Capital Mid Cap Fund (Direct) | −2.15% | −4.73% | +4.05% | +3.63% | +20.42% | -- | -- |
| Mid Cap average | −3.36% | −6.03% | −0.14% | −2.17% | +14.75% | -- | -- |
Category average: the average of the 34 Mid Cap funds, same plan type.
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Year-wise Returns
| Year | TRUSTMFTRUSTMF Mid Cap | WhiteOak CapitalWhiteOak Capital Mid Cap |
|---|---|---|
| 2026to date | -- | +3.98% |
| 2025 | -- | +6.68% |
| 2024 | -- | +35.48% |
| 2023 | -- | +43.99% |
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Rolling Returns
Every holding period of both funds, against Nifty Midcap 150 TRI, the benchmark of TRUSTMF Mid Cap Fund
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | TRUSTMF Mid Cap Fund (Direct) | WhiteOak Capital Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +25.18% | +20.72% |
| Standard deviation | 14.73% | 14.65% |
| Sharpe ratio | 1.35 | 0.99 |
| Sortino ratio | 1.89 | 1.36 |
| Maximum drawdown | −12.0% (23-10-2026) | −19.3% (07-04-2025) |
| Beta | 0.85 | 0.89 |
| Alpha | +15.71% | +6.96% |
From daily NAVs, 24-03-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
TRUSTMF Mid Cap Fund (Direct)
WhiteOak Capital Mid Cap Fund (Direct)
Nifty Midcap 150 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| TRUSTMF Mid Cap Fund (Direct) | −12.0% | 26-08-2026 | 23-10-2026 | Not yet | -- | −8.8% |
| WhiteOak Capital Mid Cap Fund (Direct) | −10.9% | 31-08-2026 | 23-10-2026 | Not yet | -- | −8.2% |
| Nifty Midcap 150 TRI | −12.5% | 31-08-2026 | 23-10-2026 | Not yet | -- | −10.5% |
From daily values since 24-03-2026, the first day every fund has.
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: TRUSTMF Mid Cap Fund, September 2026; WhiteOak Capital Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 24.6%
- Held by both
- 23
- Only in TRUSTMF Mid Cap
- 41
- Only in WhiteOak Capital Mid Cap
- 126
| Security | % of TRUSTMF Mid Cap | % of WhiteOak Capital Mid Cap |
|---|---|---|
| The Federal Bank Limited | 2.29% | 2.50% |
| Laurus Labs Limited | 2.71% | 2.20% |
| The Phoenix Mills Limited | 2.48% | 1.95% |
| Bharti Hexacom Limited | 1.67% | 2.78% |
| Lenskart Solutions Limited | 3.20% | 1.66% |
| Motilal Oswal Financial Services Limited | 1.66% | 2.05% |
| Info Edge (India) Limited | 1.58% | 1.87% |
| Marico Limited | 1.89% | 1.45% |
| Bharat Heavy Electricals Limited | 1.33% | 1.86% |
| PB Fintech Limited | 1.87% | 1.18% |
| National Aluminium Company Limited | 1.42% | 1.12% |
| Multi Commodity Exchange of India Limited | 4.01% | 1.07% |
| JSW Infrastructure Ltd | 1.09% | 0.94% |
| FSN E-Commerce Ventures Limited | 1.69% | 0.87% |
| Navin Fluorine International Limited | 0.74% | 0.76% |
| GE Vernova T&D India Limited | 1.22% | 0.73% |
| Indo-MIM Limited | 0.78% | 0.65% |
| One 97 Communications Limited | 2.19% | 0.60% |
| Aditya Birla Capital Limited | 1.12% | 0.42% |
| Clean Max Enviro Energy Solutions Limited | 1.23% | 0.29% |
| AU Small Finance Bank Limited | 2.21% | 0.15% |
| Karur Vysya Bank Limited | 0.82% | 0.05% |
| Ather Energy Limited | 1.00% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 24.6% means 24.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in TRUSTMF Mid Cap Fund
| Security | % of fund |
|---|---|
| Dixon Technologies (India) Limited | 3.57% |
| Aurobindo Pharma Limited | 2.99% |
| Radico Khaitan Limited | 2.90% |
| Kalyan Jewellers India Limited | 2.54% |
| Swiggy Limited | 2.25% |
Largest holdings only in WhiteOak Capital Mid Cap Fund
| Security | % of fund |
|---|---|
| Coforge Limited | 2.73% |
| Max Financial Services Limited | 2.48% |
| Vishal Mega Mart Limited | 1.96% |
| Fortis Healthcare Limited | 1.58% |
| 360 One WAM Limited | 1.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | TRUSTMF Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Equity | 94.2% | 85.0% |
| Debt | 0.0% | 4.2% |
| Cash and others | 5.8% | 10.8% |
Market cap of stocks
| Market cap | TRUSTMF Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Large Cap | 5.2% | 4.7% |
| Mid Cap | 66.4% | 58.7% |
| Small Cap | 19.9% | 19.6% |
| Not on AMFI's list | 2.7% | 2.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | TRUSTMF Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Retailing | 10.2% | 7.4% |
| Pharmaceuticals & Biotechnology | 8.4% | 9.9% |
| Consumer Durables | 8.0% | 1.9% |
| Finance | 3.0% | 6.6% |
| Banks | 6.6% | 6.3% |
| Capital Markets | 6.4% | 6.0% |
| Aerospace & Defense | 5.9% | 0.0% |
| Electrical Equipment | 5.7% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
TRUSTMF Mid Cap vs WhiteOak Capital Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | TRUSTMF Mid Cap Fund | WhiteOak Capital Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.91% | 0.93% |
| Base expense ratio (Direct) | 0.57% | 0.43% |
| Total expense ratio (Regular) | 3.55% | 2.24% |
| Base expense ratio (Regular) | 2.04% | 1.54% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare TRUSTMF Mid Cap with
TRUSTMF Mid Cap Fund vs WhiteOak Capital Mid Cap Fund: Frequently Asked Questions
What is the difference between TRUSTMF Mid Cap Fund and WhiteOak Capital Mid Cap Fund?
Both are Mid Cap funds, run by Trust Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 24.6%. TRUSTMF Mid Cap Fund charges 1.91% a year and WhiteOak Capital Mid Cap Fund 0.93%.
Which has the lower expense ratio, TRUSTMF Mid Cap Fund or WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Mid Cap Fund charges less: 0.93% a year against 1.91%. These are the Direct plans' total expense ratios reported to AMFI.
How much do TRUSTMF Mid Cap Fund and WhiteOak Capital Mid Cap Fund overlap?
24.6%. They hold 23 of the same securities, the largest shared ones being FEDERALBNK, LAURUSLABS, PHOENIXLTD. From each fund's latest monthly portfolio.
Can I invest in both TRUSTMF Mid Cap Fund and WhiteOak Capital Mid Cap Fund?
Yes. 24.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.