TRUSTMF Corporate Bond Fund vs TRUSTMF Short Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
TRUSTMF Corporate Bond Fund is a Corporate Bond fund and TRUSTMF Short Term Fund is a Short Duration fund. In the 3 years to 30-10-2026, TRUSTMF Corporate Bond Fund (Direct) returned 6.7% a year and TRUSTMF Short Term Fund (Direct) returned 7.0% a year. TRUSTMF Corporate Bond Fund charges 0.26% a year and TRUSTMF Short Term Fund 0.27% (Direct plans). Their portfolios overlap 37.1%: they hold 8 of the same securities.
TRUSTMF Corporate Bond Fund
Corporate Bond
- 3 year return
- 6.7%
- Expense ratio
- 0.26%
- NAV
- ₹1,275.86
TRUSTMF Short Term Fund
Short Duration
- 3 year return
- 7.0%
- Expense ratio
- 0.27%
- NAV
- ₹1,364.61
Which is better, TRUSTMF Corporate Bond or TRUSTMF Short Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- TRUSTMF Short Term returned more over 3 years: 7.0% a year against 6.7%.
- TRUSTMF Short Term returned more over 1 year: 4.6% against 4.0%.
- TRUSTMF Corporate Bond costs less: 0.26% a year against 0.27% (Direct plans).
- TRUSTMF Short Term swung less over 3 years: a standard deviation of 0.9% a year against 1.3%.
- TRUSTMF Short Term fell less in its worst fall since 23-01-2023: −0.6% against −0.6%.
- TRUSTMF Corporate Bond is the larger fund: ₹78 Cr against ₹66 Cr.
- Their portfolios overlap 37.1%: 8 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | TRUSTMF Corporate Bond Fund | TRUSTMF Short Term Fund |
|---|---|---|
| Fund house | Trust Mutual Fund | Trust Mutual Fund |
| Category | Corporate Bond | Short Duration |
| AUM | ₹78 Cr (30-09-2026) | ₹66 Cr (30-09-2026) |
| NAV | ₹1,275.86 (Direct) | ₹1,364.61 (Direct) |
| Expense ratio (Direct) | 0.26% | 0.27% |
| Expense ratio (Regular) | 0.63% | 0.74% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| TRUSTMF Corporate Bond Fund (Direct) | −0.13% | +0.31% | +2.39% | +3.98% | +6.65% | -- | -- |
| TRUSTMF Short Term Fund (Direct) | +0.03% | +0.75% | +2.71% | +4.56% | +6.99% | +6.20% | -- |
| Corporate Bond average | −0.24% | +0.05% | +2.31% | +4.00% | +7.02% | -- | -- |
| Short Duration average | −0.14% | +0.30% | +2.50% | +4.11% | +6.88% | +6.62% | -- |
Category average: the average of the 21 Corporate Bond funds and the 25 Short Duration funds, same plan type.
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Year-wise Returns
| Year | Corporate BondTRUSTMF Corporate Bond | Short TermTRUSTMF Short Term |
|---|---|---|
| 2026to date | +3.37% | +3.79% |
| 2025 | +7.13% | +8.11% |
| 2024 | +8.01% | +7.68% |
| 2023 | -- | +7.12% |
| 2022 | -- | +3.75% |
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 184 of them, one for each trading day from 23-01-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
TRUSTMF Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
to
Feb 2026Apr 2023
to
Apr 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| TRUSTMF Corporate Bond | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 6.9% | 6.5% | 7.5% |
| TRUSTMF Short Term | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.2% | 7.2% | 6.8% | 7.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 23-01-2023. Past returns do not promise future returns.
TRUSTMF Corporate Bond vs TRUSTMF Short Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 23-01-2023 to 30-10-2026: 46 instalments, ₹4,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| TRUSTMF Corporate BondTRUSTMF Corporate Bond Fund (Direct) | ₹4,60,000 | ₹5,16,821 | ₹56,821 | 6.0% |
| TRUSTMF Short TermTRUSTMF Short Term Fund (Direct) | ₹4,60,000 | ₹5,21,735 | ₹61,735 | 6.5% |
TRUSTMF Corporate BondTRUSTMF Corporate Bond Fund (Direct)
TRUSTMF Short TermTRUSTMF Short Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | TRUSTMF Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.98% | +4.56% |
| Standard deviation | 1.33% | 1.04% |
| Sharpe ratio | -0.96 | -0.66 |
| Sortino ratio | -1.34 | -0.91 |
| Maximum drawdown | −0.6% (02-04-2026) | −0.6% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | TRUSTMF Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.65% | +6.99% |
| Standard deviation | 1.32% | 0.91% |
| Sharpe ratio | 0.48 | 1.06 |
| Sortino ratio | 0.70 | 1.60 |
| Maximum drawdown | −0.6% (02-04-2026) | −0.6% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | TRUSTMF Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.66% | +6.12% |
| Standard deviation | 1.23% | 0.89% |
| Sharpe ratio | 0.39 | 0.49 |
| Sortino ratio | 0.57 | 0.69 |
| Maximum drawdown | −0.6% (02-04-2026) | −1.1% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 23-01-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
TRUSTMF Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| TRUSTMF Corporate Bond Fund (Direct) | −0.6% | 02-03-2026 | 02-04-2026 | 09-04-2026 | 7 days | −0.3% |
| TRUSTMF Short Term Fund (Direct) | −0.6% | 07-05-2026 | 21-05-2026 | 05-06-2026 | 15 days | −0.1% |
From daily values since 23-01-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
TRUSTMF Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
TRUSTMF Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Portfolio Overlap
From each fund's latest monthly portfolio: TRUSTMF Corporate Bond Fund, September 2026; TRUSTMF Short Term Fund, September 2026
Holdings in common
- Overlap
- 37.1%
- Held by both
- 8
- Only in TRUSTMF Corporate Bond
- 5
- Only in TRUSTMF Short Term
- 5
| Security | % of TRUSTMF Corporate Bond | % of TRUSTMF Short Term |
|---|---|---|
| 7.35% Export Import Bank of India (27/07/2028) | 10.93% | 9.86% |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 11.55% | 9.09% |
| 6.47% Indian Railway Finance Corporation Limited (30/05/2028) | 12.67% | 7.48% |
| 6.94% Government of India (11/05/2036) | 6.34% | 7.49% |
| 364 Days Tbill (MD 04/03/2027) | 2.20% | 2.60% |
| 7.20% Power Grid Corporation of India Limited (09/08/2027) | 1.29% | 6.08% |
| Corporate Debt Market Development Fund | 1.94% | 0.58% |
| 91 Days Tbill (MD 08/10/2026) | 0.26% | 0.30% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.1% means 37.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in TRUSTMF Corporate Bond Fund
| Security | % of fund |
|---|---|
| 7.6% Power Finance Corporation Limited (13/04/2029) | 12.85% |
| 7.70% HDFC Bank Limited (16/05/2028) | 6.43% |
| 7.3763% Bajaj Finance Limited (26/06/2028) | 6.37% |
| 7.18% Sundaram Finance Limited (16/05/2028) | 6.36% |
| 6.87% REC Limited (31/05/2030) | 6.25% |
Largest holdings only in TRUSTMF Short Term Fund
| Security | % of fund |
|---|---|
| 7.83% Small Industries Dev Bank of India (24/11/2028) | 7.61% |
| 7.74% LIC Housing Finance Limited (11/02/2028) | 7.60% |
| 7.7951% Bajaj Finance Limited (10/12/2027) | 7.59% |
| 6.95% REC Limited (18/02/2028) | 7.54% |
| Indian Bank (21/06/2027) | 7.24% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | TRUSTMF Corporate Bond | TRUSTMF Short Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 83.5% | 80.5% |
| Cash and others | 16.5% | 19.5% |
TRUSTMF Corporate Bond vs TRUSTMF Short Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | TRUSTMF Corporate Bond Fund | TRUSTMF Short Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.26% | 0.27% |
| Base expense ratio (Direct) | 0.21% | 0.20% |
| Total expense ratio (Regular) | 0.63% | 0.74% |
| Base expense ratio (Regular) | 0.55% | 0.62% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare TRUSTMF Corporate Bond with
TRUSTMF Corporate Bond Fund vs TRUSTMF Short Term Fund: Frequently Asked Questions
What is the difference between TRUSTMF Corporate Bond Fund and TRUSTMF Short Term Fund?
TRUSTMF Corporate Bond Fund is a Corporate Bond fund, TRUSTMF Short Term Fund is a Short Duration fund, run by Trust Mutual Fund. Their portfolios overlap 37.1%. TRUSTMF Corporate Bond Fund charges 0.26% a year and TRUSTMF Short Term Fund 0.27%.
Which has given higher returns, TRUSTMF Corporate Bond Fund or TRUSTMF Short Term Fund?
Over 1 year: TRUSTMF Corporate Bond Fund +3.98%, TRUSTMF Short Term Fund +4.56%. Over 3 years: TRUSTMF Corporate Bond Fund +6.65% a year, TRUSTMF Short Term Fund +6.99% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, TRUSTMF Corporate Bond Fund or TRUSTMF Short Term Fund?
TRUSTMF Corporate Bond Fund charges less: 0.26% a year against 0.27%. These are the Direct plans' total expense ratios reported to AMFI.
How much do TRUSTMF Corporate Bond Fund and TRUSTMF Short Term Fund overlap?
37.1%. They hold 8 of the same securities, the largest shared ones being 7.35% Export Import Bank of India (27/07/2028), 7.48% National Bank For Agriculture and Rural Development (15/09/2028), 6.47% Indian Railway Finance Corporation Limited (30/05/2028). From each fund's latest monthly portfolio.
Which is better for SIP, TRUSTMF Corporate Bond Fund or TRUSTMF Short Term Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,04,377 in TRUSTMF Corporate Bond Fund (XIRR 5.7% a year) and ₹4,08,030 in TRUSTMF Short Term Fund (XIRR 6.3% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both TRUSTMF Corporate Bond Fund and TRUSTMF Short Term Fund?
Yes. 37.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.