The Wealth Company Small Cap Fund vs Union Small Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
The Wealth Company Small Cap Fund and Union Small Cap Fund are both Small Cap funds. The Wealth Company Small Cap Fund charges 1.79% a year and Union Small Cap Fund 1.10% (Direct plans). Their portfolios overlap 18.5%: they hold 13 of the same securities.
The Wealth Company Small Cap Fund
Small Cap
- Expense ratio
- 1.79%
- NAV
- ₹10.89
Which is better, The Wealth Company Small Cap or Union Small Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Union Small Cap costs less: 1.10% a year against 1.79% (Direct plans).
- The Wealth Company Small Cap fell less in its worst fall since 30-03-2026: −11.1% against −11.9%.
- Union Small Cap is the larger fund: ₹2,732 Cr against ₹144 Cr.
- Their portfolios overlap 18.5%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | The Wealth Company Small Cap Fund | Union Small Cap Fund |
|---|---|---|
| Fund house | The Wealth Company Mutual Fund | Union Mutual Fund |
| Category | Small Cap | Small Cap |
| AUM | ₹144 Cr (30-09-2026) | ₹2,732 Cr (30-09-2026) |
| NAV | ₹10.89 (Direct) | ₹62.58 (Direct) |
| Expense ratio (Direct) | 1.79% | 1.10% |
| Expense ratio (Regular) | 3.72% | 2.17% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Smallcap 250 TRI | BSE 250 Smallcap TRI |
| Launch date | 25-03-2026 | 10-06-2014 |
| Minimum investment | ₹10,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Aparna Shanker, Chinmay Sathe | Pratik Dharmshi, Gaurav Chopra |
| Exit load | 1% - If redeemed/switched out within 1 year from the date of allotment. Nil - if redeemed/switched out after 1 year from the date of allotment | Exit load of 1%, if redeemed within 15 days. |
The Wealth Company Small Cap vs Union Small Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| The Wealth Company Small Cap Fund (Direct) | −7.08% | −4.43% | +0.61% | -- | -- | -- | -- |
| Union Small Cap Fund (Direct) | −5.54% | −1.57% | +6.90% | +11.79% | +14.64% | +16.16% | +16.45% |
| Small Cap average | −5.86% | −3.28% | +5.03% | +3.00% | +14.03% | +14.51% | +16.19% |
Category average: the average of the 36 Small Cap funds, same plan type.
The Wealth Company Small Cap vs Union Small Cap: Year-wise Returns
| Year | The Wealth CompanyThe Wealth Company Small Cap | UnionUnion Small Cap |
|---|---|---|
| 2026to date | -- | +15.59% |
| 2025 | -- | −3.61% |
| 2024 | -- | +25.16% |
| 2023 | -- | +42.98% |
| 2022 | -- | −0.03% |
| 2021 | -- | +63.37% |
The Wealth Company Small Cap vs Union Small Cap: Rolling Returns
Every holding period of both funds, against Nifty Smallcap 250 TRI, the benchmark of The Wealth Company Small Cap Fund
The Wealth Company Small Cap vs Union Small Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | The Wealth Company Small Cap Fund (Direct) | Union Small Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.21% | +15.92% |
| Standard deviation | 15.40% | 16.91% |
| Sharpe ratio | 0.84 | 0.60 |
| Sortino ratio | 1.10 | 0.79 |
| Maximum drawdown | −11.1% (23-10-2026) | −44.7% (23-03-2020) |
| Beta | 0.84 | 0.85 |
| Alpha | −9.70% | +4.15% |
From daily NAVs, 30-03-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
The Wealth Company Small Cap Fund (Direct)
Union Small Cap Fund (Direct)
Nifty Smallcap 250 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| The Wealth Company Small Cap Fund (Direct) | −11.1% | 28-08-2026 | 23-10-2026 | Not yet | -- | −9.4% |
| Union Small Cap Fund (Direct) | −11.9% | 08-09-2026 | 23-10-2026 | Not yet | -- | −9.0% |
| Nifty Smallcap 250 TRI | −11.5% | 08-09-2026 | 23-10-2026 | Not yet | -- | −9.4% |
From daily values since 30-03-2026, the first day every fund has.
The Wealth Company Small Cap vs Union Small Cap: Portfolio Overlap
From each fund's latest monthly portfolio: The Wealth Company Small Cap Fund, September 2026; Union Small Cap Fund, September 2026
Holdings in common
- Overlap
- 18.5%
- Held by both
- 13
- Only in The Wealth Company Small Cap
- 44
- Only in Union Small Cap
- 73
| Security | % of The Wealth Company Small Cap | % of Union Small Cap |
|---|---|---|
| Azad Engineering Limited | 2.56% | 2.44% |
| Data Patterns (India) Limited | 2.45% | 2.20% |
| Ujjivan Small Finance Bank Limited | 2.04% | 2.24% |
| Kirloskar Oil Engines Ltd | 2.03% | 2.87% |
| City Union Bank Limited | 1.74% | 1.65% |
| S.J.S. Enterprises Limited | 1.61% | 2.45% |
| eClerx Services Limited | 1.77% | 1.24% |
| Amber Enterprises India Limited | 1.84% | 1.22% |
| Ather Energy Limited | 1.93% | 1.15% |
| SYRMA SGS TECHNOLOGY LIMITED | 1.73% | 1.02% |
| Sumitomo Chemical India Limited | 1.56% | 0.84% |
| Neuland Laboratories Ltd | 1.22% | 0.78% |
| Kanohar Electricals Limited | 1.88% | 0.25% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.5% means 18.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in The Wealth Company Small Cap Fund
| Security | % of fund |
|---|---|
| INDO-MIM Limited | 3.17% |
| Jyoti Cnc Automation Ltd | 2.50% |
| Motilal Oswal Financial Services Limited | 2.49% |
| SWIGGY LIMITED | 2.47% |
| Leela Palaces Hotels & Resorts Limited | 2.04% |
Largest holdings only in Union Small Cap Fund
| Security | % of fund |
|---|---|
| Navin Fluorine International Ltd. | 3.40% |
| Gabriel India Ltd. | 3.08% |
| Karur Vysya Bank Ltd. | 3.06% |
| Multi Commodity Exchange of India Ltd. | 2.99% |
| GE Vernova T&D India Ltd. | 2.73% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | The Wealth Company Small Cap | Union Small Cap |
|---|---|---|
| Equity | 91.6% | 98.4% |
| Debt | 0.0% | 0.1% |
| Cash and others | 8.4% | 1.5% |
Market cap of stocks
| Market cap | The Wealth Company Small Cap | Union Small Cap |
|---|---|---|
| Large Cap | 7.5% | 4.0% |
| Mid Cap | 6.1% | 16.4% |
| Small Cap | 66.1% | 71.0% |
| Not on AMFI's list | 11.8% | 7.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | The Wealth Company Small Cap | Union Small Cap |
|---|---|---|
| Electrical Equipment | 10.2% | 10.9% |
| Industrial Products | 2.0% | 9.7% |
| Pharmaceuticals & Biotechnology | 3.5% | 9.7% |
| Auto Components | 8.0% | 8.8% |
| Capital Markets | 6.0% | 8.1% |
| Banks | 3.8% | 8.0% |
| Industrial Manufacturing | 7.4% | 2.5% |
| Aerospace & Defense | 6.3% | 2.8% |
| Retailing | 6.0% | 1.8% |
The six largest sectors of each fund's stocks, % of the fund.
The Wealth Company Small Cap vs Union Small Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | The Wealth Company Small Cap Fund | Union Small Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.79% | 1.10% |
| Base expense ratio (Direct) | 0.34% | 0.78% |
| Total expense ratio (Regular) | 3.72% | 2.17% |
| Base expense ratio (Regular) | 2.10% | 1.70% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare The Wealth Company Small Cap with
The Wealth Company Small Cap Fund vs Union Small Cap Fund: Frequently Asked Questions
What is the difference between The Wealth Company Small Cap Fund and Union Small Cap Fund?
Both are Small Cap funds, run by The Wealth Company Mutual Fund and Union Mutual Fund. Their portfolios overlap 18.5%. The Wealth Company Small Cap Fund charges 1.79% a year and Union Small Cap Fund 1.10%.
Which has the lower expense ratio, The Wealth Company Small Cap Fund or Union Small Cap Fund?
Union Small Cap Fund charges less: 1.10% a year against 1.79%. These are the Direct plans' total expense ratios reported to AMFI.
How much do The Wealth Company Small Cap Fund and Union Small Cap Fund overlap?
18.5%. They hold 13 of the same securities, the largest shared ones being AZAD, DATAPATTNS, UJJIVANSFB. From each fund's latest monthly portfolio.
Which is riskier, The Wealth Company Small Cap Fund or Union Small Cap Fund?
On SEBI's riskometer, The Wealth Company Small Cap Fund is rated Very High and Union Small Cap Fund Very High. Over their common history, the standard deviation of daily returns was 15.40% and 16.91% a year.
Can I invest in both The Wealth Company Small Cap Fund and Union Small Cap Fund?
Yes. 18.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages The Wealth Company Small Cap Fund and Union Small Cap Fund?
The Wealth Company Small Cap Fund: Aparna Shanker, Chinmay Sathe. Union Small Cap Fund: Pratik Dharmshi, Gaurav Chopra.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.