Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund vs UTI - Infrastructure Fund
Direct Plan, Growth option · Data as on 30-10-2026
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund is an Index fund and UTI - Infrastructure Fund is a Thematic fund. In the year to 30-10-2026, Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) returned −7.7% and UTI - Infrastructure Fund (Direct) returned −6.2%. Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund charges 0.63% a year and UTI - Infrastructure Fund 2.00% (Direct plans). Their portfolios overlap 48.0%: they hold 26 of the same securities.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund
Index
- 1 year return
- −7.7%
- Expense ratio
- 0.63%
- NAV
- ₹10.35
UTI - Infrastructure Fund
Thematic
- 1 year return
- −6.2%
- Expense ratio
- 2.00%
- NAV
- ₹143.59
Which is better, Tata Nifty500 Multicap Infrastructure 50:30:20 Index or UTI - Infrastructure? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI - Infrastructure returned more over 1 year: −6.2% against −7.7%.
- Tata Nifty500 Multicap Infrastructure 50:30:20 Index costs less: 0.63% a year against 2.00% (Direct plans).
- UTI - Infrastructure fell less in its worst fall since 30-04-2024: −21.3% against −22.5%.
- UTI - Infrastructure holds more in large companies: 67.0% of the fund in large caps against 52.4%.
- UTI - Infrastructure is the larger fund: ₹2,033 Cr against ₹65 Cr.
- Their portfolios overlap 48.0%: 26 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund | UTI - Infrastructure Fund |
|---|---|---|
| Fund house | Tata Mutual Fund | UTI Mutual Fund |
| Category | Index | Thematic |
| AUM | ₹65 Cr (30-09-2026) | ₹2,033 Cr (30-09-2026) |
| NAV | ₹10.35 (Direct) | ₹143.59 (Direct) |
| Expense ratio (Direct) | 0.63% | 2.00% |
| Expense ratio (Regular) | 1.18% | 2.18% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty500 Multicap Infrastructure 50:30:20 TRI | Nifty Infrastructure TRI |
| Launch date | Not available | 07-04-2004 |
| Minimum investment | ₹5,000 | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | None | None |
| Fund managers | 1. Nitin Sharma, 2. Rakesh Prajapati | Deepesh Agarwal |
| Exit load | 0.25 % of the applicable NAV, if redeemed on or before 15 days from the date of allotment. | 1.00% if redeemed before 30 days from the date of allotment. Nil if redeemed on or after 30 days from the date of allotment |
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | −1.63% | −7.11% | −6.11% | −7.71% | -- | -- | -- |
| UTI - Infrastructure Fund (Direct) | −1.58% | −5.69% | −5.74% | −6.24% | +11.88% | +12.18% | +11.84% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Year-wise Returns
| Year | Tata Nifty500 Multicap Infrastructure 50:30:20 IndexTata Nifty500 Multicap Infrastructure 50:30:20 Index | UTI - InfrastructureUTI - Infrastructure |
|---|---|---|
| 2026to date | −6.53% | −4.64% |
| 2025 | +6.03% | +4.65% |
| 2024 | -- | +18.93% |
| 2023 | -- | +38.67% |
| 2022 | -- | +9.22% |
| 2021 | -- | +39.76% |
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Rolling Returns
Every holding period of both funds, against Nifty500 Multicap Infrastructure 50:30:20 TRI, the benchmark of Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund
Rolling returns
Every 1-year holding period, 371 of them, one for each trading day from 30-04-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct)
UTI - Infrastructure Fund (Direct)
Nifty500 Multicap Infrastructure 50:30:20 TRI
to
Jun 2025Sept 2024
to
Sept 2025Dec 2024
to
Dec 2025Mar 2025
to
Mar 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tata Nifty500 Multicap Infrastructure 50:30:20 Index | 33.2 | 32.1 | 25.6 | 5.4 | 3.8 | 0.0 | 0.0 | 2.8% | 3.0% | −8.7% | 18.9% | 1% |
| UTI - Infrastructure | 36.4 | 36.1 | 21.6 | 3.2 | 2.7 | 0.0 | 0.0 | 1.8% | 1.7% | −9.3% | 17.7% | 8% |
| Nifty500 Multicap Infrastructure 50:30:20 TRI | 28.3 | 31.5 | 29.4 | 6.5 | 4.3 | 0.0 | 0.0 | 3.4% | 3.4% | −7.9% | 19.6% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty500 Multicap Infrastructure 50:30:20 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 30-04-2024. Past returns do not promise future returns.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 30-04-2024 to 30-10-2026: 31 instalments, ₹3,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata Nifty500 Multicap Infrastructure 50:30:20 IndexTata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | ₹3,10,000 | ₹3,01,954 | −₹8,046 | −2.0% |
| UTI - InfrastructureUTI - Infrastructure Fund (Direct) | ₹3,10,000 | ₹3,02,760 | −₹7,240 | −1.8% |
Tata Nifty500 Multicap Infrastructure 50:30:20 IndexTata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct)
UTI - InfrastructureUTI - Infrastructure Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | UTI - Infrastructure Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.71% | −6.24% |
| Standard deviation | 15.76% | 14.82% |
| Sharpe ratio | -0.82 | -0.77 |
| Sortino ratio | -1.10 | -1.04 |
| Maximum drawdown | −13.8% (31-03-2026) | −12.6% (23-03-2026) |
| Beta | 1.00 | 0.95 |
| Alpha | −0.80% | +0.77% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | UTI - Infrastructure Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.11% | +11.82% |
| Standard deviation | 17.37% | 17.94% |
| Sharpe ratio | -0.27 | 0.32 |
| Sortino ratio | -0.36 | 0.43 |
| Maximum drawdown | −22.5% (28-02-2025) | −42.8% (23-03-2020) |
| Beta | 1.00 | 0.85 |
| Alpha | −0.58% | +1.91% |
From daily NAVs, 30-04-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct)
UTI - Infrastructure Fund (Direct)
Nifty500 Multicap Infrastructure 50:30:20 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | −22.5% | 27-09-2024 | 28-02-2025 | Not yet | -- | −10.4% |
| UTI - Infrastructure Fund (Direct) | −21.3% | 27-09-2024 | 28-02-2025 | Not yet | -- | −10.9% |
| Nifty500 Multicap Infrastructure 50:30:20 TRI | −22.4% | 27-09-2024 | 28-02-2025 | Not yet | -- | −9.1% |
From daily values since 30-04-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct)
UTI - Infrastructure Fund (Direct)
Nifty500 Multicap Infrastructure 50:30:20 TRI
Against Nifty500 Multicap Infrastructure 50:30:20 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund (Direct) | 99% | 102% | 0.21% |
| UTI - Infrastructure Fund (Direct) | 90% | 92% | 4.55% |
From month-end values since 30-04-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Portfolio Overlap
From each fund's latest monthly portfolio: Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund, September 2026; UTI - Infrastructure Fund, September 2026
Holdings in common
- Overlap
- 48.0%
- Held by both
- 26
- Only in Tata Nifty500 Multicap Infrastructure 50:30:20 Index
- 48
- Only in UTI - Infrastructure
- 39
| Security | % of Tata Nifty500 Multicap Infrastructure 50:30:20 Index | % of UTI - Infrastructure |
|---|---|---|
| BHARTI AIRTEL LTD | 9.72% | 13.01% |
| RELIANCE INDUSTRIES LTD | 9.89% | 8.60% |
| LARSEN & TOUBRO LTD | 8.01% | 8.82% |
| NTPC LTD | 2.79% | 3.58% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD | 2.56% | 4.88% |
| ULTRATECH CEMENT LTD | 2.36% | 4.24% |
| INTERGLOBE AVIATION LTD | 2.05% | 3.18% |
| SUZLON ENERGY LTD | 1.72% | 1.79% |
| OIL & NATURAL GAS CO. | 1.60% | 3.42% |
| POWER GRID CORPORATION OF INDIA LTD | 2.15% | 1.29% |
| BHARAT PETROLEUM CORPORATION LTD | 1.11% | 0.93% |
| TD POWER SYSTEMS LTD | 0.81% | 1.07% |
| SHREE CEMENT LTD | 1.07% | 0.63% |
| BHARAT FORGE LTD | 1.91% | 0.58% |
| KIRLOSKAR OIL ENGINES LTD | 0.86% | 0.57% |
| ADANI POWER LTD | 1.54% | 0.52% |
| PRESTIGE ESTATES PROJECTS LTD | 0.89% | 0.52% |
| ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LTD | 0.48% | 0.51% |
| BRIGADE ENTERPRISES LTD | 0.48% | 2.02% |
| OIL INDIA LTD | 0.87% | 0.45% |
| TUBE INVESTMENTS OF INDIA LTD | 0.91% | 0.41% |
| TITAGARH RAIL SYSTEMS LTD | 0.30% | 0.42% |
| MAHANAGAR GAS LTD | 0.27% | 0.64% |
| HINDUSTAN PETROLEUM CORPORATION LTD | 1.20% | 0.19% |
| CONTAINER CORPORATION OF INDIA LTD | 0.55% | 0.09% |
| PETRONET LNG LTD | 0.76% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 48.0% means 48.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund
| Security | % of fund |
|---|---|
| INDIAN HOTELS CO. LTD | 2.29% |
| BHARAT HEAVY ELECTRICALS LTD | 2.16% |
| GRASIM INDUSTRIES LTD | 2.10% |
| GE VERNOVA T&D INDIA LTD | 1.86% |
| INDUS TOWERS LTD | 1.72% |
Largest holdings only in UTI - Infrastructure Fund
| Security | % of fund |
|---|---|
| EQ - AXIS BANK LTD. | 2.73% |
| EQ - HINDUSTAN AERONAUTICS LTD | 2.35% |
| EQ - INDO-MIM LIMITED | 2.25% |
| EQ - ICICI BANK LTD | 2.04% |
| EQ - J. KUMAR INFRAPROJECTS LTD | 1.67% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata Nifty500 Multicap Infrastructure 50:30:20 Index | UTI - Infrastructure |
|---|---|---|
| Equity | 98.8% | 97.2% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.2% | 2.8% |
Market cap of stocks
| Market cap | Tata Nifty500 Multicap Infrastructure 50:30:20 Index | UTI - Infrastructure |
|---|---|---|
| Large Cap | 52.4% | 67.0% |
| Mid Cap | 28.9% | 7.3% |
| Small Cap | 16.8% | 18.1% |
| Not on AMFI's list | 0.8% | 4.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Tata Nifty500 Multicap Infrastructure 50:30:20 Index | UTI - Infrastructure |
|---|---|---|
| Telecom - Services | 12.5% | 13.8% |
| Petroleum Products | 12.6% | 10.2% |
| Construction | 9.7% | 12.4% |
| Power | 10.6% | 5.8% |
| Auto Components | 9.3% | 1.7% |
| Electrical Equipment | 6.8% | 5.5% |
| Industrial Products | 1.4% | 4.9% |
The six largest sectors of each fund's stocks, % of the fund.
Tata Nifty500 Multicap Infrastructure 50:30:20 Index vs UTI - Infrastructure: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund | UTI - Infrastructure Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.63% | 2.00% |
| Base expense ratio (Direct) | 0.39% | 1.59% |
| Total expense ratio (Regular) | 1.18% | 2.18% |
| Base expense ratio (Regular) | 0.90% | 1.76% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund vs UTI - Infrastructure Fund: Frequently Asked Questions
What is the difference between Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund and UTI - Infrastructure Fund?
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund is an Index fund, UTI - Infrastructure Fund is a Thematic fund, run by Tata Mutual Fund and UTI Mutual Fund. Their portfolios overlap 48.0%. Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund charges 0.63% a year and UTI - Infrastructure Fund 2.00%.
Which has given higher returns, Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund or UTI - Infrastructure Fund?
Over 1 year: Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund −7.71%, UTI - Infrastructure Fund −6.24%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund or UTI - Infrastructure Fund?
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund charges less: 0.63% a year against 2.00%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund and UTI - Infrastructure Fund overlap?
48.0%. They hold 26 of the same securities, the largest shared ones being BHARTIARTL, RELIANCE, LT. From each fund's latest monthly portfolio.
Which is riskier, Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund or UTI - Infrastructure Fund?
On SEBI's riskometer, Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund is rated Very High and UTI - Infrastructure Fund Very High. Over 1 years, the standard deviation of daily returns was 15.76% and 14.82% a year.
Can I invest in both Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund and UTI - Infrastructure Fund?
Yes. 48.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund and UTI - Infrastructure Fund?
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund: 1. Nitin Sharma, 2. Rakesh Prajapati. UTI - Infrastructure Fund: Deepesh Agarwal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.