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    Tata NIFTY Next 50 Index Fund vs UTI - Nifty Next 50 Index Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    Tata NIFTY Next 50 Index Fund is an Index fund and UTI - Nifty Next 50 Index Fund is an Index fund. In the year to 30-10-2026, Tata NIFTY Next 50 Index Fund (Direct) returned −2.9% and UTI - Nifty Next 50 Index Fund (Direct) returned −2.8%. Tata NIFTY Next 50 Index Fund charges 0.36% a year and UTI - Nifty Next 50 Index Fund 0.46% (Direct plans). Their portfolios overlap 100.0%: they hold 50 of the same securities.

    Tata NIFTY Next 50 Index Fund

    Index

    1 year return
    −2.9%
    Expense ratio
    0.36%
    NAV
    ₹10.00
    See Tata NIFTY Next 50 Index Fund

    UTI - Nifty Next 50 Index Fund

    Index

    1 year return
    −2.8%
    Expense ratio
    0.46%
    NAV
    ₹25.18
    See UTI - Nifty Next 50 Index Fund

    Which is better, Tata NIFTY Next 50 Index or UTI - Nifty Next 50 Index? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • UTI - Nifty Next 50 Index returned more over 1 year: −2.8% against −2.9%.
    • Tata NIFTY Next 50 Index costs less: 0.36% a year against 0.46% (Direct plans).
    • UTI - Nifty Next 50 Index fell less in its worst fall since 07-10-2025: −14.4% against −14.5%.
    • UTI - Nifty Next 50 Index is the larger fund: ₹7,295 Cr against ₹120 Cr.
    • Their portfolios overlap 100.0%: 50 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactTata NIFTY Next 50 Index FundUTI - Nifty Next 50 Index Fund
    Fund houseTata Mutual FundUTI Mutual Fund
    CategoryIndexIndex
    AUM₹120 Cr (30-09-2026)₹7,295 Cr (30-09-2026)
    NAV₹10.00 (Direct)₹25.18 (Direct)
    Expense ratio (Direct)0.36%0.46%
    Expense ratio (Regular)1.13%0.91%
    RiskometerVery HighVery High
    BenchmarkNifty Next 50 TRINifty Next 50 TRI
    Launch date01-10-202528-06-2018
    Minimum investment₹5,000Regular Plan-Growth- Rs.1000, Direct Plan-Growth- Rs.1000
    Lock inNoneNone
    Fund managersNitin Sharma, Rakesh PrajapatiSharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3
    Exit load0.25% of the applicable NAV, if redeemed on or before 15 days from the date of allotment.Nil

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    Tata NIFTY Next 50 Index Fund (Direct)−2.89%−6.67%−2.42%−2.87%------
    UTI - Nifty Next 50 Index Fund (Direct)−2.88%−6.66%−2.43%−2.78%+16.15%+10.57%--

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Year-wise Returns

    YearTataTata NIFTY Next 50 IndexUTI -UTI - Nifty Next 50 IndexNifty Next 50 TRI
    2026to date−1.85%−1.78%−1.53%
    2025--+2.61%+2.90%
    2024--+27.90%+28.37%
    2023--+26.78%+27.24%
    2022--+0.56%+0.96%
    2021--+30.27%+30.87%

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Rolling Returns

    Every holding period of both funds, against Nifty Next 50 TRI, the benchmark of both

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 07-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Tata NIFTY Next 50 IndexTata NIFTY Next 50 Index Fund (Direct) ₹1,30,000 ₹1,27,229 −₹2,771 −3.7%
    UTI - Nifty Next 50 IndexUTI - Nifty Next 50 Index Fund (Direct) ₹1,30,000 ₹1,27,352 −₹2,648 −3.5%
    ₹0₹50,000₹1.0 L₹1.5 L
    2026
    Tata NIFTY Next 50 IndexTata NIFTY Next 50 Index Fund (Direct)UTI - Nifty Next 50 IndexUTI - Nifty Next 50 Index Fund (Direct)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureTata NIFTY Next 50 Index Fund (Direct)UTI - Nifty Next 50 Index Fund (Direct)
    Return (CAGR)−2.87%−2.78%
    Standard deviation17.41%17.37%
    Sharpe ratio-0.47-0.46
    Sortino ratio-0.62-0.62
    Maximum drawdown−14.5% (30-03-2026)−14.4% (31-03-2026)
    Beta1.001.00
    Alpha−0.36%−0.29%

    From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −15%−10%−5%0%
    2026
    Tata NIFTY Next 50 Index Fund (Direct)UTI - Nifty Next 50 Index Fund (Direct)Nifty Next 50 TRI
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    Tata NIFTY Next 50 Index Fund (Direct)−14.5%07-01-202630-03-202621-04-202622 days−9.4%
    UTI - Nifty Next 50 Index Fund (Direct)−14.4%07-01-202631-03-202621-04-202621 days−9.4%
    Nifty Next 50 TRI−14.4%26-02-202630-03-202621-04-202622 days−9.3%

    From daily values since 07-10-2025, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%5%10%15%20%
    Tata NIFTY Next 50 Index Fund (Direct)UTI - Nifty Next 50 Index Fund (Direct)Nifty Next 50 TRI

    Against Nifty Next 50 TRI

    FundUp captureDown captureTracking error
    Tata NIFTY Next 50 Index Fund (Direct)99%101%0.08%
    UTI - Nifty Next 50 Index Fund (Direct)99%100%0.05%

    From month-end values since 07-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Portfolio Overlap

    From each fund's latest monthly portfolio: Tata NIFTY Next 50 Index Fund, September 2026; UTI - Nifty Next 50 Index Fund, September 2026

    Holdings in common

    Overlap
    100.0%
    Held by both
    50
    Only in Tata NIFTY Next 50 Index
    0
    Only in UTI - Nifty Next 50 Index
    0
    Security% of Tata NIFTY Next 50 Index% of UTI - Nifty Next 50 Index
    DIVI LABORATORIES LTD4.87%4.84%
    TVS MOTOR COMPANY LTD3.97%3.95%
    HINDUSTAN AERONAUTICS LTD3.65%3.63%
    TATA MOTORS LTD3.63%3.61%
    ADANI POWER LTD3.50%3.48%
    SAMVARDHANA MOTHERSON INTERNATIONAL LTD2.97%2.95%
    TORRENT PHARMACEUTICALS LTD2.91%2.89%
    CHOLAMANDALAM INVESTMENT & FINANCE CO LTD2.89%2.88%
    VEDANTA ALUMINIUM METAL LTD2.88%2.87%
    CUMMINS INDIA LTD2.65%2.63%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 100.0% means 100.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in Tata NIFTY Next 50 Index Fund

    Every holding of this fund is also held by the other.

    Largest holdings only in UTI - Nifty Next 50 Index Fund

    Every holding of this fund is also held by the other.

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetTata NIFTY Next 50 IndexUTI - Nifty Next 50 Index
    Equity100.6%100.0%
    Debt0.0%0.0%
    Cash and others-0.6%-0.0%

    Market cap of stocks

    Market capTata NIFTY Next 50 IndexUTI - Nifty Next 50 Index
    Large Cap95.9%95.4%
    Mid Cap4.7%4.7%
    Small Cap0.0%0.0%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorTata NIFTY Next 50 IndexUTI - Nifty Next 50 Index
    Power9.5%9.5%
    Finance9.4%9.5%
    Pharmaceuticals & Biotechnology9.0%8.9%
    Electrical Equipment8.0%8.0%
    Banks6.4%6.3%
    Automobiles5.2%5.1%

    The six largest sectors of each fund's stocks, % of the fund.

    Tata NIFTY Next 50 Index vs UTI - Nifty Next 50 Index: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeTata NIFTY Next 50 Index FundUTI - Nifty Next 50 Index Fund
    Total expense ratio (Direct)0.36%0.46%
    Base expense ratio (Direct)0.19%0.31%
    Total expense ratio (Regular)1.13%0.91%
    Base expense ratio (Regular)0.90%0.70%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    Tata NIFTY Next 50 Index Fund vs UTI - Nifty Next 50 Index Fund: Frequently Asked Questions

    What is the difference between Tata NIFTY Next 50 Index Fund and UTI - Nifty Next 50 Index Fund?

    Tata NIFTY Next 50 Index Fund is an Index fund, UTI - Nifty Next 50 Index Fund is an Index fund, run by Tata Mutual Fund and UTI Mutual Fund. Their portfolios overlap 100.0%. Tata NIFTY Next 50 Index Fund charges 0.36% a year and UTI - Nifty Next 50 Index Fund 0.46%.

    Which has given higher returns, Tata NIFTY Next 50 Index Fund or UTI - Nifty Next 50 Index Fund?

    Over 1 year: Tata NIFTY Next 50 Index Fund −2.87%, UTI - Nifty Next 50 Index Fund −2.78%. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, Tata NIFTY Next 50 Index Fund or UTI - Nifty Next 50 Index Fund?

    Tata NIFTY Next 50 Index Fund charges less: 0.36% a year against 0.46%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do Tata NIFTY Next 50 Index Fund and UTI - Nifty Next 50 Index Fund overlap?

    100.0%. They hold 50 of the same securities, the largest shared ones being DIVISLAB, TVSMOTOR, HAL. From each fund's latest monthly portfolio.

    Which is riskier, Tata NIFTY Next 50 Index Fund or UTI - Nifty Next 50 Index Fund?

    On SEBI's riskometer, Tata NIFTY Next 50 Index Fund is rated Very High and UTI - Nifty Next 50 Index Fund Very High. Over 1 years, the standard deviation of daily returns was 17.41% and 17.37% a year.

    Can I invest in both Tata NIFTY Next 50 Index Fund and UTI - Nifty Next 50 Index Fund?

    Yes. 100.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

    Who manages Tata NIFTY Next 50 Index Fund and UTI - Nifty Next 50 Index Fund?

    Tata NIFTY Next 50 Index Fund: Nitin Sharma, Rakesh Prajapati. UTI - Nifty Next 50 Index Fund: Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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