Tata NIFTY 50 Exchange Traded Fund vs WhiteOak Capital Large Cap Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Tata NIFTY 50 Exchange Traded Fund is an Index fund and WhiteOak Capital Large Cap Fund is a Large Cap fund. In the 3 years to 30-10-2026, Tata NIFTY 50 Exchange Traded Fund returned 7.5% a year and WhiteOak Capital Large Cap Fund (Direct) returned 13.2% a year. Tata NIFTY 50 Exchange Traded Fund charges 0.09% a year and WhiteOak Capital Large Cap Fund 0.92%. Their portfolios overlap 55.9%: they hold 31 of the same securities.
Tata NIFTY 50 Exchange Traded Fund
Index
- 3 year return
- 7.5%
- Expense ratio
- 0.09%
- NAV
- ₹251.41
WhiteOak Capital Large Cap Fund
Large Cap
- 3 year return
- 13.2%
- Expense ratio
- 0.92%
- NAV
- ₹15.19
Which is better, Tata NIFTY 50 Exchange Traded or WhiteOak Capital Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Large Cap returned more over 3 years: 13.2% a year against 7.5%.
- WhiteOak Capital Large Cap returned more over 1 year: −5.4% against −10.1%.
- Tata NIFTY 50 Exchange Traded costs less: 0.09% a year against 0.92%.
- Tata NIFTY 50 Exchange Traded swung less over 3 years: a standard deviation of 13.2% a year against 13.3%.
- WhiteOak Capital Large Cap fell less in its worst fall since 02-12-2022: −15.3% against −15.5%.
- Tata NIFTY 50 Exchange Traded holds more in large companies: 98.6% of the fund in large caps against 77.5%.
- WhiteOak Capital Large Cap is the larger fund: ₹1,208 Cr against ₹674 Cr.
- Their portfolios overlap 55.9%: 31 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata NIFTY 50 Exchange Traded Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Fund house | Tata Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Index | Large Cap |
| AUM | ₹674 Cr (30-09-2026) | ₹1,208 Cr (30-09-2026) |
| NAV | ₹251.41 | ₹15.19 (Direct) |
| Expense ratio (Direct) | Not available | 0.92% |
| Expense ratio (Regular) | Not available | 2.48% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 50 TRI | BSE 100 TRI |
| Launch date | 01-01-2019 | 01-12-2022 |
| Minimum investment | Not available | ₹500 |
| Lock in | None | None |
| Fund managers | Nitin Sharma, Rakesh Prajapati | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | NIL | Nil |
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata NIFTY 50 Exchange Traded Fund | +1.95% | −4.98% | −3.13% | −10.05% | +7.53% | +6.62% | -- |
| WhiteOak Capital Large Cap Fund (Direct) | +0.84% | −4.90% | −0.27% | −5.44% | +13.22% | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | -- | -- |
Category average: the average of the 35 Large Cap funds, same plan type.
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Year-wise Returns
| Year | Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded | WhiteOak Capital Large CapWhiteOak Capital Large Cap |
|---|---|---|
| 2026to date | −10.98% | −6.13% |
| 2025 | +11.85% | +9.49% |
| 2024 | +9.95% | +22.98% |
| 2023 | +21.14% | +25.35% |
| 2022 | +5.68% | -- |
| 2021 | +25.44% | -- |
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Rolling Returns
Every holding period of both funds, against Nifty 50 TRI, the benchmark of Tata NIFTY 50 Exchange Traded Fund
Rolling returns
Every 3-year holding period, 224 of them, one for each trading day from 02-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Tata NIFTY 50 Exchange Traded Fund
WhiteOak Capital Large Cap Fund (Direct)
Nifty 50 TRI
to
Dec 2025Feb 2023
to
Feb 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tata NIFTY 50 Exchange Traded | 0.0 | 0.0 | 48.7 | 51.3 | 0.0 | 0.0 | 0.0 | 10.5% | 10.1% | 5.3% | 14.9% | 0% |
| WhiteOak Capital Large Cap | 0.0 | 0.0 | 0.0 | 33.0 | 62.5 | 4.5 | 0.0 | 16.3% | 15.8% | 11.5% | 20.5% | 100% |
| Nifty 50 TRI | 0.0 | 0.0 | 46.9 | 52.7 | 0.4 | 0.0 | 0.0 | 10.6% | 10.2% | 5.4% | 15.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-12-2022. Past returns do not promise future returns.
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund | ₹4,70,000 | ₹4,98,869 | ₹28,869 | 3.0% |
| WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct) | ₹4,70,000 | ₹5,49,859 | ₹79,859 | 8.0% |
Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund
WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata NIFTY 50 Exchange Traded Fund | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.05% | −5.44% |
| Standard deviation | 13.61% | 12.81% |
| Sharpe ratio | -1.12 | -0.83 |
| Sortino ratio | -1.50 | -1.11 |
| Maximum drawdown | −15.2% (31-03-2026) | −13.9% (30-03-2026) |
| Beta | 1.00 | 0.91 |
| Alpha | −0.07% | +2.22% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata NIFTY 50 Exchange Traded Fund | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.53% | +13.22% |
| Standard deviation | 13.18% | 13.27% |
| Sharpe ratio | 0.11 | 0.54 |
| Sortino ratio | 0.16 | 0.75 |
| Maximum drawdown | −15.5% (04-03-2025) | −15.3% (28-02-2025) |
| Beta | 1.00 | 0.96 |
| Alpha | −0.09% | +4.37% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata NIFTY 50 Exchange Traded Fund | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.42% | +11.46% |
| Standard deviation | 17.06% | 12.47% |
| Sharpe ratio | 0.36 | 0.42 |
| Sortino ratio | 0.50 | 0.58 |
| Maximum drawdown | −38.4% (23-03-2020) | −15.3% (28-02-2025) |
| Beta | 1.00 | 0.96 |
| Alpha | −0.06% | +3.59% |
From daily NAVs, 02-01-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata NIFTY 50 Exchange Traded Fund
WhiteOak Capital Large Cap Fund (Direct)
Nifty 50 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata NIFTY 50 Exchange Traded Fund | −15.5% | 26-09-2024 | 04-03-2025 | 27-10-2025 | 8 months | −11.7% |
| WhiteOak Capital Large Cap Fund (Direct) | −15.3% | 26-09-2024 | 28-02-2025 | 27-06-2025 | 4 months | −7.2% |
| Nifty 50 TRI | −15.4% | 26-09-2024 | 04-03-2025 | 23-10-2025 | 8 months | −11.6% |
From daily values since 02-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata NIFTY 50 Exchange Traded Fund
WhiteOak Capital Large Cap Fund (Direct)
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata NIFTY 50 Exchange Traded Fund
WhiteOak Capital Large Cap Fund (Direct)
Nifty 50 TRI
Against Nifty 50 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Tata NIFTY 50 Exchange Traded Fund | 100% | 100% | 0.07% |
| WhiteOak Capital Large Cap Fund (Direct) | 113% | 88% | 3.33% |
From month-end values since 02-12-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Tata NIFTY 50 Exchange Traded Fund, September 2026; WhiteOak Capital Large Cap Fund, September 2026
Holdings in common
- Overlap
- 55.9%
- Held by both
- 31
- Only in Tata NIFTY 50 Exchange Traded
- 19
- Only in WhiteOak Capital Large Cap
- 46
| Security | % of Tata NIFTY 50 Exchange Traded | % of WhiteOak Capital Large Cap |
|---|---|---|
| ICICI BANK LTD | 9.14% | 9.71% |
| HDFC BANK LTD | 10.48% | 6.32% |
| BHARTI AIRTEL LTD | 5.16% | 5.43% |
| STATE BANK OF INDIA | 3.83% | 3.36% |
| RELIANCE INDUSTRIES LTD | 7.74% | 3.00% |
| KOTAK MAHINDRA BANK LTD | 2.96% | 3.41% |
| MAHINDRA & MAHINDRA LTD | 2.54% | 3.27% |
| ETERNAL LTD | 2.23% | 3.32% |
| AXIS BANK LTD | 3.40% | 2.11% |
| LARSEN & TOUBRO LTD | 4.25% | 1.85% |
| TITAN COMPANY LTD | 1.83% | 2.65% |
| MARUTI SUZUKI INDIA LTD | 1.51% | 2.18% |
| BHARAT ELECTRONICS LTD | 1.34% | 2.00% |
| HINDALCO INDUSTRIES LTD | 1.32% | 1.39% |
| BAJAJ FINANCE LTD | 2.48% | 1.03% |
| SUN PHARMACEUTICAL INDUSTRIES LTD | 1.86% | 1.03% |
| BAJAJ FINSERV LTD | 0.97% | 1.10% |
| ASIAN PAINTS LTD | 1.05% | 0.96% |
| TECH MAHINDRA LTD | 0.93% | 1.77% |
| NESTLE INDIA LTD | 0.91% | 4.49% |
| TATA CONSULTANCY SERVICES LTD | 2.02% | 0.81% |
| NTPC LTD | 1.48% | 0.80% |
| ADANI ENTERPRISES LTD | 0.81% | 0.63% |
| CIPLA LTD | 0.73% | 0.61% |
| OIL & NATURAL GAS CO. | 0.85% | 0.60% |
| TATA CONSUMER PRODUCTS LTD | 0.60% | 0.74% |
| JSW STEEL LTD | 1.13% | 0.51% |
| TATA STEEL LTD | 1.47% | 0.46% |
| EICHER MOTORS LTD | 0.95% | 0.30% |
| INFOSYS LTD | 3.37% | 0.09% |
| MAX HEALTHCARE INSTITUTE LTD | 0.67% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 55.9% means 55.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata NIFTY 50 Exchange Traded Fund
| Security | % of fund |
|---|---|
| ITC LTD | 2.44% |
| HINDUSTAN UNILEVER LTD | 1.61% |
| SHRIRAM FINANCE LTD | 1.33% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD | 1.28% |
| HCL TECHNOLOGIES LTD | 1.25% |
Largest holdings only in WhiteOak Capital Large Cap Fund
| Security | % of fund |
|---|---|
| Nexus Select Trust - REIT | 2.09% |
| Coforge Limited | 1.46% |
| Solar Industries India Limited | 1.22% |
| Divi's Laboratories Limited | 1.22% |
| Embassy Office Parks REIT | 1.22% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata NIFTY 50 Exchange Traded | WhiteOak Capital Large Cap |
|---|---|---|
| Equity | 100.0% | 87.9% |
| Debt | 0.0% | 3.1% |
| Cash and others | 0.0% | 9.0% |
Market cap of stocks
| Market cap | Tata NIFTY 50 Exchange Traded | WhiteOak Capital Large Cap |
|---|---|---|
| Large Cap | 98.6% | 77.5% |
| Mid Cap | 1.4% | 6.7% |
| Small Cap | 0.0% | 1.9% |
| Not on AMFI's list | 0.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Tata NIFTY 50 Exchange Traded | WhiteOak Capital Large Cap |
|---|---|---|
| Banks | 29.8% | 25.5% |
| IT - Software | 8.0% | 5.1% |
| Petroleum Products | 7.7% | 3.0% |
| Automobiles | 6.7% | 5.8% |
| Finance | 5.5% | 6.2% |
| Telecom - Services | 5.2% | 5.4% |
| Retailing | 3.1% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
Tata NIFTY 50 Exchange Traded vs WhiteOak Capital Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata NIFTY 50 Exchange Traded Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.92% |
| Base expense ratio (Direct) | 0.07% | 0.55% |
| Total expense ratio (Regular) | Not available | 2.48% |
| Base expense ratio (Regular) | 0.00% | 1.87% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Tata NIFTY 50 Exchange Traded Fund vs WhiteOak Capital Large Cap Fund: Frequently Asked Questions
What is the difference between Tata NIFTY 50 Exchange Traded Fund and WhiteOak Capital Large Cap Fund?
Tata NIFTY 50 Exchange Traded Fund is an Index fund, WhiteOak Capital Large Cap Fund is a Large Cap fund, run by Tata Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 55.9%. Tata NIFTY 50 Exchange Traded Fund charges 0.09% a year and WhiteOak Capital Large Cap Fund 0.92%.
Which has given higher returns, Tata NIFTY 50 Exchange Traded Fund or WhiteOak Capital Large Cap Fund?
Over 1 year: Tata NIFTY 50 Exchange Traded Fund −10.05%, WhiteOak Capital Large Cap Fund −5.44%. Over 3 years: Tata NIFTY 50 Exchange Traded Fund +7.53% a year, WhiteOak Capital Large Cap Fund +13.22% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata NIFTY 50 Exchange Traded Fund or WhiteOak Capital Large Cap Fund?
Tata NIFTY 50 Exchange Traded Fund charges less: 0.09% a year against 0.92%. These are the total expense ratios reported to AMFI.
How much do Tata NIFTY 50 Exchange Traded Fund and WhiteOak Capital Large Cap Fund overlap?
55.9%. They hold 31 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Tata NIFTY 50 Exchange Traded Fund or WhiteOak Capital Large Cap Fund?
On SEBI's riskometer, Tata NIFTY 50 Exchange Traded Fund is rated Very High and WhiteOak Capital Large Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 13.18% and 13.27% a year.
Which is better for SIP, Tata NIFTY 50 Exchange Traded Fund or WhiteOak Capital Large Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,68,869 in Tata NIFTY 50 Exchange Traded Fund (XIRR -0.2% a year) and ₹3,94,768 in WhiteOak Capital Large Cap Fund (XIRR 4.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Tata NIFTY 50 Exchange Traded Fund and WhiteOak Capital Large Cap Fund?
Yes. 55.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Tata NIFTY 50 Exchange Traded Fund and WhiteOak Capital Large Cap Fund?
Tata NIFTY 50 Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati. WhiteOak Capital Large Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.